public bank current account charges

Savings Account in India - ICICI Bank savings accounts offer valuable banking experience. Our online savings bank accounts give services like internet. Note: A proportionate amount of RM 15.00 (or its equivalent) is to be charged on account(s) opened on or after 1 July. 2, Transaction Charges. Your daily transactions made easy · Features & Benefits · Low Initial Deposit · Cheque Book Facility · Monthly E-Statement · Easy Access · Eligibility · HL Connect.

Public bank current account charges -

Products

Accounts

Bank of Baroda offers different type of accounts to meet your financial goals and secure your future. Choose from our wide range of deposit products that are specifically designed to keep your unique requirements in mind.

 

  • Savings Accounts
  • Current Accounts
  • Term Deposit

Baroda Advantage Saving Account

Flexible and easy-to-operate option for all. As the simplest form of deposit available to customers, this savings accounts is among the most popular type of bank deposits.

Open Now Know More

Super Savings Account

The product is in the nature of a superior Savings Bank Account with added value propositions to high value residential customers. The product is available at Metro and Urban centres.

Open Now Know More

Jeevan Suraksha Savings Bank Account

Accounts can be opened in single name as well as in joint names (maximum two) and both the account holders can also be covered under insurance subject to submission of requisite papers and payment of premium in respect of both the account holders

Apply now Know More

Baroda Champ Account

An account for minors, 0-18 years of age. Theme-based RuPay Baroda Champ Debit Card issuance available to applicant individually above 10 years of age.

Apply now Know More

Baroda Mahila Shakti Saving Account

Attractive offers on beauty, lifestyle, groceries, etc.

Open Now Know More

Baroda Pensioners Savings Bank Account

Zero Balance Account with overdraft facility in savings bank a/c up to a maximum of 2 months pension amount (net credit to SB a/c last month), if any other credit facility is not being availed by the pensioner.

Apply now Know More

Baroda Platinum Saving Bank Account

An account for high net worth individuals are account holders. Customers benefit Benefits include a free personalized VISA Platinum Chip Debit Card with cash withdrawal of Rs. 1,00,000 per day.

Open Now Know More

Baroda Salary Classic Account

Trainees & entry-level employees, give your salary account the wings it deserves. Enjoy discounts on depository services & lifetime free Baroda Easy Credit Card with 5x reward points.

Open Now Know More

Baroda Salary Premium

Suitable for higher management with lifetime free Baroda Premier Credit Card with 5x reward points.

Open Now Know More

Baroda Advantage Current Account

A current account that offers a wide range of benefits to both, rural and urban customers, such as free mobile and internet banking and a low minimum quarterly average balance.

Apply now Know More

Baroda Current Account for LIC/Other Insurance Companies

A current account for life and general Insurance companies. Apart from the many benefits, this current account holds, key features of this account are Internet Payment Gateway (IPG) facility available and immediate credit of outstation cheques.

Apply Now Know More

Baroda Current Account for Other Banks

Any scheduled commercial bank which is included in the second schedule of RBI Act 1934 can have this current account with us. Enjoy its many benefits as a current account holder in Bank of Baroda.

Apply Now Know More

Baroda Premium Current Account (BPCA)

A current account that includes unlimited chequebooks, free signature verification, free account statements twice a month, and discounts on demand draft and banker’s cheque facilities.

Apply Now Know More

Baroda Premium Current Account Privilege (BPCAP)

The key features of this current account include unlimited chequebooks, free signature verification and 100% waiver in case car loans are in the name of proprietor, firm and company.

Apply Now Know More

Baroda Scale-Up Current Account

For a company with the last year turnover of more than Rs. 25 crores and working towards innovation, development, or improvement of products or processes or services, or having a scalable business model with a high potential.

Apply Now Know More

Baroda Small Business Current Account (BSBCA)

This type of current account is ideal for small businesses such as start-ups or mom-and-pop stores and can be opened by individuals, or proprietorship and partnership firms.

Apply Now Know More

Baroda Start-up Current Account

A company working towards innovation, development, or improvement of products or processes or services, or having a scalable business model with a high potential of employment generation or wealth creation can hold this current account.

Apply Now Know More

Baroda Tax Savings Term Deposit Account

Invest for long and get more on our Term deposit. Make your return immune to interest rate fluctuation, Baroda Tax Savings Term Deposit Account. Beneficial rates for senior citizens.

Apply Now Know More

Baroda SUVIDHA Flexible Fixed Deposit Scheme

A product offering a combination of competitive interests as well as easy liquidity. Get the best of both, long-term as well as short-term deposit plans.

Apply Now Know More

Capital Gain Account Scheme, 1988

The Capital Gain Account Scheme helps you avail tax exemptions from capital gains, with two types of accounts, savings and term deposit accounts. Comes with nomination facility and minimum principal amount of Rs.1000.

Apply Now Know More

Baroda Tax Savings Term Deposit Account

Invest for long and get more on our Term deposit. Make your return immune to interest rate fluctuation, Baroda Tax Savings Term Deposit Account. Beneficial rates for senior citizens.

Apply Now Know More

Flexible Recurring Deposit Scheme

A product that is basically a Flexible Recurring Deposit a/c with feature of Flexible Monthly Instalment mode. Attractive rates of interest are on the way!

Apply Now Know More

Monthly Income Plan (MIP)

Monthly Income Plan is a fixed deposit plan that pays monthly interest to give you a fixed income every month to meet your expenses. You can invest funds that are lying idle in a regular monthly income plan that will provide a degree of income certainty every month.

Apply Now Know More

Motor Accident Claims Annuity Deposit (MACAD) TD178

This scheme aims to facilitate the claimants of victims of road accidents to place the funds received, as per court orders under (MACAD) Scheme. The annuity amount on monthly basis net of TDS will be credited.

Apply Now Know More

Baroda Recurring Deposit Scheme

Open a recurring deposit account with Bank of Baroda and create a habit of saving regularly. The monthly instalments on RD accounts especially, encourage new investors to set aside money throughout the year.

Apply Now Know More

Baroda Regular Income cum Recurring Deposit (RIRD)

Enjoy an increasing rate of interest with longer periods of deposit. Compound interest ensures that your savings grow faster. Overdraw your account by way of a pre-issued cheque of up to 95% of your deposits.

Apply Now Know More

Loans

Bank of Baroda offers a wide range of loans to meet your diverse needs. Whether the need is for a house, child's education, our unique and need specific loans will enable you to convert your dreams to realities.

Источник: https://www.bankofbaroda.in/

Checking accounts

Checking that works for you

Easy Checking

Personal checking with basic banking must-haves

MONTHLY MAINTENANCE FEE

$6.95 or $0

How to waive the fee

Gold Checking

Extra benefits for U.S. Bank credit card and loan customers

MONTHLY MAINTENANCE FEE

$14.95 or $0

How to waive the fee

Student Checking

Personal checking with features just for students

MONTHLY MAINTENANCE FEE

$0

No monthly maintenance fee

Safe Debit Account1

A bank account minus the checks with no overdraft fees

MONTHLY MAINTENANCE FEE

$4.95

Monthly maintenance fee can’t be waived

Ways to waive the monthly maintenance fee

Easy Checking

Have combined monthly direct deposits totaling $1,000+.

Keep an average account balance2 of $1,500.

The account holder(s) is age 65 or older.

Learn more

Gold Checking

Have an open U.S. Bank personal loan, line or credit card.3

Learn more

Platinum Checking

Have $25,000 in combined personal deposits, credit balances4 with U.S. Bank and/or investments* through U.S. Bancorp Investments.

Have a personal trust relationship with U.S. Bank Wealth Management.

The account holder is a current or former member of the Armed Forces. Learn how U.S. Bank supports those who serve.

Learn more

All our checking accounts include:

  • Branches in more than 25 states
  • One of the largest ATM networks in America
  • No surcharges at MoneyPass® Network ATMs5
  • Find a Branch or ATM near you in the app or at locations.usbank.com

Want help choosing the right account?

No problem. Just answer a few questions to see what account might work for you.

Compare accounts side by side.

Choose the accounts you want to compare and see all of their benefits and features.

Need more information about bank accounts? We’re happy to help.

What is a checking account?

There are many bank accounts where you could put your money. But which is the best for your situation? Figure it out with a little help from our Money Mentor series.

Learn about bank accounts

Opening a bank account for the first time

You’re ready to open your first bank account! But you have a few questions. Take a scroll through our infographic for the things you’ll need and numbers to know.

Prepare to open your first account

How to practice mindful spending

Whether you’re a financial pro or just starting out in your money journey, mindful spending habits will keep you on the right track – especially in an ever-changing economy.

Get in the money mindset

Источник: https://www.usbank.com/bank-accounts/checking-accounts.html

TD Convenience CheckingSM

New TD Convenience CheckingSM Customers can earn $150 with qualifying direct deposits. We like the sound of that.

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Best for everyday banking—low minimum daily balance requirement, great discounts.

What you get with your checking account

Get the checking account with a low minimum balance to waive the monthly fee, plus convenient features like instant-issue debit cards and TD Bank Mobile Deposit.1

What you pay

Monthly Maintenance Fee

$15

No Monthly Maintenance Fee When You

1) Maintain a $100 minimum daily balance OR
2) If the Primary account holder is age 17 through 232

Earns Interest

No

ATM Fees

None at TD ATMs

Checks

Discount on first order of select styles

Online Statements

Free

Paper Statements

$1 monthly fee

Minimum Opening Deposit

$0

Overdraft Protection

Savings Overdraft Protection available6

Free with this Account

TD Bank Mobile Deposit1

Additional Benefits

Home equity and personal loan rate discounts5

More checking account perks for students

TD Convenience Checking is even better if you're a student or young adult ages 17 through 232:

  • No minimum balance requirement
  • No monthly maintenance fee
  • Pay no monthly maintenance fee on a linked TD Simple Savings account if you're under 247
  • Fees waived on Savings Overdraft Protection transfers6

Learn more about our Student Banking Services.

Open account

Online

The fastest way to open an account

In person

Book an appointment at your local TD Bank to set up your account

By phone

A Banking Specialist can walk you through opening an account online

1-888-751-90001-888-751-9000

Minimum daily balance to waive monthly maintenance fee

View the TD Convenience CheckingSM Account Guide.

1TD Bank Mobile Deposit is available to Customers with an active checking, savings or money market account and using a supported, internet-enabled iOS or Android device with a camera. Other restrictions may apply. Please refer to the Mobile Deposit Addendum.

2TD Convenience CheckingSM monthly maintenance fee waived if the Primary account holder is 17 through 23 years of age. Upon the primary account holders 24th birthday the account will be subject to the monthly maintenance fee unless the minimum daily balance is maintained.

3Send Money with Zelle® is available for most personal checking and money market accounts. To use Send Money with Zelle® you must have an Online Banking profile with a U.S. address, a unique U.S. mobile phone number and an active unique e-mail address. Your eligible personal deposit account must be active and enabled for ACH transactions and Online Banking transfers. Message and data rates may apply, check with your wireless carrier.

U.S. checking or savings account required to use Zelle®. Transactions between enrolled users typically occur in minutes. Transaction limitations apply.

Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license.

4Visa's Zero Liability Policy does not apply to certain commercial card and anonymous prepaid card transactions or transactions not processed by Visa. Cardholders must take care in protecting their card and notify TD Bank immediately of any unauthorized use.

5Loans subject to credit approval. A TD Bank personal checking account is required to be eligible for this 0.25% HELOC rate discount. This relationship discount may be terminated and the interest rate on your Home Equity Line of Credit or Personal Unsecured Line of Credit account may increase by 0.25% upon closure of your qualifying checking account. For a Home Equity Loan or Personal Loan, rate discount requires automatic payment deduction from a personal TD Bank checking or savings account. This discount may be terminated and the interest rate on this account may increase by 0.25% upon cancellation of the automatic payment deduction.

6Please refer to TD Bank Overdraft Protection and Services for information on available overdraft options.

7We will waive the monthly maintenance fee on one eligible TD Simple Savings account for eligible Customers upon Customer request for primary account holders who are 17 to 23 years of age. The monthly maintenance fee waiver expires upon the primary account holder's 24th birthday. We will automatically begin to assess the monthly maintenance fee as of the primary account holder's 24th birthday.

View the TD Convenience Checking SMAccount Guide.

1TD Bank Mobile Deposit is available to Customers with an active checking, savings or money market account and using a supported, internet-enabled iOS or Android device with a camera. Other restrictions may apply. Please refer to the Mobile Deposit Addendum.

2TD Convenience CheckingSM monthly maintenance fee waived if the Primary account holder is 17 through 23 years of age. Upon the primary account holders 24th birthday the account will be subject to the monthly maintenance fee unless the minimum daily balance is maintained.

3Send Money with Zelle® is available for most personal checking and money market accounts. To use Send Money with Zelle® you must have an Online Banking profile with a U.S. address, a unique U.S. mobile phone number and an active unique e-mail address. Your eligible personal deposit account must be active and enabled for ACH transactions and Online Banking transfers. Message and data rates may apply, check with your wireless carrier.

U.S. checking or savings account required to use Zelle®. Transactions between enrolled users typically occur in minutes. Transaction limitations apply.

Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license.

4Visa's Zero Liability Policy does not apply to certain commercial card and anonymous prepaid card transactions or transactions not processed by Visa. Cardholders must take care in protecting their card and notify TD Bank immediately of any unauthorized use.

5Loans subject to credit approval. A TD Bank personal checking account is required to be eligible for this 0.25% HELOC rate discount. This relationship discount may be terminated and the interest rate on your Home Equity Line of Credit or Personal Unsecured Line of Credit account may increase by 0.25% upon closure of your qualifying checking account. For a Home Equity Loan or Personal Loan, rate discount requires automatic payment deduction from a personal TD Bank checking or savings account. This discount may be terminated and the interest rate on this account may increase by 0.25% upon cancellation of the automatic payment deduction.

6Please refer to TD Bank Overdraft Protection and Services for information on available overdraft options.

7We will waive the monthly maintenance fee on one eligible TD Simple Savings account for eligible Customers upon Customer request for primary account holders who are 17 to 23 years of age. The monthly maintenance fee waiver expires upon the primary account holder's 24th birthday. We will automatically begin to assess the monthly maintenance fee as of the primary account holder's 24th birthday.

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Источник: https://www.td.com/us/en/personal-banking/checking-accounts/convenience/

Personal banking that works for you.

Figuring a home loan that you can afford.

We understand that purchasing your home is one of the most important financial decisions you will make.

MORTGAGE CALCULATOR

Why Nicolet National Bank?

The purpose of Nicolet Bank is to serve customers. Real People, having Real Conversations and creating shared success.

From branches to mobile, we design our solutions with you in mind.

CheckingSavingsHome Lending

Real Rewards Checking

For customers who want to earn a great interest rate.

  • Earn 3.00% Annual Percentage Yield each month on balances up to $10,000
  • No monthly service fee or minimum balance
  • Free Mobile Banking & Mobile Deposits
  • Access to 30,000 fee-free ATMs nationwide

Open AccountLearn More

Real Cash Back Checking

For customers who prefer to earn cash back.

  • Earn up to $108 every year!
  • No monthly service fee or minimum balance
  • Free Mobile Banking & Mobile Deposits
  • Access to 30,000 fee-free ATMs nationwide

Open AccountLearn More

Value Checking

For customers who want a simple checking account without a monthly maintenance fee.

  • Free Mobile Banking and Mobile Deposits
  • Access to 30,000 fee-free ATMs nationwide
  • $4 monthly service fee waived if enrolled in electronic statements, maintain $2,500 daily balance

Open AccountLearn More

Platinum Checking

An interest bearing account for high net-worth customers.

  • Interest-bearing checking account
  • Free Mobile Banking & Mobile Deposit
  • Access to 30,000 fee-free ATMs nationwide

Open AccountLearn More

Nicolet Savings

Enjoy the ease and flexibility of a standard savings account.

  • $100 minimum deposit to open
  • $5 monthly service charge if available balance falls below $100
  • Unlimited deposits and transfers into the account
  • Earn competitive interest on entire balance

Learn More

Nicolet Junior Savings

Start them on the right financial path with our Junior Savings account.

  • For ages 0-20
  • $50 minimum deposit to open
  • $5 monthly service charge if available balance falls below $50
  • Number of withdrawals allowed per month
  • Free online banking

Learn More

Pre-Approval

Get pre-approved and shop with confidence.

  • Know how much you can borrow, and what programs you qualify for to make home shopping easier
  • Apply in person with our lending team or apply online now
  • Construction loan options

Apply Online

Home Refinance

Could today's rates save you money on your current mortgage? Have a conversation with our home loan experts to see if the time is right for you.

  • Keep your term and reduce your monthly payments
  • Keep your monthly payments and reduce your term

Apply OnlineLearn More

Construction Loan

Work with our experienced team of lenders to make your dream home come to life.

  • One-step construction loan
  • Local decision-making and servicing
  • Local title company partnerships
  • Local appraisers

Apply OnlineLearn More

Purchase

Whether you're buying your first home or searching for an investment property, we have a solution for you.

  • First-time homebuyer and down payment assistance programs including 100% financing and no down payment options
  • Government sponsored mortgages including WHEDA, VA, USDA Rural Development loans
  • Jumbo loans, fixed-rate investment properties, vacant land loans, and plenty more

Apply Online

Home Equity Line of Credit

You've worked hard to build equity into your home. Now let the equity in your home work for you.

  • Great rates
  • Use for home renovations, college tuition, weddings, consolidating debt, and many other types of significant expenses
  • May also be tax deductible. Consult your tax preparer.

Apply OnlineLearn More

Resources from The Vault

Insights for your financial well-being

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Источник: https://www.nicoletbank.com/

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    • Thumbs up icon

      No monthly service charge

    • Dollar Sign Crossed Out in Circle

      No minimum account opening balance

    • 2 Arrows Pointing Opposite Direction

      150 free monthly transactions

  • An Account to Help You Grow:

    How can a checking account help a business grow? By saving you money and keeping things simple. The way we look at it, a healthy, growing local business is good for everybody. After all, we're all part of the same community. Free Small Business Checking is just one way we do our part.

    Key Account Details:

    • No minimum account opening balance
    • No monthly service charge
    • 150 free monthly transactions

    Convenient Access to Cash:

    • Surcharge-free cash access at more than 550 FNB ATMs

    Convenient Online Access:

    • Free paper and online statements with free check images
    • Make convenient deposits at FNB branches, ATMs or through the FNB Business Mobile app
    • Enjoy convenient access and robust capabilities with Business Online Banking, FNB Business Mobile app and Telephone Banking
  • Your Initial Deposit:

    • There is no minimum account opening balance for this account.

    Required Identification:

    Depending on your type of organization, we may need one or more of the following documents when opening your account. These may include:

    • Department of State printout of business registration/Government-issued business license
    • CPA-signed tax return
    • Articles of Incorporation or Articles of Organization
    • Operating Agreement or Bylaws
    • Partnership Agreement

    Optional Items:

    • If you would like to order checks, you may do so during the application process.
    • If you request a debit card when you open your account, it will be mailed to you within 5-7 business days. If you need your card sooner, you can pick one up immediately at your local FNB branch.

With any account, you also get the latest in digital technology:

Compare all of our accounts. This comparison chart makes it easy to compare all of our checking options.

Browse all

Compare all of our accounts. This comparison chart makes it easy to compare all of our checking options.

Compare all

Still not sure? Answer a few quick questions to help you find the right account.

Help me decide

Products With You In Mind

FNB offers a full breadth of products and services for your needs.

Notices & Disclosures

1 - Consult your local FNB branch for the Business Fee Schedule. Fees subject to change.
2 - For the FNB Business Mobile Banking app data and carrier fees may apply.

Источник: https://www.fnb-online.com/Business/Checking-Savings/Business-Checking/free-small-business-checking

Public bank current account charges -

Why Did The Bank Put a Hold on My Checking Account?

If you've ever experienced a hold being placed on your checking account, you know how frustrating it can be. Not sure what it means? Essentially, a hold is a temporary delay in making funds available in your account.

A hold can be placed on your checking account for a variety of reasons. Usually, a bank places a hold on a check or deposit you make into your account. The bank will do this to ensure the funds clear before they are made available in your account. A hold is put in place to protect you as much as it protects the bank. If you spend the money you received from the check but it is returned to the bank and not paid, then you will have to cover the negative balance.

How Does the Bank Decide to Place a Hold on an Account? 

If the check is particularly large, or if it is from out of state, then the bank is much more likely to place a hold on it. The teller will usually call the bank that the check is issued from to see if the funds are available. 

However, smaller checks, those from in-state, checks from the same bank as yours, checks from the U.S. Treasury, direct deposits, and cashier's checks are generally available the next business day.

However, large checks ($5,000-plus), redeposited checks, and those going into frequently overdrafted accounts will often have longer hold times. This also applies to checks that the bank has "reasonable doubt" about – that is, if they doubt the funds will clear. The bank should notify you if they have placed your account on hold.

Keep in mind one thing when dealing with holds on funds in your checking account. Sometimes, the funds will show up in your checking account balance but they won't necessarily be a part of your available funds. You should always balance your checking account, and be aware of the differences between your account's actual balance and the available balance. They are two different things.

Why Do Banks Place Holds on Checks?

The most common reason banks put a hold on funds in your account is to ensure that a check clears. Putting it simply, they want to make sure they receive the appropriate funds before these funds are made available to you. You can learn more about your hold by calling your bank and requesting more information or reading the guidelines you received when you opened the account.

How Long Will the Hold Last?

The short answer is, it depends. But generally speaking, cash deposits and the first $200 of a non-cash deposit will be available in one business day. Then, the rest of the deposit should be available the second business day, as long as there are no holds placed on the funds.

As mentioned, deposits like checks from the U.S. Treasury, direct deposits, and cashier's checks should be available the day after you deposit them. There are also exceptions to these rules, such as if you deposit more than $5,000 in your account in one day.

Can I Do Anything to Stop a Hold From Being Placed?

The most basic answer is no. The bank has some discretion in determining whether or not to release funds to you and when. Federal guidelines also dictate the timeline.

If you want to have a large transaction completed more quickly, you may ask for a direct deposit or that the money be wired directly to you instead of receiving a check.

You may also opt for ways to avoid a hold on your account. However, it is important to remember that the transfer of money between banks does not happen instantaneously. It takes time for the money to cross through the proper channels, so it's always best to give yourself a cushion when depositing checks. 

You should also keep a minimum balance in your checking account and have a good emergency fund to avoid overdrafting your account if the bank does place a hold on an incoming check.

Frequently Asked Questions (FAQs)

How long can a bank hold a direct deposit?

Direct deposits, such as payroll deposits from your job, have to be made available to you the day after they are received by the bank. However, some exceptions could delay that timeline by a few days, such as when the amount of the deposit is more than $5,000.

Why does a bank hold some of the deposit and post the rest?

The regulations on deposit holds vary by the amount being deposited. If a large amount is deposited, the first $200 must be made available within a day, but the rest of the deposit could take longer to post.

Источник: https://www.thebalance.com/why-did-they-place-a-hold-on-my-checking-account-2385973

Personal Current Account

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The Personal Current account makes your everyday banking easier in so many ways.

Open your current account with us today. See how easy it is to apply here.

Apply Now

Fees

We have a simple way of charging for our Personal Current Account – a flat fee of €6 per month for maintaining the account.

There are no individual charges for the following current account transactions, account services, unpaid items and referral items:

  • No charge for these Account Transactions (once the transaction is in euros)
    • Using a debit card for purchases in euros:
      • contactless transactions
      • chip and PIN transactions
      • online transactions
    • Credit transfers in euros:
      • standing orders
      • direct debits
      • 365 online and phone transactions
      • paper / staff assisted (in branch) transactions – including cheques
    • Cash withdrawal, cash lodgements and cheque lodgements in euros:
      • using ATM / Lodgement ATM
      • paper / staff assisted (in branch) transactions
  • No charge for these Account Services
    • Provision of a cheque book*
    • Provision of a domestic bank draft*
    • Ordering a duplicate bank statement
    • Ordering an account balance or interest certificate
    • Replacement of lost, stolen or damaged cards
    • Replacement debit card PIN
    • Account transfers through standing instruction
    • Cheque retrieval requests
    • Stop payment instruction – direct debit or cheque
    • Account administration
    • Auditor queries
  • No charge for these Unpaid Items and Referral Items
    • Unpaid standing order
    • Cheque or direct debit returned unpaid from your account
    • Cheque lodged to your account and returned unpaid
    • Referral items (where a payment of any kind causes you to go into unauthorised overdraft)
 

For details of the fees and charges that apply to our Personal Current Account, see our brochures below, also available in any Bank of Ireland branch.

*Government duty still applies

Apply Online Now

Contact us directly

Find your local branch

For details on branch services, National Sort Code (NSC), BIC / IBAN, branch contact details and opening hours.

Use the dropdown to search for a branch across the country:

Источник: https://personalbanking.bankofireland.com/bank/current-accounts/personal-current-account/fees/

0 items in your cart

    • Thumbs up icon

      No monthly service charge

    • Dollar Sign Crossed Out in Circle

      No minimum account opening balance

    • 2 Arrows Pointing Opposite Direction

      150 free monthly transactions

  • An Account to Help You Grow:

    How can a checking account help a business grow? By saving you money and keeping things simple. The way we look at it, a healthy, growing local business is good for everybody. After all, we're all part of the same community. Free Small Business Checking is just one way we do our part.

    Key Account Details:

    • No minimum account opening balance
    • No monthly service charge
    • 150 free monthly transactions

    Convenient Access to Cash:

    • Surcharge-free cash access at more than 550 FNB ATMs

    Convenient Online Access:

    • Free paper and online statements with free check images
    • Make convenient deposits at FNB branches, ATMs or through the FNB Business Mobile app
    • Enjoy convenient access and robust capabilities with Business Online Banking, FNB Business Mobile app and Telephone Banking
  • Your Initial Deposit:

    • There is no minimum account opening balance for this account.

    Required Identification:

    Depending on your type of organization, we may need one or more of the following documents when opening your account. These may include:

    • Department of State printout of business registration/Government-issued business license
    • CPA-signed tax return
    • Articles of Incorporation or Articles of Organization
    • Operating Agreement or Bylaws
    • Partnership Agreement

    Optional Items:

    • If you would like to order checks, you may do so during the application process.
    • If you request a debit card when you open your account, it will be mailed to you within 5-7 business days. If you need your card sooner, you can pick one up immediately at your local FNB branch.

With any account, you also get the latest in digital technology:

Compare all of our accounts. This comparison chart makes it easy to compare all of our checking options.

Browse all

Compare all of our accounts. This comparison chart makes it easy to compare all of our checking options.

Compare all

Still not sure? Answer a few quick questions to help you find the right account.

Help me decide

Products With You In Mind

FNB offers a full breadth of products and services for your needs.

Notices & Disclosures

1 - Consult your local FNB branch for the Business Fee Schedule. Fees subject to change.
2 - For the FNB Business Mobile Banking app data and carrier fees may apply.

Источник: https://www.fnb-online.com/Business/Checking-Savings/Business-Checking/free-small-business-checking

Personal banking that works for you.

Figuring a home loan that you can afford.

We understand that purchasing your home is one of the most important financial decisions you will make.

MORTGAGE CALCULATOR

Why Nicolet National Bank?

The purpose of Nicolet Bank is to serve customers. Real People, having Real Conversations and creating shared success.

From branches to mobile, we design our solutions with you in mind.

CheckingSavingsHome Lending

Real Rewards Checking

For customers who want to earn a great interest rate.

  • Earn 3.00% Annual Percentage Yield each month on balances up to $10,000
  • No monthly service fee or minimum balance
  • Free Mobile Banking & Mobile Deposits
  • Access to 30,000 fee-free ATMs nationwide

Open AccountLearn More

Real Cash Back Checking

For customers who prefer to earn cash back.

  • Earn up to $108 every year!
  • No monthly service fee or minimum balance
  • Free Mobile Banking & Mobile Deposits
  • Access to 30,000 fee-free ATMs nationwide

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Value Checking

For customers who want a simple checking account without a monthly maintenance fee.

  • Free Mobile Banking and Mobile Deposits
  • Access to 30,000 fee-free ATMs nationwide
  • $4 monthly service fee waived if enrolled in electronic statements, maintain $2,500 daily balance

Open AccountLearn More

Platinum Checking

An interest bearing account for high net-worth customers.

  • Interest-bearing checking account
  • Free Mobile Banking & Mobile Deposit
  • Access to 30,000 fee-free ATMs nationwide

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Nicolet Savings

Enjoy the ease and flexibility of a standard savings account.

  • $100 minimum deposit to open
  • $5 monthly service charge if available balance falls below $100
  • Unlimited deposits and transfers into the account
  • Earn competitive interest on entire balance

Learn More

Nicolet Junior Savings

Start them on the right financial path with our Junior Savings account.

  • For ages 0-20
  • $50 minimum deposit to open
  • $5 monthly service charge if available balance falls below $50
  • Number of withdrawals allowed per month
  • Free online banking

Learn More

Pre-Approval

Get pre-approved and shop with confidence.

  • Know how much you can borrow, and what programs you qualify for to make home shopping easier
  • Apply in person with our lending team or apply online now
  • Construction loan options

Apply Online

Home Refinance

Could today's rates save you money on your current mortgage? Have a conversation with our home loan experts to see if the time is right for you.

  • Keep your term and reduce your monthly payments
  • Keep your monthly payments and reduce your term

Apply OnlineLearn More

Construction Loan

Work with our experienced team of lenders to make your dream home come to life.

  • One-step construction loan
  • Local decision-making and servicing
  • Local title company partnerships
  • Local appraisers

Apply OnlineLearn More

Purchase

Whether you're buying your first home or searching for an investment property, we have a solution for you.

  • First-time homebuyer and down payment assistance programs including 100% financing and no down payment options
  • Government sponsored mortgages including WHEDA, VA, USDA Rural Development loans
  • Jumbo loans, fixed-rate investment properties, vacant land loans, and plenty more

Apply Online

Home Equity Line of Credit

You've worked hard to build equity into your home. Now let the equity in your home work for you.

  • Great rates
  • Use for home renovations, college tuition, weddings, consolidating debt, and many other types of significant expenses
  • May also be tax deductible. Consult your tax preparer.

Apply OnlineLearn More

Resources from The Vault

Insights for your financial well-being

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Источник: https://www.nicoletbank.com/

Products

Accounts

Bank of Baroda offers different type of accounts to meet your financial goals and secure your future. Choose from our wide range of deposit products that are specifically designed to keep your unique requirements in mind.

 

  • Savings Accounts
  • Current Accounts
  • Term Deposit

Baroda Advantage Saving Account

Flexible and easy-to-operate option for all. As the simplest form of deposit available to customers, this savings accounts is among the most popular type of bank deposits.

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Super Savings Account

The product is in the nature of a superior Savings Bank Account with added value propositions to high value residential customers. The product is available at Metro and Urban centres.

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Jeevan Suraksha Savings Bank Account

Accounts can be opened in single name as well as in joint names (maximum two) and both the account holders can also be covered under insurance subject to submission of requisite papers and payment of premium in respect of both the account holders

Apply now Know More

Baroda Champ Account

An account for minors, 0-18 years of age. Theme-based RuPay Baroda Champ Debit Card issuance available to applicant individually above 10 years of age.

Apply now Know More

Baroda Mahila Shakti Saving Account

Attractive offers on beauty, lifestyle, groceries, etc.

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Baroda Pensioners Savings Bank Account

Zero Balance Account with overdraft facility in savings bank a/c up to a maximum of 2 months pension amount (net credit to SB a/c last month), if any other credit facility is not being availed by the pensioner.

Apply now Know More

Baroda Platinum Saving Bank Account

An account for high net worth individuals are account holders. Customers benefit Benefits include a free personalized VISA Platinum Chip Debit Card with cash withdrawal of Rs. 1,00,000 per day.

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Baroda Salary Classic Account

Trainees & entry-level employees, give your salary account the wings it deserves. Enjoy discounts on depository services & lifetime free Baroda Easy Credit Card with 5x reward points.

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Baroda Salary Premium

Suitable for higher management with lifetime free Baroda Premier Credit Card with 5x reward points.

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Baroda Advantage Current Account

A current account that offers a wide range of benefits to both, rural and urban customers, such as free mobile and internet banking and a low minimum quarterly average balance.

Apply now Know More

Baroda Current Account for LIC/Other Insurance Companies

A current account for life and general Insurance companies. Apart from the many benefits, this current account holds, key features of this account are Internet Payment Gateway (IPG) facility available and immediate credit of outstation cheques.

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Baroda Current Account for Other Banks

Any scheduled commercial bank which is included in the second schedule of RBI Act 1934 can have this current account with us. Enjoy its many benefits as a current account holder in Bank of Baroda.

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Baroda Premium Current Account (BPCA)

A current account that includes unlimited chequebooks, free signature verification, free account statements twice a month, and discounts on demand draft and banker’s cheque facilities.

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Baroda Premium Current Account Privilege (BPCAP)

The key features of this current account include unlimited chequebooks, free signature verification and 100% waiver in case car loans are in the name of proprietor, firm and company.

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Baroda Scale-Up Current Account

For a company with the last year turnover of more than Rs. 25 crores and working towards innovation, development, or improvement of products or processes or services, or having a scalable business model with a high potential.

Apply Now Know More

Baroda Small Business Current Account (BSBCA)

This type of current account is ideal for small businesses such as start-ups or mom-and-pop stores and can be opened by individuals, or proprietorship and partnership firms.

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Baroda Start-up Current Account

A company working towards innovation, development, or improvement of products or processes or services, or having a scalable business model with a high potential of employment generation or wealth creation can hold this current account.

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Baroda Tax Savings Term Deposit Account

Invest for long and get more on our Term deposit. Make your return immune to interest rate fluctuation, Baroda Tax Savings Term Deposit Account. Beneficial rates for senior citizens.

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Baroda SUVIDHA Flexible Fixed Deposit Scheme

A product offering a combination of competitive interests as well as easy liquidity. Get the best of both, long-term as well as short-term deposit plans.

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Capital Gain Account Scheme, 1988

The Capital Gain Account Scheme helps you avail tax exemptions from capital gains, with two types of accounts, savings and term deposit accounts. Comes with nomination facility and minimum principal amount of Rs.1000.

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Baroda Tax Savings Term Deposit Account

Invest for long and get more on our Term deposit. Make your return immune to interest rate fluctuation, Baroda Tax Savings Term Deposit Account. Beneficial rates for senior citizens.

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Flexible Recurring Deposit Scheme

A product that is basically a Flexible Recurring Deposit a/c with feature of Flexible Monthly Instalment mode. Attractive rates of interest are on the way!

Apply Now Know More

Monthly Income Plan (MIP)

Monthly Income Plan is a fixed deposit plan that pays monthly interest to give you a fixed income every month to meet your expenses. You can invest funds that are lying idle in a regular monthly income plan that will provide a degree of income certainty every month.

Apply Now Know More

Motor Accident Claims Annuity Deposit (MACAD) TD178

This scheme aims to facilitate the claimants of victims of road accidents to place the funds received, as per court orders under (MACAD) Scheme. The annuity amount on monthly basis net of TDS will be credited.

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Baroda Recurring Deposit Scheme

Open a recurring deposit account with Bank of Baroda and create a habit of saving regularly. The monthly instalments on RD accounts especially, encourage new investors to set aside money throughout the year.

Apply Now Know More

Baroda Regular Income cum Recurring Deposit (RIRD)

Enjoy an increasing rate of interest with longer periods of deposit. Compound interest ensures that your savings grow faster. Overdraw your account by way of a pre-issued cheque of up to 95% of your deposits.

Apply Now Know More

Loans

Bank of Baroda offers a wide range of loans to meet your diverse needs. Whether the need is for a house, child's education, our unique and need specific loans will enable you to convert your dreams to realities.

Источник: https://www.bankofbaroda.in/

Have a question about online or mobile banking at WaFd Bank? Visit our Mobile Banking FAQ!

Frequently Asked Questions

What is WaFd Bank's routing number?

What if I've forgotten my username or password?

How do I deposit a check after hours?

How do I access my account online?

What to do if I’ve lost my debit card?

Does WaFd Bank offer car, motorcycle, RV, or boat loans?

Did Washington Federal change its name?

What does WaFd stand for?

How do I find my WaFd Bank account number?

Does WaFd Bank have Zelle®

How many branches does WaFd Bank have?

Is WaFd Bank a credit union?

Can my WaFd Bank account be under $1000?

What types of loans does WaFd Bank offer?

Does WaFd Bank offer portfolio loans?

Does WaFd Bank offer notary services?

How do you go paperless with WaFd Bank?

Does WaFd Bank have ATMs?

Can I open an account online at WaFd Bank?

What is My WaFd Wins?

How do I order more checks?

How do I request a copy of my bank tax statement?

How do I change my address with WaFd Bank?

How do I close my bank account?

How do I add/remove someone to/from my bank account?

When can I expect an electronic bank deposit to my WaFd Bank account?

Does WaFd Bank process payments on public bank holidays or weekends?

Still can't find what you are looking for? Contact a branch near you or call 1-800-324-9375 or email us at [email protected]

What is WaFd Bank's routing number?

The WaFd Bank routing number is 325070980 for all transactions, including wire transfers, automatic or direct deposits, Automated Clearing House (ACH) transactions and ordering checks.

What if I've forgotten my username or password?

  • You can reset your username or password by going online or to the mobile app.
  • If you run into trouble and need help, please feel free to call our Client Care Center which is open 24 hours a day 7 days a week at 1-800-324-9375 or email [email protected]
  • If you’re a business, you should call us or email [email protected] (Email inquiries are responded to within 1-2 business days.)

How do I deposit a check after hours?

  • There are two easy ways to deposit a check on evenings and weekends. Every WaFd Bank branch has a smart ATM that allows you to deposit checks (and cash) without using an envelope. And you’ll see images of your deposit check right on your receipt.
  • You can also deposit a check using your smartphone. With Mobile Photo Deposit, use the WaFd Bank mobile banking app to snap a photo of the front and back of your check. Just follow the on-screen instructions.

Reminder: A hold applies to items deposited via the ATM or mobile photo deposit until we can verify the validity of the items deposited. If you’d like to request that the hold be removed earlier than normal, please call our Client Care Center at 1-800-324-9375.

How do I access my account online?

  • Access your WaFd Bank checking, savings, money market and CDs – as well as your loans with us – via online and mobile banking. Sign up is easy, just visit our Online Banking and Mobile enrollment page.
  • You’ll need at least one account number along with your Social Security Number to get started. Once you’re enrolled, you can also download our mobile app and link your accounts to your smartphone. Start with a visit to the Apple App or Google Play store and search for “WaFd Bank”.

What to do if I’ve lost my debit card?

Call us right away if you’ve lost your debit card or suspect it might be stolen. You may call your local branch, or our Client Care Center is available at 1-800-324-9375.

Does WaFd Bank offer car, motorcycle, RV, or boat loans?

WaFd Bank does not offer car, motorcycle, RV, or boat loans, but our WaFd Bank Insurance Group does offer insurance policies for these items and more to meet your insurance needs. Visit WaFd Bank Insurance Group to learn more. www.wafdinsurancegroup.com or call 1-800-562-2555.

Did Washington Federal change its name?

Washington Federal did modify the name, to WaFd Bank. We are still the same bank you trust. We launched the simplified name because the previous title did not emphasize that we are a bank. Our solution? Put the word “bank” in our name - WaFd Bank.

What does WaFd stand for?

WaFd is our longtime nickname and an abbreviation of Washington Federal for over a century. WaFd Bank also aligns with our NASDAQ ticker symbol—WAFD. We pronounce it “Wah-Fed”. For more information visit our About Us page.

How do I find my WaFd Bank account number?

Find your account number by signing into online banking, checking your bank statement or looking at the bottom line of your printed checks. You may also contact your local branch for further assistance.

Does WaFd Bank have Zelle®

WaFd Bank has Zelle®. It’s a fast, safe and easy way to send money to friends, family and associates in minutes1, right from the WaFd Bank mobile app or online banking. You must have a bank account in the U.S. to use Zelle®. Transactions typically occur in minutes when the recipient's email address or U.S. mobile number is already enrolled with Zelle®. Send money with Zelle®.

How many branches does WaFd Bank have?

We currently have over 230 WaFd Bank Branches to serve our clients in the eight western states of Washington, Oregon, Idaho, Utah, Arizona, Nevada, New Mexico and Texas. Check out our branch locations and ATM locations.

Is WaFd Bank a credit union?

WaFd Bank is not a credit union. We are a full-service national bank that does not require membership. We provide FDIC deposit insurance for our clients.

Can my WaFd Bank account be under $1000?

Yes. WaFd checking and savings accounts may be opened for as low as $25. The Money Market account opening deposit is $100. Visit the WaFd Bank Checking and Savings pages for more details.

Does WaFd Bank offer portfolio loans?

We’re proud to be a portfolio lender. We originate and retain your mortgage loan for the entire term. Since we don’t sell our loans to the secondary market, we’re able to provide our borrowers with flexibility and one-to-one service – plus we are always here if you have questions. What is a Portfolio Lender?

Does WaFd Bank offer notary services?

WaFd Bank is pleased to offer complimentary notary services at our branch locations.

How do you go paperless with WaFd Bank?

To go paperless simply sign-in to Online banking, choose settings at the top of the page, then select Statements – follow the prompts to enroll all eligible accounts for paperless statements.

Does WaFd Bank have ATMs?

Do we ever! Over 32,000 Fee-Free ATM locations.

What is My WaFd Wins?

Secure Checking is now My WaFd Wins to emphasize the many great benefits you get with Green Rewards and Stellar Plus Checking.

How do I request a copy of my bank tax statement?

Please contact the Client Care Center @ 1-800-324-9375 to request your 1099/1098 as they are not available online.

How do I change my address with WaFd Bank?

To change your address for your bank account, please contact your local branch or our Client Care Center at 1-800-324-9375.

How do I close my bank account?

Closing a bank account requires a physical signature, please reach out to your local WaFd Bank branch.

How do I add/remove someone to/from my bank account?

Please contact your local branch to add/remove someone to/from a bank as this type of change requires a physical signature.

When can I expect an electronic bank deposit to my WaFd Bank account?

WaFd Bank processes electronic payments business days (Monday through Friday, except Federal holidays.)

Does WaFd Bank process payments on public bank holidays or weekends?

WaFd Bank only processes electronic payments on business days Monday through Friday, excluding public bank holidays.

1 Must have a bank account in the U.S. to use Zelle®. Transactions typically occur in minutes when the recipient's email address or U.S. mobile number is already enrolled with Zelle®.

Источник: https://www.wafdbank.com/customer-service/faq

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