valley bank cd rates

Deposit Rates. Interest rates and Annual Percentage Yield (APR) are subject to change. Fees applicable to the account type may reduce the earnings on the. A Certificate of Deposit pays you higher interest rates for leaving your deposits untouched for pre-determined amounts of time from 3 months to 7 year. Individual Retirement Accounts (IRA) · $500 Minimum to open · Terms: Maturities up to sixty (60) months · Automatic certificate renewal · Interest is reinvested in.

Valley bank cd rates -

Deposit Rates

Money Market - Variable Rate

Minimum of $2,000 to open

 Minimum Balance to Open/Earn APY* Interest Rate APY*
 $0 - $1,999.990.03%0.03%
 $2,000 - $9,999.99 0.05%0.05% 
 $10,000 - $49,999.99 0.07%0.07% 
 $50,000 - $99,999.99 0.09%0.09% 
 $100,000 plus 0.12%0.12% 

Premier Money Market - Variable Rate

Minimum of $2,000 to open

 Minimum Balance to Open/Earn APY* Interest Rate APY*
 $0 - $99,999.990.05%0.05%
 $100,000 - $199,999.99 0.12%0.12% 
 $200,000 - $499,999.99 0.15%0.15% 
$500,000 plus 0.25%0.25% 
Источник: https://www.yampavalleybank.com/Deposit-Rates

Certificate of Deposit Rates

Rates effective June 4, 2021

For more information please call us at 785-232-6062 or 888-232-5872.

Specials

Currently not offering Certificate of Deposit rate specials.

All the above certificates of deposit specials terms are NOT available in IRAs.



Certificates of Deposits

TermMinimum Deposit Required to Open AccountInterest Rate

Annual Percentage 

Yield

14 Days$15,000.000.10%0.10%
91 Days$500.000.10%0.10%
182 Days$500.000.15%0.15%
12 Months$500.000.20%0.20%
18 Months$500.000.20% 0.20% 
24 Months$500.000.25%0.25%
30 Months$500.000.25%0.25%
36 Months$500.000.35%0.35%
48 Months$500.000.45%0.45%
60 Months$500.000.55%
0.55%

Rates for

High Balance

CD's




180 Days$100,0000.20%0.20%
365 Days$100,0000.25%0.25%
18 Months $100,0000.25%0.25%
24 Months$100,0000.30%0.30%
36 Months$100,0000.40%0.40%
48 Months$100,0000.50%0.50%
60 Months$100,0000.60%0.60%


All the above certificates of deposit terms are available in IRAs. Please call one of our Customer Service Representatives for current rates and annual percentage yields. A penalty may be imposed for early withdrawal. The annual percentage yield assumes that interest remains on deposit until maturity.

Источник: https://www.kawvalleybank.com/rates
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Invest on your terms

Certificates of Deposit (CDs) are a safe way to save money while earning a high rate of return on your investment. Unlike savings accounts, CDs have a specific, fixed term (from six months up to five years). They benefit from fixed interest rates, which vary depending upon the term.*

In order to avoid an early withdrawal penalty and to receive full interest, a CD must be held until maturity.** The Blue Grass Valley Bank uses the daily balance method to calculate the interest on our CD accounts, applying a daily periodic rate to the principal in the account each day.

* All CDs automatically renew; you will have ten (10) calendar days after the maturity date to withdraw funds without a penalty.

** The annual percentage yield assumes interest will remain on deposit until maturity; any withdrawal will reduce earnings.

See rates

182-day CD

  • Term: 6 months
  • Required deposit: $2,500.00 (no additional deposits or early withdrawals allowed)
  • The interest rate and annual percentage yield will not change for the term of this account
  • Interest will not be compounded on the account.
  • Interest will be credited at maturity, mailed as a check or deposited in an account of your choosing.
  • If you withdraw any of the principal before the maturity date, we may impose a penalty of at least equal to one month’s interest earned, or that could have been earned, on the amount withdrawn at the nominal (simple) interest rate being paid on the deposit, regardless of the length of time the funds withdrawn have remained on deposit.

12-month CD

  • Term: 1 year
  • Required deposit: $1,000.00 (no additional deposits or early withdrawals allowed)
  • The interest rate and annual percentage yield will not change for the term of this account.
  • Interest will be compounded semi-annually and will be credited semi-annually.
  • Interest will be mailed as a check or deposited in an account of your choosing.
  • If you withdraw any of the principal before the maturity date, we will impose a penalty of at least equal to one month’s interest earned, or that could have been earned, on the amount withdrawn at the nominal (simple) interest rate being paid on the deposit, regardless of the length of time the funds withdrawn have remained on deposit.

18- , 24- and 30-month CDs

  • Term: 18 months, 24 months or 30 months
  • Required deposit: $1,000.00 (no additional deposits or early withdrawals allowed)
  • The interest rate and annual percentage yield will not change for the term of this account.
  • Interest will be compounded semi-annually and will be credited semi-annually.
  • Interest will be mailed as a check or deposited in an account of your choosing.
  • If you withdraw any of the principal before the maturity date, we will impose a penalty of at least equal to three months’ interest earned, or that could have been earned, on the amount withdrawn at the nominal (simple) interest rate being paid on the deposit, regardless of the length of time the funds withdrawn have remained on deposit.

36-month CD

  • Term: 3 years
  • Required deposit: $500.00 (no additional deposits or early withdrawals allowed)
  • The interest rate and annual percentage yield will not change for the term of this account.
  • Interest will be compounded semi-annually and will be credited semi-annually.
  • Interest will be mailed as a check or deposited in an account of your choosing.
  • If you withdraw any of the principal before the maturity date, we will impose a penalty of at least equal to three months’ interest earned, or that could have been earned, on the amount withdrawn at the nominal (simple) interest rate being paid on the deposit, regardless of the length of time the funds withdrawn have remained on deposit.

60-month CD

  • Term: 5 years
  • Required deposit: $500.00 (no additional deposits or early withdrawals allowed)
  • The interest rate and annual percentage yield will not change for the term of this account.
  • Interest will be compounded semi-annually and will be credited semi-annually.
  • Interest will be mailed as a check or deposited in an account of your choosing.
  • If you withdraw any of the principal before the maturity date, we will impose a penalty of at least equal to three months’ interest earned, or that could have been earned, on the amount withdrawn at the nominal (simple) interest rate being paid on the deposit, regardless of the length of time the funds withdrawn have remained on deposit.

Savings Calculator

FAQ

How do I open an account?

Please visit one of our offices, and a customer service representative will be happy to assist you!

What do I need to open an account?

To open an account at The Blue Grass Valley Bank, we require at least one form of valid identification (for example, state- or government-issued identification card or Social Security card) and the required minimum deposit for the account you are opening.

Are my deposits FDIC insured? If so, by how much are they insured?

Yes! All deposits are FDIC insured up to the maximum amount allowed by law, which is currently $250,000.00 USD per depositor, subject to aggregation rules.

Источник: https://bluegrassvalleybank.com/certificates-of-deposit.html

Rates

Savings Accounts

Rates as of:

Type or Term of AccountInterest PaidAnnual Percentage Yield (APY)Minimum Balance to OpenMinimum Balance to Obtain APYMinimum Balance to Avoid Monthly Fee
Passbook0.10%0.10%$1.00$50.00N/A
Rookie Savings0.10%0.10%$1.00$1.00N/A
Club Accounts0.05%0.05%$1.00$1.00N/A
Rental Escrow0.05%0.05%$1.00$1.00N/A
Statement Savings0.10%0.10%$1.00$250.00N/A
Star Savings*0.10%0.10%$1.00$250.00$250.00
Star Savings* 0.20%  0.20% $1.00 $50,000.00 $250.00 
Star Savings*0.25%0.25%$1.00$100,000.00$250.00
Star Savings*0.30%0.30%$1.00$250,000.00$250.00

Rates are subject to change at any time without notice.

* This is a tiered rate account. Your entire balance will earn the interest rate and APY in effect for the balance tier associated with your daily balance. 

Account Terms

  • Interest on Passbook, Rookie Savings, Rental Escrow, Statement Savings, and STAR Savings is compounded daily and credited monthly. Interest on Club Accounts is compounded daily and credited annually. No interest will be paid if Club Savings account is closed prior to renewal date.

Checking Accounts

Rates as of:

Type or Term of AccountInterest PaidAnnual Percentage Yield (APY)Minimum Balance to OpenMinimum Balance to Obtain APYMinimum Balance to Avoid Monthly Fee
Star Checking0.05%0.05%$1.00$300.00$300.00
Independence Checking0.05%0.05%$1.00$2,500.00N/A

Rates are subject to change at any time without notice.

Money Market Accounts

Rates as of:

Type or Term of AccountInterest PaidAnnual Percentage Yield (APY)Minimum Balance to OpenMinimum Balance to Obtain APYMinimum Balance to Avoid Monthly Fee
Premium Money Market*0.10%0.10%

$500.00

$500.00$500.00
Premium Money Market*0.15%0.15%$500.00$10,000.00$500.00
Premium Money Market*0.25%0.25%$500.00$40,000.00$500.00
Premium Money Market*0.35%0.35%$500.00$75,000.00$500.00

Please contact us for rates on deposits over $1MM.

Rates are subject to change at any time without notice. 

*This is a tiered rate account. Your entire balance will earn the interest rate and APY in effect for the balance tier associated with your daily balance. 

Business Checking Accounts

Rates as of:

Type or Term of AccountInterest PaidAnnual Percentage Yield (APY)Minimum Balance to OpenMinimum Balance to Obtain APYMinimum Balance to Avoid Monthly Fee
Business + Checking0.10%0.10%$1.00$10,000.00$10,000.00
CPAdvantage*0.00%0.00%$1.00$250,000.00N/A
IOLTA0.75%0.75%$1.00$1.00N/A
Estate Checking0.05%0.05%$1.00$2,500.00N/A
Non-Profit Checking0.35%0.35%$1.00$1.00N/A

Rates are subject to change at any time without notice.

* This is an aggregated relationship balance rate account

Business Money Market Accounts

Rates as of:

Type or Term of AccountInterest PaidAnnual Percentage Yield (APY)Minimum Balance to OpenMinimum Balance to Obtain APYMinimum Balance to Avoid Monthly Fee
Business Money Market*0.10%0.10%$1.00$5,000.00$5,000.00
Business Money Market*0.15%0.15%$1.00$50,000.00$5,000.00
Business Money Market*0.25%0.25%$1.00$100,000.00$5,000.00
Business Money Market*0.30%0.30%$1.00$250,000.00$5,000.00
Business Money Market*0.35%0.35%$1.00$750,000.00$5,000.00

Please contact us for rates on deposits over $1MM.

Rates are subject to change at any time without notice.

* This is a tiered rate account. Your entire balance will earn the interest rate and APY in effect for the balance tier associated with your daily balance. For account balances of $750,000 or more, please contact us for additional rate information.

Certificates of Deposit: Regular Accounts or IRAs

Rates as of:

Type or Term of AccountInterest PaidAnnual Percentage Yield (APY)Minimum Balance to OpenMinimum Balance to Obtain APYMinimum Balance to Avoid Monthly Fee
91 Day0.05%0.05%$500.00$500.00N/A
182 Day0.15%0.15%$500.00$500.00N/A
9 Month0.25%0.25%$500.00$500.00N/A
1 year0.35%0.35%$500.00$500.00N/A
18 month0.35%0.35%$500.00$500.00N/A
2 Year0.45%0.45%$500.00$500.00N/A
2 1/2 Year0.45%0.45%$500.00$500.00N/A
3 Year0.45%0.45%$500.00$500.00N/A
45 Month0.35%0.35%$500.00$500.00N/A
4 Year0.45%0.45%$500.00$500.00N/A
5 Year CD0.50%0.50%$500.00$500.00N/A
6-9 Year CD0.50%0.50%$500.00$500.00N/A
10 Year0.50%0.50%$500.00$500.00N/A

 Rates are subject to change at any time without notice.

Account Terms

  • The interest rate for your account will be paid until the maturity date.
  • Interest is compounded daily and credited monthly.
  • This account will automatically renew at maturity. You will have ten (10) calendar days from maturity to withdraw funds without being charged a penalty.
  • After the account is opened, you may not make deposits into or withdrawals of principal from this account until the maturity date.
  • The Annual Percentage Yield assumes interest remains on deposit until maturity. A withdrawal of interest credited during the term will reduce earnings.
  • If any of the deposit is withdrawn before the maturity date, a penalty as shown below will be imposed:
    • 91 Day CD: Greater of 30 days interest or all interest earned.
    • 182 Day CD: Greater of 90 days interest or all interest earned.
    • 9 Month CD and 1 Year CD: 90 days Interest.
    • 18 Month CD: 180 days interest.
    • 2 Year CD or Greater: 365 days interest.

Additional Terms for All Accounts

  • Complete information regarding all deposit accounts may be obtained from a new accounts representative.
  • On all deposits, interest accrues from business day of deposit.
  • We use the daily balance method for minimum balance requirements and to calculate interest on your account. This method applies a daily periodic rate to the principal in the account each day.
  • We reserve the right to require seven (7) days written notice prior to withdrawals or transfers of funds.
  • RATES OFFERED ARE SUBJECT TO CHANGE AT ANY TIME WITHOUT NOTCE. Please call (215) 947-1300 to obtain current rate information.
  • Fees could reduce earnings on interest bearing accounts.
  • If you close your account before interest is credited, you will not receive the accrued interest.
Источник: https://www.myhvb.com/Rates.aspx

Invest on your terms

Certificates of Deposit (CDs) are a safe way to save money while earning a high rate of return on your investment. Unlike savings accounts, CDs have a specific, fixed term (from six months up to five years). They benefit from fixed interest rates, which vary depending upon the term.*

In order to avoid an early withdrawal penalty and to receive full interest, a CD must be held until maturity.** The Blue Grass Valley Bank uses the daily balance method to calculate the interest on our CD accounts, applying a daily periodic rate to the principal in the account each day.

* All CDs automatically renew; you will have ten (10) calendar days after the maturity date to withdraw funds without a penalty.

** The valley bank cd rates percentage yield assumes interest will remain on deposit until maturity; any withdrawal will reduce earnings.

See rates

182-day CD

  • Term: 6 months
  • Required deposit: $2,500.00 (no additional deposits or early withdrawals allowed)
  • The interest rate and annual percentage yield will not change for the term of this account
  • Interest will not be compounded on the account.
  • Interest will be credited at maturity, mailed as a check or deposited in an account of your choosing.
  • If you withdraw any of the principal before the maturity date, we may impose a penalty of at least equal to one month’s interest earned, or that could have been earned, on the amount withdrawn at the nominal (simple) interest rate being paid on the deposit, regardless of the length of time the funds withdrawn have remained on deposit.

12-month CD

  • Term: 1 year
  • Required deposit: $1,000.00 (no additional deposits or early withdrawals allowed)
  • The interest rate and annual percentage yield will not change for the term of this account.
  • Interest will be compounded semi-annually and will be credited semi-annually.
  • Interest will be mailed as a check or deposited in an account of your choosing.
  • If you withdraw any of the principal before the maturity date, we will impose a penalty of at least equal to one month’s interest earned, or that could have been earned, on the amount withdrawn at the nominal (simple) interest rate being paid on the deposit, regardless of the length of time the funds withdrawn have remained on deposit.

18-24- and 30-month CDs

  • Term: 18 months, 24 months or 30 months
  • Required deposit: $1,000.00 (no additional deposits or early withdrawals allowed)
  • The interest rate and annual percentage yield will not change for the term of this account.
  • Interest will be compounded semi-annually and will be credited semi-annually.
  • Interest will be mailed as a check or deposited in an account of your choosing.
  • If you withdraw any of the principal before the maturity date, we will impose a penalty of at least equal to three months’ interest earned, or that could have been earned, on the amount withdrawn at the nominal (simple) interest rate being paid on the deposit, regardless of the length of time the funds withdrawn have remained on deposit.

36-month CD

  • Term: 3 years
  • Required deposit: $500.00 (no additional deposits or early withdrawals allowed)
  • The interest rate and annual percentage yield will not change for the term of this account.
  • Interest will be compounded semi-annually and will be credited semi-annually.
  • Interest will be mailed as a check or deposited in an account of your choosing.
  • If you withdraw any of the principal before the maturity date, we will impose a penalty of at least equal to three months’ interest earned, or that could have been earned, on the amount withdrawn at the nominal (simple) interest rate being paid on the deposit, regardless of the length of time the funds withdrawn have remained on deposit.

60-month CD

  • Term: 5 years
  • Required deposit: $500.00 (no additional deposits or early withdrawals allowed)
  • The interest rate and annual percentage yield will not change for the term of this account.
  • Interest will be compounded semi-annually and will be credited semi-annually.
  • Interest will be mailed as a check or deposited in an account of your choosing.
  • If you withdraw any of the principal before the maturity date, we will impose a penalty of at least equal to three months’ interest earned, or that could have been earned, on the amount withdrawn at the nominal (simple) interest rate being paid on the deposit, regardless of the length of time the funds withdrawn have remained on deposit.

Savings Calculator

FAQ

How do I open an account?

Please visit one of our offices, and a customer service representative will be happy to assist you!

What do I need to open an account?

To open an account at The Blue Grass Valley Bank, we require at least one form of valid discover com savings account (for example, state- or government-issued identification card or Social Security card) and the required minimum deposit for the account you are opening.

Are my deposits FDIC insured? If so, by how much are they insured?

Yes! All deposits are FDIC insured up to the maximum amount allowed by law, which is currently $250,000.00 USD per depositor, subject to aggregation rules.

Источник: https://bluegrassvalleybank.com/certificates-of-deposit.html

Valley National Bank offers about two dozen CD options, but you need to live in New Jersey, New York or Florida to open an account. Terms range from 91 days to 60 months and the account minimum is just $500. Customers who can afford to deposit at least $100,000 also have access to options that are shorter than 3 months.

The interest rates on short-term CDs compare well with some of the best CD rates available. However, long-term options aren’t always as competitive. You should also make sure to ask about special options, like step-up and new money CDs, because they might offer better rates. Below we go over those options and the other details you need to know if you’re considering an account with Valley National Bank.

Multiple Maturity & Passbook CDs

CD LengthMinimum DepositAPY
91 Days$5000.05%
12 Month$5000.05%
24 Month$5000.05%
36 Month$5000.05%
48 Month$5000.15%
60 Month$5000.20%

Jumbo CDs

CD LengthMinimum DepositAPY
7 Day$100,0000.25%
14 Day$100,0000.25%
1 Month$100,0000.35%
2 Month$100,0000.50%
3 Month$100,0002.40%
6 Month$100,0002.50%
66 Month Step-Up$100,0001.77%

Valley National Bank 91-Day CD Rates Interest Rate Comparison

Overview of Valley National Bank CDs

Valley National Bank has branch locations in New Jersey (where it is headquartered), New York City and Florida. You need to live in one of those areas in order to open a CD account. You can open some accounts online, but you will need to verify your address.

The standard CDs have a minimum deposit of $500 with term lengths ranging from 3 months to 60 months (five years). Interest compounds according to your specific CD agreement. Accounts could compound monthly, quarterly or at maturity. The bank will pay out interest as you earn it. Interest that you earn must stay in your CD account. You do not have the option to transfer it to another account.

If you open an account with at least a $100,000 deposit, you have access to Valley National Bank’s jumbo CDs. Jumbo CDs operate the same way as regular CDs except that they have a higher minimum.

Step-Up CDs allow you to start your CD term with one interest rate and then increase your rate once during the term of your CD. So if you open an account with a rate of 1.00% and then partway through your term the available rate goes up to 1.10%, you can elect to change your CD to the higher rate. Though if the rate goes up again, you cannot change again.

You may also receive higher rates with a CD that requires new money. This is money that is not already on deposit at Valley National Bank.

If you need to withdraw money from your CD account, you need to wait until the end of your term. Valley National Bank will send you a notice prior to your CDs maturity date so that you can decide on your next moves. Once a CD reaches maturity, Valley National Bank will give you a grace period of 10 days. You can make any changes, additions and withdrawals to your account during that valley bank cd rates without paying fees or penalties. Any funds that remain in your account at the end of the grace period will automatically renew into a new CD. It will have the same term length as the previous CD with the current available interest rate.

If you need to withdraw funds early, Valley National Bank may allow you to do so. However, you will pay an early withdrawal penalty. The penalty is equal to 180 days’ interest on the amount of the principal that you withdraw. That means an account with a higher interest rate will have a higher penalty.

The penalty applies first to the interest that your account has earned. If you haven’t earned enough interest to cover the penalty, it will come out of the remaining balance of your CD. In the event that isn’t sufficient either, it will come out of the amount you withdrew.

If you foresee the need to use the money before the end of the term, you should consider opening a high-interest savings account instead of a CD. It will give you flexibility with your money and you may earn higher rates than some of Valley National Bank’s CDs.

Compare Valley National Bank to Other Competitive Offers

How Much You Earn With Valley National Bank CDs Over Time

The amount of interest that you earn will depend on a few factors. Your interest rate and CD term are important but so is the frequency that your interest compounds. Not all CDs compound interest at the same frequency. This matters because a CD that compounds valley bank cd rates monthly will earn more than a CD compounding quarterly over the same term length.

In general, CDs from Valley National Bank have competitive rates that will earn you decent interest. Longer CDs often have higher interest rates, but sometimes the offers on shorter CDs are better.

The table below shows what your approximate total balance will depend on your initial deposit and your term length. For this table, we assumed interest that compounds monthly.

Initial Deposit12-Month CD36-Month CD60-Month CD
$500$500.25$500.75$508.81
$1,000$1,000.50$1,001.50$1,017.62
$2,500$2,501.25$2,503.75$2,544.06
$5,000$5,002.50$5,007.50$5,088.11

How Valley National Bank’s CD Rates Compare to Other Banks’

The interest rates from Valley National Bank are generally competitive. This is particularly true for CD terms that are about 13 valley bank cd rates or shorter in length. There are some banks, such as Ally Bank, that offer higher rates for short-term CDs. However, valley bank cd rates rates are still comparable. It’s also good to note that Ally valley bank cd rates an online bank. That means you cannot visit a branch in person, but it also means you can open an account from anywhere in the country.

CD AccountValley National BankAlly BankCapital One
1 Year0.05%0.55%0.20%
3 Year0.05%0.65%0.75%
5 Year0.35%0.80%1.00%

Should You Get a Valley National Bank CD Account?

First of all, you should only consider an account with Valley National Bank if you live in New Jersey, New York City or Florida. You cannot open an account otherwise. After that, whether you should open a CD account depends on your specific goals. The short-term rates from Valley National Bank are competitive. So if you want a CD that is 13 months or shorter, you are likely to get a good interest rate. You can find higher rates (so always make sure to compare CD rate offers), but it may not be worth the trouble for you if you live near a branch of Valley National Bank. If your primary interest is a longer CD, you should consider an account elsewhere. There are banks offering higher rates and more flexibility with how you handle the interest you earn.

Источник: https://smartasset.com/checking-account/cd-rates-valley-national-bank

CDs and IRAs

Certificates of Deposit

We have competitive interest rates with all the safety and security you need.

  • $1000 minimum balance requirement
  • Terms range from 91 days to 60 months
  • Interest can be paid one of the following ways:
  • Compounded (added to CD principal balance)
  • Transferred to another account

Note: Early withdrawal penalties will be assessed if the principal is withdrawn before the maturity date.

IRAs

IRA's are a great way to defer taxes and save for retirement. Check with one of our IRA specialists for more information.

Passbook IRA

  • No minimum deposit to open
  • Interest paid semi-annually
  • There are valley bank cd rates penalties on early withdrawals assessed by Chippewa Valley Bank; however, Federal IRA penalties are imposed on withdrawals made prior to meeting eligible age requirements.

Certificate of Deposit IRA

  • $2000 minimum deposit
  • 18, 30 or 60 month term
  • Interest compounded monthly
  • Penalties will be assessed on early withdrawals
  • Federal IRA penalties are imposed on withdrawals made prior to meeting eligible age requirements.

IRA Service Center

Источник: https://www.chippewavalleybank.com/CDs-IRAs

Certificate of Deposit Rates

Rates effective June 4, 2021

For more information please call us at 785-232-6062 or 888-232-5872.

Specials

Currently not offering Certificate of Deposit rate specials.

All the above certificates of deposit specials terms are NOT available in IRAs.



Certificates of Deposits

TermMinimum Deposit Required to Open AccountInterest Rate

Annual Percentage 

Yield

14 Days$15,000.000.10%0.10%
91 Days$500.000.10%0.10%
182 Days$500.000.15%0.15%
12 Months$500.000.20%0.20%
18 Months$500.000.20% 0.20% 
24 Months$500.000.25%0.25%
30 Months$500.000.25%0.25%
36 Months$500.000.35%0.35%
48 Months$500.000.45%0.45%
60 Valley bank cd rates for

High Balance

CD's




180 Days$100,0000.20%0.20%
365 Days$100,0000.25%0.25%
18 Months $100,0000.25%0.25%
24 Months$100,0000.30%0.30%
36 Months$100,0000.40%0.40%
48 Months$100,0000.50%0.50%
60 Months$100,0000.60%0.60%


All the above certificates of deposit terms are available in IRAs. Please call one of our Customer Service Representatives for current rates and annual percentage yields. A penalty may be imposed for early withdrawal. The annual percentage yield assumes that interest remains on deposit until maturity.

Источник: https://www.kawvalleybank.com/rates

Deposit Rates

Money Market - Variable Rate

Minimum of $2,000 to open

 Minimum Balance to Open/Earn APY* Interest Valley bank cd rates - $1,999.990.03%0.03%
 $2,000 - $9,999.99 0.05%0.05% 
 $10,000 - $49,999.99 0.07%0.07% 
 $50,000 - $99,999.99 0.09%0.09% 
 $100,000 plus 0.12%0.12% 

Premier Money Market - Variable Rate

Minimum of $2,000 to open

 Minimum Balance to Open/Earn APY* Interest Rate APY*
 $0 - $99,999.990.05%0.05%
 $100,000 - $199,999.99 0.12%0.12% 
 $200,000 - $499,999.99 0.15%0.15% 
$500,000 plus 0.25%0.25% 
Источник: https://www.yampavalleybank.com/Deposit-Rates

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