is visa a debit card

Get a Zions Bank Visa Check Card as your debit card with your Zions Bank Checking Account Get cash back on purchases at participating merchants and more. Enjoy benefits like contactless payment and purchase protection with a Webster Bank Visa Debit Card, which comes free with one of our checking accounts. Instantly access your money at any time with the CCU Visa® Debit Card. This chip-enabled card is a safe alternative to using cash and checks.

: Is visa a debit card

Is visa a debit card
Is visa a debit card

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Wells Fargo Debit and ATM Cards

Use your debit card to make everyday purchases and pay bills at participating retailers and service providers – including online or by phone.

See where your money goes

Track each purchase and payment with your debit card using My Spending Report our online money management tool.

Pay your bills the fast, easy way

Use your Wells Fargo Debit Card to pay bills such as utilities, internet and phone service, club memberships, and more. It's quicker than writing checks and mailing payments, and you'll have more control over your bill payments – with the ability to make a payment the same day it is due. Simply contact your service providers to request that your debit card be used for payment on a one-time or recurring basis.

Overdraft Services

Wells Fargo offers an optional Debit Card Overdraft Service which may cover ATM or debit card transactions if is visa a debit card don't have enough money in your checking account or account(s) linked for Overdraft Protection at the time of the transaction. Learn more.


Introducing Open arvest checking account online ultimate mobile bank account

1. Direct deposit early availability depends on timing of payor’s payment instructions and fraud prevention restrictions may apply. As such, the availability or timing of early direct deposit may vary from pay period to pay period. The name and Social Security number on file with your employer or benefits provider must match your account exactly or we will decline your deposit.

2. Opt-in required. $15 fee may apply to each eligible purchase transaction that brings your account negative. Balance must be brought to at least $0 within 24 hours of authorization of the first transaction that overdraws your account to avoid the fee. We require immediate payment of each overdraft and overdraft fee. Overdrafts paid at our discretion, and we do not guarantee that we will authorize and pay any transaction. Learn more about Overdraft Protection.

3. Digital wallet feature not available for cards sold in Puerto Rico.

4. Active personalized card required. See Account Agreement for details.

5. Active personalized card required. Subject to other bank’s restrictions and fees. Limits, qualifications, and enrollment requirements may apply.

6. Mobile check deposit: Active personalized card, limits and other requirements apply. Additional customer verification may be required. Mobile check cashing: Ingo Money is a service provided by First Century Bank, N.A. and Ingo Money, Inc., subject to the First Century Bank and Ingo Money Terms & Conditions, and Privacy Policy. Visit for complete details. Limits apply.

7. Limits and fees may apply. See Account Agreement for details.

8. Active, personalized card required. Limits apply.

9. Money in the Vault is visa a debit card be spent on purchases or cash withdrawals and does not earn interest. To access and spend the money you have set aside, simply transfer it from your Vault back to your card. You may only transfer money in or out of the Vault 20 times per day. Card balance limits apply.

10. Previously authorized transactions and deposits/transfers to your account will function with a locked card.

11. Message and data rates may apply.


Visa Debit Card and CardValet

Bank of the James VISA Debit Card with CardValetUse your Visa Debit Card to easily manage your money.

Attention Bank of the James Debit Card Holders:
Bank of the James is pleased to announce 24/7/365 Debit Card Support!
Beginning October 3, you can call us any time at 1-833-221-8665 for all your card needs. 

Your Bank of the James VISA debit card is a convenient, safe and smart way to manage your money.   Using a debit card is easier conway and company realtors kinston nc writing a check. With your debit card, you can shop anywhere VISA is accepted and make everyday purchases. These purchases are automatically deducted from your primary Bank of the James checking account. You can also use your debit card to obtain cash at any Bank of the James ATM or an ATM displaying the VISA, PLUS, American Express, Discover, MasterCard, Cirrus and Accell Exchange. Fees will be charged per transaction when is visa a debit card an ATM at another institution.

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Take control of your walmart online deals card with CardValet.

CardValet is a smartphone app that allows cardholders to take safely and conveniently control their debit card. You can perform these functions, and much more, with this innovative application:

  • Turn card on and off. When card is “off”, no purchases or withdrawals will be approved except for previously scheduled recurring payments.
  • Set a location boundary. Where the card is visa a debit card only be used, such as your hometown, or a city where you are travelling.
  • Restrict card activity. Your card is active only within 5-mile radius of your current location, so the card can only be used in your vicinity, and nowhere else.
  • Restrict card transactions for specific merchants. For example, enable grocery store purchases while turning off restaurants.
  • Schedule instant alerts. You will be sent a notification each time the card is used.
  • Check your balances and review transactions.
  • And so much more!

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Simplified banking for busy lifestyles

Using a Visa Debit gives you 24/7 access to the funds in your checking account. Funds are deducted directly from your checking account which helps make keeping track of what you spend a snap.

What is a debit card?

A debit card is a card that deducts money from a designated checking account to pay for goods or services. It can be used anywhere Visa® or MasterCard® debit cards are accepted and no interest is charged. A debit card can also be used at ATMs to withdraw cash from accounts linked to that debit card.

  • Use your money when & where you want
  • Avoid monthly bills, recurring fees and interest payments with a debit card layer
  • Add your card to a digital wallet to make fast, secure payments from your mobile device

Convenient and secure

$0 Liability Guarantee

$0 Liability Guarantee will credit fraudulent transactions made with your debit card back to your account as soon as the next business day if your card is lost or stolen.

Lock unlock

Misplaced your debit card? Now you can temporarily lock your debit card right from your Mobile Banking app or through Online Banking to help prevent unauthorized purchases and withdrawals. Then, when you find it, unlocking your debit card is just as easy.

24/7 Monitoring

Fraud monitoring reviews how and where your card is being used and is designed to help block potential fraud if abnormal patterns are detected.

Mobile access

With our mobile app, if your card is lost or stolen, you can order a new one even when you’re on the go. Need it quickly? We offer a digital version to use while you wait for the replacement.

  • Fewer surfaces to touch

  • Safe and secure

  • Quicker than cash


Debit Cards

Make purchases and withdrawals in an instant

A debit card has become a must-have tool for your daily finances. Envision Credit Union offers the Visa® Debit Card that provides the convenient access you expect tied to a rewards program you'll love. 

  • Provides quick, convenient and secure payment with the spending power of Visa®, accepted at more than 25 million worldwide locations 
  • Qualifying purchases* earn reward points redeemable for merchandise and travel
  • Track all your spending and withdrawals through eBranch online banking
  • Must have an Envision checking account  to be eligible for a card
  • Call 800-824-3894 to see if you qualify 
  • Visit a nearby Envision branchto pick up your card within 10 minutes** using our Express Option

* A "Qualifying Purchase" is any signature-based purchase, most Internet purchases, phone or mail order purchase, or automatic is visa a debit card payment made with an enrolled Visa card. You must sign for all in-store purchases you make with an enrolled Visa card in order for such purchases to be deemed Qualifying Purchases; do not use a Personal Identification Number (PIN) when paying for your purchases with your enrolled Visa card if you want to earn points for such purchases. PIN-based purchases, payments of existing card balances, balance transfers, cash advances, ATM transactions, convenience checks, Interlink-processed transactions, fees charged by us, or payments made for items that can be readily converted to cash (for example, Visa gift cards, travelers checks, money orders, wire transfers, and similar products or services) are not Qualifying Purchases.

** Pending approval and depending upon location of pickup. Downtown is visa a debit card pickup is one day or less. Other Envision locations could take between 1-3 days.


DCU Visa® Debit Card

DCU Debit Card Benefits  

The DCU Debit Card is your debit card for shopping and your ATM card for cash.

  • Available with your DCU Checking Account – Open a DCU Checking Account to have a DCU Debit Card (age 15 or older).
  • Shop at millions of retailers – Use it anywhere Visa is accepted!
  • Pay bills wherever Visa is accepted – Billers that accept credit cards for payment will also accept your DCU Debit Card.
  • Compatible with Apple Pay, Google Pay, and Samsung Pay – Enjoy all the benefits of your DCU Debit Card using your mobile device to pay at millions of stores and within apps. Learn More
  • Purchase information shows on your statement and Online Banking – The name of the vendor you paid with your DCU Debit Card shows with each transaction.
  • DCU Debit Cards can be used at any DCU ATM to make FREE balance inquiries, withdrawals, deposits or transfers – it can even be used to make deposits at non-DCU ATMs.  Click the DCU ATM locator link above to find a qualified deposit-taking ATM near you! 
  • Buy online easily and safely with Visa Checkout – Learn more
  • Embedded EMV chip to protect your information – DCU Debit Cards now come with chip technology built right in. This tiny chip protects your information in a big way.

More on Purchases with your DCU Debit Card  

Use your DCU Debit Card to buy anything at millions of locations worldwide wherever Visa is accepted.

The DCU Debit Card is accepted at ATMs and POS terminals displaying any of these logos:

  • Cirrus®
  • CO-OP℠
  • Visa®
  • SUM℠
  • NYCE®

Many ATMs accept deposits. See DCU ATM Locations to find the deposit-accepting ATM closest to you.

If you are traveling internationally with your DCU Debit Card – To protect your account and minimize fraudulent activity, we work closely with Visa to monitor current fraud patterns. If you are traveling abroad and plan on using your DCU Visa or Debit Card, you can notify us by by utilizing Travel Notifications on DCU Online Banking Account Manager or call 508.263.6700 or 800.328.8797, to speak with a Member Service Representative regarding your upcoming international travel plans.

Debit Card Fees Overview

Non-DCU ATM Transaction Fee*
Foreign Currency Conversion Fee
(based on transaction amount)
Conversion Fee
Conveyance in US Funds
(no conversion necessary)


Replacement Card
Additional courier charge applies for rush orders

*Other institutions may charge you for using their ATM’s. These are called surcharges. With Plus or Relationship Benefits level, DCU will reimburse you up to $10 per month in non-DCU ATM surcharges for Plus Benefits or up to $25 per month in non-DCU ATM surcharges for Relationship Benefits    

Easy Ways To Apply Today

  1. Apply Online – If you don't have a DCU Checking Account yet, apply for the DCU Debit Card when you apply for a Checking and Savings Account
  2. Apply By Mail – Fill out a paper application for a Checking or Savings Account.
  3. Apply in Person – Visit a DCU branch close to you.

Visa Debit Cards

Enjoy the convenience of paying for your purchases is visa a debit card virtually any merchant. The purchase is electronically deducted directly from your checking account. Eliminates the hassle of carrying a checkbook. The VISA debit card also functions as an ATM card, which allows you to make cash withdrawals, deposits (in-state only), do a balance inquiry or transfer funds at most ATMs worldwide. (Card application subject to approval)

If you have an out of the ordinary charge on your debit card, our third party card processor may call for verification of the transaction from either 800-279-2674 or 877-253-8964. The caller will never ask for your debit card number, account number or PIN number.

Debit Cards & Traveling Internationally
Responding to a Call from the Fraud Prevention Is visa a debit card Call 800-554-8969
To Activate, Set or Change the PIN on your card:  Call 800-992-3808
If you have Lost, Stolen or Compromised Card After Business Hours:  Call 800-472-3272

CardValet Registered Trademark FiservDownload at the Apple Apple StoreGet it on the Google Play Store

Get real-time alerts whenever your purchase meets selected criteria.  To learn more visit ourEducation Center

is visa a debit card

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