pnc lost debit card fee

CARD (2273) accounts for the added convenience of using the PennCard as an ATM or debit card*. PNC Bank Summary of Account Fees and Features for PNC. The other fee you'll really incur from opening a PNC checking or savings account would be a lost card fee. To replace a PNC Bank debit card, you'll have to pay. Rules and Regulations. What can I bring to a PNC Arena event? Credit Cards. Are credit cards accepted? Lost & Found. How can I check to see if my.

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Lost Debit Card Replacement Fee Comparison at Top 10 U.S. Banks

lost debit card

Losing your wallet is the worst! Of course, there’s the obvious loss of your wallet and cash but the biggest headache comes from having to replace all of your credit and debit cards. Although a hassle, it’s crucial that you report your lost card as soon as possible -- otherwise you would be putting all of your funds at risk.

Thought things couldn’t get worse? You may have to pay for these your replacement cards -- especially if you want it rush delivered. Compare the lost debit card replacement fees at the top 10 banks in America.

In the past, banks have replaced lost debit cards at no cost to the customers. However, the rules have been changing in the recent years, as more banks began charging a fee for this basic service. Even then, the majority of the 10 largest banks in America are still offering replacements for lost cards for free when delivered through standard U.S. mail.

Lost Debit Card Replacement Fee at the Top Banks

BankDebit Card Replacement FeeDelivery TimeRush Replacement FeeExpedited Delivery Time
Bank of America$5 5-7 business days$15 (fee waived for Preferred Rewards accounts)1 business day if request is received prior to cut-off time 12 pm ET
Wells FargoFree5-7 calendar days$16Up to 3 business days
ChaseFree5-7 business days$5Up to 2 business days
CitibankFree3 business days plus US mail time$61-2 business days
U.S. BankFree5-7 business days$252-3 business days
PNC Bank$7.503-5 business days$25Up to 3 business days
Capital OneFreeUp to 3 business daysN/AN/A
TD BankFree7-10 business daysN/AN/A
BB&TFree once every 4-year cycle (otherwise, $5)7-10 business days$30 (fee waived for BB&T Wealth Vantage, BB&T Private Vantage, BB&T Asset Management Account, Elite Gold, and BB&T [email protected] Checking accounts)Overnight
SunTrustFree3-5 business days$25Up to 2 days

Lost debit card replacement fee comparison

Most of the big banks will not charge for a regular debit card replacement. For rushed replacements, however, expect to pay for it.

The delivery time of the replacement cards can vary greatly as the request is handled differently at each bank. In addition, as regular replacements are sent out via standard mail, the time can vary depending on the location.

Therefore, these cards may take anywhere between 3 to 15 business days to be delivered. Depending on your needs, waiting 15 business days may be too long a time frame to wait for a replacement.

When Replacement is Free

Replacement fee for a debit card is not always charged by the bank. Some banks waive this fee for customers, depending on the type of checking account they have. The table above is reflective of the fee charged when a debit card is lost by the customer with a standard checking account. Premier accounts will usually waive these fees.

If the card you’re trying to replace is simply not working or the magnetic strip is worn out, most banks will send you a new card at no additional cost. Also, a fee does not apply when we the card is replaced upon its expiration. In these cases, you will be issued a replacement, and the card number will stay the same.

In the case that the card was stolen or was involved in a theft, banks replace the card with a new number at no charge to the customers.

Finally, as a courtesy to the banking customers who were affected by a data breach, some banks will waive the fee for a replacement debit card.

Options for replacement if you need your card right away

In this case, you have three ways of getting quicker access to your debit card.

  1. You can stop by a branch. They may be able to print out a new card for you, on the the spot. Note that only select branches for certain banks have the ability to offer this service. Be sure to check with your bank first. This option is free.
  2. Second, you can get a temporary card until your actual card comes in the mail. This option is free.
  3. If neither choices above apply to you, you may want to consider getting it shipped through rush delivery -- which may come at a hefty cost.

Rush Replacement Fee Are Pricey

Rush service can cost you up $30. Although this is a steep price to pay, you are guaranteed to get your card.

Rush replacement usually means your new card is in your possession within the next day (overnight) to 5 business days from the time you make the request. In general, your waiting time will be cut in half with expedited delivery.

Note that you will have to make the request prior to the cut-off time in order to be processed that day. For example, the cut-off time for Bank of America is noon ET to qualify for the one-day (business day) delivery. If the request is made after that time, it would take one business day from the following day of the request.

What to Do When You Lose Your Card

When you misplace your debit card, you are putting your money at risk from thieves. Due to the dangers associated with losing your debit card, it is crucial that you stop any future transactions by reporting the loss as soon as possible -- which will also limit your liability.

You should contact your bank by phone or visit a branch immediately when realizing that your card is missing or if you notice any fraudulent transactions.

Be sure to follow-up with a letter to the issuer, including your account number, the date you noticed your card missing, and the date you reported the loss.

If the worst happens

Losing a card cannot be prevented, but taking certain precautions will make the process easier to deal with if it happens. Be sure to have access to your statements and be sure to report a loss as soon as possible.

Frustrated with your bank?

Check out these new top banks that people are talking about:

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Источник: https://www.mybanktracker.com
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No Card? No Problem. PNC Customers Get Debit Cards …

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Tierney, Chanelle BessetteSecond chance checking is an option if you've been rejected for an account due to a bad banking history. Accounts are available in all 50 states. Cashier's …

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Our customers tell us that the new account opening experience is significantly enhanced when they walk out of a branch with a debit card in hand. By expanding this service, we are …

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Lost Debit Card? Here’s What to Do Next

A lost debit card probably means one of two things: You either misplaced it or someone stole it. Either way, don’t let panic set in. Here’s what you can do.

Today: Report or lock the missing card

Report the loss to your bank or credit union as soon as you realize your debit card is missing. If you act quickly, you’re legally protected from major losses from any unauthorized charges. Skip to the end of the article for a list of bank customer service numbers.

Generally, a bank’s service representative will deactivate the card and issue a replacement. If you think the card is misplaced and there’s a good chance you’ll locate it soon, you may want to ask about the option of a temporary freeze. With a Wells Fargo lost card, for example, you can “lock” your card via a mobile app to prevent the card from being used. If the card turns up under your couch cushions after a few days, you can reactivate it easily. In the meantime, the lock will prevent unauthorized spending.

If you can’t find the card and believe it’s truly gone: Get it canceled and have a new one sent your way. Some financial institutions may charge a fee for the replacement. Getting the new card may take as long as one week, unless you request a rush delivery, which typically cuts the wait time to a couple of days but may come with an additional fee.

When you contact the bank, make a note of any confirmation number you receive. This will help you document the status of the account for future reference.

Inspect your account. Log in to your account on a computer or mobile device and check your recent payment history to see if there are any transactions you didn’t make. If you find any fraudulent charges, jot down the details, including the amount, merchant, location and processing date. Pass that information along to your financial institution.

Tomorrow: Follow up with a written confirmation

After you call your bank or credit union, follow up by email or letter, or use any secure messaging service that the bank offers, including online or mobile apps. Document information you’ve already provided, including the date and time of your original report, plus the details of any questionable charges.

This document serves as your written confirmation of the report, which the card issuer may request if it conducts an investigation. If you don’t have a confirmation, you may not be credited for any losses.

Next week: Monitor your account while the bank investigates

Your card issuer typically has 10 business days to investigate any bogus charges and an additional three days to report its findings to you.

If the investigation takes longer, the bank or credit union must temporarily credit your account for the disputed amount, minus a charge of up to $50. Then the bank may have up to 90 days to resolve the issue, depending on the nature of the transactions.

Make the most of your cash

Track all your spending at a glance to understand your trends and spot opportunities to save money.

What you owe in case of debit card theft

Debit cards don’t have the same fraud protections as credit cards. Still, federal law limits the liability on fraudulent charges on a stolen or lost bank debit card, but only if you act quickly. The amount of money for which you’re on the hook is determined by how quickly you report the card as missing.

  • If you contact your financial institution within two business days of the discovery of the missing card and if fraudulent charges have already been made, the most you’ll be responsible for is $50.

  • If you wait longer to report, your liability increases to $500.

  • If you don’t inform your card issuer for more than 60 days after receiving your next statement, you’ll be on the hook for all unauthorized charges.

Many major prepaid debit card issuers offer similar protections, but there may be some variation. Review the fine-print information for each card to see the protections it offers.

Lowering your risk going forward

Take precautions now to help reduce your risk of any future losses.

  • Keep your information accessible. Write down the customer service number that’s on the back of the card, along with your account information, and save it in a safe, accessible place. In case your card is lost or stolen, you’ll have the information needed to report it to your financial institution.

  • Monitor transactions. Use online banking or a mobile app to keep an eye on your checking account on a daily basis. Take action if you come across any suspicious transactions.

By following these steps, you can ensure that a missing debit card doesn’t lead to something more serious.

» Traveling abroad? Read what to do if you lose your debit card while overseas.

Источник: https://www.nerdwallet.com/article/banking/debit-card-missing

If you are looking for pnc bank customer service lost card, We provides a quick way to resolve your issue, please check our links below:

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Customer Service

Debit Card FAQs

Do I pay a fee for using a First Commonwealth ATM?

Nope! You can use our map to find a list of our ATM locations.

Where can I use my debit card?

Anywhere you see the Mastercard® logo, which is at more than 20 million merchants worldwide.

Do I pay a fee when I use my debit card?

No fees are charged. However, when using your card internationally you may be assessed a cross border and/or a currency conversion fee from the Mastercard® Network. These fees are passed through directly to the cardholder and are the cardholder's responsibility.

Should I select debit or credit when using my debit card?

You can select either debit or credit. No matter which choice you make, the money will be deducted directly from your checking account balance. We suggest you select credit so that your transaction will be processed quickly through the Mastercard® network.

What do I do if I lose my Debit Card?

If you don't yet have the SecurLOCKTM Equip app, immediately notify our Engagement Center at 800-711-BANK (2265). For after hours, please call our automated banking line at 1-888-711-BANK (2265) and select the option to report a lost or stolen card.

If you have theSecurLOCKTM Equip app,simply swipe your card to turn it off, and then notify us at the number listed above.

How do Pnc lost debit card fee keep track of debit card purchases?

Online Bankingandmobile bankingare the perfect tools for tracking your purchases, as well as keeping your receipts in a safe place until you add them to your checking account register. You can also look at your monthly account statement to view all of your transactions.

How do I dispute a transaction on my debit card?

Contact our Engagement Center at 800-711-BANK (2265) if you have a transaction on your debit card that you'd like to dispute. 


SecurLOCKTM EQUIP FAQs

What is required to use it?

SecurLOCK™ EQUIP requires you have a First Commonwealth debit card and an Apple or Android smartphone. After downloading the app from theApple App StoreorGoogle Play Store, you will be instructed to enter your full account number then other authentication information. Once registered, you can begin using the app right away.

Is there a fee to use the app?

Nope! It is provided to you free so you have more control over your card.

How many cards can I register?

As many as you'd like. But the debit card(s) must have been issued from us. First Commonwealth credit cards and ATM only cards are not eligible.

What if I am having trouble during registration?

Just click the Contact Us button at the pnc lost debit card fee of the app and our Engagement Center staff will be more than happy to assist you.

Why do you need my email address?

Your email address will be used in case you forget your password and need to reset it.

Once I register my card how do I begin managing and monitoring my payment activity?

By turning the card off, the little green button in the top right corner of the card image will turn to red. This means that all transactions (except for reoccurring) will be declined. When you're ready to make a purchase, simply swipe the card back on. It is that easy. Now you have the ultimate control to combat fraud.

After you become comfortable with the on/off function you can start selectively setting controls and alerts by channel (in-store, online, mobile, ATM, etc.). You can also set transaction spend limits, select geographic locations where the card can be used, set specific merchant categories, view recent transaction history, receive real-time alerts and much more.

What is a real-time alert?

It is an immediate notification sent to the app. You can select to be alerted on all your payment transactions including recurring payments or you can select just preferred transactions. Lots of customers use alerts for spend limits, location, transaction type and merchant category.

How long does it take for a control or alert setting to take effect?

It happens immediately after you set and save the option.

If I have my card turned off will my recurring transactions go through?

Yes. Merchant recurring transactions will be approved. Additionally, you can select to receive alerts on recurring transactions as well.

Can I use My Location, My Region and International at the same time?

Where My Locations and My Region work independently or together neither can be used in conjunction with International.

I turned my card on and set My Location. I was at the merchant, and my transaction was still declined. Why?

In the app, go to Transactions, find the one that was denied and open it, tap the image so it rotates, and the control(s) that were evoked during the authorization will be listed near the bottom. The transaction could also be declined because of external factors like non-sufficient funds or fraud monitoring.

What are Alert Preferences?

Alert preferences let you know every time a card transaction is attempted. You can be alerted for all or preferred transactions.

My alerts are supposed to notify me of every transaction, but I am not receiving them.

Only the primary device will receive alerts. Use the settings menu in the app to set your device as primary.

What is the Age Restricted merchant control?

This could be used to prevent purchases of age restricted items such as alcohol.

How is the Spend Limit control impacted by card limits set by First Commonwealth?

The app cannot change the limits set by the bank.

I received a new card number. Will it be automatically updated in the app?

You will have to add the new account to the app. This can be done by going to Manage Account and adding the card. Be sure to "unmanage" the old card.

How long will my transaction history display?

The last 50 transactions will display in the app for thirty calendar days.

My pending purchase shows it is for more than I paid. Why?

Some merchants send pre-authorizations at higher amounts to test cards' validity. For example, a $25 gas purchase might display as $126. Pre-authorizations are common at the pump, for a hotel stay, or for a car rental.Even though the charge is listed in the app for more, it will clear your account for the correct amount.

I only want to manage one of my cards, but they're all being displayed.

To select the card(s) you wish to manage, go to Settings and choose Manage Cards. Then uncheck the card or cards you don't want to manage. Once a card is unmanaged, controls and alerts cannot be set for that card.

Источник: https://www.fcbanking.com/personal/checking-accounts/debit-cards/debit-card-faqs/
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PNC Bank Visa Debit Pnc lost debit card fee

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Easy Lock

Illinois EPPICard - the safe and secure way to access your payments!

Get Cash Faster.

Get cash at ATMs, MasterCard®Member bank teller windows, or at your favorite merchant location, displaying the MasterCard® Member Acceptance mark.

Select ATMs displaying the Charter One Bank or SHAZAM Status Privileged brand marks.

Shop with it.

You can use your Illinois Debit MasterCard® at merchant nationwide and there is no fee for point of sale transactions at these locations using your signature or PIN. You may also ask for "cash back" with your purchase.

Notice By Phone For Payments

You can sign up to receive phone or email notification when payments are loaded to your account.

Toll-Free Customer Service.

You have unlimited access to our web site 24 hours a day, 7 days a week, 365 days a year. Once a payment is loaded, you may access information regarding your account via the toll-free customer service telephone number or the Internet at www.eppicard.com.

Receive Monthly Statements.

Use your money throughout the month - it is safe, fast and convenient. You receive a monthly paper statement to itemize and track payments for services you perform, and your purchases or withdrawals.

Secure.

Your account is FDIC insured and protected by your secret code (PIN).

Access to available balance and transaction history through the Internet.

Cardholders have access to their account information and available balance through the web using a secure and personally selected user ID and password.

Transaction information is displayed immediately in date and time order.

Online access to account information and account balance via the web or Integrated Voice Response (IVR) is the quickest and easiest access method to account information.

Monthly transaction history for the past 60 days is available online, at any time of day for your convenience. Print your monthly statement by selecting the preferred month.

Free Services Using your Debit MasterCard®

  • Initial Card Issuance. One new replacement card each year at no cost to you.
  • Monthly Paper Statements mailed to your home address.
  • Purchases at Point of Sale location, PIN or signature.
  • Cash back with purchase.
  • One (1) free ATM cash withdrawal at Charter One Bank or SHAZAM Privileged Status locations for each deposit posted to your account each calendar month. Your free transactions at will expire at the end of the next calendar month, if not used.
  • One (1) free ATM balance inquiry for each deposit posted to your account only at Charter One Pnc lost debit card fee or SHAZAM Privileged Status locations. Free transactions expire at the end of the calendar month.
  • No monthly Account Maintenance fee.
  • Cash withdrawals at MasterCard®Member Bank teller windows.
  • Deposit Notification via email, phone or text message.
  • Low balance alert via email, phone or text message.
  • Access to account information via the web, interactive voice response (IVR) or live operator.

Fees Charged for Other Services Using your Debit MasterCard®

  • ATM cash withdrawal after free are used at Charter One Bank or SHAZAM Privileged Status locations your account is charged $1.35 for each withdrawal.
  • ATM cash withdrawal at locations other than Charter One Bank or SHAZAM Privileged Status locations your account is charged $1.35 for each withdrawal.
  • ATM balance inquiry pnc lost debit card fee free are used at Charter One Bank or SHAZAM Privileged Status pnc lost debit card fee your account is charged $0.50 for each withdrawal.
  • ATM balance inquiry at ATMs other than Charter One Bank or SHAZAM Privileged Status locations your account is charged $0.50 for each withdrawal
  • ATM Denial for Insufficient Funds (NSF) your account is charged $0.50 each time.
  • IVR Deposit Transfer to another Bank Account your account is charged $1.50 for each withdrawal.
  • One new replacement card each year at no cost to you. After free replacement your account is charged $4.00 each request.
  • Expedited replacement card delivery your account is charged $15.00. This is a two day delivery, business days only.
  • International Transactions your account is charged a 3% currency conversion fee.
Источник: http://www.dhs.state.il.us/onenetlibrary/27897/documents/initiatives/iitaa/certification/eppicard/text_only_pa.html

Lost Debit Card? Here’s What to Do Next

A lost debit card probably means one of two things: You either misplaced it or someone stole it. Either way, don’t let panic set in. Here’s what you can do.

Today: Report or lock the missing card

Report the loss to your bank or credit union as soon as you realize your debit card is missing. If you act quickly, you’re legally protected from major losses from any unauthorized charges. Skip to the end of the article for a list of bank customer service numbers.

Generally, a bank’s service representative will deactivate the card and issue a replacement. If you think the card is misplaced and there’s a good chance you’ll locate it soon, you may want to ask about the option of a temporary freeze. With a Wells Fargo lost card, for example, you can “lock” your card via a mobile app to prevent the card from being used. If the card turns up under your couch cushions after a few days, you can reactivate it easily. In the meantime, the lock will prevent unauthorized spending.

If you can’t find the card and believe it’s truly gone: Get it canceled and have a new one sent your way. Some financial institutions may charge a fee for the replacement. Getting the new card may take as long as one week, unless you request a rush delivery, which typically cuts the wait time to a couple of days but may come with an additional fee.

When you contact the bank, make a note of any confirmation number you receive. This will help you document the status of the account for future reference.

Inspect your account. Log in to your account on a computer or mobile device and check your recent payment history to see if there are any transactions you didn’t make. If you find any fraudulent charges, jot down the details, including the amount, merchant, location and processing date. Pass that information along to your financial institution.

Tomorrow: Follow up with a written confirmation

After you call your bank or credit union, follow up by email or letter, or use any secure pnc lost debit card fee service that the bank offers, including online or mobile apps. Document information you’ve already provided, including the date and time of your original optimum pay my bill, plus the details of any questionable charges.

This document serves as your written confirmation of the report, which the card issuer may request if it conducts an investigation. If you don’t have a confirmation, you may not be credited for any losses.

Next week: Monitor your account while the bank investigates

Your card issuer typically has 10 business days to investigate any bogus charges and an additional three days to report its findings to you.

If the investigation takes longer, the bank or credit union must temporarily credit your account for the disputed amount, minus a charge of up to $50. Then the bank may have up to 90 days to resolve the issue, depending on the nature of the pnc lost debit card fee the most of your cash

Track all your spending at a glance to understand your trends and spot opportunities to save money.

What you owe in case of debit card theft

Debit cards don’t have the same fraud protections as credit cards. Still, federal law limits the liability on fraudulent charges on a stolen or lost bank debit card, but only if you act quickly. The amount of money for which you’re on the hook is determined by how quickly you report the card as missing.

  • If you contact your financial institution within two business days of the discovery of the missing card and if fraudulent charges have already been made, the most you’ll be responsible for is $50.

  • If you wait longer to report, your liability increases to $500.

  • If you don’t inform your card issuer for more than 60 days after receiving your next statement, you’ll be on the hook for all unauthorized charges.

Many major prepaid debit card issuers offer similar protections, but there may be some variation. Review the fine-print information for each card to see the protections it offers.

Lowering your risk going forward

Take precautions now to help reduce your risk of any future losses.

  • Keep your information accessible. Write down the customer service number that’s on the back of the card, along with your account information, and save it in a safe, accessible place. In case your card is lost or stolen, you’ll have the information needed to report it to your financial institution.

  • Monitor transactions. Use online banking or a mobile app to keep an eye on your checking account on a daily basis. Take action if you come across any suspicious transactions.

By following these steps, you can ensure that a missing debit card doesn’t lead to something more serious.

» Traveling abroad? Read what to do if you lose your debit card while overseas.

Источник: https://www.nerdwallet.com/article/banking/debit-card-missing

PNC

https://www.pnc.com/en/personal-banking/banking/services/pnc-easylock.html#:~:text=If%20you%20need%20to%20report,%2D888%2D762%2D2265.
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