bank of america automatic credit card payment

Use your PNC Bank Visa® credit, debit or prepaid card to pay just about any bill — utilities, internet, insurance, phone service, health club dues and more. Once you're logged into your account, navigate over to the Payment Center, under the “Bill Pay” tab at the upper left-hand corner of the screen. On this page. To get started simply login to Online Banking, go to Account Manager and The credit card payment maximum amount is your ending statement balance or. bank of america automatic credit card payment

How to Pay Your Discover Card Bill

Frequently Asked Questions

Discover makes it easy for you to make a credit card payment online or through these other convenient options:

Please see below for more information on payment posting:

For Non-Discover It® Card Members:

  • Payments submitted before 5:00 p.m. Eastern Time (ET) with a payment posting date of the same day will be credited to your account that day
  • Payments submitted after 5:00pm will not be posted same day, and will have a posting date of the next day.
  • Payments scheduled for a future date will be credited to your account on the date selected
  • Online and phone payments scheduled, but not yet posted, can be canceled online up until 5:00 p.m. ET on the payment posting date and will not post to your account

For Discover it® CardMembers:
  • Payments submitted before midnight Eastern Time (ET) will be credited to your account that day, except for payments made on the cycle date. Payments made on your cycle date submitted before 5:00 p.m. ET will be credited as of that same day
  • Same day payments submitted before 5:00 p.m. ET can be cancelled until 5:00 p.m. ET that same day. Same day payments submitted after 5:00 p.m. ET but before midnight ET can be canceled until midnight of that same day
  • Payments scheduled for a future date will be credited to your account on the date selected. Future scheduled payments can be cancelled until 5:00 ET of the scheduled date

You can mail your check to the address on the payment coupon at the bottom of your credit card statement. If you can't find this address, mail your check to:

Discover Financial Services
P.O. Box 6103
Carol Stream, Illinois 60197-6103


Note: Please remember to always pay with pnc small business account view personal check, cashier's check or money order, and never send cash. Please write your account number on the "memo" line, and to avoid late fees, always allow 7-10 days for your payment to reach us. Please include the payment coupon at the bottom of your credit card statement.

Yes, you can schedule automatic payments to help you pay on time. Set your auto-pay amount at your minimum payment, your statement balance or a custom amount, and we'll automatically deduct your credit card payment each month. You'll get an email reminder a few days in advance of the payment. Learn more about automatic payments, or log in and switch to automatic payments now.

No. There's no convenience fee for any of our payment methods. Plus, Discover is the only credit card company with no annual fee on every single card.

The time it takes a payment to reach us depends on how it is handled by the bill payment bank of america automatic credit card payment or bank. Some services, for example, process payment requests only once a day or once a week, while others process the requests electronically, but then send paper checks. Processing time may also be affected by weekends and bank holidays. To learn how your bill payment service or bank processes your payment requests, please contact them directly.


A way to make sure your payment is credited to your account is to pay online in the Account Center by clicking on the "Payments" tab and selecting "Make a Payment".


Not registered for the Account Center? Register Now.

You can pay your Discover bill any time by calling 1-800-DISCOVER (1-800-347-2683). Discover has no pay-by-phone convenience fee.

To avoid late payments and late fees, you'll want to be sure your Discover Card payment arrives on time. If you're using an e-bill or a bill payment service, you'll need to allow enough time for that checking account, debit card account or other bank account to deliver your payment. You may have a bank account that only processes payment requests once a day or once a week. Or it may process the requests electronically, but then send paper checks. Weekends and bank holidays can also cause delays. To learn how your bill payment service or bank processes payment requests, please contact them directly.

 

It may be faster to make your credit card payment with your Discover.com account. If you're not registered online at Discover.com, you can register now.

For Non-Discover It Cardmembers:

  • Payments post on the same day when you make them before 5:00 p.m. Eastern Time (ET).
  • Payments submitted after 5:00pm will not be posted same day, and will have a posting date of the next day.
  • A scheduled payment for a future date will post to your account on the date you select.
  • You can cancel a scheduled payment online or by phone until 5:00 p.m. ET on the payment posting date.

For Discover it® Cardmembers:

  • Payments post on the same day when you make them before midnight Eastern Time (ET), except for payments you make on your cycle date. Cycle date payments post the same day when you make them before 5:00 p.m. ET.
  • If you make a payment before 5:00 p.m., you can cancel it the same day up until 5:00 p.m. If you make a payment after 5:00 p.m., you can cancel it the same day up until midnight ET.
  • A scheduled payment for a future date will post to your account on the date you select.
  • You can cancel a scheduled payment online or by phone until 5:00 p.m. ET on the payment posting date.

No. There are several ways to pay your Discover Card, including online at Discover.com or with our mobile app using your bank account information. Other options include sending a check by mail using the return envelope in your statement or paying by phone at the number on the back of your card.

Cash Back Credit Cards: Discover it® Cash Back, Gas & Restaurant Card, NHL® Discover it®

Travel Credit Card: Discover it® Miles

Student Credit Cards: Discover it Student® Cash Back, Student Chrome Card

Secured Credit Card: Discover it® Secured

Business Credit Card: Discover it® Business Card

Cash Back Credit Cards
Intro purchase APR is 0% for 14 months from date of account opening then the standard purchase APR applies. Intro Balance Transfer APR is 0% for 14 months from date of first transfer, for transfers under this offer that post to your account by then the standard purchase APR applies. Standard purchase APR: 11.99% variable to 22.99% variable, based on your creditworthiness. Cash APR: 24.99% variable. Variable APRs will vary with the market based on the Prime Rate. Minimum interest charge: If you are charged interest, the charge will be no less than $.50. Cash advance fee: Either $10 or 5% of the amount of each cash advance, whichever is greater. Balance transfer fee: 3% Intro fee on balances transferred by and up to 5% fee for future balance transfers will apply. Annual Fee: None. Rates as of . We will apply payments at our discretion, including in a manner most favorable or convenient for us. Each billing period, we will generally apply amounts you pay that exceed the Minimum Payment Due to balances with higher APRs before balances with lower APRs as of the date we credit your payment.

Travel Credit Card
Intro purchase APR is 0% for 14 months from date of account opening then the standard purchase APR applies. Intro Balance Transfer APR is 10.99% for 14 months from date of first transfer, for transfers under this offer that post to your account by then the standard purchase APR applies. Standard purchase APR: 11.99% variable to 22.99% variable, based on your creditworthiness. Cash APR: 24.99% variable. Variable APRs will vary with the market based on the Prime Rate. Minimum interest charge: If you are charged interest, the charge will be no less than $.50. Cash advance fee: Either $10 or 5% of the amount of each cash advance, whichever is greater. Balance transfer fee: 3% Intro fee on balances transferred by and up to 5% fee for future balance transfers will apply. Annual Fee: None. Rates as of . We will apply payments at our discretion, including in a manner most favorable or convenient for us. Each billing period, we will generally apply amounts you pay that exceed the Minimum Payment Due to balances with higher APRs before balances with lower APRs as of the date we credit your payment.

Student Credit Cards
Intro purchase APR is 0% for 6 months from date of account opening then the standard purchase APR applies. Intro Balance Transfer APR is 10.99% for 6 months from date of first transfer, for transfers under this offer that post to your account by then the standard purchase APR applies. Standard purchase APR: 12.99% - 21.99% variable, based on your creditworthiness. Cash APR: 24.99% variable. Variable APRs will vary with the market based on the Prime Rate. Minimum interest charge: If you are charged interest, the charge will be no less than $.50. Cash advance fee: Either $10 or 5% of the amount of each cash advance, whichever is greater. Balance transfer fee: 3% Intro fee on balances transferred by and up to 5% fee for future balance transfers will apply. Annual Fee: None. Rates as of . We will apply payments at our discretion, including in a manner most favorable or convenient for us. Each billing period, we will generally apply amounts you pay that exceed the Minimum Payment Due to balances with higher APRs before balances with lower APRs as of the date we credit your payment.

Secured Credit Card
22.99% standard variable purchase APR. Intro Balance Transfer APR is 10.99% for 6 months from date of first transfer, for transfers under this offer that post to your account by then the standard purchase APR applies. Cash APR: 24.99% variable. Variable APRs will vary with the market based on the Prime Rate. Minimum interest charge: If you are charged interest, the charge will be no less than $.50. Cash advance fee: Either $10 or 5% of the amount of each cash advance, whichever is greater. Balance transfer fee: 3% Intro fee on balances transferred by and up to 5% fee for future balance transfers will apply. Annual Fee: None. Rates as of . We will apply payments at our discretion, including in a manner most favorable or convenient for us. Each billing period, we will generally apply amounts you pay that exceed the Minimum Payment Due to balances with higher APRs before balances with lower APRs as of the date we credit your payment.

Business Credit Card
Intro purchase APR is 0% for 12 months from date of account opening then the standard purchase APR applies. Standard purchase APR: 12.99% variable to 20.99% variable, based on your creditworthiness. Cash APR: 24.99% variable. Variable APRs will vary with the market based on the Prime Rate. Minimum interest charge: If you are charged interest, the charge will be no less than $.50. Cash advance fee: Either $10 or 5% of the amount of each cash advance, whichever is greater. Balance transfer fee: 5% of the amount of each transfer. Annual Fee: None. Rates as of . We will apply payments at our discretion, including in a manner most favorable or convenient for us. Each billing period, we will generally apply amounts you pay that exceed the Minimum Payment Due to balances with higher APRs before balances with lower APRs as of the date we credit your payment.

NHL and the NHL Shield are registered trademarks and NHL.TV is a trademark of the National Hockey League. NHL and NHL team marks are the property of the NHL and its teams. © NHL 2021. All Rights Reserved.

Источник: https://www.discover.com/credit-cards/help-center/faqs/payment-help.html

When it comes to paying bills, there are two types of people.

Some would rather not do it at all. They don’t enjoy all those numbers—ugh! So they put off paying bills or let their spouse take over because it just doesn’t interest them. We call those people Free Spirits.

Then there are Nerds. Nerds actually like the feeling of order and control they get when they pay bills on time (or early), and they’ve probably got a spreadsheet that shows all their payments for the last five years.

Neither personality is right or wrong—everyone’s either a Nerd or a Free Spirit. It’s just how you naturally handle money.

And the cool thing is, both Nerds and Free Spirits can benefit from automatic bill payment.

The Upside of Automation

Automatic bill payment is when you owe a company money for a service, and you first community mortgage el paso tx to let them take that money out of your bank account at regular, preset times.

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When that scheduled time rolls around, the company says to your bank, “Hey, I need this much money from this account.” The bank gives them the money, so you don’t have to do the nitty-gritty work of moving it around yourself.

Less Effort, Less Stress

Automatic bill payment is super convenient because it takes the pressure off of you. Think about all your bills: housing, utilities, cell phones, subscriptions, credit cards and probably some other debt. That’s a lot of due dates to remember!

Tracking all those dates sounds like a nightmare to Free Spirits. And you Nerds probably only remember because you wrote them all down on sticky notes.

With automatic bill pay, you don’t have to remember. You just schedule the payments and they’re taken care of—which means no more late fees and less stress. And you Nerds can move out of Sticky Note City.  

Better Schedule

Have you ever had a bill—or a bunch of bills—come due at the worst possible moment? Have you ever felt sick wondering how to pay them all and still have enough money left for groceries or even just a dinner out?

If that sounds familiar, you’re not alone. Seventy-eight percent of Americans live paycheck to at&t call protect The crazy thing is, it doesn’t matter if they get paid once a month or once a week—they’ve still got too much month left at the end of their money.

But automatic payments can help you balance your money throughout the whole month so you’ve got enough to pay your bills—no matter when you get paid.

That’s because they let you choose your due dates. So you can make your bills due on or near payday, when you have the most money.

Now, that doesn’t mean you can just skip a month to reset the date. You’ll get hit with late fees if you do that. If you want a later due date, call the company and work it out with them.

Asking for a later due date can be good if you’re paid monthly and your bills are normally due right before payday. For instance, if most bills are due on the 10th but you get paid the 15th, you may want to ask the companies if you can push those due dates back a few days.

Or you can choose an early due date. It sounds counterintuitive, but it actually works—especially if you get paid every week or two.

Let’s say you get paid biweekly, and your rent, phone and car payments are due the first of the month. You can spread out the expenses by scheduling the two smaller bills in the middle of the preceding month. So you’d pay the rent on October 1 but make the phone and car payments September 15.

If you got paid weekly, you could space them out even more: Just pay one bill per week from the middle of September to October.

Spreading your payments out like that helps you balance your bills and day-to-day living expenses, so you’re less likely to run out of money at a given time of the month.

Payment Safety

One of the biggest concerns people—especially Nerds—have with automatic bill payment is online security. They’re not sure if their financial info is really safe.

But it’s not like paying the old-fashioned way is foolproof. A mailed check can get stolen, giving the crook full access to your bank account, name and address. That’s a lot of personal info!

Besides, online security has improved a lot. Groups like the Federal Trade Commission (FTC) help businesses handle your personal info safely. And secure logins, payment processors and other security tools make it easier for companies to protect you during online bill pay.

The Downside of Automation

Automatic online bill pay has some drawbacks. Which is why you Bank of america automatic credit card payment Spirits need to take a lesson from the Nerds: Just because something is safe most of the time doesn’t mean you can just sit back and never look at your bank account again.

But the Nerds can take a lesson from the Free Spirits too. Your job is to relax. You can take a couple of simple precautions to safely use automatic bill pay and save the effort of paying bills manually.

Here are three common problems and their solutions.

No Time Limit

Automated payments give companies indefinite access to your bank account—so your money will keep coming out until you cut them off.

If you’re canceling a subscription—whether you’re moving or just don’t use it anymore—make sure your automatic payments are canceled too. The last thing you need is to pay utility bills for the person who moves into your old apartment.

Withdrawal Mistakes

Either the company you owe money to or the bank can make a mistake when processing your automatic payment. It’s rare, but it happens.

And those mistakes can be hard to correct. Some companies and most banks will blame each other for the problem, because neither one wants to take responsibility or pay to fix it.

Fixing a mistake is a lot easier if you catch it early, so check your bank account at least once or twice a week to make sure everything’s running smoothly. (We’re talking to you, Free Spirits!)

If you find a problem, contact the bank and company immediately. The faster you report a disputed charge, the higher the chance you’ll get your money back.

And keep records of all your communication with them so you can put a stop to any nonsense and get the problem resolved.

Fees

Automatic payments cut down on the chance of late fees, but they can increase your chance of other fees if you’re not careful.

Some companies and banks charge payment processing fees. That’s dumb! You should never have to pay more money to pay a bill, so find a free payment method and stick with that.

You’ll also run into fees if you don’t have enough money in your account. Depending on the situation, the payment may “bounce,” or get rejected. Then you’ll owe the company a penalty fee, plus the original amount.

Or you may end up with a fee from your bank (because there’s nothing they love better than robbing customers with outrageous banking fees).

For example, if your $175 utility bill is due and you’ve only got $150 in your account, the bank will most likely cover that last $25 for you. Then, they’ll make you pay it back and charge you a $35 overdraft fee. So that $175 bill ends up costing $210. That’s sick!

Of course, traditional banks make money by preying on customers through high interest rates and fees—they made $11 billion on overdraft fees in 2019.2 (And that’s just America’s biggest banks. We’re not even counting all the little local and regional ones.) They’re just hoping you’ll mess up your automated payments and fall into the overdraft trap so they can profit from your pain.

The good news is, you can easily avoid this if you pay attention to your account and make sure you’ve got enough money for upcoming payments.

Automatic Bill Payment Tips

The precautions we just talked about will go a long way toward making online bill pay a positive part of your financial plan. And there are a few more ways you can maximize the benefits and make the most of automatic payments.

Choose the Right Bills

Automatic payments are great for most bills—in fact, some companies even give discounts for enrolling in online auto pay. You can automate gift giving if there’s a charity or group you support on a regular basis. And it’s safe for paying most debts, like student loans.

But you should never use automatic bill payment if you’re in a dispute with a collections agency over a debt you’re trying to settle.

We call that an adversarial relationship. You don’t want someone you’re in a fight with to have access to your checking account, debit or credit card info. If they do, scummy collections agents will raid your account and clean it out.

The best thing to do in this case is keep making manual payments using money orders[ME1]  s[JW2] [ME3] o you can protect the rest of your money while you clear up your debt.

Make a Budget

A lot of you groaned at the word budget, especially if you’re a Free Spirit. But this is a basic fact: Automatic bill payments work best when you make a budget.

If you’re prancing through wildflowers in the Land of Uncontrolled Spending, those automatic withdrawals are going to bite you in the butt. Because once you spend too much, you’re out of money and you owe the company a fee for a payment that didn’t clear.

Or worse, you’ll owe the bank an overdraft fee. The bank is basically like a wicked witch that lives bank of america automatic credit card payment the woods and eats children. They’ll lead you even deeper into the Forest of Fees until you’re totally broke.

They’re not going to take care of you. Butif you make a budget, you can take care of yourself. You’ll have enough money in your account to handle those automatic payments.

And you’ll start enjoying the freedom that comes with taking control of your money. When you give every dollar a job to do, you’ll be amazed at just what gets done.

Budgeting is easier than ever with EveryDollar. This app helps you tell your money where to go, so you bank of america automatic credit card payment get out of debt and gain confidence in your financial future. And it only takes 10 minutes to get started!

Stay Motivated

With online bill pay, it’s tempting to “set it and forget it.” You don’t feel the pain of making the purchase, so it’s harder to feel connected to your money. And when you’re not connected to your money, it’s easy for even the nerdiest of Nerds to lose motivation for sticking to a budget.

But if you want to truly win with your money (and stick to your budget), you need to monitor what’s coming out of your account each month. Especially if you’re trying to pay off debts.

We recommend checking your account regularly to make sure you’re on track. (EveryDollar makes this super easy, since you can link the app to your bank account to automatically bank of america automatic credit card payment charges.)

Another hack you can use: Automate your minimum debt payments and make any extra payments manually. That way, you can still see your progress and feel connected to the spend. It’s the best of both worlds for Free Spirits and Nerds!

Don’t Make Automatic Payments With Credit Cards

When you pay a bill with a credit card, you’re not actually paying anything. You’re just moving the debt to a different spot. A really crappy spot with 25% interest.

So “paying” bills with a card only takes you deeper into debt—you still owe the original amount, plus the interest.

Let us say this loud and clear: Credit cards are not a good way to pay bills. They’re a debt product that makes banks money by sucking the life out of your wallet.

You need a bank that wants to see you win with money.

Gazelle is a new banking experience that puts you in control of your finances. You’ll enjoy feeless banking and 24/7 customer service from a team that will never push debt on you. And since it’s 100% online, monitoring automatic bill payments is a piece of cake.

Sign up today and become a Gazelle beta user.

Источник: https://www.ramseysolutions.com/banking/pros-and-cons-of-automatic-bill-payments

How to pay your HSBC credit card bill

Pay your bill online

Pay using an HSBC checking or savings account

  1. Log on to Personal Internet Banking.
  2. From the My Accounts menu on the left side of dashboard, select the bank account you’d like to use to pay your credit card.
  3. Click on the Move Money button in the center of the page.
  4. Select your HSBC Credit Card account in the Move Money to section.

Pay using a non-HSBC checking or savings account

  1. Log on to Personal Internet Banking.
  2. From the My Accounts menu on the left side of dashboard, select your HSBC Credit Card.  
  3. Click the black Manage Card button in the center of the page. You’ll enter the Credit Cards servicing website.
  4. From the left menu, hover over Payments and then click Make a Payment.

How to pay your HSBC credit card over the phone

Call the number on the back of your HSBC Credit Card

You can make payments to your credit card from an HSBC account or account with another financial institution using the automated phone system. Just call the number on the back of your HSBC Credit Card.

HSBC credit card mailing address for payments

Fill in your remittance stub and mail it along with your payment to the address provided:

HSBC Bank USA, N.A.

PO Box 4657

Carol Stream, IL 60197-5255

You can also pay your HSBC credit card automatically (and never miss a payment)

Enroll in AutoPay

Did you know that can pay your HSBC accounts automatically by enrolling in AutoPay, our auto payment feature? You’ll never miss a payment and you won’t have to log on, call us, or use a stamp.

How to enroll in HSBC AutoPay:

  1. Log on to Personal Internet Banking.
  2. From the My Accounts menu on the left side of dashboard, select your HSBC Credit Card.  
  3. Click the black Manage Card button in the center of the page.
  4. From the menu, select Payments and then click AutoPay.

I still need help

Fastest way

  • Chat with us for assistance.

 

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Источник: https://www.us.hsbc.com/help/credit-cards/pay-bill/

Set Up Automatic Credit Card Payments, Forget the Late Fees

Forgetting to make a credit card payment might seem like a simple mistake, but it can lead to fees and interest and even lower credit scores. One easy way to make sure you never forget again? Set up automatic credit card payments to come directly out of your bank account every month.

Here's why you should consider doing it and how the process works.

» MORE:A late credit card payment may cost you more in 2019

Benefits of automatic credit card payments

A forgotten payment can lead to a domino effect of negative consequences:

  • In addition to a late fee, which can be up to $28 for a first-time offense, interest on the credit card balance continues to accrue.

  • Late payments can also lead to a higher interest rate on your credit card, known as a penalty APR.

  • If a payment is more than 30 days overdue, the credit card issuer may report it to the credit bureaus, which can lower your credit scores. That, in turn, affects your ability to take out other lines of credit, such as mortgages or auto loans.

  • If you're more than 180 days overdue on a payment, the debt might be charged off, jose abreu 2014 stats the card issuer writes off the debt and may hand the account over to a collection agency to pursue. A charge-off stays on your credit report for seven years.

All of those headaches can be avoided by automating credit card payments to ensure you don't forget to pay.

“A forgotten payment can lead to a domino effect of negative consequences, including https 53 biller direct express com ebpp hhwmwpremium late fee, interest and potentially even a dent in your credit scores.”

Credit card autopay isn't for everyone, and there are some potential downsides (see "what to watch out for" below). But the process can also save cardholders the hassle of forgetting to make a payment.

» MORE:When is the best time to pay my credit card bill?

How to set up automatic credit card payments

The process varies by card issuer. But in general, you can log in to your credit card account online or through the app and walk through a series of steps to connect a separate bank account and initiate automatic credit card payments from it on a certain date each month.

“You can typically select to pay the minimum, the full balance or a specific amount monthly.”

You can typically select to pay the minimum, the full balance or a specific amount monthly. Then, on the date selected or the due date (specifics vary by card issuer), the money is transferred.

How to set up credit card autopay

Online, through the mobile app or by calling the American Express Customer Service line.

Online, either through the Bill Pay option or via transfers between a Bank of America account and their credit card.

Online or through the iPad app. Autopay is not yet available on the mobile app. Another option is to ask for a repeat payment form, which can then be completed and mailed back.

Through the website or mobile app, or by calling customer service.

Through Chase.com, the mobile app, by calling customer service or by visiting a Chase branch, although that option requires some paperwork to be filled out first.

Online, through the mobile app or by phone with customer service.

Online, through the app, by phone or in person at a Wells Fargo branch.

» MORE: How an 'autopay and everyday' approach can help guard against credit card fraud

What to watch out for

  • Overdraft fees. One of the biggest risks with setting up automatic credit card payments is that your bank account won’t have sufficient funds in it and you will get hit with an overdraft fee, the median cost of which is $34, or your bank will decline the transaction. To avoid those issues, monitor your bank account to make sure you have enough money to cover your credit card payment. Adjust the amount if necessary — for example, set it to make just the minimum payment. Many banks offer low-balance text alerts to help you track your balance.

“Monitor your bank account to make sure you have enough funds to cover your credit card payment, and adjust the amount if necessary.”

  • The payment date. Many card issuers, but not all, allow cardholders to select the date that the money is transferred. Picking a date at least a few days before the payment is due ensures that a processing delay doesn’t lead to a late payment. Some card issuers, such as Chase, automatically process the payment on the due date (if that date falls on a weekend, then it will be processed the Friday before).

  • Errors and fraud. Without the need to manually transfer money each month, it can be easy to forget to review your credit card statement carefully for any unfamiliar charges. Build this kind of review into your routine, even with automatic payments, so you can immediately challenge any incorrect or fraudulent charges.

  • The payment amount. In general, card issuers allow customers to pay the minimum payment, the full balance or a fixed amount each month. Paying the minimum ensures that you won’t be hit with a late fee. But carrying a balance means that interest will continue to accrue.

» MORE: Change a credit card billing due date? 3 reasons to try it

Back up a faulty memory

Setting up automatic payments can be a great way to avoid the negative repercussions that come from missing a credit card payment. Still, you want to make sure you have enough money in your bank account so you aren't charged an overdraft fee.

If you don’t want to set up automatic payments but still want a reminder to pay, many card issuers offer the option of signing up for email or text alerts when the balance due date is approaching.

Источник: https://www.nerdwallet.com/article/credit-cards/how-to-set-up-automatic-credit-card-payments

Pay bills online, 24/7

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Simple steps for online bill pay

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Sign up and verify your free profile

Log in or Sign up and verify your free profile to pay a bill online. You can verify your profile using your United States driver’s license, passport or government-issued ID.

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Search for your biller by typing in the name. From your mortgage to your water bill, our network likely has you covered.

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That’s it! Bill paid

We’ll send you a confirmation email with the money transfer control number (MTCN) of your transaction for your records.

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Frequently Asked Questions about paying bills with Western Union

How do I pay bills using the Western Union® app?

1. If you already have the Western Union® app, log in with Touch ID or your credentials. If you don’t have our app yet, simply download it on the Apple App Store or Google Play Store. New users can follow the steps to register a profile with your email address. You can verify your profile using your driver’s license, passport or government-issued ID.
2. Once you are in our app, select ‘Pay bills’ and search for your biller by typing in the name.
3. Provide your account number and the amount you’d like to pay towards the bill.
4. Enter your credit/debit card1 information.
5. We’ll send you a confirmation email with the money transfer control number (MTCN) of your transaction for your records.

Download the app

How do I pay bills in person?

1. Search for a nearby Western Union® agent location.
2. Go directly to the counter and provide your phone number, the name of the company you wish to pay, and your account number.
3. Pay with cash or a US bank-issued debit card.
4. We’ll send you a confirmation email with the money transfer control number (MTCN) bank of america automatic credit card payment your transaction for your records.

Find a location

How do I pay bills by phone?

1. Call 1-800-634-3422 (for Spanish 1-800-325-4045) from your home phone or mobile phone number. You cannot use a pay phone.
2. Follow the prompts to pay by phone. You’ll need the account number listed bank of america automatic credit card payment the bill statement.
3. Pay the bill with a credit/debit card1 issued from a bank in the United States.
4. We’ll provide you a tracking number (MTCN). Save this as proof of payment.

Still have questions?

Contact our Customer Care team or visit our FAQ page for more information.

1 If you’re using a credit card, a card-issuer cash advance fee and associated interest charges may apply. To avoid these fees or for reduced fees, use a debit card or check other payment methods.

2 Network data as of June 30, 2020.

* Terms and Conditions apply. Restrictions apply, see amazon.com/gc-legal

Send money online to 200 countries and territories with more than 500,000 Western Union agent locations.
app-storbank of america automatic credit card payment may be provided by Western Union Financial Services, Inc. NMLS# 906983 and/or Western Union International Services, LLC NMLS# 906985. These licensed companies may be verified through the NMLS Consumer Access website - https://www.nmlsconsumeraccess.org/.

Western Union Financial Services, Inc. and Western Union International Services, LLC are licensed as Money Transmitters by the New York State Department of Financial Services. See terms and conditions for details.

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Источник: https://www.westernunion.com/us/en/pay-bills.html

Opportunity Bank of Montana

Visa® Debit Card


Opportunity Bank is a member of the MoneyPass® ATM network, providing surcharge-free ATM access at thousands of ATMs Nationwide using your Visa® Debit Card.

Your Opportunity Bank of Montana Visa® Debit Card is a contactless chip card providing security and the flexibility to make purchases at directly from your checking account.  Instead of writing a check for purchases, present your Debit Card anywhere Visa® cards are accepted. 

A contactless card allows you to tap your card against a card reader, in addition to swiping or inserting your card.  Look for the contactless symbol at a contactless-enabled merchant terminal and complete your transaction by simply holding or tapping the card on a contactless-enabled card reader.  The contactless symbol is four curved lines that get bigger from left to right, you may notice that it looks similar to the Wi-Fi symbol. 

Your card includes an EMV chip and magnetic stripe giving your a variety of options at the register.  If a store doesn't have a contactless reader, you can still swipe your card or use the chip reader. 

Debit Card Fraud Text Alerts

We want to make sure that using your debit card is as safe and convenient as possible. Bank of america automatic credit card payment we suspect a debit crbauto online payment transaction may be fraudulent, our fraud center will text you to confirm the transaction. The merchant name and dollar amount will display in the text message for you to review. We will only ask you to verify if you made the purchase - we will never ask for your account number or other personal information. If you confirm the transaction is valid, no how to put money on the cash app card action is required, you may continue to use your card. If you do not respond, or respond whats 1st person point of view the transaction is not valid, this will automatically trigger a block on your debit card and you will need to contact the bank to lift the card restriction.

If we have your mobile phone number on file, you won't need to do anything to enroll. If there is suspicious activity with your card, we'll send an alert. It's that easy. If you need to verify or update your mobile phone number, call us at 1-888-750-2265.

To opt out of Enfact Fraud Text Alerts, reply STOP when a text message is received. Cardholders who opt our will continue receiving only phone calls regarding potential fraudulent card activity.

*Wireless carrier charges may apply

Lost or Stolen Card?

If your card has been lost or stolen please contact the bank immediately during regular business hours. Outside of banking hours, please call 1-888-750-2265.

Visa® Credit Cards - Offered through TCM Bank, N.A.

We are pleased to partner with the Independent Community Bankers of America (ICBA) to offer credit cards through TCM Bank, N.A.  Stop in to any Opportunity Bank branch to pick up an application, or apply online today. 

Our Platinum credit cards offer hometown convenience, worldwide acceptance  and great benefits. 

Three great options from the bank you know best.

  • Rewards Platinum - unlimited reward points. Earn one point per dollar on net purchases and redeem them for merchandise, rental cars, travel and more. Visit cRewardsCard.com for details.3
  • Cash Rewards Platinum - earn 1% cash back on all net purchases. Cash rewards never expire.3 
  • Platinum Edition - no penalty APR and competitive rates.*

Enjoy the following features with all of the above options:

  • Competitive rates*
  • Mobile payments like ApplePay® and Google PayTM for a safe and secure way to pay
  • Free FICO® score1
  • Cell Phone Protection2
  • Fraud Monitoring and Zero Fraud Liability
  • SecurLOCKTM Email and Text Fraud Alerts
  • ID Navigator Powered by NortonLifeLock4
  • Opportunity Bank of Montana logo included on the card

Apply Now

*See the card application’s Important Disclosures for current terms, rates and fees. This card is issued by TCM Bank, N.A. Subject to credit approval.
1FICO is a registered trademark of Fair Isaac Corporation in the United States and other countries. FICO® Scores are updated monthly. You may not see your FICO® Score right away. Some exclusions apply. Cardholders receiving employee pricing are not eligible.
2Certain terms, conditions and exclusions apply. In order for the coverage to apply, you must charge your eligible cellular wireless bill to your covered TCM Bank-issued card. To learn more about this benefit or to file a claim visit the FAQ section at www.cardbenefitservices.com or call 1-866-894-8569.
3In order to access rewards, your account must be open and in good standing.
4No one can prevent all identity theft.

Personal Overdraft Protection

Have peace of mind in the event that your checking account balance is not sufficient to cover a check. 

Overdraft Protection Line of Credit*

This service transfers funds automatically from your overdraft protection line of credit to your checking account. 

*On approved credit

Overdraft Sweep

An Overdraft Sweep allows for checking, savings and money market accounts to automatically sweep (move) funds to avoid an overdraft on your account. Visit with a Relationship Banker today for full disclosures.

Overdraft Privilege

Learn More are at&t stores open today Overdraft Privilege

eStatements for Checking & Savings

  • Sign up within Online Banking  to download, save, view or print your PDF statements online
  • Available for Personal and Business customers enrolled in Online Banking
  • Receive automatic email notifications when your statements are available, no need to wait for your statement to arrive in the mail
  • Easily access up to 18 months of statements online anytime
  • Reduce your risk from stolen paper statements
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Direct Deposit

Eliminate extra trips to the Bank! It's easy to arrange to have your payroll,  Social Security or other benefit check deposited directly into your Opportunity Bank of Montana checking or savings account. There's no need to worry about checks being lost in the mail and best of all this service is free. Enroll in account alerts and you'll know right away when the payment is deposited into your account. 

Switch Kit

Change isn’t always easy, but changing your bank account is. Make the move to Opportunity Bank with our easy online Opportunity Bank of Montana Switch Kit.

Источник: https://www.opportunitybank.com/Personal-Solutions

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