citi double cash back credit card login

Get the Discover it® cash back credit card, a no annual fee cash back rewards credit card with rewards on everyday purchases. Apply today. Out of nearly 500 cards in our database, we've selected the Citi ® Double Cash Card Earn an extra 10% cash back (up to $100) when you spend $1,000 on. You can hassle-free pay your credit card bill through standing instruction, Citi Mobile, and E-Pay. Citi® Double Cash Card – 18 month BT offer payments can.

Citi double cash back credit card login -

10 Best Balance Transfer Cards in October 2021 – Reviewed & Ranked

Discover it® Balance Transfer

The introductory offer of 0% APR for 18 months should be a sweet deal for anyone who wants to benefit from using this type of card.

  • It has no annual fee
  • The 0 intro APR period is long 
  • Affordable balance transfer fee
  • Users feel it could use more features

This is our top best balance transfer credit card because of its unlimited cashback match feature. This means that Discover will automatically match the cash back that you earn during the first year. There are no maximum rewards you can earn from this program. 

The 5% cash back also applies to everyday purchases. You are talking about purchases in grocery stores, gas stations, restaurants, and Amazon. When you also pay with PayPal but use the card as the default option, you also earn cash back on the purchase. 

The balance transfer fee for this card is 3% as the introductory offer. However, once the grace period from account opening is over, a balance transfer rate of 5% applies. This should be good enough to suit your spending habits generally. 

As for the 0% intro APR period, you get it for up to 18 months. This period is enough to help you repay the charges even with slight delays and not worry about the high APR. The regular APR is 11.99% to 22.99%. 

Citi® Diamond Preferred® Card

This credit card will give you a good period for 0% intro APR. This will leave you with enough time to pay the charges on time and build credit too. 

  • Good period where you have no APR 
  • Good for buying sporting event tickets
  • Works for many people with different credit scores
  • Not many chances for earning a cash back

We also had to include this as the best balance transfer credit card. This is because of the 0% intro APR of 21 months on the balance transfers. You also get the same rate for 12 months on the purchases you make with the card from account opening. Once these periods are over, you get an APR rate of 13.74% to 23.74%. 

The balance transfer fee will be either 5% of the transferred amount or $5, whichever is greater. We all know that 5% will be used more often. Nevertheless, this is the rate you can expect to get with most options available. 

It is good to know that you can also get free access to your FICO score online. This helps you know if you have improved your credit score over the months since you started using the card. 

You can use the same credit card on Citi Entertainment. This is a service where you will access tickets to various events that you may like. These events include sporting events, concerts, and more. It also comes with a policy that protects you from fraud charges.

BankAmericard® Credit Card

Since you do not get a penalty APR, you can pay the card charges at a later date without risking an increase in APR.

  • Zero annual fee
  • There is no penalty APR 
  • You get contactless cards
  • You do not get ongoing rewards or cash back

This is on our list of balance transfer credit cards because of the many offers the company has available. Make sure you check out the website for updated information on  new offers. A good example is that right now you can get a $100 statement credit after having at least $1,000 in purchases during the first 90 days from account opening. 

As for the 0% intro APR period, the bank applies it on the first 18 billing cycles for the purchases and balance transfers you do during the first 60 days. Once the introductory offer is over, the APR will be kept at 12.99% to 22.99%. This depends on your credit history and credit score. 

Anyone who likes a credit card would be thrilled to learn that there are zero annual fees. Also, there is no penalty APR. So, you paying late for the charges does not mean you end up with a raised interest rate. 

Users can access their FICO score free online using their mobile banking app or the bank’s website. We also have to appreciate its contactless design. Such a design makes it easy for you to tap and make payments faster. 

Wells Fargo Reflect℠ Card

The balance transfer fee has an initial offer of 3%, attracting more people to consider it. You also need good or excellent credit to access the card.

  • You get cell phone protection 
  • It is easy to earn cash back 
  • Good intro APR period
  • Does not have the best rewards

Anyone looking for balance transfer credit cards would want one with a good APR from the beginning. Well, you are in luck with this card. It comes with a 0% intro APR for 18 months from account opening. This applies to purchases and any qualifying balance transfers. 

You can also expect to get an APR extension of three months. This can only happen if you can make on-time minimum payments. Once the intro period is over, the APR will be 12.99% to 24.99%. 

Like most balance transfer cards, you can also get intro rates on balance transfers. For this card, you will get a balance transfer fee of 3% for the first 120 days, and then it is moved to 5% or $5. 

Considering that this card gives you a zero annual fee, anyone who loves credit cards would enjoy such an offer. 

You also receive cell phone protection with the card. The protection is up to $600 for those who pay their monthly cell phone bill using the card. Keep in mind that the card may be subject to a deductible of $25. 

You can earn cashback when using this type of card. It will be given as a statement credit while using the card during shopping, dining, and other uses. 

U.S. Bank Visa® Platinum Card

Having fast customer support means you get the best information about the credit card before choosing. As such, you will always get the right help at all times.

  • Good protection for your cell phone 
  • Has zero annual fee 
  • Affordable balance transfer fees

This is another popular choice among balance transfer credit cards. It is loved mostly because it will come with a good offer of 0% intro APR. We find that the card offers this option for the balance transfers during the first 20 billing cycles. Then, the regular APR will be 14.49% to 24.49%. 

The bank has been regarded as the most ethical company. So, you will get this card knowing that it will have some of the best features too. You will choose this credit card fast because of the zero annual fee feature, knowing it should be good enough for your lifestyle. 

The credit card account also gives you the option of choosing a strategic repayment date. With such flexibility, you can have a due date you will always be able to meet over time. 

How about the balance transfers? How much will they cost? The balance transfer fee is 3% on each amount that you transact, or $5 as the minimum, whichever is greater. There is no balance transfer grace period, unfortunately, but what you get with the card is the normal rate of the other cards too. 

Wells Fargo Active Cash℠ Card

Most people find it easier to earn rewards with this type of card. You also get to enjoy impressive perks when using it at specific hotels.

  • Earning cash rewards is quite easy 
  • Relatively good intro APR period 
  • Has no annual fee
  • Foreign transaction fee is high

Wells Fargo is known for being a top bank with great offers. That is what you get with the Fargo credit card. With this card, you can earn up to $200 in rewards and cashback when you spend $1,000 on purchases. This is only valid when you spend the amount within the first 3 months of opening the account, but such an amount is easy to achieve. 

Many people like the fact that you can also earn a 2% cash reward on purchases. We cannot forget to mention the 0% intro APR that is offered for 15 months from the time you open the account. This rate is applied to qualifying balance transfers and purchases. After the 15th month, a regular APR of 14.99% to 24.99% is applied. 

The balance transfer fee will be 3% during the first 120 days. This charges up to 5% on the transferred amount or a minimum of $5. To make it even better, there is a zero annual fee. As for the credit score requirements, you need a score of 690 to 850 to qualify for this card. 

You can also enjoy a wide range of benefits when you use the card at various hotel properties. Make sure to check out their website to learn more about the different properties you can use the credit card at for more perks. 

Citi Custom Cash℠ Card

If you have hopes of earning good rewards, this would be a nice choice for you. You will not need to spend too much to get the bonus.

  • It has an affordable balance transfer rate
  • Easy to earn cashback 
  • It has no annual fee
  • It lacks rotating bonus categories

You will love this balance transfer card because it gives you the chance to earn cashback while saving you more on the balance transfer fees. For example, you will earn $200 after spending $750 on various purchases within your first 3 months of owning the card. 

This new balance transfer card will have a 0% intro APR on the balance transfers. This introductory offer will last for 15 months. Once that is over, the regular APR 13.99% – 23.99% applies. Most people should find this an acceptable APR. The variation is based on the creditworthiness of the person applying for the card. 

There is also 5% cashback on using the card. However, this will be limited to a certain amount. Always check the website for more details on such offers. Once the offer is over, the cashback is maintained at 1%. 

This card does not have rotating bonus categories that you can get, unlike some other options in the market. With no annual fee, however, it should be able to redeem itself even more. Like many similar cards, the issuer keeps it free from annual fees to attract more users.

Citi Simplicity® Card

The long 0% intro APR period of 21 months easily appeals to many people looking for this type of credit card. Also, you get protection against unauthorized charges.

  • Offers protection against fraud activities 
  • No late fees and no penalty rates
  • Affordable balance transfer rate
  • Not many rewards are available

The balance transfer offer you get is the 0% intro APR for 21 months that applies to the balance transfers. This balance transfer offer should be good enough to help you enjoy using the credit card for almost two years. Compared to the other options mentioned above, few of them come close.

The balance transfer fees can either be $5 or it will be 5% for each amount you transfer, whichever is greater. Having the standard APR of 14.74% to 24.74% should be affordable for most users. The variation will be based on the applicant’s credit score. 

It is possible that at times you may end up with a hard time meeting the repayment period. The good news is that there are no late fees or penalty rates while using this card. You can always be sure of an affordable card to maintain for several years down the line. 

There is also no annual fee. This is probably the biggest selling point for most cards. In addition, there is protection from the bank’s Citi Quick Lock feature. This helps to easily protect your card from fraudulent activities. The $0 liability feature on any unauthorized charges can save you money. 

Citi® Double Cash Card

Since the approval process is generally faster, you will find it to be a good balance transfer card. Also, the company has a quick support team that will make your choice easier.  

  • Fast approval times 
  • Get good customer support service 
  • Affordable balance transfer fee
  • Lacks introductory purchase APR

This is a great choice as a balance transfer card because you get a great 0% intro APR period of 18 months. That is a good period, considering that few options will be available if you have a low credit score. We also see that the balance transfers will cost you 3% or $5, whichever is greater.

Those who want rewards will also like this card. You will get the chance to earn  1% cash back on your general purchases. However, this excludes gift cards. You can also get an additional 1% cashback when you pay off your purchases on the card. 

How about fees and penalties? You will like the fact that there is no annual fee on the card. Also, you get a low charge on foreign transactions. A charge of 3% is affordable for those who like to travel. As for penalties, you may have to pay up to a $40 late fee if you do not make on-time payments. 

So as long as you keep up with the on-time minimum payment, the chances are you will always end up with better rates and a better credit score. Their good customer service will help you get all the information you want about the card before applying for it. 

Bank of America® Customized Cash Rewards Credit Card

Being able to earn 25% to 75% more cashback should make it a great card. To do this, make sure you are a Preferred Rewards member with the bank.

  • Earning cash rewards is easy 
  • Offers secure credit cards 
  • Get more cash back as a Preferred Rewards member
  • Not the best for bad credit

This balance transfer card comes with some amazing rewards. One of them is that you will earn 1.5% cashback on each purchase that you make. With no annual fee, there is no reason why you would not consider this card for balance transfers. 

There is no doubt you will also like the cash reward bonus of $200 that comes with the card. This bonus is only possible when you spend $1,000 on the purchases within the first 90 days of opening the account. For those who are Preferred Rewards members, you could end up earning up to 75% in cashback rewards. 

When looking at the 0% intro APR, we find it is applied to the first 15 billing cycles of purchases and also to balance transfers you make in the first 60 days of account opening. Thereafter, you will have a regular APR of 13.99% to 23.99%. 

A balance transfer fee of 3% or a minimum of $10 is applied to the transfers. It is within the range you get from many other companies in the same niche. Having the security chip card in the card improves its security and makes it convenient to use. 

Источник: https://www.compelo.com/best-balance-transfer-cards/

Citi® Double Cash Card – 18 month BT offer

Our rating

GoodMin. credit level

$0Annual Fee

Apply NowRead Our Review

Highlights & Features

Rewards

Spending Rewards
  • 2% cash back for every purchase (must pay at least the minimum due on time):
    • 1% back when you make a purchase
    • 1% back when you pay for that purchase

Citi Transfer Partner

Balance Transfers

A balance transfer is a way to move debt from one card to another with the goal of saving money on interest.

Intro Balance Transfer APR 0% for 18 months on Balance Transfers
Regular Balance Transfer APR13.99% – 23.99% (Variable)
Balance Transfer FeeIntro fee 3% of each transfer ($5 min) completed within the first 4 months of account opening. After that, 5% of each transfer ($5 min).
How to Transfer a Balance on a Credit Card

Fees

Penalty APRUp to 29.99% (Variable)
Late FeeUp to $40
Returned Payment FeeUp to $40
Additional Cards Annual FeeN/A
Foreign Transaction Fee3%
Learn About Types of Credit Card Fees

Cash Advances

Borrowing cash on your card is a cash advance. Cash advances usually come with very high fees. Even worse, cash advances can signal to lenders that you’re being irresponsible with money.

Cash Advance APR25.24% (Variable)
Cash Advance Fee5% of each cash advance; $10 minimum
How to Get a Cash Advance with a Credit Card

Card Benefits

PERKS
  • Concierge Service
  • Free Credit Score
SECURITY
  • Zero Liability on Unauthorized Charges
Citi® Double Cash Card – 18 month BT offer

Highlights

  • Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases.
  • To earn cash back, pay at least the minimum due on time.
  • Balance Transfer Only Offer: 0% intro APR on Balance Transfers for 18 months. After that, the variable APR will be 13.99% – 23.99%, based on your creditworthiness.
  • Balance Transfers do not earn cash back. Intro APR does not apply to purchases.
  • If you transfer a balance, interest will be charged on your purchases unless you pay your entire balance (including balance transfers) by the due date each month.
  • There is an intro balance transfer fee of 3% of each transfer (minimum $5) completed within the first 4 months of account opening. After that, your fee will be 5% of each transfer (minimum $5).
  • The standard variable APR for Citi Flex Plan is 13.99% – 23.99% based on your creditworthiness. Citi Flex Plan offers are made available at Citi’s discretion

The Citi® Double Cash Card is an interesting flat-rate cash back credit card with a unique offer.

It offers 2% cash back on every purchase: 1% cash back when a purchase is initially made, and then an additional 1% when that purchases is actually paid for.

Cash back can be redeemed as normal or converted to ThankYou points, where it could be worth more than usual. Every $1 in cash back will convert to 100 ThankYou points, and those points can be transferred to Citi’s airline partners, where they might be worth as much as 2 cents each or more. That would give you a 4% return on your spending!

With no annual fee and an introductory APR of 0% for 18 months on Balance Transfers, this is, by the numbers, one of the most rewarding general-purpose cash back credit cards available.

After that promotional rate runs out, you’ll get a regular balance transfer APR of 13.99% – 23.99% (Variable).

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Источник: https://www.creditcardinsider.com/credit-cards/citi/citi-double-cash-card/

60,000 Bonus Points After You Spend $4,000 On Purchases In The First 3 Months From Account Opening:
The product is not available to either (i) current cardmembers of any Sapphire credit card, or (ii) previous cardmembers of any Sapphire credit card who received a new cardmember bonus within the last 48 months. If you are an existing Sapphire customer and would like this product, please call the number on the back of your card to see if you are eligible for a product change. You will not receive the new cardmember bonus if you change products. To qualify and receive your bonus, you must make Purchases totaling $4,000 or more during the first 3 months from account opening. ("Purchases" do not include balance transfers, cash advances, travelers checks, foreign currency, money orders, wire transfers or similar cash-like transactions, lottery tickets, casino gaming chips, race track wagers or similar betting transactions, any checks that access your account, interest, unauthorized or fraudulent charges, and fees of any kind, including an annual fee, if applicable.) After qualifying, please allow 6 to 8 weeks for bonus points to post to your account. To be eligible for this bonus offer, account must be open and not in default at the time of fulfillment.


$50 Annual Ultimate Rewards Hotel Credit: A statement credit will automatically be applied to your account when your card is used for hotel accommodation purchases made through the Ultimate Rewards program, up to an annual maximum accumulation of $50. Annual means the year beginning with your account open date through the first statement date after your account anniversary, and the 12 monthly billing cycles after that each year. Annually, the first $50 in Ultimate Rewards hotel purchases will not earn rewards points. Statement credit(s) will post to your account within two days after your purchase posts to your account and will appear on your monthly credit card billing statement within 1-2 billing cycles.


Earning Points: Rewards Program Agreement: For more information about the Chase Sapphire Preferred rewards program, view the latest Rewards Program Agreement (PDF) Opens in a new window. We will mail your Rewards Program Agreement once your account is established. If you become a Chase Online customer, your Rewards Program Agreement will also be available after logging in to chase.com/ultimaterewards Opens in a new window.
How you can earn points: You'll earn points on purchases of products and services, minus returns or refunds, made with a Chase Sapphire Preferred credit card by you or an authorized user of the account. Buying products and services with your card, in most cases, will count as a purchase; however, the following types of transactions won't count and won't earn points: hotel accommodation purchases through the Ultimate Rewards program that qualify for the $50 Annual Ultimate Rewards Hotel Credit, balance transfers, cash advances and other cash-like transactions, lottery tickets, casino gaming chips, race track wagers or similar betting transactions, any checks that access your account, interest, unauthorized or fraudulent charges, and fees of any kind, including an annual fee, if applicable. 2 points ("2X points") on travel purchases: You'll earn 2 points for each $1 spent on purchases in the travel category. 5 points ("5X points") on Ultimate Rewards travel purchases: You'll earn 5 points total for each $1 spent on travel purchases booked using your card through the Ultimate Rewards program (3 additional points on top of the 2 points earned on each purchase in the travel category). Any hotel accommodation purchases booked using your card through the Ultimate Rewards program that qualify for the $50 Annual Ultimate Rewards Hotel Credit, won't earn points. "$50 Annual Ultimate Rewards Hotel Credit" means the statement credit that is automatically applied to your account annually on hotel accommodation purchases booked using your card through the Ultimate Rewards program, up to an annual maximum accumulation of $50. "Annually" means the year beginning with your account open date through the first statement date after your account open date anniversary, and the 12 monthly billing cycles after that each year. 3 points ("3X points"): You'll earn 3 points for each $1 spent on purchases in the following rewards categories: dining at restaurants; select streaming services; online grocery (excluding Target®, Walmart® and wholesale clubs). 1 point ("1X points"): You'll earn 1 point for each $1 spent on all other purchases. 10% anniversary points bonus: Each account anniversary year, you'll earn bonus points that equal 10% of your total spend in points from purchases made with your credit card during the previous account anniversary year at a rate of 1 point for each $1 spent. "Account anniversary year" means the year beginning with your account open date through the anniversary of your account open date, and each 12 months after that. 5 total points ("5X points") on qualifying Lyft rides through 03/2022: You'll earn an additional 3 points for each $1 spent when your card is used for qualifying Lyft products and services purchased through the Lyft mobile application through 03/31/2022. Qualifying Lyft products and services include rides taken in Classic, Shared, Lux, or XL modes; bike and scooter rides; and subscription and membership products. Purchase of gift cards, car rentals, vehicle service centers, miscellaneous fees and other Lyft products and services are excluded from this promotion. Future Lyft products or services may not be eligible for additional points. You may see "5X" in marketing materials to refer to the 3 points in addition to the 2 points earned on travel purchases (see above). The additional 3 points will appear on your billing statement in a separate line from the 2 points. Lyft is not responsible for the provision of, or the failure to provide, Chase benefits or services. How you can use your points: You can use your points to redeem for any available reward options, including cash, gift cards, travel, and pay with points for products or services made available through the program or directly from third parties. Redemption values for reward options vary. Points expiration/losing points: Your points don't expire as long as your account remains open, however, you will immediately lose all your points if your account status changes, or your account is closed for program misuse, fraudulent activities, failure to pay, bankruptcy, or other reasons described in the terms of the Rewards Program Agreement. Rewards Categories: Merchants who accept Visa/ Mastercard credit cards are assigned a merchant code, which is determined by the merchant or its processor in accordance with Visa/Mastercard procedures based on the kinds of products and services they primarily sell. We group similar merchant codes into categories for purposes of making rewards offers to you. Please note: We make every effort to include all relevant merchant codes in our rewards categories. However, even though a merchant or some of the items that it sells may appear to fit within a rewards category, the merchant may not have a merchant code in that category. When this occurs, purchases with that merchant won't qualify for rewards offers on purchases in that category. Purchases submitted by you, an authorized user, or the merchant through third-party payment accounts, mobile or wireless card readers, online or mobile digital wallets, or similar technology will not qualify in a rewards category if the technology is not set up to process the purchase in that rewards category. For more information about Chase rewards categories, see chase.com/RewardsCategoryFAQs Opens in a new window.


Third-Party Merchants: The listed merchant(s) are in no way affiliated with Chase, nor are the listed merchant(s) considered sponsors or co-sponsors of this program. All trademarks are the property of their respective owner(s).

25% More Through Chase Ultimate Rewards:
When you use points to redeem for cash, each point is worth $.01 (one cent), which means that 100 points equals $1 in redemption value. Each point you redeem for travel booked through Chase Ultimate Rewards is worth $.0125 (one and a quarter cents), which means that 100 points equals $1.25 in redemption value, and points are worth 25% more than if redeemed for cash. For example, 60,000 points are worth $750 when redeemed for travel purchases, or $600 when redeemed for cash. The cost of travel is based on the rates and fares available through the Ultimate Rewards website and travel center, and may not reflect all rates and fares that are available through other sales channels.
If you choose to use points and your Chase Sapphire Preferred credit card to pay for your purchase, each point will be worth $.0125, but your credit card will be charged the full remaining dollar amount.

Redeem Ultimate Rewards Points Using Pay Yourself BackSM
Ultimate Rewards points may be redeemed for a statement credit using Pay Yourself Back for purchases made at select merchants within the 90 days before the redemption request date. Categories, eligible merchants, and purchase transaction eligibility may change from time to time without notice. Each point you redeem for a statement credit towards eligible purchases on travel via Pay Yourself Back is worth $.0125 (one and a quarter cents), which means that 100 points equals $1.25 in redemption value. Chase has the right to change redemption values at any time. Statement credits will post to the card account within 3 business days of a request to redeem and will appear on the monthly Chase credit card billing statement within 1-2 billing cycles. Statement credits will reduce your balance but you are still required to make at least your minimum monthly payment. Chase reserves the right to determine which purchases qualify for a statement credit.

Complimentary DashPass from DoorDash: You and your authorized user(s) will receive at least 12 months of complimentary DashPass for use on both the DoorDash and Caviar applications during the same subscription period based on the first activation date, when the subscription is activated with a Chase Sapphire Preferred card by 03/31/2022. Subscription period for all users on this Chase Sapphire account will begin and end based on when the first user activates the subscription on the DoorDash or Caviar mobile applications. The same log in credentials must be used on DoorDash and Caviar in order for the DashPass benefit to be used on both applications. To receive the subscription benefits, the primary cardmember and authorized user(s) must first add their Chase Sapphire card as a payment method in the DoorDash or Caviar mobile application, and then click the activation button. Benefits of DashPass from DoorDash include no delivery fee on orders from DashPass eligible restaurants that total over $12 (amount subject to change – see DoorDash or Caviar sites for current minimum); however, other fees on food orders may apply. Current value of the DashPass subscription is as of 01/07/2020. DashPass orders are subject to delivery driver and geographic availability. Subscription must be activated with a United States address. Payment through third-party payment accounts, or online or mobile digital wallets (like Apple Pay and Google Pay), or subscriptions purchased through third parties are excluded from this offer. Mobile applications, websites and other information provided by DoorDash or Caviar are not within Chase's control and may or may not be available in Spanish. Chase is not responsible for the provision of, or the failure to provide, DoorDash or Caviar benefits and services. If you product change to another Chase credit card eligible for a DashPass subscription during the promotional period, your DashPass benefits may change. You may experience a delay in updating your applicable DashPass benefits in the DoorDash or Caviar mobile application; please note, once you product trade, the benefits from your previous credit card are no longer available for your use. You can only access the benefits available with your current credit card. Your Chase Sapphire account must be open and not in default to maintain subscription benefits.

All deliveries subject to availability. Must have or create a valid DoorDash account. Qualifying orders containing alcohol will be charged a $0.01 Delivery Fee. No cash value. Non-transferable. See full terms and conditions at: dasherhelp.doordash.com/offer-terms-conditions.

Earn 5 total points ("5X total points") on Peloton Equipment and accessory purchases through 03/31/2022: You'll earn a total of 5 points for each $1 spent on up to $5,000 in total purchases during the promotional period when your card is used for equipment and accessory purchases over $1,800 through Peloton from 03/30/2021 through 03/31/2022. That's 4 points on top of the 1 point you already earn on fitness hardware purchases with your card. To qualify each individual purchase must be over $1,800 spent on Peloton Equipment and accessory purchases. Only purchases made directly through Peloton – through onepeloton.com, over the phone, or in a Peloton showroom – are eligible for this promotion. Gift cards, apparel, and Peloton Digital and All Access membership fees are not eligible for accelerated earn. Points earned on the purchase of Peloton hardware and/or accessories will be deducted from the cardmember's account in the event that the order is cancelled or returned. By participating in this promotion, you agree to abide by all requirements of the offer and your Rewards Program Agreement. If we believe that you've engaged in fraudulent activity related to your account or the Rewards program, including misusing the program in any way, or by manufacturing spend for the purpose of generating rewards, Chase may prohibit you from participating in subsequent promotions, and/or may close your account. Purchases posted to your account with a transaction date during the offer period are eligible for this offer. Delays by the merchant, such as shipping, could extend the transaction date beyond the offer period. Please allow 6 to 8 weeks after qualifying purchases post to your account for points to post to your account. To qualify for this bonus offer, account must be open and not in default at the time of fulfillment. This bonus offer is non-transferable.

Earn up to $60 in Statement Credits: Earn up to $60 in statement credits on qualifying Peloton purchases through 12/31/2021. Qualifying Peloton purchases include only those Peloton Digital or All-Access Memberships purchased by you, or an authorized user, with a Chase Sapphire Preferred credit card. For Digital Membership statement credits, you must visit onepeloton.com/digital/promotions/chase and sign up for a new Peloton Digital Membership or sign into your existing Peloton account with an eligible credit card as the payment method on file. For All-Access Membership statement credits, you must have an eligible credit card set as the payment method on file. Purchases made via a third-party app store (e.g., Apple App store or Google Play store) do not qualify for the statement credit. After you reach $60 in statement credits, your payment method on file will continue to be auto-billed each month at Peloton's then current regular monthly membership price, unless you cancel before the end of the relevant membership term pursuant to Peloton's terms and conditions. Statement credit(s) will automatically post to your credit card account the same day your qualifying Peloton transaction posts to your credit card account and will appear on your monthly credit card billing statement within 1 – 2 billing cycles. Chase is only responsible for posting the statement credit to your credit card account, based on information supplied by Peloton. Peloton is responsible for the provision of or failure to provide the stated benefits and services. To take advantage of the full $60 benefit before expiration, start a Digital Membership by 07/31/2021 or an All-Access Membership by 11/30/2021.

My Chase Plan Eligible Purchases
An eligible purchase transaction for My Chase Plan is a purchase of at least $100, but may not include certain transactions, such as (a) cash-like transactions, (b) any fees owed to us, including Annual Membership Fees, and (c) purchases made under a separate promotion or special finance program. Eligible purchases will be identified within your transaction history on chase.com Opens in a new window or the Chase Mobile App.

The Contactless Symbol and Contactless Indicator are trademarks owned by and used with the permission of EMVCo, LLC.

Accounts subject to credit approval. Restrictions and limitations apply. Chase Sapphire Preferred credit cards are issued by JPMorgan Chase Bank, N.A. Member FDIC. Offer subject to change.

Источник: https://creditcards.chase.com/rewards-credit-cards/sapphire/preferred

Fidelity® Rewards Visa Signature® Card

We may change APRs, fees, and other Account terms in the future based on your experience with Elan Financial Services and its affiliates as provided under the Cardmember Agreement and applicable law.

1. You will earn 2 Points per dollar in eligible net purchases (net purchases are purchases minus credits and returns) that you charge. Account must be open and in good standing to earn and redeem rewards and benefits. Upon approval, refer to your Program Rules for additional information. You may not redeem Reward Points, and you will immediately lose all of your Reward Points, if your Account is closed to future transactions (including, but not limited to, due to Program misuse, failure to pay, bankruptcy, or death). Reward Points will not expire as long as your Account remains open. Certain transactions are not eligible for Reward Points, including Advances (as defined in the Agreement, including wire transfers, travelers checks, money orders, foreign cash transactions, betting transactions, lottery tickets and ATM disbursements), Annual Fee, convenience checks, balance transfers, unauthorized or fraudulent charges, overdraft advances, interest charges, fees, credit insurance charges, transactions to fund certain prepaid card products, U.S. Mint purchases, or transactions to purchase cash convertible items. The 2% cash back rewards value applies only to Points redeemed for a deposit into an eligible Fidelity account. The redemption value is different if you choose to redeem your Points for other rewards such as travel options, merchandise, gift cards, and/or statement credit. Other restrictions apply. Full details appear in the Program Rules new card customers receive with their card. Establishment or ownership of a Fidelity account or other relationship with Fidelity Investments is not required to obtain a card or to be eligible to use Points to obtain any rewards offered under the program other than Fidelity Rewards.

2.

Because the interest and other fees charged on any outstanding balance are greater than the cash value of the rewards points, you may pay more in fees and interest than the value of the points you earn if you do not pay your bill in full each month.

3.

To receive a deposit, you must link your eligible Fidelity® account to your card. This can be accomplished in any of following ways. 1. You may contact Elan Financial Services Customer Service at the toll-free phone number located on the back of your credit card and provide them with your eligible Fidelity® account (s) number. 2. Simply select the “Manage Reward Points” hyperlink from the credit card snapshot page on Fidelity.com and follow the easy steps. You may also watch a brief video that describes the linking process on the credit card snapshot page also found on Fidelity.com. Please note that automatic redemptions will occur on a monthly basis as long as you have reached the point redemption threshold of 2,500 Points.

4.

Eligible accounts include most nonretirement registrations as well as Traditional IRA, Roth IRA, Rollover IRA, SEP IRA, Fidelity Charitable® Giving Account®, Fidelity HSA®, and Fidelity®-managed 529 College Savings Plan accounts. The ability to contribute to an IRA or 529 college savings plan account is subject to IRS rules and specific program policies, including those on eligibility and annual and maximum contribution limits. Full details appear in the Program Guidelines new card customers receive with their card. Contributions to Fidelity Charitable® are generally eligible for a federal income tax charitable deduction. Please consult with your tax advisor. The list of eligible registration types may change without notice at Fidelity’s sole discretion. For more information about whether a particular registration is eligible, please call 1-800-FIDELITY (800-343-3548).

5. Certain restrictions apply to each benefit. Details accompany new account materials.

6.

Elan Financial Services provides zero fraud liability for unauthorized transactions. Cardmember must notify Elan Financial Services promptly of any unauthorized use. Certain conditions and limitations may apply.

7.

Cardmembers are responsible for the cost of any goods or services purchased by the Visa Signature Concierge on cardmembers’ behalf.

8. Fidelity Rewards+ generally requires $250,000 invested through Fidelity® Wealth Services, Fidelity® Strategic Disciplines, or a combination of both registered as an individual account, a joint account, or certain types of revocable trusts. Assets in other registration types, such as irrevocable trusts, partnerships, or LLCs, will not be included when determining program eligibility. Fidelity Rewards is not offered as a component of any advisory service or program through Fidelity, including, without limitation, Fidelity® Wealth Services and Fidelity® Strategic Disciplines. While there are no program enrollment fees, eligible managed accounts are charged an advisory fee.

The Contactless Symbol and Contactless Indicator are trademarks owned by and used with the permission of EMVCo, LLC.

Fidelity Charitable® is the brand name for Fidelity Investments® Charitable Gift Fund, an independent public charity with a donor-advised fund program. Various Fidelity companies provide services to Fidelity Charitable. The Fidelity Charitable name and logo and Fidelity are registered service marks of FMR LLC, used by Fidelity Charitable under license.

"Giving Account" is a registered service mark of the Trustees of Fidelity® Charitable.

Apple and the Apple logo are trademarks of Apple Inc., registered in the U.S. and other countries. Apple Pay is a trademark of Apple Inc.

Google, Google Pay and the Google Logo are trademarks of Google LLC.

©2020 Samsung Pay is a registered trademark of Samsung Electronics Co., Ltd. Use only in accordance with law.

© 2021 The Kiplinger Washington Editors. Used under License.

Fidelity Go® provides discretionary investment management for a fee. Advisory services offered by Fidelity Personal and Workplace Advisors LLC (FPWA), a registered investment adviser. Brokerage services provided by Fidelity Brokerage Services LLC (FBS), and custodial and related services provided by National Financial Services LLC (NFS), each a member NYSE and SIPC. FPWA, FBS and NFS are Fidelity Investments companies.

The creditor and issuer of this card is Elan Financial Services, pursuant to a license from Visa U.S.A. Inc.

Fidelity® and Elan Financial Services are separate companies.

Visa and Visa Signature are registered trademarks of Visa International Service Association and are used by the issuer pursuant to a license from Visa U.S.A., Inc.

Third-party trademarks appearing herein are the property of their respective owners. All other service marks are property of FMR LLC.

Fidelity Brokerage Services LLC, Member NYSE, SIPC, 900 Salem Street, Smithfield, RI 02917

Источник: https://www.fidelity.com/cash-management/visa-signature-card

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Get a decision in as little as 60 seconds.

5% cash back2

on your first $2,000 in combined eligible purchases each quarter on two categories you choose.3

2% cash back

on one everyday category, like Gas Stations, Grocery Stores or Restaurants.3 1% cash back on all other eligible purchases.

Earn more cash back

Earn even more cash back when making purchases at over 1,100 online stores through the Rewards Center Earn Mall.

$200 bonus

Earn a cash back rewards bonus of $200.

Watch the Cash Plus video below to find out how easy it is to maximize your rewards.

With the Cash+ Visa Signature card you get to choose how to maximize your rewards

Watch how easy it is.

Apply now

Earn 5% cash back on two categories of your choice

Earn 2% cash back on one everyday category

  •  Grocery stores
  •  Gas stations
  •  Restaurants

Plus, earn 1% cash back on all other eligible purchases.

Cash Back Calculator

Get rewarded where you spend the most.

To begin, please select at least one cash back category and enter your monthly spend.

Flexible redemption

Get your cash back as a statement credit, a rewards card, or directly deposited to your U.S. Bank checking or savings account. Flexible options designed to fit your needs.2

Zero fraud liability

With zero fraud liability you can be confident you will not be held responsible for charges you did not authorize.5

Contactless

Pay with a tap. Use your Cash+ card for contactless payments wherever you see the Contactless Symbol.

Digital wallet

Add Cash+ to your mobile wallet and earn cash back conveniently and securely.

Frequently Asked Questions

Show All

  • With the U.S. Bank Cash+® Visa cash back credit card, you can earn 5% cash back on your first $2,000 in eligible net purchases each quarter on the combined two categories you choose. You earn 2% cash back on your choice of one everyday category, and 1% cash back on all your other eligible net purchases. If you don't choose your Cash+ Categories each quarter, all your eligible net purchases will still earn 1% cash back.

  • You can get your cash back rewards at any time online through the rewards center. Log in, select your U.S. Bank Cash+ account and select "Rewards Center" or call the Cardmember Services number on the back of your U.S. Bank Cash+® Visa cash back credit card.

  • Yes. Your U.S. Bank Cash+® Visa Signature® Credit Card is eligible to use at the Rewards Center Earn Mall. The Earn Mall is the easiest way to earn additional cash back while shopping online at over 1,100 stores using your U.S. Bank Cash+ Visa® Credit Card. Earn everyday cash back on your credit card and then earn additional cash back by shopping through the Rewards Center Earn Mall.

  • Log in at usbank.com. Under Credit Cards, click Redeem for your Cash+ card. Then click on Earn Mall in the Rewards Center and start shopping. By using the Rewards Center Earn Mall on with your U.S. Bank Cash+® Visa Signature® Credit Card you will be able to earn more cash rewards by shopping online. Earn cash rewards on your credit card purchases and then earn additional cash rewards by shopping through the Rewards Center Earn Mall.

  • Once enrolled, redemption is quick and easy. Make a purchase on your U.S. Bank Cash+® Visa Signature® Credit Card, and you will receive a text with the option to redeem cash rewards toward that purchase. Reply 'REDEEM' to complete the redemption. You must have enough cash rewards to cover the entire purchase in order to receive the text message to redeem. Your cash rewards will be deducted from your cash rewards balance and redeemed in the form of a credit to your monthly billing statement. See Program Rules for additional details.

Other options to consider

Looking for a credit card with different benefits?

Cash back, points for travel, dining, or groceries, and low introductory APRs. Check out our wide range of cards that could fit your needs.

Compare all cards

Источник: https://www.usbank.com/credit-cards/cash-plus-visa-signature-credit-card.html
Home. You can check your Citi credit card application status online or by calling (888) 201-4523. The new-but-not-improved Citi Prestige card was put back on the market at the beginning of this month. Citi wants you as a customer – a fact they make more than clear by their very sizable sign-up bonus. Note: If you aren’t eligible for Citi STD benefits and you work in CA, HI, NJ, NY or RI*, you may be eligible for state benefits. 3 CYC payment card to pay for eligible health care expenses, or you may pay for health care expenses out of pocket and be reimbursed by submitting claims forms (via mail or fax) or submitting your claims online. For more information, please login or call Citi Customer Service at 1-800-950-5114 (TTY: 1-800-325-2865 for hearing and speech impaired services only). T&Cs apply. However, when you consider that the points earned on this card Oct 21, 2021 · The most convenient way to keep track of your Citibank credit card application status is through the Citibank site. I have the Citi AAdvantage Executive Mastercard and have my wife as an authorized user with her own card (same number as mine). Simply apply for your Lazada Citi Credit Card via our online channel. Now get all the information on benefits, features & requirements for the list of credit cards at Citibank Malaysia. The claim status column tells you if documentation is still required for approval. Hotels and Airlines Available Mar 16, 2020 · The card network refers to Visa, Mastercard or American Express. 2. 99% and may be applied if you make a late payment or make a payment that is returned. Earn 250 Turbo Points on spending any amount on the card within 30 days of its issuance. Get a new Lazada Citi Credit Card from your phone or computer in an easy, paperless signup process. A card icon informs you which items were purchased using your YSA card. When and How to Report a Disability Earn points for every dollar you spend with a Citi credit card and then redeem for rewards. But the $700 annual fee has not been reduced. * Citibank. If a covered item breaks, you can file a claim for repair, reimbursement, or replacement up to the lesser of the original amount or $10,000 per item. Oct 26, 2017 · Every credit card provider orders and labels the guides differently, but the guides list benefits associated with each card, a brief description of the perk, specifics of what it covers, and information on how to claim the benefit. and its affiliates in the United States and its territories. Citibank. The issuing bank is the bank, which processes your credit card application, for instance, UOB, DBS, OCBC and so on. Just months after withdrawing it to new applicants, Citibank has re-launched its Citi Prestige credit card with fewer benefits than before. We have combined our vast experience in worldwide travel card management and unparalleled technological expertise to develop a flexible This page allows you to view a summary of your most recent claim submissions, the claim item status, and the amount paid. Aetna: 1 (800) 545-5862 Health Advocate: 1 (866) 449-9933. This card citi double cash back credit card login offered by Citi Bank. These cards are issued at their face value. Mar 12, 2015 · Since the Prestige card offers the same market-standard $500 claim cap, this is pretty generous. You can redeem for things like gift cards or for travel rewards. Earn Turbo Points for free fuel while you make your daily purchases. If you’ve been using Citi cards for travel and purchase protection benefits, here is what you need to know. The Citi AAdvantage Platinum Select card has an increased welcome bonus of 60,000 American Airlines miles after spending $3,000 on purchases within 3 months of account opening. Otherwise, your next opportunity to change your coverage will be during a subsequent Annual Enrollment period. If applicable, each time you “swipe” the CYC payment card (described in “Health Care Spending Account Citi Transfer Rates 2 Citi reward Points = 1 Velocity Point for Citi Prestige and Citi Premier credit cards. The issuer announced it was slashing more than a dozen purchase and travel protections across most — if not all — of its cards, effective September 22, 2019, including favorites such as Citi Price Rewind and 90-day return insurance. Jul 10, 2021 · The Citi Prestige® Card is a unique premium travel card that packs together plenty of benefits fort smith nt weather frequent travelers to be excited about. However, this fee is waived for the first 12 months. MetLife GUL Enrollment Form For Employees. Transportation Reimbursement Incentive Program (TRIP) Claim Form. Enjoy preferred boarding, American Airlines AAdvantage ® bonus miles and many more travel rewards. 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Redeem From Rewards Catalog Redeem your points for gift vouchers from over 100 local and international brands Nov 22, 2021 · Citi Executive Authorized User Benefits. New Claim. The other major difference is that Citi requires you charge the full fare amount to an eligible card to activate coverage. Check Claim Status Si necesita ayuda en Español, por favor llame al 1-866-918-4670 (Problemas del habla / audición: 711 u otro servicio de retransmisión) Your card may have additional benefits other than these listed above. MetLife GUL Enrollment Form For Spouses/Partners. As of publish, we haven’t found a Citi card that doesn’t show a message noting removed benefits when you log-in to your account online. It is applicable on Citi Rewards Card, IndianOil Citi Platinum/Titanium Card, Citi Corporate Card, Citi PremierMiles Card and Citi Prestige Card only. View the current offers here. Terms and conditions apply. With Credit Cards, payments are easy & secure. Read More. A. a. Turbo points don't have an expiry date. When you spend at least Rs. Citi credit cards cannot be Apr 15, 2019 · The benefit can even cover the expense of specialty bags like golf clubs and skis if they meet size and weight requirements. Jun 26, 2019 · On June 23, Citi cardholders — including many TPG readers and contributors — woke up to an alarming email detailing an extensive benefits cut by Citibank. The Guides to Benefits' don't typically cover big-ticket perks such as signup bonuses or lounge access. But, as TPG reader Carlos found overnight, Citi plans to remove many protections from most — if not all — of its cards. The annual fee for this credit card is $99. Citi Benefits Center Jun 26, 2019 · On June 23, Citi cardholders — including many TPG readers and contributors — woke up to an alarming email detailing an extensive benefits cut by Citibank. *If you work in RI, you must report your claim to the state by calling 1 (401) 462-8420 and to MetLife. To find out 20 of the card’s key benefits, keep reading. To file a new claim for benefits, please click on Start New Claim. Your card may have additional benefits other than these listed above. On the positive side, Citi improved the card’s earning rates in early 2019. Citibank Balance Transfer Plan Enjoy interest savings when you transfer your credit card debts to a brand new Citibank credit card, at an effective interest rate of 18% p. If you are required to substantiate a claim, either in connection with the CYC payment card or a submitted claim (paper or online), in order for a claim to be deemed an eligible expense to be reimbursed, you must provide any pertinent documentation to establish Your card may have additional benefits other than these listed above. Apr 18, 2019 · Citi is a TPG advertising partner. Signing up for new credit card at Citibank Malaysia is Fast & Convenient. Nov 16, 2021 · Applying for a Citi card online is the best approach because you can access the Citibank website anytime, and you may receive an instant decision. In the credit card industry, Citi has set the standard for the world. The Citi Gold American Airlines card offers benefits and features that appeal to many frequent travelers and business cardholders. Existing Claim. Minimum interest charge – $0. Some offers mentioned below are no longer available. There’s no word on whether a hotel charge for a 3-hour delay would be considered “reasonable,” however. citi card benefits claim status

Источник: https://www.lopezayerdi.com/gmke/citi-card-benefits-claim-status.html

10 Best Balance Transfer Cards in October 2021 – Reviewed & Ranked

Discover it® Balance Transfer

The introductory offer of 0% APR for 18 months should be a sweet deal for anyone who wants to benefit from using this type of card.

  • It has no annual fee
  • The 0 intro APR period is long 
  • Affordable balance transfer fee
  • Users feel it could use more features

This is our top best balance transfer credit card because of its unlimited cashback match feature. This means that Discover will automatically match the cash back that you earn during the first year. There are no maximum rewards you can earn from this program. 

The 5% cash back also applies to everyday purchases. You are talking about purchases in grocery stores, gas stations, restaurants, and Amazon. When you also pay with PayPal but use the card as the default option, you also earn cash back on the purchase. 

The balance transfer fee for this card is 3% as the introductory offer. However, once the grace period from account opening is over, a balance transfer rate of 5% applies. This should be good enough to suit your spending habits generally. 

As for the 0% intro APR period, you get it for up to 18 months. This period is enough to help you repay the charges even with slight delays and not worry about the high APR. The regular APR is 11.99% to 22.99%. 

Citi® Diamond Preferred® Card

This credit card will give you a good period for 0% intro APR. This will leave you with enough time to pay the charges on time and build credit too. 

  • Good period where you have no APR 
  • Good for buying sporting event tickets
  • Works for many people with different credit scores
  • Not many chances for earning a cash back

We also had to include this as the best balance transfer credit card. This is because of the 0% intro APR of 21 months on the balance transfers. You also get the same rate for 12 months on the purchases you make with the card from account opening. Once these periods are over, you get an APR rate of 13.74% to 23.74%. 

The balance transfer fee will be either 5% of the transferred amount or $5, whichever is greater. We all know that 5% will be used more often. Nevertheless, this is the rate you can expect to get with most options available. 

It is good to know that you can also get free access to your FICO score online. This helps you know if walmart credit card payment number have improved your credit score over the months since you started using the card. 

You can use the same credit card on Citi Entertainment. This is a service where you will access tickets to various events that you may like. These events include sporting events, concerts, and more. It also comes with a policy that protects you from fraud charges.

BankAmericard® Credit Card

Since you do not get a penalty APR, you can pay the card charges at a later date without risking an increase in APR.

  • Zero annual fee
  • There is no penalty APR 
  • You get contactless cards
  • You do not get ongoing rewards or cash back

This is on our list of balance transfer credit cards because of the many offers the company has available. Make sure you check out the website for updated information on  new offers. A good example is that right now you can get a $100 statement credit after having at least $1,000 in purchases during the first 90 days from account opening. 

As for the 0% intro APR citi double cash back credit card login, the bank applies it on the first 18 billing cycles for the purchases and balance transfers you do during the first 60 days. Once the introductory offer is over, the APR will be kept at 12.99% to 22.99%. This depends on your credit history and credit score. 

Anyone who likes a credit card would be thrilled to learn that there are zero annual fees. Also, there is no penalty APR. So, you paying late for the charges does not mean you end up with a raised interest rate. 

Users can access their FICO score free online using their mobile banking app or the bank’s website. We also have to appreciate its contactless design. Such a design makes it easy for you to tap and make payments faster. 

Wells Fargo Reflect℠ Card

The balance transfer fee has an initial offer of 3%, attracting more people to consider it. You also need good or excellent credit to access the card.

  • You get cell phone protection 
  • It is easy to earn cash back 
  • Good intro APR period
  • Does not have the best rewards

Anyone looking for balance transfer credit cards would want one with a good APR from the beginning. Well, you are in luck with this card. It comes with a 0% intro APR for 18 months from account opening. This applies to purchases and any qualifying balance amazon com code alexa can also expect to get an APR extension of three months. This can only happen if you can make on-time minimum payments. Once the citi double cash back credit card login period is over, the APR will be 12.99% to 24.99%. 

Like most balance transfer cards, you can also get intro rates on balance transfers. For this card, you will get a balance transfer fee of 3% for the first 120 days, and then it is moved to 5% or $5. 

Considering that this card gives you a zero annual fee, anyone who loves credit cards would enjoy such an offer. 

You also receive cell phone protection with the card. The protection is up to $600 for those who pay their monthly cell phone citi double cash back credit card login using the card. Keep in mind that the card may be subject to a deductible of $25. 

You can earn cashback when using this type of card. It will be given as a statement credit while using the card during shopping, dining, and other uses. 

U.S. Bank Visa® Platinum Card

Having fast customer chase jp morgan bank near me means you get the best information about the credit card before choosing. As such, you will always get the right help at all times.

  • Good protection for your cell phone 
  • Has zero annual fee 
  • Affordable balance transfer fees

This is another popular choice among balance transfer credit cards. It is loved mostly because it will come with a good offer of 0% intro APR. We find that the card offers this option for the balance transfers during the first 20 billing cycles. Then, the regular APR will be 14.49% to 24.49%. 

The bank has been regarded as the most ethical company. So, you will get this card knowing that it will have some of the best features too. You will choose this credit card fast because of the zero annual fee feature, knowing it should be good enough us bank elk grove hours your lifestyle. 

The credit card account also gives you the option of choosing a strategic repayment date. With such flexibility, you can have a due date you will always be able to meet citi double cash back credit card login time. 

How about the balance transfers? How much will they cost? The balance transfer fee is 3% on each amount that you transact, or $5 as the minimum, whichever is greater. There is no balance transfer grace period, unfortunately, but what you get with the card is the normal rate of the other cards too. 

Wells Fargo Active Cash℠ Card

Most people find it easier to earn rewards with this type of card. You also get to enjoy impressive perks when using it at specific hotels.

  • Earning cash rewards is quite easy 
  • Relatively good intro APR period 
  • Has no annual fee
  • Foreign transaction fee is high

Wells Fargo is known for being a top bank with great offers. That is what you get with the Fargo credit card. With this card, you can earn up to $200 in rewards and cashback when you spend $1,000 on purchases. This is only valid when you spend the amount within the first 3 months of opening the account, but such an amount is easy to achieve. 

Many people like the fact that you can also earn a 2% cash reward on purchases. We cannot forget to mention the 0% intro APR that is offered for 15 months from the time you open the account. This rate is applied to qualifying balance transfers and purchases. After the 15th month, a regular APR of 14.99% to 24.99% is applied. 

The balance transfer fee will be 3% during the first 120 days. This charges up to 5% on the transferred amount or a minimum of $5. To make it even better, there is a zero annual fee. As for the credit score requirements, you need a score of 690 to 850 to qualify for this card. 

You can also enjoy a wide range of benefits when you use the card at various hotel properties. Make sure to check out their website to learn more about the different properties you can use the citi double cash back credit card login card at for more perks. 

Citi Custom Cash℠ Card

If you have hopes of earning good rewards, this would be a nice choice for you. You will not need to spend too much to get the bonus.

  • It has an affordable balance transfer rate
  • Easy to earn cashback 
  • It has no annual fee
  • It lacks rotating bonus categories

You will love this balance transfer card because it gives you the chance to earn cashback while saving you more on the balance transfer fees. For example, you will earn $200 after spending $750 on various purchases within your first 3 months of owning the card. 

This new balance transfer card will have a 0% intro APR on the balance transfers. This introductory offer will last for 15 months. Once that is over, the regular APR 13.99% – 23.99% applies. Most people should find this an acceptable APR. The variation is based on the creditworthiness of the person applying for the card. 

There is also 5% cashback on using the card. However, this will be limited to a certain amount. Always check the website for more details on such offers. Once the offer is over, the cashback is maintained at 1%. 

This card does not have rotating bonus categories that you can get, unlike some other options in the market. With no annual fee, however, it should be able to redeem itself even more. Like many similar cards, the issuer keeps it free from annual fees to attract more users.

Citi Simplicity® Card

The long 0% intro APR period of 21 months easily appeals to many people looking for this type of credit card. Also, you get protection against unauthorized charges.

  • Offers protection against fraud activities 
  • No late fees and no penalty rates
  • Affordable balance transfer rate
  • Not many rewards are available

The balance transfer offer you get is the 0% intro APR for 21 months that applies to the balance transfers. This balance transfer offer should be good enough to help you enjoy using the credit card for almost two years. Compared to the other options mentioned above, few of them come close.

The balance transfer fees can either be $5 or it will be 5% for each amount you transfer, whichever is greater. Having the standard APR of 14.74% to 24.74% should be affordable for most users. The variation will be based on the applicant’s credit score. 

It is possible that at times you may end up with a hard time meeting the repayment period. The good news is that there are no late fees or penalty rates while using this card. You can always be sure of an affordable card to maintain for several years down the line. 

There is also no annual fee. This is probably the biggest selling point for most cards. In addition, there is protection from the bank’s Citi Quick Lock feature. This helps to easily protect your card from fraudulent activities. The $0 liability feature on any unauthorized charges can save you money. 

Citi® Double Cash Card

Since the approval process is generally faster, you will find it to be a good balance transfer card. Also, the company has a quick support team that will make your choice easier.  

  • Fast approval times 
  • Get good customer support service 
  • Affordable balance transfer fee
  • Lacks introductory purchase APR

This is a great choice as a balance transfer card because you get a great 0% intro APR period of 18 months. That is a good period, considering that few options will be available if you have a low credit score. We also see that the balance transfers will cost you 3% or $5, whichever is greater.

Those who want rewards will also like this card. You will get the chance to earn  1% cash back on your general purchases. However, this excludes gift cards. You citi double cash back credit card login also get an additional 1% cashback when you pay off your purchases on the card. 

How about fees and penalties? You will like the fact that there is no annual fee on the card. Also, you get a low charge on foreign transactions. A charge of 3% is affordable for those who like to travel. As for penalties, you may have to pay up to a $40 late fee if you do not make on-time payments. 

So as long as you keep up with the on-time minimum payment, the chances are you will always end up with better rates and a better credit score. Their good customer service will help you get all the information you want about the card before applying for it. 

Bank of America® Customized Cash Rewards Credit Card

Being able to earn 25% to 75% more cashback should make it a great card. To do this, make sure you are a Preferred Rewards member with the bank.

  • Earning cash rewards is easy 
  • Offers secure credit cards 
  • Get more cash back as a Preferred Rewards member
  • Not the best for bad credit

This balance transfer card comes with some amazing rewards. One of them is that you will earn 1.5% cashback on each purchase that you make. With no annual fee, there is no reason why you would not consider this card for balance transfers. 

There is no doubt you will also like the cash reward bonus of $200 that comes with the card. This bonus is only possible when you spend $1,000 on the purchases within the first 90 days of opening the account. For those who are Preferred Rewards members, you could end up earning up to 75% in cashback rewards. 

When looking at the 0% intro APR, we find it is applied to the first 15 billing cycles of purchases and also to balance transfers you citi double cash back credit card login in the first 60 days of account opening. Thereafter, you will have a regular APR of 13.99% to 23.99%. 

A balance transfer fee of 3% or a minimum of $10 is applied to the transfers. It is within the range you get from many other companies in the same niche. Having the security chip card in the card improves its security and makes it convenient to use. 

Источник: https://www.compelo.com/best-balance-transfer-cards/

CONTACT US

For account information and service needs, please contact us at 1-800-248-4226, 1-800-945-0258 TDD/TTY (Banking) or 1-800-950-5114, 1-800-325-2865 TDD/TYY (Citi Cards).

Mortgages:

Citi Disabled Veterans Mortgage Relief Program
Phone: 1-866-272-4749
Web: www.citimortgage.com

CitiMortgage Benefit Program
For military members purchasing a home or refinancing an existing mortgage:
Phone: 1-800-353-7989
Web: http://mortgageprograms.citimortgage.com/military

Citi Relocation Program
For military members relocating due to PCS orders, eligible clients have two options: Relocation assistance with closing of a new mortgage or assistance with current mortgage.
Phone: 1-800-925-5319
Web: http://relocation.citimortgage.com/military

Citi Homeowner Assistance Team
Phone: 1-866-272-4749

Citi Customer Service
SCRA Unit

No matter where in the world you find yourself, you need to know your bank, credit card or mortgage is working for you - and your family. Our customer service representatives are ready - 24/7 - to answer your questions and solve your problems. You can even call us collect. Check the link below to make sure that when you have to go at a moment's notice, you have the right product behind you.

For credit cards, mortgage and other banking products from Citi:

Customer Service
Contact us at 1-877-804-1082
Outside the U.S. (call collect) 1-605-335-2222
TTY: 1-800-325-2865
Note: TTY/TDD phones services for the hearing impaired.

Learn more

To request Servicemembers Civil Relief Act (SCRA) status

The Servicemembers Civil Relief Act (SCRA) provides various protections to our US servicemembers around certain financial obligations, like credit card debt, mortgage payments and more. If you're entering the military or going on active duty, let us know. Call us at 1-877-804-1082 or if outside the U.S. (call collect) 1-605-335-2222.

You may also email, fax, mail or overnight/express delivery to the fax number and address listed below. Please make sure you also send us the proper documentation – this could include a copy of your written Department of Defense (DoD) orders, a letter from your commanding officer, or any other document that the DoD deems citi double cash back credit card login substitute for official orders. For credit cards, mortgage and other banking products from Citi:

Citi Customer Service
SCRA Unit
P.O. Box 790398
St. Louis, MO 63179
Fax: 1-866-533-0503
[email protected]

Источник: https://www.citigroup.com/citi/citizen/community/citisalutes/contact.html

Citi® Double Cash Card – 18 month BT offer

Our rating

GoodMin. credit level

$0Annual Fee

Apply NowRead Our Review

Highlights & Features

Rewards

Spending Rewards
  • 2% cash back for every purchase (must pay at least the minimum due on time):

Citi Transfer Partner

Balance Transfers

A balance transfer is a way to move debt from one card to another with the goal of saving money on interest.

Intro Balance Transfer APR 0% for 18 months on Balance Transfers
Regular Balance Transfer APR13.99% – 23.99% (Variable)
Balance Transfer FeeIntro fee 3% of each transfer ($5 min) completed within the first 4 months of account opening. After that, 5% of each transfer ($5 min).
How to Transfer a Balance on a Credit Card

Fees

Penalty APRUp to 29.99% (Variable)
Late FeeUp to $40
Returned Payment FeeUp to $40
Additional Cards Annual FeeN/A
Foreign Transaction Fee3%
Learn About Types of Credit Card Fees

Cash Advances

Borrowing cash on your card is a cash advance. Cash advances usually come with very high fees. Even worse, cash advances can signal to lenders that you’re being irresponsible with money.

Cash Advance APR25.24% (Variable)
Cash Advance Fee5% of each cash advance; $10 minimum
How to Get a Cash Advance with a Credit Card

Card Benefits

PERKS
  • Concierge Service
  • Free Credit Score
SECURITY
  • Zero Liability on Unauthorized Charges
Citi® Double Cash Card – 18 month BT offer

Highlights

  • Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases.
  • To earn cash back, pay at least the minimum due on time.
  • Balance Transfer Only Offer: 0% intro APR on Balance Transfers for 18 months. After that, the variable APR will be 13.99% – 23.99%, based on your creditworthiness.
  • Balance Transfers do not earn cash back. Intro APR does not apply to purchases.
  • If you transfer a balance, interest will be charged on your purchases unless you pay your entire balance (including balance transfers) by the due date each month.
  • There is an intro balance transfer fee of 3% of each transfer (minimum $5) completed within the first 4 months of account opening. After that, your fee will be 5% of each transfer (minimum $5).
  • The standard variable APR for Citi Flex Plan is 13.99% – 23.99% based on your creditworthiness. Citi Flex Plan offers are made available at Citi’s discretion

The Citi® Double Cash Card is an interesting flat-rate cash back credit card with a unique offer.

It offers 2% cash back on every purchase: 1% cash back when a purchase is initially made, and then an additional 1% when that purchases is actually paid for.

Cash back can be redeemed as normal or converted to ThankYou points, where it could be worth more than usual. Every $1 in cash back will convert to 100 ThankYou points, and those points can be transferred to Citi’s airline partners, where they might be worth as much as 2 cents each or more. That citi double cash back credit card login give you a 4% return on your spending!

With no annual fee and an introductory APR of 0% for 18 months on Balance Transfers, this is, by the numbers, one of the most rewarding general-purpose cash back credit cards available.

After that promotional rate runs out, you’ll get a regular balance transfer APR of 13.99% – 23.99% (Variable).

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Источник: https://www.creditcardinsider.com/credit-cards/citi/citi-double-cash-card/
Anthem: 1 (855) 593-8123 citi double cash back credit card login

Citi double cash back credit card login -

10 Best Balance Transfer Cards in October 2021 – Reviewed & Ranked

Discover it® Balance Transfer

The introductory offer of 0% APR for 18 months should be a sweet deal for anyone who wants to benefit from using this type of card.

  • It has no annual fee
  • The 0 intro APR period is long 
  • Affordable balance transfer fee
  • Users feel it could use more features

This is our top best balance transfer credit card because of its unlimited cashback match feature. This means that Discover will automatically match the cash back that you earn during the first year. There are no maximum rewards you can earn from this program. 

The 5% cash back also applies to everyday purchases. You are talking about purchases in grocery stores, gas stations, restaurants, and Amazon. When you also pay with PayPal but use the card as the default option, you also earn cash back on the purchase. 

The balance transfer fee for this card is 3% as the introductory offer. However, once the grace period from account opening is over, a balance transfer rate of 5% applies. This should be good enough to suit your spending habits generally. 

As for the 0% intro APR period, you get it for up to 18 months. This period is enough to help you repay the charges even with slight delays and not worry about the high APR. The regular APR is 11.99% to 22.99%. 

Citi® Diamond Preferred® Card

This credit card will give you a good period for 0% intro APR. This will leave you with enough time to pay the charges on time and build credit too. 

  • Good period where you have no APR 
  • Good for buying sporting event tickets
  • Works for many people with different credit scores
  • Not many chances for earning a cash back

We also had to include this as the best balance transfer credit card. This is because of the 0% intro APR of 21 months on the balance transfers. You also get the same rate for 12 months on the purchases you make with the card from account opening. Once these periods are over, you get an APR rate of 13.74% to 23.74%. 

The balance transfer fee will be either 5% of the transferred amount or $5, whichever is greater. We all know that 5% will be used more often. Nevertheless, this is the rate you can expect to get with most options available. 

It is good to know that you can also get free access to your FICO score online. This helps you know if you have improved your credit score over the months since you started using the card. 

You can use the same credit card on Citi Entertainment. This is a service where you will access tickets to various events that you may like. These events include sporting events, concerts, and more. It also comes with a policy that protects you from fraud charges.

BankAmericard® Credit Card

Since you do not get a penalty APR, you can pay the card charges at a later date without risking an increase in APR.

  • Zero annual fee
  • There is no penalty APR 
  • You get contactless cards
  • You do not get ongoing rewards or cash back

This is on our list of balance transfer credit cards because of the many offers the company has available. Make sure you check out the website for updated information on  new offers. A good example is that right now you can get a $100 statement credit after having at least $1,000 in purchases during the first 90 days from account opening. 

As for the 0% intro APR period, the bank applies it on the first 18 billing cycles for the purchases and balance transfers you do during the first 60 days. Once the introductory offer is over, the APR will be kept at 12.99% to 22.99%. This depends on your credit history and credit score. 

Anyone who likes a credit card would be thrilled to learn that there are zero annual fees. Also, there is no penalty APR. So, you paying late for the charges does not mean you end up with a raised interest rate. 

Users can access their FICO score free online using their mobile banking app or the bank’s website. We also have to appreciate its contactless design. Such a design makes it easy for you to tap and make payments faster. 

Wells Fargo Reflect℠ Card

The balance transfer fee has an initial offer of 3%, attracting more people to consider it. You also need good or excellent credit to access the card.

  • You get cell phone protection 
  • It is easy to earn cash back 
  • Good intro APR period
  • Does not have the best rewards

Anyone looking for balance transfer credit cards would want one with a good APR from the beginning. Well, you are in luck with this card. It comes with a 0% intro APR for 18 months from account opening. This applies to purchases and any qualifying balance transfers. 

You can also expect to get an APR extension of three months. This can only happen if you can make on-time minimum payments. Once the intro period is over, the APR will be 12.99% to 24.99%. 

Like most balance transfer cards, you can also get intro rates on balance transfers. For this card, you will get a balance transfer fee of 3% for the first 120 days, and then it is moved to 5% or $5. 

Considering that this card gives you a zero annual fee, anyone who loves credit cards would enjoy such an offer. 

You also receive cell phone protection with the card. The protection is up to $600 for those who pay their monthly cell phone bill using the card. Keep in mind that the card may be subject to a deductible of $25. 

You can earn cashback when using this type of card. It will be given as a statement credit while using the card during shopping, dining, and other uses. 

U.S. Bank Visa® Platinum Card

Having fast customer support means you get the best information about the credit card before choosing. As such, you will always get the right help at all times.

  • Good protection for your cell phone 
  • Has zero annual fee 
  • Affordable balance transfer fees

This is another popular choice among balance transfer credit cards. It is loved mostly because it will come with a good offer of 0% intro APR. We find that the card offers this option for the balance transfers during the first 20 billing cycles. Then, the regular APR will be 14.49% to 24.49%. 

The bank has been regarded as the most ethical company. So, you will get this card knowing that it will have some of the best features too. You will choose this credit card fast because of the zero annual fee feature, knowing it should be good enough for your lifestyle. 

The credit card account also gives you the option of choosing a strategic repayment date. With such flexibility, you can have a due date you will always be able to meet over time. 

How about the balance transfers? How much will they cost? The balance transfer fee is 3% on each amount that you transact, or $5 as the minimum, whichever is greater. There is no balance transfer grace period, unfortunately, but what you get with the card is the normal rate of the other cards too. 

Wells Fargo Active Cash℠ Card

Most people find it easier to earn rewards with this type of card. You also get to enjoy impressive perks when using it at specific hotels.

  • Earning cash rewards is quite easy 
  • Relatively good intro APR period 
  • Has no annual fee
  • Foreign transaction fee is high

Wells Fargo is known for being a top bank with great offers. That is what you get with the Fargo credit card. With this card, you can earn up to $200 in rewards and cashback when you spend $1,000 on purchases. This is only valid when you spend the amount within the first 3 months of opening the account, but such an amount is easy to achieve. 

Many people like the fact that you can also earn a 2% cash reward on purchases. We cannot forget to mention the 0% intro APR that is offered for 15 months from the time you open the account. This rate is applied to qualifying balance transfers and purchases. After the 15th month, a regular APR of 14.99% to 24.99% is applied. 

The balance transfer fee will be 3% during the first 120 days. This charges up to 5% on the transferred amount or a minimum of $5. To make it even better, there is a zero annual fee. As for the credit score requirements, you need a score of 690 to 850 to qualify for this card. 

You can also enjoy a wide range of benefits when you use the card at various hotel properties. Make sure to check out their website to learn more about the different properties you can use the credit card at for more perks. 

Citi Custom Cash℠ Card

If you have hopes of earning good rewards, this would be a nice choice for you. You will not need to spend too much to get the bonus.

  • It has an affordable balance transfer rate
  • Easy to earn cashback 
  • It has no annual fee
  • It lacks rotating bonus categories

You will love this balance transfer card because it gives you the chance to earn cashback while saving you more on the balance transfer fees. For example, you will earn $200 after spending $750 on various purchases within your first 3 months of owning the card. 

This new balance transfer card will have a 0% intro APR on the balance transfers. This introductory offer will last for 15 months. Once that is over, the regular APR 13.99% – 23.99% applies. Most people should find this an acceptable APR. The variation is based on the creditworthiness of the person applying for the card. 

There is also 5% cashback on using the card. However, this will be limited to a certain amount. Always check the website for more details on such offers. Once the offer is over, the cashback is maintained at 1%. 

This card does not have rotating bonus categories that you can get, unlike some other options in the market. With no annual fee, however, it should be able to redeem itself even more. Like many similar cards, the issuer keeps it free from annual fees to attract more users.

Citi Simplicity® Card

The long 0% intro APR period of 21 months easily appeals to many people looking for this type of credit card. Also, you get protection against unauthorized charges.

  • Offers protection against fraud activities 
  • No late fees and no penalty rates
  • Affordable balance transfer rate
  • Not many rewards are available

The balance transfer offer you get is the 0% intro APR for 21 months that applies to the balance transfers. This balance transfer offer should be good enough to help you enjoy using the credit card for almost two years. Compared to the other options mentioned above, few of them come close.

The balance transfer fees can either be $5 or it will be 5% for each amount you transfer, whichever is greater. Having the standard APR of 14.74% to 24.74% should be affordable for most users. The variation will be based on the applicant’s credit score. 

It is possible that at times you may end up with a hard time meeting the repayment period. The good news is that there are no late fees or penalty rates while using this card. You can always be sure of an affordable card to maintain for several years down the line. 

There is also no annual fee. This is probably the biggest selling point for most cards. In addition, there is protection from the bank’s Citi Quick Lock feature. This helps to easily protect your card from fraudulent activities. The $0 liability feature on any unauthorized charges can save you money. 

Citi® Double Cash Card

Since the approval process is generally faster, you will find it to be a good balance transfer card. Also, the company has a quick support team that will make your choice easier.  

  • Fast approval times 
  • Get good customer support service 
  • Affordable balance transfer fee
  • Lacks introductory purchase APR

This is a great choice as a balance transfer card because you get a great 0% intro APR period of 18 months. That is a good period, considering that few options will be available if you have a low credit score. We also see that the balance transfers will cost you 3% or $5, whichever is greater.

Those who want rewards will also like this card. You will get the chance to earn  1% cash back on your general purchases. However, this excludes gift cards. You can also get an additional 1% cashback when you pay off your purchases on the card. 

How about fees and penalties? You will like the fact that there is no annual fee on the card. Also, you get a low charge on foreign transactions. A charge of 3% is affordable for those who like to travel. As for penalties, you may have to pay up to a $40 late fee if you do not make on-time payments. 

So as long as you keep up with the on-time minimum payment, the chances are you will always end up with better rates and a better credit score. Their good customer service will help you get all the information you want about the card before applying for it. 

Bank of America® Customized Cash Rewards Credit Card

Being able to earn 25% to 75% more cashback should make it a great card. To do this, make sure you are a Preferred Rewards member with the bank.

  • Earning cash rewards is easy 
  • Offers secure credit cards 
  • Get more cash back as a Preferred Rewards member
  • Not the best for bad credit

This balance transfer card comes with some amazing rewards. One of them is that you will earn 1.5% cashback on each purchase that you make. With no annual fee, there is no reason why you would not consider this card for balance transfers. 

There is no doubt you will also like the cash reward bonus of $200 that comes with the card. This bonus is only possible when you spend $1,000 on the purchases within the first 90 days of opening the account. For those who are Preferred Rewards members, you could end up earning up to 75% in cashback rewards. 

When looking at the 0% intro APR, we find it is applied to the first 15 billing cycles of purchases and also to balance transfers you make in the first 60 days of account opening. Thereafter, you will have a regular APR of 13.99% to 23.99%. 

A balance transfer fee of 3% or a minimum of $10 is applied to the transfers. It is within the range you get from many other companies in the same niche. Having the security chip card in the card improves its security and makes it convenient to use. 

Источник: https://www.compelo.com/best-balance-transfer-cards/

Citi® Double Cash Card – 18 month BT offer

Our rating

GoodMin. credit level

$0Annual Fee

Apply NowRead Our Review

Highlights & Features

Rewards

Spending Rewards
  • 2% cash back for every purchase (must pay at least the minimum due on time):
    • 1% back when you make a purchase
    • 1% back when you pay for that purchase

Citi Transfer Partner

Balance Transfers

A balance transfer is a way to move debt from one card to another with the goal of saving money on interest.

Intro Balance Transfer APR 0% for 18 months on Balance Transfers
Regular Balance Transfer APR13.99% – 23.99% (Variable)
Balance Transfer FeeIntro fee 3% of each transfer ($5 min) completed within the first 4 months of account opening. After that, 5% of each transfer ($5 min).
How to Transfer a Balance on a Credit Card

Fees

Penalty APRUp to 29.99% (Variable)
Late FeeUp to $40
Returned Payment FeeUp to $40
Additional Cards Annual FeeN/A
Foreign Transaction Fee3%
Learn About Types of Credit Card Fees

Cash Advances

Borrowing cash on your card is a cash advance. Cash advances usually come with very high fees. Even worse, cash advances can signal to lenders that you’re being irresponsible with money.

Cash Advance APR25.24% (Variable)
Cash Advance Fee5% of each cash advance; $10 minimum
How to Get a Cash Advance with a Credit Card

Card Benefits

PERKS
  • Concierge Service
  • Free Credit Score
SECURITY
  • Zero Liability on Unauthorized Charges
Citi® Double Cash Card – 18 month BT offer

Highlights

  • Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases.
  • To earn cash back, pay at least the minimum due on time.
  • Balance Transfer Only Offer: 0% intro APR on Balance Transfers for 18 months. After that, the variable APR will be 13.99% – 23.99%, based on your creditworthiness.
  • Balance Transfers do not earn cash back. Intro APR does not apply to purchases.
  • If you transfer a balance, interest will be charged on your purchases unless you pay your entire balance (including balance transfers) by the due date each month.
  • There is an intro balance transfer fee of 3% of each transfer (minimum $5) completed within the first 4 months of account opening. After that, your fee will be 5% of each transfer (minimum $5).
  • The standard variable APR for Citi Flex Plan is 13.99% – 23.99% based on your creditworthiness. Citi Flex Plan offers are made available at Citi’s discretion

The Citi® Double Cash Card is an interesting flat-rate cash back credit card with a unique offer.

It offers 2% cash back on every purchase: 1% cash back when a purchase is initially made, and then an additional 1% when that purchases is actually paid for.

Cash back can be redeemed as normal or converted to ThankYou points, where it could be worth more than usual. Every $1 in cash back will convert to 100 ThankYou points, and those points can be transferred to Citi’s airline partners, where they might be worth as much as 2 cents each or more. That would give you a 4% return on your spending!

With no annual fee and an introductory APR of 0% for 18 months on Balance Transfers, this is, by the numbers, one of the most rewarding general-purpose cash back credit cards available.

After that promotional rate runs out, you’ll get a regular balance transfer APR of 13.99% – 23.99% (Variable).

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Источник: https://www.creditcardinsider.com/credit-cards/citi/citi-double-cash-card/
Home. You can check your Citi credit card application status online or by calling (888) 201-4523. The new-but-not-improved Citi Prestige card was put back on the market at the beginning of this month. Citi wants you as a customer – a fact they make more than clear by their very sizable sign-up bonus. Note: If you aren’t eligible for Citi STD benefits and you work in CA, HI, NJ, NY or RI*, you may be eligible for state benefits. 3 CYC payment card to pay for eligible health care expenses, or you may pay for health care expenses out of pocket and be reimbursed by submitting claims forms (via mail or fax) or submitting your claims online. For more information, please login or call Citi Customer Service at 1-800-950-5114 (TTY: 1-800-325-2865 for hearing and speech impaired services only). T&Cs apply. However, when you consider that the points earned on this card Oct 21, 2021 · The most convenient way to keep track of your Citibank credit card application status is through the Citibank site. I have the Citi AAdvantage Executive Mastercard and have my wife as an authorized user with her own card (same number as mine). Simply apply for your Lazada Citi Credit Card via our online channel. Now get all the information on benefits, features & requirements for the list of credit cards at Citibank Malaysia. The claim status column tells you if documentation is still required for approval. Hotels and Airlines Available Mar 16, 2020 · The card network refers to Visa, Mastercard or American Express. 2. 99% and may be applied if you make a late payment or make a payment that is returned. Earn 250 Turbo Points on spending any amount on the card within 30 days of its issuance. Get a new Lazada Citi Credit Card from your phone or computer in an easy, paperless signup process. A card icon informs you which items were purchased using your YSA card. When and How to Report a Disability Earn points for every dollar you spend with a Citi credit card and then redeem for rewards. But the $700 annual fee has not been reduced. * Citibank. If a covered item breaks, you can file a claim for repair, reimbursement, or replacement up to the lesser of the original amount or $10,000 per item. Oct 26, 2017 · Every credit card provider orders and labels the guides differently, but the guides list benefits associated with each card, a brief description of the perk, specifics of what it covers, and information on how to claim the benefit. and its affiliates in the United States and its territories. Citibank. The issuing bank is the bank, which processes your credit card application, for instance, UOB, DBS, OCBC and so on. Just months after withdrawing it to new applicants, Citibank has re-launched its Citi Prestige credit card with fewer benefits than before. We have combined our vast experience in worldwide travel card management and unparalleled technological expertise to develop a flexible This page allows you to view a summary of your most recent claim submissions, the claim item status, and the amount paid. Aetna: 1 (800) 545-5862

If you want rewards for your everyday purchases but aren’t keen on keeping up with all the rotating bonuses or spending categories, the Citi® Double Cash Card might be a card to consider.

With a straightforward cash back policy that can net you up to 2% on every purchase, this card tops Team Clark’s list of cash back credit cards.

The beauty of the Double Cash card is the simplicity of its rewards program. You get 1% cash back when you make a purchase, and then unlock an additional 1% cash back when you pay your bill.

Money expert Clark Howard gives the card his full endorsement. In fact, he likes it so much that he decided to add it to his wallet in 2020.

“The best cash back cards pay 2% and this is one that I’ve recommended for years,” Clark said.

In this review, we will explore the features of the Citi Double Cash card that enticed Clark, and I’ll compare it to a major competitor in the cash back credit card market.


Table of Contents

Team Clark has spent time evaluating the credit card market in several categories including the best cash back credit cards. We’ve compared the Citi Double Cash Card to the best cards in this segment of the market. And we’ve determined that it’s one of the top choices as an everyday spending card thanks to its steady return on every purchase you make.

As you’re making your decision on whether this card is a fit for you, please use this review in conjunction with Clark Howard’s 7 Rules for Using Credit Cards.


What Is the Citi Double Cash Card?

Citi Double Cash

The Citi Double Cash Card is a cash back credit card that rewards customers both when they spend and when they pay their bill. Cardholders can earn as much as 2% cash back on their purchases by earning 1% when they make a purchase and an additional 1% when the bill is paid.

There is no spending cap for cash back earnings, and you do not have to spend in a certain category to earn your 1% reward. You can earn your additional 1% reward even if you pay over time. You just need to make the minimum payment each month for the purchase to remain eligible for the back-end 1% reward.


Citi Double Cash Card: Specs and Perks

Let’s take a look at the fine print to examine some of the card’s perks and drawbacks:

Cardholder Benefits

  • Up to 2% Cash Back on All Purchases: As mentioned above, there are no spending limits or purchase category requirements to earn the cash back rewards for this card. You get 1% cash back when you make a purchase and an additional 1% back when you pay the balance of that purchase on your credit card bill.
  • Introductory Balance Transfer Period: Citi offers 18 months of 0% APR on balance transfers made to this card. To qualify for this perk, the balance must be transferred to the Double Cash card within the first four months of card membership. And it will be subject to either a $5 or 3% balance transfer fee (whichever is greater).
  • $0 Fraud Liability Protection: Citi offers full fraud protection on this card, meaning you will not be held personally responsible for fraudulent charges made with this card online or otherwise.
  • Lost Wallet Service: If you lose your credit card, Citi has a program in place that can get a replacement card in your hands as soon as 24 hours after you report the card lost. As a part of this program, Citi also can provide you with a cash advance to help you until your new card has arrived.
  • Citi Entertainment: This card gives you access to the Citi Entertainment portal, which can help you with things like presales for events or discounted ticketing options.
  • Contactless Payments and Digital Wallets: The Double Cash card is equipped with the chip technology required for contactless transactions at the cash register (just tap and go). It also can be used in digital wallets, such as Apple Pay or Google Pay.
  • Identity Theft Solutions: This card grants you access to Citi’s Identity Theft Solutions program should your pertinent information be compromised online.

Cardholder Fees

Here’s a quick look at some of the fees you may encounter with the Double Cash card:

  • Annual Fee: None
  • Balance Transfer Fee: Either $5 or 3% of the balance being transferred, whichever is greater
  • Cash Advance Fee: Either $10 or 5% of the amount of the advance, whichever is greater
  • Foreign Transaction Fee: 3% of each transaction in U.S. dollars
  • Late Payment Fee: None for the first late payment but up to $40 for late payments after that. Note that though you will not be assessed a fee for your first late payment, your APR could be raised as a result.

How the Cash Back Program Works

You’ve probably heard the “1% when you buy, 1% when you pay” line when it comes to the marketing of this card. And you may be wondering what exactly that means. Let’s break it down.

Earning the Rewards

When you make a purchase with this card, 1% of the balance of that transaction is the amount that is credited to your cash back balance. So if you make a $100 purchase at your local store, you can expect your Double Cash rewards balance to go up by $1 upon completion of that purchase.

The second 1% comes into play when you pay for that purchase on your credit card bill. While this can be done slowly over time, it’s better to pay the balance on that purchase at the completion of the billing cycle.

Why? Money expert Clark Howard explains:

“Any rewards card of any kind is only useful if you pay your balances in full,” Clark says. “Because usually they’ll charge you high interest rates on any balance you carry. That means any victory of rewards you’re getting is actually a giant defeat.”

Also keep in mind that your card must be considered “current” to accrue cash back rewards. You can read more about this here.

Claiming the Rewards

Once you have accumulated at least $25 in cash back rewards, you can redeem your prize in a variety of ways, including:

  • Request a check as payment for your rewards.
  • Redeem your rewards as a statement credit.
  • Redeem as a credit on a Citi savings or checking account.
  • Convert the cash back rewards to Citi Thank You Rewards points.

Citi Double Cash vs. Alliant Visa Signature Card: Which Is Better?

While the Citi Double Cash is one of Team Clark’s top cash back card choices, it does face some stiff competition from the Alliant Visa Signature Card in the everyday spender category.

Alliant Credit Union offers select members 2.5% cash back with its credit card, which is a bit better than the Citi Double Cash. But there are some hoops you have to jump through to receive that rate of cash back, which is limited to $10,000 in spending per billing cycle. If you fail to meet those requirements, the cash back is just 1.5% on all purchases.

So which one is a better choice for your wallet?

First, let’s do a quick rundown of what the Alliant Visa Signature Card offers:

  • 2.5% cash back on up to $10,000 in purchases per billing cycle for Tier 1 rewards members
  • 1.5% cash back for Tier 2 members and for Tier 1 member spending beyond $10,000 per month.
  • The card used to have an annual fee, but that has been eliminated
  • No purchase categories
  • No cap on cash back

Now, let’s make some assumptions and issue some reminders for the sake of this comparison:

  • Set aside APR for this exercise. We’re going to assume you pay your bill in full each month.
  • For the purposes of this exercise, we’ll show both Tier 1 and Tier 2 rewards for the Alliant card. Remember, you can move in and out of a tier level based on your average checking account balance and other factors.

Given those parameters, here’s a breakdown of how the annual cash back payouts would look using monthly spending increments:

Monthly SpendAlliant Tier 1(2.5% Cash Back)Alliant Tier 2(1.5% Cash Back)Citi Double Cash (2% Cash Back)
$500$150$90$120
$1,000$300$180$240
$1,500$450$270$360
$2,000$600$360$480
$2,500$750$450$600
$3,000$900$540$720
$3,500$1,050$630$840
$4,000$1,200$720$960
$4,500$1,350$810$1,080
$5,000$1,500$900$1,200

So what can we take away from these spending samples?

If you’re able to qualify for and maintain Tier 1 status with Alliant, this would be the preferred choice over the Citi Double Cash.

However, if you see yourself dipping into Tier 2 for any length of time, the advantage may actually side with the predictability of rewards from the Double Cash.


Citi Double Cash: Pros and Cons

Are you considering adding the Citi Double Cash to your wallet? Let’s review some of the major pros and cons of the card before you make your final decision:

ProsCons
Up to 2% cash back (1% when you buy, 1% when you pay) with no rewards capThere is no welcome bonus
18-month 0% APR period for balance transfersNo introductory APR for new purchases
No annual feeRewards program beyond cash back is lacking

Bottom Line: If you are looking for a cash back credit card that rewards spending without any hoops to jump through, the Citi Double Cash card may be the right choice for you. With up to 2% in unlimited cash back on every purchase, you know exactly what you’re getting when you make purchases and pay off balances on this card.

Do you have experience with the Citi Double Cash Card? Let us know how you like it in the comments below!


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