citibank credit card bill payment through hdfc netbanking

So for instance, if you are paying the bill for your HDFC Bank credit card, you cannot use a Citibank debit card to pay for it. You can however use your bank. Bank Accounts and Cards and then Add card. Enter the card number, expiry date, CVV, and the cardholder's name and billing address. Tap Save. Google Pay is a payment app that allows you to pay your credit card bills via debit card, BHIM UPI, etc. Given below is the process of paying your credit card. citibank credit card bill payment through hdfc netbanking

Citibank credit card bill payment through hdfc netbanking -

When should my credit card post my payment?

When should my credit card post my payment?

Federal bank regulations state that the card should post – or credit – your payment on the day it is received. But how quickly that happens can vary widely depending on:

  • Method of payment, be it online credit or debit, by check or in person.
  • Bank policies that may post payments to your balance faster than they are reflected in your available credit.
Expert Q&A

Check out all the answers from our credit card experts.

Bank policy can delay reflecting payment in available credit

One credit card holder in Arizona questioned her card issuer’s policy of putting a five-day hold on her payments. The hold policy began after one of her payments to her credit card account was rejected for insufficient funds in 2017.

“They continue to hold the payment, after it has been processed and received in full,” the cardholder wrote. “Not a word of this is mentioned anywhere on the cardholder agreement or the website.”

The bank didn’t respond to specific questions about the hold policy, but said it was industry practice that payments “may not be immediately available as credit” because of potential fraud, insufficient funds or other causes.

  • The federal Truth in Lending Act generally requires that banks post your payment the day it’s received.
  • However, there is an important exception: A delay is acceptable if it “does not result in a finance charge or other charge.”
  • That leaves open the possibility that the payment can be credited to your minimum payment and subtracted from your balance, but not reflected in your available credit.
  • That way, the delay does not trigger extra interest charges or late fees. But if you are at your credit limit, you won’t be able to make new charges.

The distinction between your balance and your available credit comes into play in other situations.

For example, Citi credit cards will post a payment you authorize from your bank on the same day, deducting it from the current balance due on your card. But it may take another business day for the payment to be reflected in your available credit, according to the card issuer’s online FAQ for cardholders.

See related: ACH network unveils same-day bill pay

Online payments can have different arrival times

Recent updates of the Automated Clearing House network (ACH), the electronic bank-to-bank payment system, allow same-day ACH payments. These are being used by banks and many large companies that handle consumer payments, such as utilities.

Speedy payment of your credit card can help avoid interest costs and, if you’re close to the deadline, late fees. Same-day ACH isn’t always available, however.

ACH payments “can be processed either as a same-day transaction or a next-business-day transaction,” said Mike Herd, senior vice president ACH Network Administration, in an email interview.

Next-day payment is the standard for ACH transactions.

“Adoption of Same Day ACH has been robust,” Herd said, with 83 million processed through the first half of 2018.

Tip: If your credit card has a pay-your-bill option on its website, this is probably the fastest way to pay. After entering your bank account information and authorizing payment, your card should reflect the payment – deducting it from your balance – that day.

How online payments are processed

Online payments are processed two different ways: via debit or credit.

  • A payment that begins with the recipient is termed a debit. For example, going to your credit card’s website and authorizing a payment to your card account from your bank checking account is a debit.
  • A payment going the other direction, from the bank’s online bill payment service to the credit card, is called a credit.

“If you want to pay your bill through your bank, it could be done either through the traditional batch system, and credited next day, or the bank may give you the option of selecting same-day ACH,” said Steve Kenneally, senior vice president at the American Bankers Association. There may be a fee, as same-day payments of this sort involve more investment in software and technology.

  • Under current same-day standards, payments have two submission deadlines per business day.
  • Submissions by 10:30 a.m. ET are settled by 1p.m.
  • Submissions by 2:45 p.m. ET are settled by 5 p.m.

The network is considering adding a third, later window, Kenneally said, as West Coast institutions face an effective submission deadline of 11:45 a.m. in local time.

Bank bill payment systems use contractors as middlemen, adding a step to the process and potentially more time before the payment is complete, he said.

“If you want to pay your bill through your bank, it could be done either through the traditional batch system, and credited next day, or the bank may give you the option of selecting same-day ACH.”

Paying a fee to pay your bill

Some banks and credit card issuers charge extra for expedited or “rush” payment services.

  • A look at the 2,335 card agreements on file at the U.S. Consumer Financial Protection Bureau found 138 that disclose fee-based expedited payments.
  • The services, which involve the help of a live agent authorizing a payment over the phone, generally cost between $5 and $15.

Such pay-by-phone services were the subject of a warning from the CFPB in 2017. Customers were sometimes steered to the services without realizing there were less expensive alternatives available, the watchdog agency said.

  • Automated telephone voice-response systems are not allowed to charge you a fee for handling a payment.
  • Some large card issuers who take payment via online debit on their website may reflect the payment instantly, deducting it from your balance in real time.

This is more of a customer service than a reflection of the actual payment underlying the transaction, Kenneally said. “They know there is a lower likelihood that the transaction is going to get reversed or bounced, if they’re making that directly from your account.”

But near-real-time payments loom in the future, he added, as services such as Zelle push the time frame forward for payments to complete as fast as electronic data can be exchanged between you, your bank and the recipient.

“As the underlying system gains more momentum, you’ll see more and more payments done from people’s phones,” Kenneally said. “That’s really the next frontier.”

Tip: One old-school payment method – in person at a branch of the card-issuing bank – is required to be credited to your account the same day, according to federal bank regulations.

Editorial Disclaimer

The editorial content on this page is based solely on the objective assessment of our writers and is not driven by advertising dollars. It has not been provided or commissioned by the credit card issuers. However, we may receive compensation when you click on links to products from our partners.

Fred O. Williams is a former senior reporter for CreditCards.com.

Источник: https://www.creditcards.com/credit-card-news/when-should-credit-card-post-payment/

Citibank epay

Citibank epay


citibank epay Click here to explore various bill payment methods E-Pay : Citibank’s E-Pay lets you pay your Credit Card bills online even if you don’t have a Citibank banking account. ePay - www. E-PAY. e. After HKD is deposited into users’ Binance wallet, users will be able to buy and sell crypto with HKD directly with our one-click buy/sell service . Online Credit Card payment. If your EMI amount is Rs. Select DUITNOW from the menu, then click on Manage DuitNow ID. ePay Punjab will help in eradicating bribery and corruption and will give the citizens of Pakistan a secure, hassle-free, and convenient platform for tax payment with the vision to see Pakistan as Disclaimer If you select CitiBank as payment option, please enter your valid debit card details. DEWA. Offline methods include a standing instruction to deduct the minimum amount due from your Citibank account, cash, cheque, demand draft, etc. com provides information about and access to accounts and financial services provided by Citibank, N. Pay via the Citi Mobile ®App or Citibank Online. E-Pay : Citibank’s E-Pay lets you pay your Credit Card bills online even if you don’t have a Citibank banking account. If you have a Citibank®, N. Travel globally with Citibank Debit Card Review the current Citibank Vulgar Language Policy. Citibank. Choose the amount you want to pay, and soon your Citibank credit card bill would be paid. If you are on Citibank Online, proceed to the Payment and Transfer page. Sign On with the Citi Mobile® App. You want the confidence of our Online Bill Payment Promise. NEFT. NO MORE TRIPS TO DROP BOXES! Successful payments will normally take 2 working days (excluding Saturdays ePAY Online. in to pay your Credit Card bill using your mobile. Then click on Pay Your Credit Card bill and complete your log-in. E-PAY – Epay is an online portal provided by Citibank for customers to make credit card payments online from other bank accounts. Sign on and Set Up Payees. Travel globally with Citibank Debit Card Electronic Statements (E-Statement) Use Citi E-Statement service notification (free of charge) send directly to your registered email and enjoy ease of access to your Citi Credit Card, Citi Ready Credit and Banking accounts information by logging in to the Citi Mobile ® app or Citibank online to view statement. A. The card is to be used for all expenses related to official travel, with the balance paid after reimbursement. *Disclaimer: You will be able to view the transaction details for the last 30 days. E-PAY. 9. Philippine branch bank account, you can pay via: Pay via other banks that are part of the BancNet network. Easily find past purchases from weekend getaways, past payments, and tickets you saved in your wallet. Learn More about Employment Law. for a Citibank account. Our partners include: Etisalat (Prepaid and Postpaid) Du (Prepaid and Postpaid) Salik. If you wish to make the payment using a non-Citibank bank account, you can do so using the EPAY option on Citibank’s website. RTGS. for business customers; ING Bank IBAN: BG72 INGB 9145 7777 7CEZ EL Citibank IBAN: BG37 CITI 9250 7777 7CEZEL . Choose an ID type from the displayed list, then click on Register. Use phrases that combine spaces and words (i. to initiate an electronic payment from my bank account and I authorize my bank to honor the withdrawal. for business customers; ING Bank IBAN: BG72 INGB 9145 7777 7CEZ EL Citibank IBAN: BG37 CITI 9250 7777 7CEZEL CIBC ePay Express Opens a new window. For Billing Organization, select ‘ Citibank Credit Cards ’ from dropdown list. Passport number: Date of Birth: Account from which loan repayment is being made: Online payment: You can visit the official Citibank website or the mobile app and make your credit card payment. co. 3. Paytm's fast and easy Credit Card Bill Payment allows you to make speedy Citibank credit card bill payment from anywhere and at any time of the day. And if you choose, you can link your bank account, Gmail, and Google Photos to search even more transactions. Select Bank. Enter your 6 or 7 Digit Mortgages Number: CVV Number: Exact EMI amount (in Rs): E. 167. Apply Online for a Citibank account Or, call us at 1-800-374-9700 ( TTY 1-800-788-0002) to open an account or learn more. Dec 22, 2017 · E-Pay (Citibank Credit Card Payment Through Billdesk) Citibank’s E-Pay lets you pay your Credit Card bills online even if you don’t have a Citibank banking account. Make purchases. Pay Credit Card Due Instantly from any bank for non-Citibank Bank account. Click on the E-pay tab on the website. The products and services mentioned on this website are not offered to individuals resident in the European Union, European Economic Area, Switzerland, Guernsey, Jersey, Monaco, San Marino, Vatican, The Isle of Man or the UK. Proceed to payment. Personal Information. Fill in the details as required below and instantly view your e-Pay transaction status. Citibank Singapore provides secure, convenient and easy ways to pay your daily bills and credit card bills online. Meanwhile, you'll earn Rewards Points Aug 27, 2021 · Citibank’s E-Pay helps you shell out the financing cards bills online even if you do not have a Citibank financial profile. E-Pay

How to Pay Someone Else's Credit Card Bill

Image titled Pay Someone Else's Credit Card Bill Step 1

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Источник: https://www.wikihow.com/Pay-Someone-Else%27s-Credit-Card-Bill

ONLINE CREDIT CARD PAYMENT

IMPS Card Payment

IMPS Card payment to Credit card

Add your Citibank credit card as IMPS/NEFT payee in your non Citibank account in three simple steps and initiate payment to enjoy same day credit of funds.

While doing a payee addition, please use the following details

Payee Name : Name as it appears on your Citibank Credit Card

Payee Account Number : Valid Citibank Credit Card number*

Bank Name : Citibank N.A

Payment Account Type : Select Any Account Type

IFSC Code2 : CITI0000003 (Customers residing in any City can initiate a payment using CHENNAI IFSC code)

Branch Address : CHENNAI (Customers residing in any City can initiate a payment using CHENNAI as branch address)

To initiate IMPS/NEFT payment, you can use any valid IFSC code of Citibank. In the Payee details given above, we have used Chennai IFSC code which can be used by customers residing in any City.

*Latest Citibank Credit Card number should be used to make payments to avoid rejection or delay in processing of payments.

NEFT Card Payment

NEFT Card payment to Credit card

Add your Citibank credit card as IMPS/NEFT payee in your non Citibank account in three simple steps and initiate payment to enjoy same day credit of funds.

While doing a payee addition, please use the following details

Payee Name : Name as it appears on your Citibank Credit Card

Payee Account Number : Valid Citibank Credit Card number*

Bank Name : Citibank N.A

Payment Account Type : Select Any Account Type

IFSC Code2 : CITI0000003 (Customers residing in any City can initiate a payment using CHENNAI IFSC code)

Branch Address : CHENNAI (Customers residing in any City can initiate a payment using CHENNAI as branch address)

To initiate IMPS/NEFT payment, you can use any valid IFSC code of Citibank. In the Payee details given above, we have used Chennai IFSC code which can be used by customers residing in any City.

*Latest Citibank Credit Card number should be used to make payments to avoid rejection or delay in processing of payments.

Citibank Account

Citibanking Account

If you are attempting to make your Citibank Credit Card payment from your Citibanking / Suvidha Account, you have to Login to Citibank Online with your IPIN and make your Card Payment.

If you are attempting to make payment to any other person's Credit Card from your Citibanking / Suvidha Account, you can Login to Citibank Online with your IPIN, register the Credit Card and then make the transfer easily.

Your bank account will be debited and the payment to the Credit Card will be applied in 1 working day.

LOGIN NOW

Faqs

Click on    to expand and on    to minimize the details.

Frequently Asked Questions about 'NEFT/RTGS/IMPS Payment to Credit Card'

What would you like the creative to communicate?

Advantages of NEFT/IMPS/RTGS over Cheque

1) Same day credit of funds vs Atleast 3-4 days for credit of funds

2) From the comfort of home vs Travel to a drop box

Advantages of NEFT/IMPS/RTGS over Epay

1) Instant increase of credit line when payment is done by NEFT/IMPS/RTGS vs Atleast 2 days for credit of funds

2) End-to-End automated process Vs Manual Process

Will I have a Unique Reference Number for the transaction?

Yes, on successfully completing the Funds Transfer you will be given a reference number for the transaction.

If you have not noted the same at the time of the transaction, you can call your bank and the same will be provided to you.

You need to quote this Unique Transaction Reference Number at the time of logging in your complaint, if any.

Under what circumstances can my Funds Transfer be rejected and what happens to my funds in case of transfer rejection?

Your Funds Transfer can be rejected if you have entered an invalid Card number (or) if you have entered an invalid IFSC Code (or) if you have initiated a payment to a Non-Resident Credit card. In the event of rejection, the funds will be remitted back to the originating bank on the same day. To check the status of the credit into your account, please get in touch with your Bank.

Non Resident customers who hold International Credit Card with Citibank India should not use this facility and should ensure payments are made only from their NRE/NRO account.

Frequently Asked Questions about E-Pay

How long will it take for the money to be credited to my Citibank Credit Card?

If your transaction status on the E-Pay confirmation page is successful, your Citibank Credit Card will be credited with the amount you authorized after 2 working days (excluding weekends and bank holidays). For example, a payment made on Monday will be visible in your credit card statement by Thursday (assuming there are no holidays in-between). If you have made a payment through SBI after 7 PM on Monday, then the payment will be visible in your credit card statement by Friday (assuming there are no holidays in-between).

How do I know that the transaction was successful?

After the payment is made, you will be shown an acknowledgment screen. This screen will contain a 'Status' title, which will display 'SUCCESS' in case of successful transactions and 'FAILURE' in case of failed transactions. This screen will also contain the transaction reference number. Please note this down and quote this in case of any transaction queries with your Bank.

Источник: https://www.online.citibank.co.in/products-services/online-services/epay.htm

Credit Card Generator India

  • Card brand: [DISCOVER]

    Credit Card No. 6500122932023157

    Expiry: 09/2026    CVV: 200

    Issuer: DISCOVER BANK[India]

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    Credit Card No. 4617979308115577

    Expiry: 08/2023    CVV: 184

    Issuer: CITIBANK[India]

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    Credit Card No. 4385870603636666

    Expiry: 11/2024    CVV: 950

    Issuer: CITIBANK[India]

  • Card brand: [MASTERCARD]

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    Expiry: 12/2026    CVV: 268

    Issuer: VIJAYA BANK[India]

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    Expiry: 06/2024    CVV: 337

    Issuer: DEVELOPMENT CREDIT BANK, LTD.[India]

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    Issuer: SBI CARDS AND PAYMENT SERVICES PTE, LTD.[India]

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    Credit Card No. 5531620922145133

    Expiry: 12/2026    CVV: 218

    Issuer: HDFC BANK, LTD.[India]

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    Expiry: 03/2026    CVV: 147

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    Expiry: 08/2023    CVV: 159

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    Expiry: 06/2025    CVV: 516

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    Expiry: 08/2023    CVV: 171

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    Issuer: AXIS BANK, LTD.[India]

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    Credit Card No. 4563424904910786

    Expiry: 07/2026    CVV: 996

    Issuer: HONG KONG AND SHANGHAI BANKING CORP., LTD.[India]

  • Card brand: [MASTERCARD]

    Credit Card No. 5169895942838631

    Expiry: 05/2023    CVV: 986

    Issuer: BANK OF INDIA[India]

  • Источник: https://www.coolgenerator.com/credit-card-generator-india

    Credit card, debit card payment: New rule on auto-debit transactions from next month

    Banks have started informing their customers about this new rule. “As per RBI's recurring payment guidelines, w.e.f. 20-09-21, Standing Instructions on your Axis Bank Card(s) for recurring transactions will not be honoured. You can pay the merchant directly using your card for uninterrupted service," read a communication sent by Axis Bank.

    In December, the RBI granted more time to migrate to the new framework by March 31, following a request from the Indian Banks’ Association (IBA), which was later pushed to 1 October 2021. “Any further delay in ensuring complete adherence to the framework beyond the extended timeline will attract stringent supervisory action now," the RBI had said.

    “As per RBI guidelines on ‘Processing of e-mandate on cards for recurring transactions’, effective 1st October 2021, existing/new Standing Instructions which were/are registered without additional factor of authentication will not be processed. We shall be implementing the solution at the earliest," Axis Bank says on its portal.

    RBI's new rule on debit card and credit card auto-payments from 1 October: All about it

    1) All Standing Instructions set up on your credit card and debit card (both domestic and international) will not be processed, without the additional factor of authentication.

    2) Mandate registration, modification, deletion will require additional factor authentication (AFA)

    3) Customers will get a pre-debit (SMS/e-mail) notification 24 hours prior to the debit

    4) Customers can opt-out of the transaction or the mandate via the link provided in the pre-debit notification

    5) Customers will have the facility to view/modify/cancel any standing instructions set on their card

    6) Customers can set a maximum amount for each SI. If the transaction amount is greater than the maximum amount assigned by the customer, the pre-debit notification will have a link for the customer to authenticate the transactions with AFA. Without this authentication, the transaction will not be processed.

    7) Any recurring transaction of an amount greater than ₹5, 000 will require AFA each time the amount is debited.

    8) If Standing Instructions for Bill payments is registered on your Bank account, there will be no change. If these are on your Bank's debit or credit card, these will get declined from 1st October 2021. E.g. SI given on Netflix, Amazon, Insurance payments will get deactivated. However, SI registered using bank accounts for Mutual Funds, SIPs, EMIs will continue.

    Never miss a story! Stay connected and informed with Mint. Download our App Now!!

    Источник: https://www.livemint.com/money/personal-finance/credit-card-debit-card-payment-new-rule-on-auto-debit-transactions-from-next-month-11632114648614.html

    10 Easy Ways of CitiBank Credit Card Online Payment 2021

    Last updated – 03 February 2021

    Citibank’s online payment methods to pay the credit card bills are quite easy.

    You can pay the credit card bill in a few minutes from the convenience of your house. Once you switch to the ease of online payments, you will never look back.

    To provide that ease, CitiBank offers many convenient methods of payment that cater to a wide range of people. Even if you are non-CitiBank account holders, you can also use online Citibank credit card payment modes.

    Let’s discuss in detail about the Citibank Credit card Online Payment Modes.

    Citibank Credit Card Payment Online (Citi Account Holder)

    If you are an account holder of either CitiBank saving or current account, you can choose any method to pay your credit card bills online.

    #1. Citibank Internet Banking

    CitiBank internet banking is the most convenient & most used way to pay the online Citibank credit card outstanding bills. This assures an easy-to-use, secure and convenient banking experience.

    How to pay using CitiBank Netbanking

    • Go with the web address Citibank.co.in & you will find a login option on the right-hand side of the home page.
    • Login into internet banking by filling your user Id & password.
    • On the top, you will find ‘Payments & Transfer’. Under this category, you will find a number of options. Click on the Bill payment option.
    • You will a see list of credit cards, you added into your Citibank net banking. Select the credit card.
    • Click on the ‘Pay’ button.
    • Fill all the required information like credit card account number, payment amount, & Click on the ‘Next’ button.
    • Confirm your payment. You have successfully pay your Citibank credit card payment online.

    #2. Citi Mobile App

    Citi mobile app is another convenient way to pay your Citibank credit card bill. Just download the app and log in with your Citibank User Id and Internet Banking password to make the payment.

    You must have internet banking enabled to avail of this service. The Citi Mobile App is available for both Android and iOS devices.

    How to Use Citi Mobile App

    • Download the Citi mobile app from Apple iOS, Android or app store and register using your user ID and password.
    • Click on payment & Transfer.
    • Choose option make payment/ Transfer.
    • Click on the credit card option.
    • If you didn’t register the credit card with the mobile application then first register the credit card through the ‘Link Credit Card option’.
    • You will get your latest bills amount & minimum balance paid.
    • Click on the ‘Pay Now’ option.
    • In the form, choose one of the 3 payment options provided
      • Total amount due (TAD)
      • Minimum amount due (MAD) or
      • Other amount
    • Fill the account number you want to make payment & click on the ‘Confirm’ button.

    You have successfully pay your Citi credit card payment online.

    Check out – How to pay ICICI credit card bill online

    #3. Citi Mobile Banking

    The biggest advantage of using this payment method is that you can do it from anywhere in the world. You can access your account from any mobile device with an internet connection.

    It only takes one day for your credit card payment to reflect in your account.

    How to Use Citi Mobile Banking to Pay Credit Card Online Payment

    • Visit the Citibank mobile website at Citibank.co.in from your mobile browser.
    • log in to your Citibank online banking account.
    • Go to Transfer & payment.
    • Under the payments tab, you will find credit card payments.
    • If you didn’t register the credit card with the mobile application then first register the credit card through ‘Link Credit Card option’.
    • You will get your latest bills amount & minimum balance paid.
    • Click on the ‘Pay Now’ option.
    • In the form, choose one of the 3 payment options provided
      • Total amount due (TAD)
      • Minimum amount due (MAD) or
      • Other amount
    • Fill the account number you want to make payment & click the ‘Submit’ button.

    You have successfully pay your Citi credit card payment online.

    #4. Standing Instruction (Auto-Debit)

    Citi Bank customers can use the auto-debit feature to pay the minimum amount due or the entire amount due directly from the Citibank accounts.

    This way, you will never default on your credit card payment or incur late fees as long as the account has the funds to cover the payment.

    Citibank Credit Card Online Payment (Non-CitiAccount Holder)

    If you are not a Citibank account holder even then you want to pay Citi credit card payment through online modes.  You can go with any of the following options.

    #5. National Electronic Fund Transfer

    Use the National Electronic Funds Transfer to make payments on your credit card from any non-Citibank account.

    In order to avoid late payment charges, customers have to make payments at least a day before the due date.

    How to register and pay using NEFT

    • Log in to the net banking facility of your bank. Add Citi credit Card as a payee/beneficiary, under third party transfer.
    • Add the Citibank IFSC code.
    • Enter your 16-digit Citi Credit Card number in place of the account number on the banking page.
    • Fill Bank name as Citi CREDIT CARD – NEFT
    • Click the ‘Submit’ button to complete your registration process.

    Payment through NEFT

    • Log in to the net banking facility of your bank account and go to the “Fund Transfer” tab and, click “Transfer to Other Bank”.
    • Select the account, beneficiary, and enter the relevant details.
    • Accept the Terms and Conditions and Re-check all the details.
    • If all the details are correct, then confirm to complete the process.

    Check out – Standard charterted credit card payment

    #6. Real-Time Gross Settlement (RTGS)

    If you have an outstanding payment of more than 2 lakh due on your credit card, you can do it through an RTGS transaction. The minimum amount to make an RTGS is Rs 2 lakhs

    All you need is a bank account with internet banking activated to carry out an RTGS transaction.

    It is similar to NEFT & the same steps will be following those described above. You only have to choose RTGS in place of NEFT.

    The payment is credited to the Citibank credit card account by the end of the business day.

    #7. E-Pay (Citibank Credit Card Payment Through Billdesk)

    Citibank’s E-Pay lets you pay your Credit Card bills online even if you don’t have a Citibank banking account.

    This will normally take 2 working days to get credited into your account depending on the time taken by your Bank to process the payment.

    How to Make Citibank Credit Card Bill Payment through Billdesk

    • Click here to pay your CitiBank credit card bill through E-pay.
    • The link will direct you to Billdesk Citibank EPay payment portal.
    • Simply fill all the information such as Citibank credit card number, Email, mobile number and payment amount.
    • Select the bank through which you want to complete the transaction.
    • Click on ‘EPay Now’.
    • You will be securely redirected to the payment interface of your chosen bank.
    • Enter your authentication details (Net Banking User ID and Password of your Bank Account).
    • Confirm your payment.

    #8. Electronic Clearance System (ECS)

    The Electronic Clearance System (ECS) works in a similar manner as the Auto-debit instruction method. In the ECS method, you can set a standing instruction to debit your non-Citibank account towards the payment of the credit card bill.

    Let’s consider an example. Suppose you have a savings bank account in the non-Citibank like Axis/SBI/HDFC or others. Then you can give authorization to Citibank to debit money from these bank account by filling a form.

    You can choose to pay the minimum amount, total amount or a fixed amount. Citibank will then process your request and debit the money on a set date from your bank account.

    You need to activate this service by submitting a form to Citibank.

    #9. Visa Credit Card Pay

    Using Visa Money Transfer, you can pay your Citibank credit card bill from any other bank account you hold. The processing time usually takes 2 to 4 working days to be credited to your Citibank credit card account.

    How to pay your Citi Visa Card dues through Visa Credit Card Pay

    • Log in to the net banking page of your bank with your user ID and password.
    • Go to the ‘Third Party Funds Transfer’ section and find the visa credit card payment link online.
    • Select ‘Visa Credit Card Pay’.
    • Fill in the sender and recipient details to initiate fund transfer.
    • After entering the details, click on ‘Confirm’ transaction.
    • Once you confirm the transaction, the amount will be debited from your account and the payment will be scheduled to your card.

    #10. Other Bank’s Website

    Citibank is included as a Utility Biller with other banks. This means that you can simply pay your credit card bill as you were paying your utility bills.

    How to Use for paying your Citibank Credit Online Payment

    • log in to the online banking portal of your bank
    • Select payments & transfer.
    • Simply select the option of credit card payment
    • Make the credit card bill payment towards your Citibank credit card.

    Citibank credit card has been added as a Utility Biller with the banks listed below:

    • HDFC Bank

    • ING Vysya Bank

    • State Bank of India

    • IndusInd Bank

    • Yes Bank

    3 Ways to Pay CitiBank Credit Card Payment Offline

    If you are still looking for the offline modes for paying your Citi credit card bills, you can choose any option from the following 3 modes

    #1. Cheque Dropbox

    You can write out a cheque or demand draft to your credit card number and deposit it into any drop box available at select locations. It can take up to 7 working days to reflect in your account.

    How to pay using Manual Drop Box

    • Please fill in the correct Citi Credit Card number on your cheque.
    • Do not forget to mention your name and phone number on the backside of the cheque.
    • Mention the payee name as ‘Citi Card No. XXXX XXXX XXXX XXXX’ (16-digits of your credit card number)
    • Fill the correct payment amount.

    #2. Citibank ATM

    For this, you need to visit an ATM and enter your CitiBank credit card number and the due amount. You will find this option under Bill Pay menu.

    For making your credit card payment through ATM, you need to do the following steps.

    • Walk into the nearest ATM.
    • Insert your debit card into the ATM machine and press the services tab to find the ‘Bill Pay’ option.
    • Enter your CitiBank Credit Card number and the amount to be paid.

    #3. Cash

    This is an over the counter method that requires the cardholder to visit any Citibank, fill the pay-slip, enter the amount, attach the card bill and submit it to the representative.

    The account number will be your 16 digit card number. After this, you will receive the acknowledgment receipt instantly.

    Citibank Credit Card Statement

    CitiBank customers can easily view their credit card statements using Net Banking by logging into their online banking accounts.

    Through net banking, the customers have 24-hour access to their CitiBank credit card information and are up to date with the transactions. E-statements can also be got by credit cardholders once they have registered with CitiBank.

    Did you find this article helpful? Or you have any query regarding the Citibank credit card payment online, Let us know in comments. We will include your query in the article.

    Источник: https://simpleinterest.in/credit-card/citi-bank-credit-card-online-payment/

    Credit Card Generator India

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    Issuer: DEVELOPMENT CREDIT BANK, LTD.[India]

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    Issuer: SBI CARDS AND PAYMENT SERVICES PTE, LTD.[India]

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    Credit Card No. 5169895942838631

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    Issuer: BANK OF INDIA[India]

  • Источник: https://www.coolgenerator.com/credit-card-generator-india

    How to Pay Your Credit Card Bill From Another Bank?

    Are you still old-fashioned when it comes to paying your credit card bills? Visiting the bank and waiting in queues? Well, you’re due for an upgrade and this article explains how you can pay your credit card bill from another bank using net banking.

    It is advisable to use this payment option if there are at least a few working days left before the due date. In case of an immediate payment requirement, you may want to check with the receiving bank before making a payment.

    Step 1 – Go to Credit Card Issuer’s Bill Desk

    Almost every major bank has an online portal to make a credit card bill payment from another bank’s savings account. Seach online for receiving bank’s citibank credit card bill payment through hdfc netbanking desk”.

    • Google receiving bank’s “payment bill desk”.
    • Type > Receiving credit card’s bank name + Bill Desk
    • Most often this search query would bring the required bill desk on the top.
    Search bill desk on google to pay your credit card bill with a different bank

    Assuming that the Credit Card to be Paid is Issued by Standard Chartered Bank

    Out of the search results, choose the relevant link & move to Step 2.

    Here is the link we used in this example

    Step 2 – Fill all Required Details

    After choosing the appropriate search result you should be able to see a window as shown below. Fill all necessary information along with some personal details such as your mobile number and email id.

    *These payments are usually safe and secured by a 128 or 256 bit SSL encryption.

    Pay Your Credit Card Bill Online using a Different Bank Account

    Step 3 – Your Credit Card is Almost Paid!

    After step 2 you will be redirected to your bank’s net banking interface. It is all self-explanatory from there, just like you would make any other payment using your bank’s net banking gateway.

    Fast forward, once the payment is made you will see a “Success” message along with a payment reference number. It is advisable to save this reference number till the payment confirmation is not received or the payment is reflected in your records.

    Payment confirmation screen when credit card bill is paid from another bank

    Note – Usually when you pay a credit card bill from another bank using net banking the payment is credited to your bank within 3 working days, therefore it is always advisable to pay in advance.

    Billdesk of Top 5 Banks in India



    Источник: https://www.accountingcapital.com/how-to-pay-your-credit-card-bill-from-another-bank/

    Citibank epay

    Citibank epay


    citibank epay Click here to explore various bill payment methods E-Pay : Citibank’s E-Pay lets you pay your Credit Card bills online even if you don’t have a Citibank banking account. ePay - www. E-PAY. e. After HKD is deposited into users’ Binance wallet, users will be able to buy and sell crypto with HKD directly with our one-click buy/sell service. Online Credit Card payment. If your EMI amount is Rs. Select DUITNOW from the menu, then click on Manage DuitNow ID. ePay Punjab will help in eradicating bribery and corruption and will give the citizens of Pakistan a secure, hassle-free, and convenient platform for tax payment with the vision to see Pakistan as Disclaimer If you select CitiBank as payment option, please enter your valid debit card details. DEWA. Offline methods include a standing instruction to deduct the minimum amount due from your Citibank account, cash, cheque, demand draft, etc. com provides information about and access to accounts and financial services provided by Citibank, N. Pay via the Citi Mobile ®App or Citibank Online. E-Pay : Citibank’s E-Pay lets you pay your Credit Card bills online even if you don’t have a Citibank banking account. If you have a Citibank®, N. Travel globally with Citibank Debit Card Review the current Citibank Vulgar Language Policy. Citibank. Choose the amount you want to pay, and soon your Citibank credit card bill would be paid. If you are on Citibank Online, proceed to the Payment and Transfer page. Sign On with the Citi Mobile® App. You want the confidence of our Online Citibank credit card bill payment through hdfc netbanking Payment Promise. NEFT. NO MORE TRIPS TO DROP BOXES! Successful payments will normally take 2 working days (excluding Saturdays ePAY Online. in to pay your Credit Card bill using your mobile. Then click on Pay Your Credit Card bill and complete your log-in. E-PAY – Epay is an online portal provided by Citibank for customers to make credit card payments online from other bank accounts. Sign on and Set Up Payees. Travel globally with Citibank Debit Card Electronic Statements (E-Statement) Use Citi E-Statement service notification (free of charge) send directly to your registered email and enjoy ease of access to your Citi Credit Card, Citi Ready Credit and Banking accounts information by logging in to the Citi Mobile ® app or Citibank online to view statement. A. The card is to be used for all expenses related to official travel, with the balance paid after reimbursement. *Disclaimer: You will be able to view the transaction details for the last 30 days. E-PAY. 9. Philippine branch bank account, you can pay via: Pay via other banks that are part of the BancNet network. Easily find past purchases from weekend getaways, past payments, and tickets you saved in your wallet. Learn More about Employment Law. for a Citibank account. Our partners include: Etisalat (Prepaid and Postpaid) Du (Prepaid and Postpaid) Salik. If you wish to make the payment using a non-Citibank bank account, you can do so using the EPAY option on Citibank’s website. RTGS. for business customers; ING Bank IBAN: BG72 INGB 9145 7777 7CEZ EL Citibank IBAN: BG37 CITI 9250 7777 7CEZEL. Choose an ID type from the displayed list, then click on Register. Use phrases that combine spaces and words (i. to initiate an electronic payment from my bank account and I authorize my bank to honor the withdrawal. for business citibank credit card bill payment through hdfc netbanking ING Bank IBAN: BG72 INGB 9145 7777 7CEZ EL Citibank IBAN: BG37 CITI 9250 7777 7CEZEL CIBC ePay Express Opens a new window. For Billing Organization, select ‘ Citibank Credit Cards ’ from dropdown list. Passport number: Date of Birth: Account from which loan repayment is being made: Online payment: You can visit the official Citibank website or the mobile app and make your credit card payment. co. 3. Paytm's fast and easy Credit Card Bill Payment allows you to make speedy Citibank credit card bill payment from anywhere and at any time of the day. And if you choose, you can link your bank account, Gmail, and Google Photos to search even more transactions. Select Bank. Enter your 6 or 7 Digit Mortgages Number: CVV Number: Exact EMI amount (in Rs): E. 167. Apply Online for a Citibank account Or, call us at 1-800-374-9700 ( TTY 1-800-788-0002) to open an account or learn more. Dec 22, 2017 · E-Pay (Citibank Credit Card Payment Through Billdesk) Citibank’s E-Pay lets you pay your Credit Card bills online even if you don’t have a Citibank banking account. Make purchases. Pay Credit Card Due Instantly from any bank for non-Citibank Bank account. Click on the E-pay tab on the website. The products and services mentioned on this website are not offered to individuals resident in the European Union, European Economic Area, Switzerland, Guernsey, Jersey, Monaco, San Marino, Vatican, The Isle of Man or the UK. Proceed to payment. Personal Information. Fill in the details as required below and instantly view your e-Pay transaction status. Citibank Singapore provides secure, convenient and easy ways to pay your daily bills and credit card bills online. Meanwhile, you'll earn Rewards Points Aug 27, 2021 · Citibank’s E-Pay helps you shell out the financing cards bills online even if you do not have a Citibank financial profile. E-Pay

    Unified Payments Interface

    Digital payment system for inter-bank transfers in India

    Ambox current red Asia Australia.svg

    This article needs to be updated. Please help update this article to reflect recent events or newly available information.(November 2020)

    Unified Payments Interface (UPI) is an instant real-time payment system developed by National Payments Corporation of India (NPCI) facilitating inter-bank peer-to-peer (P2P) and person-to-merchant (P2M) transactions.[1] The interface is regulated by the Reserve Bank of India (RBI) and works by instantly transferring funds between two bank accounts on a mobile platform. As of December 2020, there are 207 banks available on UPI with a monthly volume of 2334.16 million transactions[2][3] and a value of ₹4,162 billion (US$55 billion) UPI witnessed 22102.3 million transactions till November 2020. The mobile-only payment system helped transact a total of ₹17.29 lakh crore (US$230 billion) during the 37 months of operation starting from 2016.[4] As of May 2021, the platform has 100 million monthly active users in India with plans to achieve 500 million by 2025. IIT Madras is also working to integrate voice command feature that can support English and Indian vernacular language in future.[5][6]

    History[edit]

    In April 2009 with the objective to integrate all the payment mechanism available in the country and make it uniform for retail payments, National Payment Corporation of India was formed. By March 2011, RBI found out that in India only six non-cash transactions happens every year per individual citizen while 10 million retailers accept card based payment. Around 145 million families have no access to any form of banking. There is also the problem to tackle black money and corruption that happens mostly in cash.[7]

    RBI in 2012 released a vision statement for a period of four years that indicated commitment towards building a safe, efficient, accessible, inclusive, interoperable and authorized payment and settlement system in India. It is part of the Green Initiative to decrease the usage of paper in domestic payments market.[8] UPI was officially launched in 2016 for public use.[9]

    Under RBI guidance, NPCI became the primary body with the task to develop a new payment system that is simple, secure and interoperable. UPI works on four pillar push pull interoperable model where there will be remitter/beneficiary front end PSP (payment service provider) and remitter/beneficiary back end bank that settles the monetary transaction for the users. As per CEO of Netmagic Solutions, UPI became one of the most successful deep tech innovation coming out of India.[7][10]

    In December 2019, noting the success of UPI, Google suggested to the US Federal Reserve Board the development of FedNow, a real-time payment system for the United States.[11]

    With exponential growth of UPI, India became the world's largest real-time payment market with 25.5 billion annual transactions in 2020 as per data from ACI Worldwide and GlobalData leaving behind China and the United States.[12]

    As part of financial inclusion initiative, NPCI with fintechstart-up Ubona Technologies in 2021 started working on developing a voice-based payment service for feature phone users in low connectivity zones over UPI payment ecosystem under Interactive Voice Response project. The system will use Dual Tone Multi-Frequency (DTMF) signalling technology with two-factor authentication (2FA) flow for peer-to-peer (P2P) transaction. From September 2020 to June 2021, it is under beta testing and awaiting RBI approval for large scale deployment.[13] The beta testing and pilot experiment was completed by Citibank credit card bill payment through hdfc netbanking 2021 and RBI started formulating guidelines for nationwide use.[14]

    As per the Economist Intelligence Unit Report 2021, UPI made India a leader in global real-time payment market followed by China and South Korea.[15] After the decision of Ministry of Finance to nullify merchant discount rate (MDR) in 2019 on UPI, the number of low value transactions skyrocketed making huge gains on real-time transaction volume data.[16][17] Many nations such as Brazil, Bahrain, Saudi Arabia, Singapore, United States and European Union are now trying to emulate the success of UPI in their own market.[17][18]

    UPI 2.0[edit]

    On 16 August 2018, UPI 2.0 was launched which enabled users to link their Overdraft accounts to a UPI handle. Users were also able to pre-authorise transactions by issuing a mandate for specific merchant. 2.0 version included a feature to view and store the invoice for the transactions. There's also an added feature of AutoPay facility for recurring payments.[19][20][21] As of August 2021, State Bank of India (SBI), Bank of Baroda (BOB) and Paytm Payment Bank are live on UPI AutoPay each registering 660,000, 204,000, and 186,000 mandates, respectively.[22]

    Internationalization[edit]

    Main article: Internationalization

    Around 777 million Indian consumers shop cross border in 2021. To make ease of payment, NPCI International Payments Limited (NIPL) signed memorandum of understanding (MoU) with UK based PPRO Financial on 17 November 2021 to expand the acceptance of UPI into foreign markets especially in China and United States which accounts for half of all international transaction coming from India.[23]

    Service[edit]

    Unified Payments Interface is a real time payment system that allows sending or requesting money from one bank account to another. Any UPI client app may be used and multiple bank accounts may be linked to single app. Money can be sent or requested by using user created Virtual Payment Address (VPA) or UPI ID that helps in sending or requesting money from bank account using the know your customer (KYC) linked mobile number. UPI also generate specific QR code for each user account for the purpose of contact-less payment.

    Mobile apps[edit]

    Any UPI app can use payment and transfer fund from and to UPI enabled banks. Apart from various third-party apps such as Google Pay (previously Tez), PhonePe, Paytm, MobiKwik, Amazon Pay, Samsung Pay, WhatsApp Pay,[24] NPCI manages its own app called BHIM.[25]

    From 21 banks in April 2016, the total number of banks linked to UPI platform is 216 as of April 2020.[26]

    In June 2021, NPCI removed the restriction placed on WhatsApp on UPI customer on-boarding which till now was limited to 20 million users. With 530 million registered users in Indian market, WhatsApp can now formally introduce UPI to all its customers.[27]

    Supported banks[edit]

    The website of National Payments Corporation of India (NPCI) lists the banks that facilitate UPI.[28] Banks here are termed as Payment Service Providers (PSP) – listed with their UPI application and handle – and issuers.[28] PSP includes those banks which have their own mobile application to facilitate transaction and issuers include banks which don't have their payments interface and rely on third-party software for transaction using UPI.

    e-RUPI[edit]

    e-RUPI or e₹UPI (portmanteau of electronic Rupee and UPI)[29][30] developed in collaboration with Department of Financial Services, Ministry of Health and Family Welfare and National Health Authority. It will be introduced from 2 August 2021. e-RUPI is to ensure leak proof delivery of welfare services and bypassing middle man to decrease corruption. Private sector can use the service for their own corporate social responsibility initiative (CSR). e-RUPI is basically e-voucher based on QR code or SMS string that can be delivered through mobile phone.[31] e-RUPI will act as a precursor for future Central Bank Digital Currency (CBDC) that will be launched by RBI as it will help in highlighting the gaps within the national digital payment infrastructure.[32][33]

    Market share[edit]

    From 93,000 transactions in August 2016 that valued ₹30 million, UPI generated 800 million transactions in March 2019 with a total value of ₹1.33 trillion.[10] In June 2021, UPI recorded 1.94 million initial public offering (IPO) mandates that increased to 7.66 million in July.[34] This is the highest ever since UPI was made mandatory by Securities and Exchange Board of India (SEBI) for domestic retail investors for IPO process.[35][36] With 18 billion of annual transactions, UPI surpassed American Express (AmEx) by late August 2020 in India. NITI Aayog predicted that UPI will also surpass Visa and Mastercard by 2023.[37] UPI took three years to reach 1.14 billion in October 2019 while by the end of October 2020, the payment system registered 2.07 billion transactions.[9] In 2020, $457 billion worth of value moved on UPI platform which was 15% of India's gross domestic product (GDP).[38]

    As of July 2021, UPI registered 432.5 million transactions that accounted for ₹567.345 billion with highest average daily transaction of approximately 100 million that is double the amount from July 2020.[39][40] Till August 2021, UPI forms 10% of all retail payment in India.[41]PhonePe and Google Pay both recorded 1 billion transaction in August with a market share of 45.94% and 34.45% respectively in the UPI payment ecosystem while Paytm took 11.94% share with ₹387.85 million transaction.[42]

    From financial year 2015–21, the domestic retail payment by value on UPI grew at 18% at compound annual growth rate (CAGR) while between 2017 and 2021, the collective payment on all forms of UPI grew at 400% CAGR. In financial year 2021, ₹41 trillion worth of money was exchanged on UPI platform that is 2.8 times the value of debit and credit card payment at point of sale (POS) terminals and 20 times the value of digital wallet and prepaid instruments in India.[41]

    UPI registered 3.55 billion transactions in August 2021, showing 9.56% growth from previous month. In terms of value, ₹6.39 trillion worth of money was transacted on August alone. From ₹3.2 trillion to ₹6 trillion, the growth in value terms doubled between September 2020 to July 2021.[43] It had reached an all time high of 3.65 billion transactions worth ₹6.54 trillion in value since inception in the month of September. By now the total transaction for the year 2021, reached ₹50 trillion.[44]

    UPI touched value of ₹7.71 trillion in October 2021 which is 56% jump from September. As per NPCI, daily UPI payment for the month of October is between ₹250 billion to ₹300 billion.[45]

    Acceptance[edit]

    Domestic[edit]

    India[edit]

    There are talks happening to operate UPI in United Arab Emirates and Singapore which has sizeable Indian expatriates and for ease of payment for Indian tourists travelling abroad. Committee on digital payments led by Nandan Nilekani had suggested that NPCI should internationalise payment services like UPI, RuPay and BHIM.[46] NPCI is planning to link UPI with standalone mobile wallets so that users can transfer money from one provider to another one which till now is restricted due to use of closed source technology. There is also provision for off-line UPI payment through the use of near field communication (NFC).[47]

    On 20 April 2020, Google added support for UPI payment in India to buy membership of YouTube Premium and YouTube Music either directly through website or on mobile application. Now Indian users can also buy or rent movies from Google TV. UPI is also enabled for YouTube SuperChat feature.[48]

    From July 2021, Apple iPhone, iPad, and iPod touch users in India can use UPI on Citibank credit card bill payment through hdfc netbanking Store and iTunes Store.[49]NPCI International Payments Limited (NIPL) is planning to extend UPI to markets such as United States, West Asia and Europe.[50] On 4 August 2021, ICICI Prudential Life Insurance started supporting UPI AutoPay feature for insurance payment.[51][52]

    In August 2021, Dish TV introduced UPI scan and pay feature for the first time in a nationwide rollout due to COVID-19 restriction and heavy demand for no contact digital payment solutions.[53] From 31 August 2021, Netflix integrated UPI AutoPay feature for Indian subscribers which was till now limited to credit and debit cards from Visa, Mastercard, American Express, and Diners Club International.[54] As per April 2021 RBI Monetary Policy Committee directive, after March 31, 2022, all the know you customer (KYC) complaint digital wallets will become interoperable by using UPI system.[55] In August 2021, Hotstar started supporting UPI AutoPay feature. The Hindu, Times Prime, PayU, Financial Software and Systems, Testbook Edu Solutions, Open Financial Technologies, Angel Broking and 5Paisa Capital moved to UPI AutoPay in September 2021.[56]

    Due to high usage, Samsung Electronics integrated UPI barcode scanner directly into mobile camera application for faster payment.[57]

    International[edit]

    Cross border digital payment service provider Liquid Group signed memorandum of understanding (MoU) with NIPL in September 2021 to introduce UPI based QR code payment system in Singapore, Malaysia, Thailand, Philippines, Vietnam, Cambodia, Hong Kong, Taiwan, South Korea, and Japan from 2022.[58][59]

    Singapore[edit]

    UPI is accepted at merchant locations to ease transaction experience of Indian tourists.[60] The Reserve Bank of India (RBI) and Monetary Authority of Singapore (MAS) will operationalize interoperability between UPI and PayNow from July, 2022.[61]

    Bhutan[edit]

    On 13 July 2021, UPI made available to Bhutan through Royal Monetary Authority of Bhutan.[62] Bhutan became the first country to accept UPI transactions through the BHIM app.

    Malaysia[edit]

    In 2021, Malaysian company Merchantrade Asia partnered with NIPL to send remittance in India through UPI infrastructure.[63]

    United Arab Emirates[edit]

    LuLu Financial Holding, a subsidiary of LuLu Group International signed MoU with NIPL in August 2021, to offer real time remittance to India from United Arab Emirates (UAE) and the Middle Eastern region.The MoU will help LuLu Financial Holding and its affiliates to connect with the UPI infrastructure and help in validation, compliance checks and facilitate all the requisite protocols for a safer cross border monetary transaction.[64] NIPL tied up with Mashreq bank in 2021 to increase UPI person-to-person (P2P) and person to merchant (P2M) transactions in UAE.[1]

    Network International on 18 November 2021 signed MoU with NIPL for acceptance of UPI in UAE through its network. Merchants under Network International will able to accept UPI payment from Q1 2022.[65]

    See also[edit]

    References[edit]

    1. ^ ab"UPI payments now available in UAE as NPCI's global arm partners Mashreq Bank". Mint. 20 August 2021. Retrieved 20 August 2021.
    2. ^"What is UPI". 15 December 2020.
    3. ^Nambisan, Byas (4 June 2021). "What Is UPI And How Does It Work?". Forbes Advisor INDIA. Retrieved 18 August 2021.
    4. ^Vinayak, A. J. (1 September 2020). "UPI completes 1,000 cr transactions". Business Line. Retrieved 5 September 2019.
    5. ^"IIT Madras Working on Voice-based Contact-less Payment Services Which Recognises Local Indian Languages". News18. 17 May 2021. Retrieved 17 May 2021.
    6. ^Khan, Aarzu (21 July 2021). "NPCI's Voice-Based Payment Solution Could Be a Game Changer". Dazeinfo. Retrieved 21 July 2021.
    7. ^ abDatta, Dhriti (13 September 2019). "The origins of UPI: Road to a cashless society

      7 Ways To Pay Citibank Credit Card Bill Online 2021

      Are you looking to pay your Citibank Credit Card bill online but not able to figure out how to exactly make the payment online? Don’t worry we will discuss 7 different ways to pay Citi credit card bill.

      Due to technological advancements in the financial sector, people prefer to pay the bill online. Other than the ease in paying the bills, there are several benefits altogether by paying the bills online, on time, low-interest rates, improved CIBIL score. This will also help in building a strong profile that can be responsible for better credit access in the future.

      Citibank gives several options which can help to pay the bill online so that the borrower does not miss to make the payment on the due date.

      Citibank credit card bill payment-ONLINE

      • Standing instruction: The borrower can log in to Citibank’s website by using the banking portal’s ID and password. He can choose the standing instruction for paying the bill without knowing the due date. It so happens that people forget to pay the bill on or before the due date; thus, by giving standing instruction to the bank, the borrower is free from the burden of paying the bill on time because the bank does that for him.
      • CITI MOBILE: The borrower has to visit the m.citibank.co.in site for further information. Download the app and log in to the account using the username and the password. The application is available for Android users as well as iOS users.

      How to use the CitiBank Application:

      1.Download the application in your phone, Android users download the Android version from the Google play store and iOS users download the iOS version from the App store.

      2.Register using the user ID and the password.

      3.Click on payment and transfer.

      4.Choose the credit card option.

      5.The application will show the latest bills, the current bill payment, due date, and the time left to pay the bill and the minimum balance to be paid.

      6.Click on the “pay now option.”

      7.There are three options to pay; total amount due, minimum amount due, another amount.

      8.Enter the account number; the borrower has to make payment in and click the submit button.

      E-pay: Log in to the Citibank website, click on the tab saying pay the credit card bill. Log in using the ID, and the password created. Confirm the payment by entering the one-time password. This will confirm the payment and end the payment process.

      7 Ways To Pay Citibank Credit Card Bill Online 2021

      citibank

      1.NEFT

      To use the NEFT facility, the borrower has to add his name as the payee. The following steps will help to fix the payment:

      • STEP 1: Log in to the other bank account.
      • STEP 2: Click on the tab “NEFT FUND TRANSFER”.
      • STEP 3: Add the Citibank citibank credit card bill payment through hdfc netbanking as the payee using the tab “add beneficiaries of other bank accounts.”
      • STEP 4: Details like:
        • Payee name, the way it is mentioned on the card.
        • Payee account number: the credit card number written on the card.
        • Bank name: The cardholder’s bank’s name.
        • Payment account type: Savings or Current.
        • IFSC code: the code is the branch code.
        • Branch address: including the district, city, state.
      • STEP 5: Once the payee is added, proceed for the payment

      2.RTGS

      For paying the bill online using RTGS (real-time gross settlement) facility, the following information must be provided:

      • The amount of the transaction.
      • The account number from where the payment will be made.
      • Beneficiary customer and bank.
      • Beneficiary account number.
      • The IFSC code of the receiving bank.

      3.E-pay

      E-pay can be used in two ways, either by the Citibank account or the other bank account.

      Via Citibank: Steps are as follows:

      1. Go to the Citibank payment portal.
      2. Log in to the website using the log id and the password.
      3. Click on the E-pay tab on the website.
      4. Add the credit card number and the amount of the transaction.
      5. Select the bank account that has to be debited, i.e., from where the payment has to be made.
      6. Log in to the bank account.
      7. Authenticate the details entered by the borrower.
      8. Confirm the payment.

      There is a time limit of 2 days for the amount to be credited in the account

      Via another bank:

      1. Go to the bank’s website.
      2. Add the Citibank details as the payee.
      3. Follow the instructions specifies to make the payment online through the portal.

      4.ACH/ECS

      ACH is an automated clearing house facility. Steps are as follows:

      • Go to Citibank’s website.
      • Download the automated clearing house facility mandate form.
      • Enter the required details.
      • Take the print of the form and submit it to the bank. An attested copy has to be submitted to the bank. This authenticates the details entered by the borrower a gives permission from the bank to authorize the fund transfers.

      5.Visa Money Transfer (VMT)

      Visa money transfer is used when the borrower wants to clear his Citibank bill amount using another bank account details. This facility is exclusively for Visa credit cards. This process requires processing time and different banks have different processing time but usually takes two to four working days for the amount to be reflected in the Citibank account

      6.Card payment from another bank’s website

      Log in to another bank’s website. Add the Citibank card as the beneficiary and pay the bill by following the instructions.

      Another bank’s website: steps are as follows:

      • Step 1: log in to the bank’s website.
      • Step 2: click on the option payment and transfer.
      • Step 3: Select the option of credit card payment.
      • Step 4: pay the amount outstanding for the Citibank credit card.

      Citibank credit card has been added as the utility biller for several banks like HDFC Bank, ING Vysya Bank, State bank of India, IndusInd bank, Yes bank, etc.

      7.Citibank ATM

      Visit the nearest ATM and enter the credit card number and the due amount. The following steps need to be followed:

      • Step 1: Visit the nearest ATM.
      • Step 2: Insert the debit card in the machine and select the service tab to find the option bill payment.
      • Step 3: enter the Citibank credit card number and the amount to be paid.

      CREDIT CARD STATEMENT

      Citibank customers can view their credit card bill by log in to the website using the user id and the password. Net banking is available 24/7 with the customers and can access it anytime. Statements from the bank can also reach the customers if they are registered and have requested the same from the bank.

      FREQUENTLY ASKED QUESTIONS

      1.If the bill is paid through NEFT facility, then what are the various charges levied on the Citibank credit card?

      No extra charges are levied by the banks or the financial institutions if the payment is made through NEFT or RTGS.

      2.Is it compulsory to have an account in Citibank to make the credit card bill payment?

      Cardholders who don’t have an account in the Citibank can still pay the bill using several other modes of payments like bill desk, NEFT, etc.

      3.The payment is made on the due date, and the amount is not credited in the respective bank account. Does the borrower need to pay the late fee charges?

      Banks give a grace period to pay the bill, and usually, it is 2 to 3 days. Thus, if the amount gets credited within the grace period, then the banks won’t charge any late fee.

      4.How can the borrower set standing instructions on the Citibank credit card?

      Standing Instruction: The borrower can log in to the Citibank website by using the banking portal’s ID and password. He can choose the standing instruction for paying the bill without knowing the due date. It so happens that people forget to pay the bill on or before the due date; thus, by giving standing instruction to the bank, the borrower is free from the burden of paying the bill on time because the bank does that for him.

      5.What is the Citibank credit card IFSC code?

      If the payment is made online, then the portal demands an IFSC code, which is the branch code of the bank.

      6.How do I know if the bank is listed for the E-pay services?

      The customers will have to visit the company’s website and look for the banks that can access the E-payment services. 48 banks are eligible for the same in India.

      7.Is there any cost for E-payment services?

      No! there is no cost for the E-payment services

      8.What is the transaction limit for RTGS?

      The real-time gross settlement is used for high-value transactions. There is no upper limit for the transaction, but the minimum amount that can be transferred is INR 2 lakhs.

      9.Are there any charges for the RTGS transactions?

      For the transactions between INR 2 lakhs to INR 5 lakhs, INR 30 is charged by the banks. If the transaction exceeds INR 5 lakhs, then the banks will charge INR 55 for each transaction. No charges for the inward transactions.

      I hope by using any one method you will be able to pay Citibank credit card bill online in 2021. But if you still have any queries regarding how to make Citi bank credit card bill payment then just ask them in the comment section.

      Sushma Singh

      Sushma is a full-time blogger and financial expert. Join Sushma and 10,000 monthly readers here to learn how to save and invest your money wisely.

      Источник: https://moneymint.com/pay-citibank-credit-card-bill-online/
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