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TD Credit Cards for Students in Canada
^ INFORMATION YOU MUST READ TO HELP YOU UNDERSTAND YOUR PROMOTIONAL RATE OFFER:
The Promotional How to get a credit card at 16 Rate offer ("Promotional Rate") applies to new TD Rewards Visa* Card Accounts ("Account"). This offer is not available to customers who have activated and/or closed a TD Rewards Visa* Account in the last 6 months. After your Account is opened, the Promotional Rate of 9.99% applies to Purchases for the first 6 statement periods following the Account opening ("Promotional Rate Period"). The Promotional Rate does not apply to any Cash Advances. For Residents outside of Quebec: At the end of the Promotional Rate Period, the Annual Interest Rate for Purchases will increase, and the remaining balance of the Purchase transactions will become subject to the Annual Interest Rate of 19.99% for the Account as stated in your Disclosure Statement on the first day of the first statement period that occurs after the expiry of the Promotional Rate Period. For Quebec Residents only: At the end of the Promotional Rate Period, the Annual Interest Rate for Purchases will increase, and the remaining balance of the Purchase transactions will become subject to the Annual Interest Rate of 20.99% for the Account as stated in your Disclosure Statement on the first day of the first statement period that occurs after the expiry of the Promotional Rate Period. For all Accounts: You will lose the Promotional Rate if we do not receive the Minimum Payment before or on the Payment Due Date and before the date on which we prepare your next monthly statement twice within any 12 consecutive statement periods and your Annual Interest Rate for Purchases will increase to 24.99%. If you transfer your Account to a different TD Credit Card during the Promotional Rate Period, the Promotional Rate will no longer apply to the TD Credit Card to which you are transferring. Other conditions apply, how to get a credit card at 16 your Cardholder Agreement and Disclosure Statement for information about Promotional Offers. Offer may be changed, extended or withdrawn at any time, without notice.
See your Disclosure Statement and Cardholder Agreement for more details on annual interest rates, including how we charge interest and apply payments to Purchases.
1 Must apply by December 5, 2021. Welcome Bonus of 15,000 TD Rewards Points will be awarded to the TD Platinum Travel Visa* ("Account") only after the first Purchase is made on the Account. For Residents outside of Quebec: To receive the additional 45,000 TD Rewards Points, you must make $1,000 in Purchases on your Account, including your first Purchase, within 90 days of Account opening. For Quebec Residents only: To receive the additional 45,000 TD Rewards Points, you must keep your Account open, active and in good standing for 90 days after Account opening. For all Accounts: Rebate of the Annual Fee is only for the first year for the Primary How to get a credit card at 16 and the 1st Additional Cardholder added to the Account. To receive the first-year annual fee rebate, you must activate your Card and make your first Purchase on the Account within the first 3 months after How to order more checks from bank of america opening. To receive the 1st Additional Cardholder Annual Fee Rebate you must add your first Additional Cardholder by December 6, 2021. Annual Fee Rebate will be applied within 2 monthly statements from the date of the statement with the first Annual Fee charge. The Primary Cardholder is responsible for all charges to the Account, including those made by any Additional Cardholder. Offer may be changed, withdrawn or extended at any time and cannot be combined with any other offer unless otherwise indicated. This offer is not available to customers who have activated and/or closed a TD Platinum Travel Visa* Account in the last 6 months. We reserve the right to limit the number of Accounts opened by and the number of TD Rewards Points awarded to any one person.
2 Preferred variable annual interest rate is TD Prime rate (TD Prime) + 4.50%, TD Prime +6.25%, TD Prime +8.75%, TD Prime +10.25%, TD Prime + 11.75%, TD Prime +12.75% depending on your credit assessment. As of March 30, 2020, TD Prime was 2.45% so preferred rates range from 6.95% to 15.20%. Visit https://www.tdcanadatrust.com/customer-service/todays-rates/td-prime/prime-rate.jsp for current TD Prime. Standard Rate of 24.99% on Purchases or 27.99% on Cash Advances applies if Minimum Payment is not received before or on the payment due date and before we prepare your next monthly statement twice within any 12 consecutive statement periods.
3Account must be open and in good standing to earn and redeem Cash Back Dollars. Redemptions of Cash Back Dollars at any time on request must be for a minimum amount of $25. Where Cash Back Dollars are redeemed on an annual basis, the annual earnings period will start from when the Card is used to make Purchases bealls stage stores credit card the Account’s January billing cycle of the following year, after which time the annual earnings period will continue each year from the Account’s January billing cycle to the January how to get a credit card at 16 cycle of the following year. Cash Back Dollars will continue to accrue until redemption instructions are provided. There is no maximum annual amount of Cash Back Dollars that can be earned. For complete details on how to redeem Cash Back Dollars, please see the “TD Cash Back Program Terms and Conditions” section of the TD Cash Back Visa Cardholder Agreement available at www.tdcanadatrust.com/products-services/banking/credit-cards/agreements.jsp.
4 Must apply by December 5, 2021. To receive 15,152 Bonus TD Rewards Points awarded to the TD Rewards Account associated with the TD Rewards Visa* ("Account"), you must keep your Account open, active and in good standing for 90 days after Account opening. Offer may be changed, withdrawn or extended at any time and cannot be combined with any other offer unless otherwise indicated. Your Account must be in good standing at the time the Welcome Bonus TD Rewards Points are how to get a credit card at 16. Please allow 8 weeks after the conditions for each offer are fulfilled for the Welcome Bonus TD Rewards Points to be credited to your TD Rewards Account. This offer is not available to customers who have activated and/or closed a TD Rewards Visa* Account in the last 6 months. We reserve the right to limit the number of Accounts opened by and the number of TD Rewards Points awarded to any one person.
5 Up to $420 in value is calculated as follows: 1) 60,000 TD Rewards Points = $300 in value + 2) Annual Fee Rebate for the Primary and 1st Additional Cardholder = $120 in value
- In accordance with legal disclaimer #1 above, a customer is eligible to earn up to 60,000 TD Rewards Points. Every 200 TD Rewards Points redeemed are worth $1 in travel savings off the cost of Travel Purchases made through Expedia For TD. Redemptions can only be made in 200 TD Rewards Points increments. A $300 value on ExpediaForTD.com.
- In accordance with legal disclaimer #1 above, a customer is eligible to receive a first-year annual fee rebate for the Primary Cardholder valued at $89. By adding an Additional Cardholder to the account and receiving a first-year annual fee rebate, the cardholder receives an additional value of $35. A total value of approximately $120.
6 1 TD Rewards Point is worth $0.0033 towards purchases at Amazon.ca that are eligible for the Shop With Points program. 3 TD Rewards Points minimum redemption.
These are highlights of the Amazon.ca Shop with Points program for TD points (“SWP for TD”). SWP for TD is provided by Amazon.ca. To use your TD points to pay for an order at Amazon.ca, your eligible TD credit card must be linked to your Amazon.ca account. For more information, including how to enroll in SWP for TD and terms, conditions and restrictions, visit https://www.amazon.ca/tdrewards. Amazon.ca is operated by Amazon Services International, Inc. The Toronto-Dominion Bank and its affiliates are not liable or responsible for SWP for TD or any of the services and products offered/provided by Amazon.ca. SWP for TD may be amended or cancelled at any time without notice.
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® The TD logo and other trade-marks are the property of The Toronto-Dominion Bank.
Amazon, the Amazon.ca logo and the smile logo are trademarks of Amazon Services International, Inc. or its affiliates.
Student Credit Cards
Earn rewards or get cash back, we'll leave it up to you.
- Build a credit history just by using your card
- Low or no annual fee options available
- Built-in insurance offers protection for your purchases
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How Do I Choose the Best Student Credit Card?
You study hard, so why not have a card that rewards you? Want to earn points to redeem for merchandise, gift cards, or your next jose luis estrada martinez reading week vacation? Maybe you’re more interested in earning cash back, to put just a little more money back in your pocket? how to get a credit card at 16 Our credit cards for students have either low annual fees, or no annual fees, so you can choose a card that’s both affordable and how to get a credit card at 16 rewarding.
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Frequently Asked Questions
A credit card is a great way to start building credit history as using your card and paying it off before the due date every month shows you’re responsible with capital one online bill pay login credit. Building a good credit history may make it easier to qualify for a car loan or a line of credit in the future.
Our student friendly credit cards are generally easier to qualify for as a student compared to other credit cards and offer a great way to start building credit history.
Do you want to earn points to redeem for travel, merchandise or gift cards? How about earning cash back how to get a credit card at 16 on purchases like groceries, textbooks and more? Try our can t pay spectrum bill online credit card selector tool to help narrow down what kind of rewards are most important to you.
The minimum age 1st phorm thyro drive get a credit card depends on the province you how to get a credit card at 16 in. In Alberta, Manitoba, Ontario, Quebec and PEI, the minimum age is 18. In all other provinces and territories, the minimum age is 19.
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