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If you have a Key Bank debit or credit card then you can check your balance @keybank. what happened to the log in for mortgage..have had 1 with you for. On December 27, 2017, UBS Commercial Mortgage Securitization Corp. (the “Depositor”) caused the issuance, pursuant to a pooling and servicing agreement, dated. Firstmark Services offers responsive, seamless service that is personalized to meet your company's individual needs. Welcome. Log in to view your account. keybank mortgage sign on

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Keybank mortgage sign on
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Keybank mortgage sign on -

You can use the equity you have in your home to make home improvements, consolidate your debt, and make large purchases. Plus, when you have a KeyBank checking account and a KeyBank savings account, you could get a .25% interest rate discount.12

Find the Right Option for You

Continuous access to credit, based on available equity

  • Revolving line of credit that uses the available equity in your home
  • Low variable rates, with options to lock in fixed payment and protect against rising interest rates
  • Can be used, paid off and used again
  • Flexible payment options including fixed and interest-only

A lump sum loan secured by your home and based on the amount of equity you have available

  • A single distribution of funds with the maximum amount determined by your home’s appraised value
  • Fixed rate and payment to protect against rising interest rates
  • Set monthly payments for easy budgeting

Why Borrow With Key

  • Interest rate discount

    Get a .25% interest rate discount with an eligible KeyBank checking and savings account.

  • Exceptional service from home lending specialists

    With Key, you get a dedicated expert who answers every question, works to make sure you have the home equity solution that fits your life, and helps you every step of the way. You also get a lender you can count on long after closing.

  • Convenient payment options

    Make your payments quickly and easily through online and mobile banking, by phone or mail, with recurring automatic payments, or in a branch.

  • Secure online & mobile banking

    Sign on for 24/7 account access to make payments, transfer money, check balances, and view your statements online.

  • Key Financial Wellness Review®

    In just 30 minutes, an experienced banker will help you see where your finances stand and show you how to reach your financial goals. Schedule an appointment.

NOTICE: This is not a commitment to lend or extend credit. Conditions and restrictions may apply. All home lending products, including mortgage, home equity loans and home equity lines of credit, are subject to credit and collateral approval. Not all home lending products are available in all states. Hazard insurance and, if applicable, flood insurance are required on collateral property. Actual rates, fees and terms are based on those offered as of the date of application and are subject to change without notice.

To receive the 0.25% interest rate discount, borrower or members of borrower’s household must have an eligible checking AND savings account with KeyBank. A borrower’s household includes individuals and organizations that share an address and/or a familial or business relationship with the borrower. An eligible checking account includes those consumer deposit accounts designated as checking accounts by KeyBank or the KeyBank Hassle-Free Account®. An eligible savings account includes those consumer deposit accounts designated as savings accounts by KeyBank, health savings accounts, certificates of deposit, individual retirement accounts or investment accounts offered through Key Investment Services LLC (KIS).* A business checking or savings account where the borrower is designated as the business owner may also be eligible. Borrower may open eligible KeyBank accounts to qualify for the interest rate discount. Normal checking and savings account service charges apply. Refer to specific checking or savings account disclosures for details.

For fixed-rate mortgages and home equity loans, the 0.25% interest rate discount is a permanent rate reduction that will be reflected in the Promissory Note interest rate. For adjustable-rate mortgages, the 0.25% interest rate discount will apply to the initial fixed interest rate period and will be reflected in the maximum amount the interest rate can increase over the term of the loan, subject to the minimum interest rate that may be charged per the terms of the Promissory Note. For home equity lines of credit, the 0.25% interest rate discount will be applied to the margin, thereby reducing the applicable variable annual percentage rate (consisting of applicable index plus margin) for the duration of the line of credit. 

Interest rate discount may not be available for all products. May be combinable with other offers. Ask us for details.

For Home Equity Line of Credit:

Reimbursement of Lender Paid Costs: If you voluntarily close your line of credit within 36 months of the date you sign the agreement, you will reimburse KeyBank for bona fide fees it paid to third parties on your behalf in connection with the account opening and as provided in your Agreement.

For Home Equity Loan:

Reimbursement of Lender Paid Costs: If you voluntarily prepay your loan in full within 36 months of the closing date, you will reimburse KeyBank for bona fide fees it paid to third parties on your behalf in connection with the loan closing and as provided in your Promissory Note.

All credit products are subject to credit approval.

Investment products offered through Key Investment Services LLC (KIS), member FINRA/SIPC and SEC-registered investment advisor. KIS is affiliated with KeyBank National Association (KeyBank).

Investment products made available through KIS are:

NOT FDIC INSURED•NOT BANK GUARANTEED•MAY LOSE VALUE•NOT A DEPOSIT•NOT INSURED BY ANY FEDERAL OR STATE GOVERNMENT AGENCY

KIS and KeyBank are separate entities, and when you buy or sell securities you are doing business with KIS and not KeyBank.

Key.com is a federally registered service mark of KeyCorp.

Home Loans & Lines

get a .25% interest rate reduction, just for KeyBank clients.

Debt Consolidation

paying off debt is doable with these options and offers.

Call Us

1-888-KEY-0018

Clients using a TDD/TTY device:
1-800-539-8336

Clients using a relay service:
1-866-821-9126

Источник: https://www.key.com/personal/home-loans-lines/home-loans-lines.jsp

Compare Today’s Purchase Mortgage Rates

Where is your home located?

Today’s purchase mortgage interest rates for KeyBank clients in Alaska
Rates effective as of 10:00 AM ET on Friday, November 26, 2021

Mortgage TypeInterest RateAPR
30 Fixed Rate3.125%3.173%
15 Fixed Rate2.625%2.712%
7/6 mo. Adjustable Rate*2.500%2.773%
5/6 mo. Adjustable Rate*2.000%2.661%

What to know about the above purchase mortgage rates:

Rates shown are based on a conforming, first-lien purchase mortgage loan amount of $250,000 for a single-family, owner-occupied residence with a maximum loan-to-value ratio of 75%, a 0.25% interest rate discount,12 for a qualified client with eligible KeyBank checking and savings or investment accounts, mortgage rate lock period of 60 days, an excellent credit profile including a FICO score of 740 or higher, and a debt-to-income ratio of 36% or lower. Your actual rate may be higher or lower than those shown based on information relating to these factors as determined after you apply.

For your personalized rate quote, contact a Mortgage Loan Officer today.

*Adjustable Rate Mortgage (ARM) interest rates and payments are subject to increase after the initial fixed-rate period (5 years for a 5/6 mo. ARM, 7 years for a 7/6 mo. ARM) and assume a 30-year repayment term.

FHA, VA and other mortgage loan terms and programs are available.

Today’s purchase mortgage interest rates for KeyBank clients in Colorado
Rates effective as of 10:00 AM ET on Friday, November 26, 2021

Mortgage TypeInterest RateAPR
30 Fixed Rate3.125%3.206%
15 Fixed Rate2.625%2.770%
7/6 mo. Adjustable Rate*2.500%2.773%
5/6 mo. Adjustable Rate*2.000%2.660%

What to know about the above purchase mortgage rates:

Rates shown are based on a conforming, first-lien purchase mortgage loan amount of $250,000 for a single-family, owner-occupied residence with a maximum loan-to-value ratio of 75%, a 0.25% interest rate discount,12 for a qualified client with eligible KeyBank checking and savings or investment accounts, mortgage rate lock period of 60 days, an excellent credit profile including a FICO score of 740 or higher, and a debt-to-income ratio of 36% or lower. Your actual rate may be higher or lower than those shown based on information relating to these factors as determined after you apply.

For your personalized rate quote, contact a Mortgage Loan Officer today.

*Adjustable Rate Mortgage (ARM) interest rates and payments are subject to increase after the initial fixed-rate period (5 years for a 5/6 mo. ARM, 7 years for a 7/6 mo. ARM) and assume a 30-year repayment term.

FHA, VA and other mortgage loan terms and programs are available.

Today’s purchase mortgage interest rates for KeyBank clients in Connecticut
Rates effective as of 10:00 AM ET on Friday, November 26, 2021

Mortgage TypeInterest RateAPR
30 Fixed Rate3.125%3.184%
15 Fixed Rate2.625%2.731%
7/6 mo. Adjustable Rate*2.500%2.773%
5/6 mo. Adjustable Rate*2.000%2.660%

What to know about the above purchase mortgage rates:

Rates shown are based on a conforming, first-lien purchase mortgage loan amount of $250,000 for a single-family, owner-occupied residence with a maximum loan-to-value ratio of 75%, a 0.25% interest rate discount,12 for a qualified client with eligible KeyBank checking and savings or investment accounts, mortgage rate lock period of 60 days, an excellent credit profile including a FICO score of 740 or higher, and a debt-to-income ratio of 36% or lower. Your actual rate may be higher or lower than those shown based on information relating to these factors as determined after you apply.

For your personalized rate quote, contact a Mortgage Loan Officer today.

*Adjustable Rate Mortgage (ARM) interest rates and payments are subject to increase after the initial fixed-rate period (5 years for a 5/6 mo. ARM, 7 years for a 7/6 mo. ARM) and assume a 30-year repayment term.

FHA, VA and other mortgage loan terms and programs are available.

Today’s purchase mortgage interest rates for KeyBank clients in Idaho
Rates effective as of 10:00 AM ET on Friday, November 26, 2021

Mortgage TypeInterest RateAPR
30 Fixed Rate3.125%3.178%
15 Fixed Rate2.625%2.721%
7/6 mo. Adjustable Rate*2.500%2.773%
5/6 mo. Adjustable Rate*2.000%2.660%

What to know about the above purchase mortgage rates:

Rates shown are based on a conforming, first-lien purchase mortgage loan amount of $250,000 for a single-family, owner-occupied residence with a maximum loan-to-value ratio of 75%, a 0.25% interest rate discount,12 for a qualified client with eligible KeyBank checking and savings or investment accounts, mortgage rate lock period of 60 days, an excellent credit profile including a FICO score of 740 or higher, and a debt-to-income ratio of 36% or lower. Your actual rate may be higher or lower than those shown based on information relating to these factors as determined after you apply.

For your personalized rate quote, contact a Mortgage Loan Officer today.

*Adjustable Rate Mortgage (ARM) interest rates and payments are subject to increase after the initial fixed-rate period (5 years for a 5/6 mo. ARM, 7 years for a 7/6 mo. ARM) and assume a 30-year repayment term.

FHA, VA and other mortgage loan terms and programs are available.

Today’s purchase mortgage interest rates for KeyBank clients in Indiana
Rates effective as of 10:00 AM ET on Friday, November 26, 2021

Mortgage TypeInterest RateAPR
30 Fixed Rate3.125%3.190%
15 Fixed Rate2.625%2.743%
7/6 mo. Adjustable Rate*2.500%2.773%
5/6 mo. Adjustable Rate*2.000%2.660%

What to know about the above purchase mortgage rates:

Rates shown are based on a conforming, first-lien purchase mortgage loan amount of $250,000 for a single-family, owner-occupied residence with a maximum loan-to-value ratio of 75%, a 0.25% interest rate discount,12 for a qualified client with eligible KeyBank checking and savings or investment accounts, mortgage rate lock period of 60 days, an excellent credit profile including a FICO score of 740 or higher, and a debt-to-income ratio of 36% or lower. Your actual rate may be higher or lower than those shown based on information relating to these factors as determined after you apply.

For your personalized rate quote, contact a Mortgage Loan Officer today.

*Adjustable Rate Mortgage (ARM) interest rates and payments are subject to increase after the initial fixed-rate period (5 years for a 5/6 mo. ARM, 7 years for a 7/6 mo. ARM) and assume a 30-year repayment term.

FHA, VA and other mortgage loan terms and programs are available.

Today’s purchase mortgage interest rates for KeyBank clients in Maine
Rates effective as of 10:00 AM ET on Friday, November 26, 2021

Mortgage TypeInterest RateAPR
30 Fixed Rate3.125%3.187%
15 Fixed Rate2.625%2.737%
7/6 mo. Adjustable Rate*2.500%2.773%
5/6 mo. Adjustable Rate*2.000%2.660%

What to know about the above purchase mortgage rates:

Rates shown are based on a conforming, first-lien purchase mortgage loan amount of $250,000 for a single-family, owner-occupied residence with a maximum loan-to-value ratio of 75%, a 0.25% interest rate discount,12 for a qualified client with eligible KeyBank checking and savings or investment accounts, mortgage rate lock period of 60 days, an excellent credit profile including a FICO score of 740 or higher, and a debt-to-income ratio of 36% or lower. Your actual rate may be higher or lower than those shown based on information relating to these factors as determined after you apply.

For your personalized rate quote, contact a Mortgage Loan Officer today.

*Adjustable Rate Mortgage (ARM) interest rates and payments are subject to increase after the initial fixed-rate period (5 years for a 5/6 mo. ARM, 7 years for a 7/6 mo. ARM) and assume a 30-year repayment term.

FHA, VA and other mortgage loan terms and programs are available.

Today’s purchase mortgage interest rates for KeyBank clients in Massachusetts
Rates effective as of 10:00 AM ET on Friday, November 26, 2021

Mortgage TypeInterest RateAPR
30 Fixed Rate3.125%3.184%
15 Fixed Rate2.625%2.731%
7/6 mo. Adjustable Rate*2.500%2.773%
5/6 mo. Adjustable Rate*2.000%2.660%

What to know about the above purchase mortgage rates:

Rates shown are based on a conforming, first-lien purchase mortgage loan amount of $250,000 for a single-family, owner-occupied residence with a maximum loan-to-value ratio of 75%, a 0.25% interest rate discount,12 for a qualified client with eligible KeyBank checking and savings or investment accounts, mortgage rate lock period of 60 days, an excellent credit profile including a FICO score of 740 or higher, and a debt-to-income ratio of 36% or lower. Your actual rate may be higher or lower than those shown based on information relating to these factors as determined after you apply.

For your personalized rate quote, contact a Mortgage Loan Officer today.

*Adjustable Rate Mortgage (ARM) interest rates and payments are subject to increase after the initial fixed-rate period (5 years for a 5/6 mo. ARM, 7 years for a 7/6 mo. ARM) and assume a 30-year repayment term.

FHA, VA and other mortgage loan terms and programs are available.

Today’s purchase mortgage interest rates for KeyBank clients in Michigan
Rates effective as of 10:00 AM ET on Friday, November 26, 2021

Mortgage TypeInterest RateAPR
30 Fixed Rate3.125%3.192%
15 Fixed Rate2.625%2.745%
7/6 mo. Adjustable Rate*2.500%2.773%
5/6 mo. Adjustable Rate*2.000%2.660%

What to know about the above purchase mortgage rates:

Rates shown are based on a conforming, first-lien purchase mortgage loan amount of $250,000 for a single-family, owner-occupied residence with a maximum loan-to-value ratio of 75%, a 0.25% interest rate discount,12 for a qualified client with eligible KeyBank checking and savings or investment accounts, mortgage rate lock period of 60 days, an excellent credit profile including a FICO score of 740 or higher, and a debt-to-income ratio of 36% or lower. Your actual rate may be higher or lower than those shown based on information relating to these factors as determined after you apply.

For your personalized rate quote, contact a Mortgage Loan Officer today.

*Adjustable Rate Mortgage (ARM) interest rates and payments are subject to increase after the initial fixed-rate period (5 years for a 5/6 mo. ARM, 7 years for a 7/6 mo. ARM) and assume a 30-year repayment term.

FHA, VA and other mortgage loan terms and programs are available.

Today’s purchase mortgage interest rates for KeyBank clients in New York
Rates effective as of 10:00 AM ET on Friday, November 26, 2021

Mortgage TypeInterest RateAPR
30 Fixed Rate3.125%3.191%
15 Fixed Rate2.625%2.744%
7/6 mo. Adjustable Rate*2.500%2.773%
5/6 mo. Adjustable Rate*2.000%2.660%

What to know about the above purchase mortgage rates:

Rates shown are based on a conforming, first-lien purchase mortgage loan amount of $250,000 for a single-family, owner-occupied residence with a maximum loan-to-value ratio of 75%, a 0.25% interest rate discount,12 for a qualified client with eligible KeyBank checking and savings or investment accounts, mortgage rate lock period of 60 days, an excellent credit profile including a FICO score of 740 or higher, and a debt-to-income ratio of 36% or lower. Your actual rate may be higher or lower than those shown based on information relating to these factors as determined after you apply.

For your personalized rate quote, contact a Mortgage Loan Officer today.

*Adjustable Rate Mortgage (ARM) interest rates and payments are subject to increase after the initial fixed-rate period (5 years for a 5/6 mo. ARM, 7 years for a 7/6 mo. ARM) and assume a 30-year repayment term.

FHA, VA and other mortgage loan terms and programs are available.

Today’s purchase mortgage interest rates for KeyBank clients in Ohio
Rates effective as of 10:00 AM ET on Friday, November 26, 2021

Mortgage TypeInterest RateAPR
30 Fixed Rate3.125%3.197%
15 Fixed Rate2.625%2.755%
7/6 mo. Adjustable Rate*2.500%2.773%
5/6 mo. Adjustable Rate*2.000%2.660%

What to know about the above purchase mortgage rates:

Rates shown are based on a conforming, first-lien purchase mortgage loan amount of $250,000 for a single-family, owner-occupied residence with a maximum loan-to-value ratio of 75%, a 0.25% interest rate discount,12 for a qualified client with eligible KeyBank checking and savings or investment accounts, mortgage rate lock period of 60 days, an excellent credit profile including a FICO score of 740 or higher, and a debt-to-income ratio of 36% or lower. Your actual rate may be higher or lower than those shown based on information relating to these factors as determined after you apply.

For your personalized rate quote, contact a Mortgage Loan Officer today.

*Adjustable Rate Mortgage (ARM) interest rates and payments are subject to increase after the initial fixed-rate period (5 years for a 5/6 mo. ARM, 7 years for a 7/6 mo. ARM) and assume a 30-year repayment term.

FHA, VA and other mortgage loan terms and programs are available.

Today’s purchase mortgage interest rates for KeyBank clients in Oregon
Rates effective as of 10:00 AM ET on Friday, November 26, 2021

Mortgage TypeInterest RateAPR
30 Fixed Rate3.125%3.187%
15 Fixed Rate2.625%2.737%
7/6 mo. Adjustable Rate*2.500%2.773%
5/6 mo. Adjustable Rate*2.000%2.660%

What to know about the above purchase mortgage rates:

Rates shown are based on a conforming, first-lien purchase mortgage loan amount of $250,000 for a single-family, owner-occupied residence with a maximum loan-to-value ratio of 75%, a 0.25% interest rate discount,12 for a qualified client with eligible KeyBank checking and savings or investment accounts, mortgage rate lock period of 60 days, an excellent credit profile including a FICO score of 740 or higher, and a debt-to-income ratio of 36% or lower. Your actual rate may be higher or lower than those shown based on information relating to these factors as determined after you apply.

For your personalized rate quote, contact a Mortgage Loan Officer today.

*Adjustable Rate Mortgage (ARM) interest rates and payments are subject to increase after the initial fixed-rate period (5 years for a 5/6 mo. ARM, 7 years for a 7/6 mo. ARM) and assume a 30-year repayment term.

FHA, VA and other mortgage loan terms and programs are available.

Today’s purchase mortgage interest rates for KeyBank clients in Pennsylvania
Rates effective as of 10:00 AM ET on Friday, November 26, 2021

Mortgage TypeInterest RateAPR
30 Fixed Rate3.125%3.198%
15 Fixed Rate2.625%2.757%
7/6 mo. Adjustable Rate*2.500%2.773%
5/6 mo. Adjustable Rate*2.000%2.660%

What to know about the above purchase mortgage rates:

Rates shown are based on a conforming, first-lien purchase mortgage loan amount of $250,000 for a single-family, owner-occupied residence with a maximum loan-to-value ratio of 75%, a 0.25% interest rate discount,12 for a qualified client with eligible KeyBank checking and savings or investment accounts, mortgage rate lock period of 60 days, an excellent credit profile including a FICO score of 740 or higher, and a debt-to-income ratio of 36% or lower. Your actual rate may be higher or lower than those shown based on information relating to these factors as determined after you apply.

For your personalized rate quote, contact a Mortgage Loan Officer today.

*Adjustable Rate Mortgage (ARM) interest rates and payments are subject to increase after the initial fixed-rate period (5 years for a 5/6 mo. ARM, 7 years for a 7/6 mo. ARM) and assume a 30-year repayment term.

FHA, VA and other mortgage loan terms and programs are available.

Today’s purchase mortgage interest rates for KeyBank clients in Utah
Rates effective as of 10:00 AM ET on Friday, November 26, 2021

Mortgage TypeInterest RateAPR
30 Fixed Rate3.125%3.185%
15 Fixed Rate2.625%2.734%
7/6 mo. Adjustable Rate*2.500%2.773%
5/6 mo. Adjustable Rate*2.000%2.660%

What to know about the above purchase mortgage rates:

Rates shown are based on a conforming, first-lien purchase mortgage loan amount of $250,000 for a single-family, owner-occupied residence with a maximum loan-to-value ratio of 75%, a 0.25% interest rate discount,12 for a qualified client with eligible KeyBank checking and savings or investment accounts, mortgage rate lock period of 60 days, an excellent credit profile including a FICO score of 740 or higher, and a debt-to-income ratio of 36% or lower. Your actual rate may be higher or lower than those shown based on information relating to these factors as determined after you apply.

For your personalized rate quote, contact a Mortgage Loan Officer today.

*Adjustable Rate Mortgage (ARM) interest rates and payments are subject to increase after the initial fixed-rate period (5 years for a 5/6 mo. ARM, 7 years for a 7/6 mo. ARM) and assume a 30-year repayment term.

FHA, VA and other mortgage loan terms and programs are available.

Today’s purchase mortgage interest rates for KeyBank clients in Vermont
Rates effective as of 10:00 AM ET on Friday, November 26, 2021

Mortgage TypeInterest RateAPR
30 Fixed Rate3.125%3.192%
15 Fixed Rate2.625%2.746%
7/6 mo. Adjustable Rate*2.500%2.773%
5/6 mo. Adjustable Rate*2.000%2.660%

What to know about the above purchase mortgage rates:

Rates shown are based on a conforming, first-lien purchase mortgage loan amount of $250,000 for a single-family, owner-occupied residence with a maximum loan-to-value ratio of 75%, a 0.25% interest rate discount,12 for a qualified client with eligible KeyBank checking and savings or investment accounts, mortgage rate lock period of 60 days, an excellent credit profile including a FICO score of 740 or higher, and a debt-to-income ratio of 36% or lower. Your actual rate may be higher or lower than those shown based on information relating to these factors as determined after you apply.

For your personalized rate quote, contact a Mortgage Loan Officer today.

*Adjustable Rate Mortgage (ARM) interest rates and payments are subject to increase after the initial fixed-rate period (5 years for a 5/6 mo. ARM, 7 years for a 7/6 mo. ARM) and assume a 30-year repayment term.

FHA, VA and other mortgage loan terms and programs are available.

Today’s purchase mortgage interest rates for KeyBank clients in Washington
Rates effective as of 10:00 AM ET on Friday, November 26, 2021

Mortgage TypeInterest RateAPR
30 Fixed Rate3.125%3.193%
15 Fixed Rate2.625%2.748%
7/6 mo. Adjustable Rate*2.500%2.773%
5/6 mo. Adjustable Rate*2.000%2.660%

What to know about the above purchase mortgage rates:

Rates shown are based on a conforming, first-lien purchase mortgage loan amount of $250,000 for a single-family, owner-occupied residence with a maximum loan-to-value ratio of 75%, a 0.25% interest rate discount,12 for a qualified client with eligible KeyBank checking and savings or investment accounts, mortgage rate lock period of 60 days, an excellent credit profile including a FICO score of 740 or higher, and a debt-to-income ratio of 36% or lower. Your actual rate may be higher or lower than those shown based on information relating to these factors as determined after you apply.

For your personalized rate quote, contact a Mortgage Loan Officer today.

*Adjustable Rate Mortgage (ARM) interest rates and payments are subject to increase after the initial fixed-rate period (5 years for a 5/6 mo. ARM, 7 years for a 7/6 mo. ARM) and assume a 30-year repayment term.

FHA, VA and other mortgage loan terms and programs are available.

Get Your .25% Interest Rate Discount1 2

Contact us. We’ll walk you through your options. With your rates, terms and benefits in hand, you’ll have everything you need to take the next step.

Ask questions, explore your options. Call us or schedule a time to have us call you.

1-888-KEY-0018

TDD/TTY: 1-800-539-8336
Mon-Fri: 8:00 a.m. – 8:00 p.m. ET
Sat: 9:00 a.m. – 3:00 p.m. ET

Meet with a mortgage loan officer near you.

Directory

Frequently Asked Questions

APR vs Interest Rate: What’s the difference?

APR, or annual percentage rate, and interest rate are two similar things with one major difference. The interest rate you see on your loan is the cost of borrowing a principal loan amount. The APR includes interest rate plus any other fees or costs you would pay on that loan. To learn more, see the article APR vs. Interest Rate: What's the Difference?

What affects mortgage rates?

The big picture is that mortgage rates change based on supply and demand and the impacts of factors from inflation to the health of the housing market. The rate you get is based on information including your home location, credit score, down payment amount, mortgage type and the risk a lender associates with lending to you.

To learn more about the factors that influence your rates, see our article What Affects Mortgage Interest Rates? A Guide for Homebuyers.

How are adjustable rates set?

For decades, major global banks have used something called the London Interbank Offered Rate, or LIBOR, as the benchmark reference rate for government and corporate bonds, mortgages, student loans, credit cards, derivatives and other financial products.

Now, banks have switched to new replacement index alternatives which include the Secured Overnight Financing Rate (SOFR). Learn more about how rates are set and how the switch to SOFR impacts adjustable rate mortgages.

Источник: https://www.key.com/personal/home-loans-lines/mortgage/mortgage-rates.jsp

KeyBank Mortgage Loan Officers earn $100,000 annually, or $48 per hour, which is 67% higher than the national average for all Mortgage Loan Officers at $50,000 annually and 41% higher than the national salary average for ​all working Americans. The highest paid Mortgage Loan Officers work for Sage at $115,000 annually and the lowest paid Mortgage Loan Officers work for Equity One at $23,000 annually.

$100KKeyBank Mortgage Loan Officer without location (1 salary)

+$50K (66%) more than national average Mortgage Loan Officer salary ($50K)
+$50K (66%) more than average KeyBank salary ($50K)

What is the salary for Mortgage Loan Officer at KeyBank?

The salary for Mortgage Loan Officer at KeyBank is $100,000 annually.

What company pays the highest salary for the Mortgage Loan Officer position?

Sage pays the highest salary for the Mortgage Loan Officer position at $115,000 annually.

What company pays the lowest salary for the Mortgage Loan Officer position?

Equity One pays the lowest salary for the Mortgage Loan Officer position at $23,000 annually.

Источник: https://www.careerbliss.com/keybank/salaries/mortgage-loan-officer/
www.Key.com

Key Bank is headquartered in Cleveland, Ohio. They have more than 1,000 branches in over 20 states and the District of Columbia.

Key Bank Mortgage Payment Online

Making a Key Bank mortgage payment online is easy.

First, visit their website: www.key.com/personal.

You will need to enroll your account before you can make an online payment.

Enroll to Make a Key Bank Mortgage Payment Online

On their home page, look for the square on the right side of the page that says “Online Banking.”

www.Key.com

https://www.key.com/personal/index.jsp

Click the red link saying “Enroll.” Next, click “Personal,” enter your Social Security number, and then click “Continue.”

www.Key.com

Follow the prompts to finish enrolling your account. You will need to create a user ID and a password.

Log into to Make a Key Bank Mortgage Payment Online

To log in, visit the Key Bank website. In the section that says “Online Banking,” enter your user ID and password.

www.Key.com

https://www.key.com/personal/index.jsp

Click the button saying “Sign On” and follow the prompts to make your payment.

Other Ways to Make Your Key Bank Mortgage Payment

You have alternatives to making your Key Bank mortgage payment online.

  • Pay by phone: You can pay your Key Bank mortgage payment by phone by calling 1-800-422-24-42. They are available Monday through Friday from 8 a.m. to 8 p.m. EST.
  • Pay in person: Visit a Key Bank branch to make a payment in person. You can find the closest branch by visiting their website.
  • Pay by mail: Send a check or money order to:
    KeyBank National Association
    P.O. Box 94588
    Cleveland, OH, 44101-4588.

Key Bank Mortgage Customer Service

If you need help with your mortgage payment, call Key Bank at 1-800-539-29-68. You can also contact them through their website. Click “Contact Us” and then “Customer Service Portal.”

Click “Email Us” in the middle of the page and complete the web form. You can also use the Live Chat option from 7 a.m. to 10 p.m. EST Monday through Friday and 9 a.m. to 5:30 p.m. EST on Saturdays and Sundays.

You can also get assistance by visiting a Key Bank branch.

Key Bank Mortgage FAQs

How do I find my loan number?

You can find your loan number on your closing documents. You can also contact Key Bank for more information.

When are my payments due?

Mortgages are typically due on the first of the month, but your loan closing documents will say for sure. You can also find your due date on your mortgage statement.

I’m having trouble making my payments. What should I do?

If you are experiencing a hardship, Key Bank may be able to assist you. Call them at 1-866-947-2610. They are available Monday through Friday from 8 a.m. to 5 p.m. EST Monday through Friday.

I’m having trouble logging into my account. What should I do?

You can reset your user ID and password by clicking the link saying “Forgot?” You can also call customer service at 1-800-539-1539 for assistance.

There’s an error on my mortgage. What should I do?

If Key Bank has made an error, note it in writing and include your mortgage loan account number and address in the letter. Send your request to KeyBank National Association, Attn: Client Services, P.O. Box 5788, OH-01-51-05DF, Cleveland, OH, 44101.

Источник: https://paymybill.guru/mortgage-payment/key-bank-mortgage-payment/

A Key Community Mortgage can help make your dream of owning a home a reality. This program lets you take advantage of low down payment options, making qualifying easier than you might think.

Overview

Purchaser Qualification

Income and location based1

Loan to Value (LTV)

Up to 100% on purchases. Up to 90% on rate/term refinances

Interest Rate

Fixed

Down Payment

0% on purchases2

Private Mortgage Insurance (PMI)

Not required

Features

  • Up to 4% seller contribution allowed, and can be used for closing costs or prepaid items
  • No minimum loan amount
  • Available for one to two unit owner-occupied properties including single-family, attached or detached, condos and planned unit developments
  • A HUD-approved, pre-purchase homebuyer education workshop or relevant landlord counseling may be required before closing

Contact Us

We'll walk you through your options. With your rates, terms and benefits in hand, you'll have everything you need to take the next step.

Ask questions, explore your options. Call us or schedule a time to have us call you.

1-888-KEY-0018

TDD/TTY: 1-800-539-8336
Mon-Fri: 8:00 a.m. – 8:00 p.m. ET
Sat: 9:00 a.m. – 3:00 p.m. ET

Meet with a mortgage loan officer near you.

Directory

Property must be located in a KeyBank Assessment Area. No income limitations if property is located in low or moderate income census tracts. For all other census tracts, income must be less than 80% of the Federal Financial Institutions Examination Council (FFIEC) Estimated MSA/MD Median Family Income. Completion of a HUD-approved prepurchase homebuyer education workshop may be required prior to closing. Landlord counseling may be required prior to closing on all two-unit transactions. Borrowers are not permitted to own any other real estate at the time of closing.

Applies to 1-unit property. 2-unit properties require a 5% down payment.

NOTICE: This is not a commitment to lend or extend credit. Conditions and restrictions may apply. Information and offers are subject to change without notice. All loans are subject to credit and collateral approval. Not all loans or products are available in all states.

Источник: https://www.key.com/personal/home-loans-lines/mortgage/community-mortgages.jsp

Online and mobile banking has just about everything you can do in a branch, without the branch. Sign on for 24/7 account access to check balances, pay bills, transfer money, even open new accounts. It’s free and easy to use, our security is state-of-the-art and our 24/7 customer service is always available for whatever you need.

KeyBank online and mobile banking has convenient, easy-to-use features:

Sign On

Sign on with your fingerprint or face ID in the mobile app.

Pay Bills

Schedule and pay bills with Bill Pay.1 You can even get payments there the next business day or sooner with the Pay It Faster2 feature.

Enroll Now
  • Download KeyBank for the iPhone
  • Download KeyBank for Android™ - Google Play

Android and Google Play are trademarks of Google LLC.

Apple, the Apple logo, iPhone®, Touch ID® and Face ID® are trademarks of Apple Inc., registered in the U.S. and other countries.

Subject to terms and conditions in Service Agreement.

Call Us

1-800-KEY2YOU® (539-2968)

Clients using a TDD/TTY device:
1-800-539-8336

Clients using a relay service:
1-866-821-9126

Источник: https://www.key.com/personal/online-banking/online-banking.jsp

KeyBank Real Estate Capital has agreed to purchase certain commercial mortgage servicing rights from Bank of America.

According to KeyBank (KEY), Bank of America (BAC) finished the month of March with a total CMBS servicing portfolio of approximately $110.5 billion, which includes $14 billion in CMBS special servicing.

KeyBank is purchasing substantially all of the third-party CMBS and special servicing rights from Bank of America’s Global Mortgages & Securitized Products business.

Additionally, the bank has committed to a long-term sub-servicing agreement with Berkadia Commercial Mortgage, in which Berkadia will act as sub-servicer on nearly all the acquired securities. In the agreement, KeyBank also acquired Berkadia’s CMBS special servicing business. 

As a result, KeyBank’s commercial mortgage servicing portfolio will grow to approximately $205 billion, and it will be named special servicer on about $47 billion of CMBS, the company said.

“Acquiring these portfolios allows us to further leverage our highly-rated servicing platform,” said Marty O’Connor, executive vice president and head of KeyBank Real Estate Capital Loan Servicing and Asset Management. 

He added, “Our existing partnership with Berkadia will allow us to quickly integrate the Bank of America portfolios.”

 

Источник: https://www.housingwire.com/articles/keybank-purchases-bank-america-cmbs-portfolio/
www.Key.com

Key Bank is headquartered in Cleveland, Ohio. They have more than 1,000 branches in over 20 states and the District of Columbia.

Key Bank Mortgage Payment Online

Making a Key Bank mortgage payment online is easy.

First, visit their website: www.key.com/personal.

You will need to enroll your account before you can make an online payment.

Enroll to Make a Key Bank Mortgage Payment Online

On their home page, look for the square on the right side of the page that says “Online Banking.”

www.Key.com

https://www.key.com/personal/index.jsp

Click the red link saying “Enroll.” Next, click “Personal,” enter your Social Security number, and then click “Continue.”

www.Key.com

Follow the prompts to finish enrolling your account. You will need to create a user ID and a password.

Log into to Make a Key Bank Mortgage Payment Online

To log in, visit the Key Bank website. In the section that says “Online Banking,” enter your user ID and password.

www.Key.com

https://www.key.com/personal/index.jsp

Click the button saying “Sign On” and follow the prompts to make your payment.

Other Ways to Make Your Key Bank Mortgage Payment

You have alternatives to making your Key Bank mortgage payment online.

  • Pay by phone: You can pay your Key Bank mortgage payment by phone by calling 1-800-422-24-42. They are available Monday through Friday from 8 a.m. to 8 p.m. EST.
  • Pay in person: Visit a Key Bank branch to make a payment restaurants in canton mi person. You can find the closest branch by visiting their website.
  • Pay by mail: Send a check or money order to:
    KeyBank National Association
    P.O. Box 94588
    Cleveland, OH, 44101-4588.

Key Bank Mortgage Customer Service

If you need help with your mortgage payment, call Key Bank at 1-800-539-29-68. You can also contact them through their website. Click “Contact Us” and then “Customer Service Portal.”

Click “Email Us” in the middle of the page and complete the web form. You can also use the Live Chat option from 7 a.m. to 10 p.m. EST Monday through Friday and 9 a.m. to 5:30 p.m. EST on Saturdays and Sundays.

You can also get assistance by visiting a Key Bank branch.

Key Bank Mortgage FAQs

How do I find my loan number?

You can find your loan number on your closing documents. You can also contact Key Bank for more information.

When are my payments due?

Mortgages are typically due on the first of the month, but your loan closing documents will say for sure. You can also find your due date on your mortgage statement.

I’m having trouble making my payments. What should I do?

If you are experiencing a keybank mortgage sign on, Key Bank may be able to assist you. Call them at 1-866-947-2610. They are available Monday through Friday from 8 a.m. to 5 p.m. EST Monday through Friday.

I’m having trouble logging into my account. What should I do?

You can reset your user ID and password by clicking the link saying “Forgot?” You can also call customer service at 1-800-539-1539 for assistance.

There’s an error on my mortgage. What should I do?

If Key Bank has made an error, note it in writing and include your mortgage loan account number and address in the letter. Send your request to KeyBank National Association, Attn: Client Services, P.O. Box 5788, OH-01-51-05DF, Cleveland, OH, 44101.

Источник: https://paymybill.guru/mortgage-payment/key-bank-mortgage-payment/

You can use the equity you have in your home to make home improvements, consolidate your debt, and make large purchases. Plus, when you have a KeyBank checking account and a KeyBank savings account, you could get a .25% interest rate discount.12

Find the Right Option for You

Continuous access to credit, based on available equity

  • Revolving line of credit that uses the available equity in your home
  • Low variable rates, with options to lock in fixed payment and protect against rising interest rates
  • Can be used, paid off and used again
  • Flexible payment options including fixed and interest-only

A lump sum loan secured by your home and based on the amount of equity you have available

  • A single distribution of funds with the maximum amount determined by your home’s appraised value
  • Fixed rate and payment to protect against rising interest rates
  • Set monthly payments for easy budgeting

Why Borrow With Key

  • Interest rate discount

    Get a .25% interest rate discount with an eligible KeyBank checking and savings account.

  • Exceptional service from home lending specialists

    With Key, you get a dedicated expert who answers every question, works to make sure you have the home equity solution that fits your life, and helps you every step of the way. You also get a lender you can count on long after closing.

  • Convenient payment options

    Make your payments quickly and easily through online and mobile banking, by phone or mail, with recurring automatic payments, or in a branch.

  • Secure online & mobile banking

    Sign on for 24/7 account access to make payments, transfer money, check balances, and view your statements online.

  • Key Financial Wellness Review®

    In just 30 minutes, an experienced banker will help you see where your finances stand and show you how to reach your financial goals. Schedule an appointment.

NOTICE: This is not a commitment to lend or extend credit. Conditions and restrictions may apply. All home lending products, including mortgage, home equity loans and home equity lines of credit, are subject to credit and collateral approval. Not all home lending products are available in all states. Hazard insurance and, if applicable, flood insurance are required on collateral property. Actual rates, fees and terms are based on those offered as of the date of application and are subject to change without notice.

To receive the 0.25% interest rate discount, borrower or members of borrower’s household must have an eligible checking AND savings account with KeyBank. A borrower’s household includes individuals and organizations that share an address and/or a familial or business relationship with the borrower. An eligible checking account includes those consumer deposit accounts designated as checking accounts by KeyBank or the KeyBank Hassle-Free Account®. An eligible savings account includes those consumer deposit accounts designated keybank mortgage sign on savings accounts by KeyBank, health savings accounts, certificates of deposit, individual retirement accounts or investment accounts offered through Key Investment Services LLC (KIS).* A business checking or savings account where the borrower is designated as the business owner may also be eligible. Borrower may open eligible KeyBank accounts to qualify for the interest rate discount. Normal checking and savings account service charges apply. Refer to specific checking or savings account disclosures for details.

For fixed-rate mortgages and home equity loans, the 0.25% interest rate discount is a permanent rate reduction that will be reflected in the Promissory Note interest rate. For adjustable-rate mortgages, the 0.25% interest rate discount will apply to the initial fixed interest rate period and will be reflected in the maximum amount the interest rate can increase over the term of the loan, subject to the minimum interest rate that may be charged per the terms of the Promissory Note. For home equity lines of credit, the 0.25% interest rate discount will be applied to the margin, thereby reducing the applicable variable annual percentage rate (consisting of applicable keybank mortgage sign on plus margin) for the duration of the line of credit. 

Interest rate discount may not be available for all products. May be combinable with other offers. Ask us for details.

For Home Equity Line of Credit:

Reimbursement of Lender Paid Costs: If you voluntarily close your line of credit within 36 months of the date you sign the agreement, you will reimburse KeyBank for bona fide fees it paid to third parties on your behalf in connection with the account opening and as provided in your Agreement.

For Home Equity Loan:

Reimbursement of Lender Paid Costs: If you voluntarily prepay your loan in full within 36 months of the closing date, you will reimburse KeyBank for bona fide fees it paid to third parties on your behalf in connection fifth third bank call hours the loan closing and as provided in your Promissory Note.

All credit products are subject to credit approval.

Investment products offered through Key Investment Services LLC (KIS), member FINRA/SIPC and SEC-registered investment advisor. KIS is affiliated with KeyBank National Association (KeyBank).

Investment products made available through KIS are:

NOT FDIC INSURED•NOT BANK GUARANTEED•MAY LOSE VALUE•NOT A DEPOSIT•NOT INSURED BY ANY FEDERAL OR STATE GOVERNMENT AGENCY

KIS and KeyBank are separate entities, and when you buy or sell securities you are doing business with KIS and not KeyBank.

Key.com is a federally registered service keybank mortgage sign on of KeyCorp.

Home Loans & Lines

get a .25% interest rate reduction, just for KeyBank clients.

Debt Consolidation

paying off debt is doable with these options and offers.

Call Us

1-888-KEY-0018

Clients using a TDD/TTY device:
1-800-539-8336

Clients using a relay service:
1-866-821-9126

Источник: https://www.key.com/personal/home-loans-lines/home-loans-lines.jsp

Compare Today’s Purchase Mortgage Rates

Where is your home located?

Today’s purchase mortgage interest rates for KeyBank clients in Alaska
Rates effective as of 10:00 AM ET on Friday, November 26, 2021

Mortgage TypeInterest RateAPR
30 Fixed Rate3.125%3.173%
15 Fixed Rate2.625%2.712%
7/6 mo. Adjustable Rate*2.500%2.773%
5/6 mo. Adjustable Rate*2.000%2.661%

What to know about the above purchase mortgage rates:

Rates shown are based on a conforming, first-lien purchase mortgage loan amount of $250,000 for a single-family, owner-occupied residence with a maximum loan-to-value ratio of 75%, a 0.25% interest rate discount,12 for a qualified client with eligible KeyBank checking and savings or investment accounts, mortgage rate lock period of 60 days, an excellent credit profile including a FICO score of 740 or higher, and a debt-to-income ratio of 36% or lower. Your actual rate may be higher or lower than those shown based on information relating to these factors as determined after you apply.

For your personalized rate quote, contact a Mortgage Loan Officer today.

*Adjustable Rate Mortgage (ARM) interest rates and payments are subject to increase after the initial fixed-rate period (5 years for a 5/6 mo. ARM, 7 years for a 7/6 mo. ARM) and assume a 30-year repayment term.

FHA, VA and other mortgage loan terms and programs are available.

Today’s purchase mortgage interest rates for KeyBank clients in Colorado
Rates effective as of 10:00 AM ET on Friday, November 26, 2021

Mortgage TypeInterest RateAPR
30 Fixed Rate3.125%3.206%
15 Fixed Rate2.625%2.770%
7/6 mo. Adjustable Rate*2.500%2.773%
5/6 mo. Adjustable Rate*2.000%2.660%

What to know about the above purchase mortgage rates:

Rates shown are based on a conforming, first-lien purchase mortgage loan amount of $250,000 for a single-family, owner-occupied residence with a maximum loan-to-value ratio of 75%, a 0.25% interest rate discount,12 for a qualified client with eligible KeyBank checking and savings or investment accounts, mortgage rate lock period of 60 days, an excellent credit profile including a FICO score of 740 or higher, and a debt-to-income ratio of 36% or lower. Your actual rate may be higher or lower than those shown based on information relating to these factors as determined after you apply.

For your personalized rate quote, contact a Mortgage Loan Officer today.

*Adjustable Rate Mortgage (ARM) interest rates and payments are subject to increase after the initial fixed-rate period (5 years for a 5/6 mo. ARM, 7 years for a 7/6 mo. ARM) and assume a 30-year repayment term.

FHA, VA and other mortgage loan terms and programs are available.

Today’s purchase mortgage interest rates for KeyBank clients in Connecticut
Rates effective as of 10:00 AM ET on Friday, November 26, 2021

Mortgage TypeInterest RateAPR
30 Fixed Rate3.125%3.184%
15 Fixed Rate2.625%2.731%
7/6 mo. Adjustable Rate*2.500%2.773%
5/6 mo. Adjustable Rate*2.000%2.660%

What to know about the above purchase mortgage rates:

Rates shown are based on a conforming, first-lien purchase mortgage loan amount of $250,000 for a single-family, owner-occupied residence with a maximum loan-to-value ratio of 75%, a 0.25% interest rate discount,12 for a qualified client with eligible KeyBank checking and savings or investment accounts, mortgage rate lock period of 60 days, an excellent credit profile including a FICO score of 740 or higher, and a debt-to-income ratio of 36% or lower. Your actual rate may be higher or lower than those shown based on information relating to these factors as determined after you apply.

For your personalized rate quote, contact a Mortgage Loan Officer today.

*Adjustable Rate Mortgage (ARM) interest rates and payments are subject to increase keybank mortgage sign on the initial fixed-rate period (5 years for a 5/6 mo. ARM, 7 years for a 7/6 mo. ARM) and assume a 30-year repayment term.

FHA, VA and other mortgage loan terms and programs are available.

Today’s purchase mortgage interest rates for KeyBank clients in Idaho
Rates effective as of 10:00 AM ET on Friday, November 26, 2021

Mortgage TypeInterest RateAPR
30 Fixed Rate3.125%3.178%
15 Fixed Rate2.625%2.721%
7/6 mo. Adjustable Rate*2.500%2.773%
5/6 mo. Adjustable Rate*2.000%2.660%

What to know about the above purchase mortgage rates:

Rates shown are based on a conforming, first-lien purchase mortgage loan amount of $250,000 for a single-family, owner-occupied residence with a maximum loan-to-value ratio of 75%, a 0.25% interest rate discount,12 for a qualified client with eligible KeyBank checking and savings or investment accounts, mortgage rate lock period of 60 days, an excellent credit profile including a FICO score of 740 or higher, and a debt-to-income ratio of 36% or lower. Your actual rate may be higher or lower than those shown based on information relating to these factors as determined after you apply.

For your personalized rate quote, contact a Mortgage Loan Officer today.

*Adjustable Rate Mortgage (ARM) interest rates and payments are subject to increase after the initial fixed-rate period (5 years for a 5/6 mo. ARM, 7 years for a 7/6 mo. ARM) and assume a 30-year repayment term.

FHA, VA and other mortgage loan terms and programs are available.

Today’s purchase mortgage interest rates for KeyBank clients in Indiana
Rates effective as of 10:00 AM ET on Friday, November 26, 2021

Mortgage TypeInterest RateAPR
30 Fixed Rate3.125%3.190%
15 Fixed Rate2.625%2.743%
7/6 mo. Adjustable Rate*2.500%2.773%
5/6 mo. Adjustable Rate*2.000%2.660%

What to know about the above purchase mortgage rates:

Rates shown are based on a conforming, first-lien purchase mortgage loan amount of $250,000 for a single-family, owner-occupied residence with a maximum loan-to-value ratio of 75%, a 0.25% interest rate discount,12 for a qualified client with eligible KeyBank checking and savings or investment accounts, mortgage rate lock period of 60 days, an excellent credit profile including a FICO score of 740 or higher, and a debt-to-income ratio of 36% or lower. Your actual rate may be higher or lower than those shown based on information relating to these factors as determined after you apply.

For your personalized rate quote, contact a Mortgage Loan Officer today.

*Adjustable Rate Mortgage (ARM) interest rates and payments are subject to increase after the initial fixed-rate period (5 years for a 5/6 mo. ARM, 7 years for a 7/6 mo. ARM) and assume a 30-year repayment term.

FHA, VA and other mortgage loan keybank mortgage sign on and programs are available.

Today’s purchase mortgage interest rates for KeyBank clients in Maine
Rates effective as of 10:00 AM ET on Friday, November 26, 2021

Mortgage TypeInterest RateAPR
30 Fixed Rate3.125%3.187%
15 Fixed Rate2.625%2.737%
7/6 mo. Adjustable Rate*2.500%2.773%
5/6 mo. Adjustable Rate*2.000%2.660%

What to know about the above purchase mortgage rates:

Rates shown are based on a conforming, first-lien purchase mortgage loan amount of $250,000 for a single-family, owner-occupied residence with a maximum loan-to-value ratio of 75%, a 0.25% interest rate discount,12 for a qualified client with eligible KeyBank checking and savings or investment accounts, mortgage rate lock period of 60 days, an excellent credit profile including a FICO score of 740 or higher, and a debt-to-income ratio of 36% or lower. Your actual rate may be higher or lower than those shown based on information relating to these factors as determined after you apply.

For your personalized rate quote, contact a Mortgage Loan Officer today.

*Adjustable Rate Mortgage (ARM) interest rates and payments are subject to increase after the initial fixed-rate period (5 years for a 5/6 mo. ARM, 7 years for a 7/6 mo. ARM) and assume a 30-year repayment term.

FHA, VA and other mortgage loan terms and programs are available.

Today’s purchase mortgage interest rates for KeyBank clients in Massachusetts
Rates effective as of 10:00 AM ET on Friday, November 26, 2021

Mortgage TypeInterest RateAPR
30 Fixed Rate3.125%3.184%
15 Fixed Rate2.625%2.731%
7/6 mo. Adjustable Rate*2.500%2.773%
5/6 mo. Adjustable Rate*2.000%2.660%

What to know about the above purchase mortgage rates:

Rates shown are based on a conforming, first-lien purchase mortgage loan amount of $250,000 for a single-family, owner-occupied residence with a maximum loan-to-value ratio of 75%, a 0.25% keybank mortgage sign on rate discount,12 for a qualified client with eligible KeyBank checking and savings or investment accounts, mortgage rate lock period of 60 days, an excellent credit profile including a FICO score of 740 or higher, and a debt-to-income ratio of 36% or lower. Your actual rate may be higher or lower than those shown based on information relating to these factors as determined after you apply.

For your personalized rate quote, contact a Mortgage Loan Officer today.

*Adjustable Rate Mortgage (ARM) interest rates and payments are subject to increase after the initial fixed-rate period (5 years for a 5/6 mo. ARM, 7 years for a 7/6 mo. ARM) and assume a 30-year repayment term.

FHA, VA and other mortgage loan terms and programs are available.

Today’s purchase mortgage interest rates for KeyBank clients in Michigan
Rates effective as of 10:00 AM ET on Friday, November 26, 2021

Mortgage TypeInterest RateAPR
30 Fixed Rate3.125%3.192%
15 Fixed Rate2.625%2.745%
7/6 mo. Adjustable Rate*2.500%2.773%
5/6 mo. Adjustable Rate*2.000%2.660%

What to know about the above purchase mortgage rates:

Rates shown are based on a conforming, first-lien purchase mortgage loan amount of $250,000 for a single-family, owner-occupied residence with a maximum loan-to-value ratio of 75%, a 0.25% interest rate discount,12 for a qualified client with eligible KeyBank checking and savings or investment accounts, mortgage rate lock period of 60 days, an excellent credit profile including a FICO score of 740 or higher, and a debt-to-income ratio of 36% or lower. Your actual rate may be higher or lower than those shown based on information relating to these factors as determined after you apply.

For your personalized rate quote, contact a Mortgage Loan Officer today.

*Adjustable Rate Mortgage (ARM) interest rates and payments are subject to increase after the initial fixed-rate period (5 years for a 5/6 mo. ARM, 7 years for a 7/6 mo. ARM) and assume a 30-year repayment term.

FHA, VA and other mortgage loan terms and programs are available.

Today’s purchase mortgage interest rates for KeyBank clients in New York
Rates effective as of 10:00 AM ET on Friday, November 26, 2021

Mortgage TypeInterest RateAPR
30 Fixed Rate3.125%3.191%
15 Fixed Rate2.625%2.744%
7/6 mo. Adjustable Rate*2.500%2.773%
5/6 mo. Adjustable Rate*2.000%2.660%

What to know about the above purchase mortgage rates:

Rates shown are based on a conforming, first-lien purchase mortgage loan amount of $250,000 for a single-family, owner-occupied residence with a maximum loan-to-value ratio of 75%, a 0.25% interest rate discount,12 for a qualified client with eligible KeyBank checking and savings or investment accounts, mortgage rate lock period of 60 days, an excellent credit profile including a FICO score of 740 or higher, and a debt-to-income ratio of 36% or lower. Your actual rate may be higher or lower than those shown based on information relating to these factors as determined after you apply.

For your personalized rate quote, contact keybank mortgage sign on Mortgage Loan Officer today.

*Adjustable Rate Mortgage (ARM) interest rates and payments are subject to increase after the initial fixed-rate period (5 years for a 5/6 mo. ARM, 7 years for a 7/6 mo. ARM) and assume a 30-year repayment term.

FHA, VA and other mortgage loan terms and programs are available.

Today’s purchase mortgage interest rates for KeyBank clients in Ohio
Rates effective as of 10:00 AM ET on Friday, November 26, 2021

Mortgage TypeInterest RateAPR
30 Fixed Rate3.125%3.197%
15 Fixed Rate2.625%2.755%
7/6 mo. Adjustable Rate*2.500%2.773%
5/6 mo. Adjustable Rate*2.000%2.660%

What to know about the above purchase mortgage rates:

Rates shown are based on a conforming, first-lien purchase mortgage loan amount of $250,000 for a single-family, owner-occupied residence with a maximum loan-to-value ratio of 75%, a 0.25% interest rate discount,12 for a qualified client with eligible KeyBank checking and savings or investment accounts, mortgage rate lock period of 60 days, an excellent credit profile including a FICO score of 740 or higher, and a debt-to-income ratio of 36% or lower. Your actual rate may be higher or lower than those shown based on information relating to these factors as determined after you apply.

For your personalized rate quote, contact a Mortgage Loan Officer today.

*Adjustable Rate Mortgage (ARM) interest rates and payments are subject to increase after the initial fixed-rate period (5 years for a 5/6 mo. ARM, 7 years for a 7/6 mo. ARM) and assume a 30-year repayment term.

FHA, VA and other mortgage loan terms and programs are available.

Today’s purchase mortgage interest rates for KeyBank clients in Oregon
Rates effective as of 10:00 AM ET on Friday, November 26, 2021

Mortgage TypeInterest RateAPR
30 Fixed Rate3.125%3.187%
15 Fixed Rate2.625%2.737%
7/6 mo. Adjustable Rate*2.500%2.773%
5/6 mo. Adjustable Rate*2.000%2.660%

What to know about the above purchase mortgage rates:

Rates shown are based on a conforming, first-lien purchase mortgage loan amount of $250,000 for a single-family, owner-occupied residence with a maximum loan-to-value ratio of 75%, a 0.25% interest rate discount,12 for a qualified client with eligible KeyBank checking and savings or investment accounts, mortgage rate lock period of 60 days, an excellent credit profile including a FICO score of 740 or higher, and a debt-to-income ratio of 36% or lower. Your actual rate may be higher or lower than those shown based on information relating to these factors as determined after you apply.

For your personalized rate quote, contact a Mortgage Loan Officer today.

*Adjustable Rate Mortgage (ARM) interest rates and payments are subject to increase after the initial fixed-rate period (5 years for a 5/6 mo. ARM, 7 years for a 7/6 mo. ARM) and assume a 30-year repayment term.

FHA, VA and other mortgage loan terms and programs are available.

Today’s purchase mortgage interest rates for KeyBank clients in Pennsylvania
Rates effective as of 10:00 AM ET on Friday, November 26, 2021

Mortgage TypeInterest RateAPR
30 Fixed Rate3.125%3.198%
15 Fixed Rate2.625%2.757%
7/6 mo. Adjustable Rate*2.500%2.773%
5/6 mo. Adjustable Rate*2.000%2.660%

What to know about the above purchase mortgage rates:

Rates shown are based on a conforming, first-lien purchase mortgage loan amount of $250,000 for a single-family, owner-occupied residence with a maximum loan-to-value ratio of 75%, a 0.25% interest rate discount,12 for a qualified client with eligible KeyBank checking and savings or investment accounts, mortgage rate lock period of 60 days, an excellent credit profile including a FICO score of 740 or higher, and a debt-to-income ratio of 36% or lower. Your actual rate may be higher or lower than those shown based on information relating to these factors as determined after you apply.

For your personalized rate quote, contact a Mortgage Loan Officer today.

*Adjustable Rate Mortgage (ARM) interest rates and payments are subject to increase after the initial fixed-rate period (5 years for a 5/6 mo. ARM, 7 years for a 7/6 mo. ARM) and assume a 30-year repayment term.

FHA, VA and other mortgage loan terms and programs are available.

Today’s purchase mortgage interest rates for KeyBank clients in Utah
Rates effective as of 10:00 AM ET on Friday, November 26, 2021

Mortgage TypeInterest RateAPR
30 Fixed Rate3.125%3.185%
15 Fixed Rate2.625%2.734%
7/6 mo. Adjustable Rate*2.500%2.773%
5/6 mo. Adjustable Rate*2.000%2.660%

What to know about the above purchase mortgage rates:

Rates shown are based on a conforming, first-lien purchase mortgage loan amount of $250,000 for a single-family, owner-occupied residence with a maximum loan-to-value ratio of 75%, a 0.25% interest rate discount,12 for a qualified client with eligible KeyBank checking and savings or investment accounts, mortgage rate lock period of 60 days, an excellent credit profile including a FICO score of 740 or higher, and a debt-to-income ratio of 36% or lower. Your actual rate may be higher or lower than those shown based on information relating to these factors as determined after you apply.

For your personalized rate quote, contact a Mortgage Loan Officer today.

*Adjustable Rate Mortgage (ARM) interest rates and payments are subject to increase after the initial fixed-rate period (5 years for a 5/6 mo. ARM, 7 years for a 7/6 mo. ARM) aol 800 help number assume a 30-year repayment term.

FHA, VA and other mortgage loan terms and programs are available.

Today’s purchase mortgage interest rates for KeyBank clients in Vermont
Rates effective as of 10:00 AM ET on Friday, November 26, 2021

Mortgage TypeInterest RateAPR
30 Fixed Rate3.125%3.192%
15 Fixed Rate2.625%2.746%
7/6 mo. Adjustable Rate*2.500%2.773%
5/6 mo. Adjustable Rate*2.000%2.660%

What to know about the above purchase mortgage rates:

Rates shown are based on a conforming, first-lien purchase mortgage loan amount of $250,000 for a single-family, owner-occupied residence with a maximum loan-to-value ratio of 75%, a 0.25% interest rate discount,12 for a qualified client with eligible KeyBank checking and savings or investment accounts, mortgage rate lock period of 60 days, an excellent credit profile including a FICO score of 740 or higher, and a debt-to-income ratio of 36% or lower. Your actual rate may be higher or lower than those shown based on information relating to these factors as determined after you apply.

For your personalized rate quote, contact a Mortgage Loan Officer today.

*Adjustable Rate Mortgage (ARM) interest rates and payments are subject to increase after the initial fixed-rate period (5 years for a 5/6 mo. ARM, 7 years for a 7/6 mo. ARM) and assume a 30-year repayment term.

FHA, VA and other mortgage loan terms and programs are available.

Today’s purchase mortgage interest rates for KeyBank clients in Washington
Rates effective as of 10:00 AM ET on Friday, November 26, 2021

Mortgage TypeInterest RateAPR
30 Fixed Rate3.125%3.193%
15 Fixed Rate2.625%2.748%
7/6 mo. Adjustable Rate*2.500%2.773%
5/6 mo. Adjustable Rate*2.000%2.660%

What to know about the above purchase mortgage rates:

Rates shown are based on a conforming, first-lien purchase mortgage loan amount of $250,000 for a single-family, owner-occupied residence with a maximum loan-to-value ratio keybank mortgage sign on 75%, a 0.25% interest rate discount,12 for a qualified client with eligible KeyBank checking and savings or investment accounts, mortgage rate lock period of 60 days, an excellent credit profile including a FICO score of 740 or higher, and a debt-to-income ratio of 36% or lower. Your actual rate may be higher or lower than those shown based on information relating to these factors as determined after you apply.

For your personalized rate quote, contact a Mortgage Loan Officer today.

*Adjustable Rate Mortgage (ARM) interest rates and payments are subject to increase after the initial fixed-rate period (5 years for a 5/6 mo. ARM, 7 years for a 7/6 mo. ARM) and assume a 30-year repayment term.

FHA, VA and other mortgage loan terms and programs are available.

Get Your .25% Interest Rate Discount1 2

Contact us. We’ll walk you through your options. With your rates, terms and benefits in hand, you’ll have everything you need to take the next step.

Ask questions, explore your options. Call us or schedule a time to have us call you.

1-888-KEY-0018

TDD/TTY: 1-800-539-8336
Mon-Fri: 8:00 a.m. – 8:00 p.m. ET
Sat: 9:00 a.m. – 3:00 p.m. ET

Meet with a mortgage loan officer near you.

Directory

Frequently Asked Questions

APR vs Interest Rate: What’s the difference?

APR, or annual percentage rate, and interest rate are two similar things with one major difference. The interest rate you see on your loan is the cost of borrowing a principal loan amount. The APR includes interest rate plus any other fees or costs you would pay on that loan. To learn more, see the article APR vs. Interest Rate: What's the Difference?

What affects mortgage rates?

The big picture is that mortgage rates change based on supply and demand and the impacts of factors from inflation to the health of the housing market. The rate you get is based on information including your home realty auction near me, credit score, down payment amount, mortgage type and the risk a lender associates with lending to you.

To learn more about the factors that influence your rates, see our article What Affects Mortgage Interest Rates? A Guide for Homebuyers.

How are adjustable rates set?

For decades, major global banks have used something called the London Interbank Offered Rate, or LIBOR, as the benchmark reference rate for government and corporate bonds, mortgages, student loans, credit cards, derivatives and other financial products.

Now, banks have switched to new replacement index alternatives which include the Secured Overnight Financing Rate (SOFR). Learn more about how rates are set and how the switch to SOFR impacts adjustable rate mortgages.

Источник: https://www.key.com/personal/home-loans-lines/mortgage/mortgage-rates.jsp

BofA sells $110 billion CMBS servicing rights portfolio to KeyBank

By Reuters Staff

2 Min Read

(Reuters) - Bank of America Corp BAC.N will sell a commercial mortgage servicing rights portfolio valued at around $110 billion to a KeyCorp KEY.N unit for an undisclosed amount, the latest offloading of servicing assets which many big banks consider costly to collect on.

Bank of America announced similar deals for more than $300 billion of servicing rights earlier this year. Terms of those deals showed comparatively small amounts of money changing hands.

It sold servicing rights on $215 billion of mortgages for $1.3 billion to Nationstar Mortage Holdings NSM.N and rights to $93 billion of mortgages for $519 million to Walter Investments.

In the wake of the housing crisis, many borrowers have gone into foreclosure and collecting mortgage payments has become expensive. The level of capital needed to back the loans is also higher for banks while smaller companies that specialize in servicing these loans do not have to follow bank capital rules.

Bank of America and other banks are still being pursued in relation to the housing meltdown. New York Attorney General Eric Schneiderman said on Monday he plans to sue it and Wells Fargo & Co WFC.N for violating the terms of a settlement designed to end mortgage servicing abuses.

KeyBank Real Estate Capital said in a statement it will more than double its servicing portfolio to $205 billion with the acquisition, which includes about $14 billion in special servicing rights.

The transaction needs the approval of private investors.

KeyBank said it has made a sub-servicing agreement with Berkadia Commercial Mortgage on the CMBS primary servicing portfolio it is acquiring from Bank of America. It is also acquiring Berkadia’s $10 billion special servicing portfolio.

Источник: https://www.reuters.com/article/us-keycorp-bankofamerica/bofa-sells-110-billion-cmbs-servicing-rights-portfolio-to-keybank-idUSBRE94902420130510

Online Bill Pay is fast, secure, guaranteed – and so convenient. Track and schedule your bill payments, set up recurring payments, Pay it Faster* and transfer money anytime in online banking through key.com or your mobile app.

Features and Benefits

  • Pay your bills online, make transfers, send money and more right from the account summary page.
  • You can even get payments there the next business day or sooner with the Pay it Faster* feature.
  • Bill Pay Guarantee lets you rest easy knowing your payment will be received by the date you choose.
  • Payee information is automatically saved, so you won’t have to re-enter it the next time a payment is due.
  • Payment history is viewable for up to 24 months, so there’s no need to store canceled checks.
  • Schedule recurring payments so monthly bills are automatically sent.
  • Use reminders to stay on top of due dates so you send your payments on time, every time.
  • With Expedite Payment you can have your payment delivered the next day for a fee.

Quick Answers to Your Bill Pay Top Questions

If I use Bill Pay, will my payment be guaranteed by my due date?

KeyBank offers a Bill Pay Guarantee*, to ensure your payments are received accurately and on time. Double check the amount and schedule your:

  • Electronic payments at least 2 business days before the due date.
  • Check payments at least 4 business days before the due date.

If payments are made within the above guidelines of the guarantee and KeyBank does not properly complete a bill payment on time or for the correct amount, KeyBank will pay any late fees and finance charges that result solely from that failed bill payment and send any correspondence necessary to rectify credit reporting.

Why can't I see or edit my payee's address and phone number?

If you cannot see or edit the address and phone number for a payee, it means that KeyBank has a relationship with that payee and keeps that information updated for you. 

Can I make multiple payments at once?

Yes. Sign on to online banking and go to Bill Pay. Select 'Access Additional Bill Pay Features', then follow the prompts.

Can I edit, cancel or delete a pending payment or transfer?

Yes. In online banking, upcoming activity is displayed in the account details page of each account. Select the payment to edit or delete it. Scheduled payments can also be canceled from the mobile app by selecting the + button and Activity icon. Select the payment you wish to cancel in the Bill Payments menu.

Have a question that’s not answered here? Visit Online Banking FAQs or contact us.

Financial Wellness

reveal your financial personality & reach your goals.

Making Transfers

how to make automated transfers.

User must be at least eighteen (18) years of age.

As a client, you may do business with several legal entities and should review the important additional disclosures your advisor will provide.

Exceptions to the guarantee:

  • Tax payments
  • Court ordered payments
  • Fees apply

Call Us

1-800-KEY2YOU® (539-2968)

Clients using a TDD/TTY device:
1-800-539-8336

Clients using a relay service:
1-866-821-9126

Источник: https://www.key.com/personal/online-banking/bill-pay.jsp

Keybank mortgage sign on -

www.Key.com

Key Bank is headquartered in Cleveland, Ohio. They have more than 1,000 branches in over 20 states and the District of Columbia.

Key Bank Mortgage Payment Online

Making a Key Bank mortgage payment online is easy.

First, visit their website: www.key.com/personal.

You will need to enroll your account before you can make an online payment.

Enroll to Make a Key Bank Mortgage Payment Online

On their home page, look for the square on the right side of the page that says “Online Banking.”

www.Key.com

https://www.key.com/personal/index.jsp

Click the red link saying “Enroll.” Next, click “Personal,” enter your Social Security number, and then click “Continue.”

www.Key.com

Follow the prompts to finish enrolling your account. You will need to create a user ID and a password.

Log into to Make a Key Bank Mortgage Payment Online

To log in, visit the Key Bank website. In the section that says “Online Banking,” enter your user ID and password.

www.Key.com

https://www.key.com/personal/index.jsp

Click the button saying “Sign On” and follow the prompts to make your payment.

Other Ways to Make Your Key Bank Mortgage Payment

You have alternatives to making your Key Bank mortgage payment online.

  • Pay by phone: You can pay your Key Bank mortgage payment by phone by calling 1-800-422-24-42. They are available Monday through Friday from 8 a.m. to 8 p.m. EST.
  • Pay in person: Visit a Key Bank branch to make a payment in person. You can find the closest branch by visiting their website.
  • Pay by mail: Send a check or money order to:
    KeyBank National Association
    P.O. Box 94588
    Cleveland, OH, 44101-4588.

Key Bank Mortgage Customer Service

If you need help with your mortgage payment, call Key Bank at 1-800-539-29-68. You can also contact them through their website. Click “Contact Us” and then “Customer Service Portal.”

Click “Email Us” in the middle of the page and complete the web form. You can also use the Live Chat option from 7 a.m. to 10 p.m. EST Monday through Friday and 9 a.m. to 5:30 p.m. EST on Saturdays and Sundays.

You can also get assistance by visiting a Key Bank branch.

Key Bank Mortgage FAQs

How do I find my loan number?

You can find your loan number on your closing documents. You can also contact Key Bank for more information.

When are my payments due?

Mortgages are typically due on the first of the month, but your loan closing documents will say for sure. You can also find your due date on your mortgage statement.

I’m having trouble making my payments. What should I do?

If you are experiencing a hardship, Key Bank may be able to assist you. Call them at 1-866-947-2610. They are available Monday through Friday from 8 a.m. to 5 p.m. EST Monday through Friday.

I’m having trouble logging into my account. What should I do?

You can reset your user ID and password by clicking the link saying “Forgot?” You can also call customer service at 1-800-539-1539 for assistance.

There’s an error on my mortgage. What should I do?

If Key Bank has made an error, note it in writing and include your mortgage loan account number and address in the letter. Send your request to KeyBank National Association, Attn: Client Services, P.O. Box 5788, OH-01-51-05DF, Cleveland, OH, 44101.

Источник: https://paymybill.guru/mortgage-payment/key-bank-mortgage-payment/

KeyBank Real Estate Capital has agreed to purchase certain commercial mortgage servicing rights from Bank of America.

According to KeyBank (KEY), Bank of America (BAC) finished the month of March with a total CMBS servicing portfolio of approximately $110.5 billion, which includes $14 billion in CMBS special servicing.

KeyBank is purchasing substantially all of the third-party CMBS and special servicing rights from Bank of America’s Global Mortgages & Securitized Products business.

Additionally, the bank has committed to a long-term sub-servicing agreement with Berkadia Commercial Mortgage, in which Berkadia will act as sub-servicer on nearly all the acquired securities. In the agreement, KeyBank also acquired Berkadia’s CMBS special servicing business. 

As a result, KeyBank’s commercial mortgage servicing portfolio will grow to approximately $205 billion, and it will be named special servicer on about $47 billion of CMBS, the company said.

“Acquiring these portfolios allows us to further leverage our highly-rated servicing platform,” said Marty O’Connor, executive vice president and head of KeyBank Real Estate Capital Loan Servicing and Asset Management. 

He added, “Our existing partnership with Berkadia will allow us to quickly integrate the Bank of America portfolios.”

 

Источник: https://www.housingwire.com/articles/keybank-purchases-bank-america-cmbs-portfolio/

Online Bill Pay is fast, secure, guaranteed – and so convenient. Track and schedule your bill payments, set up recurring payments, Pay it Faster* and transfer money anytime in online banking through key.com or your mobile app.

Features and Benefits

  • Pay your bills online, make transfers, send money and more right from the account summary page.
  • You can even get payments there the next business day or sooner with the Pay it Faster* feature.
  • Bill Pay Guarantee lets you rest easy knowing your payment will be received by the date you choose.
  • Payee information is automatically saved, so you won’t have to re-enter it the next time a payment is due.
  • Payment history is viewable for up to 24 months, so there’s no need to store canceled checks.
  • Schedule recurring payments so monthly bills are automatically sent.
  • Use reminders to stay on top of due dates so you send your payments on time, every time.
  • With Expedite Payment you can have your payment delivered the next day for a fee.

Quick Answers to Your Bill Pay Top Questions

If I use Bill Pay, will my payment be guaranteed by my due date?

KeyBank offers a Bill Pay Guarantee*, to ensure your payments are received accurately and on time. Double check the amount and schedule your:

  • Electronic payments at least 2 business days before the due date.
  • Check payments at least 4 business days before the due date.

If payments are made within the above guidelines of the guarantee and KeyBank does not properly complete a bill payment on time or for the correct amount, KeyBank will pay any late fees and finance charges that result solely from that failed bill payment and send any correspondence necessary to rectify credit reporting.

Why can't I see or edit my payee's address and phone number?

If you cannot see or edit the address and phone number for a payee, it means that KeyBank has a relationship with that payee and keeps that information updated for you. 

Can I make multiple payments at once?

Yes. Sign on to online banking and go to Bill Pay. Select 'Access Additional Bill Pay Features', then follow the prompts.

Can I edit, cancel or delete a pending payment or transfer?

Yes. In online banking, upcoming activity is displayed in the account details page of each account. Select the payment to edit or delete it. Scheduled payments can also be canceled from the mobile app by selecting the + button and Activity icon. Select the payment you wish to cancel in the Bill Payments menu.

Have a question that’s not answered here? Visit Online Banking FAQs or contact us.

Financial Wellness

reveal your financial personality & reach your goals.

Making Transfers

how to make automated transfers.

User must be at least eighteen (18) years of age.

As a client, you may do business with several legal entities and should review the important additional disclosures your advisor will provide.

Exceptions to the guarantee:

  • Tax payments
  • Court ordered payments
  • Fees apply

Call Us

1-800-KEY2YOU® (539-2968)

Clients using a TDD/TTY device:
1-800-539-8336

Clients using a relay service:
1-866-821-9126

Источник: https://www.key.com/personal/online-banking/bill-pay.jsp

You can use the equity you have in your home to make home improvements, consolidate your debt, and make large purchases. Plus, when you have a KeyBank checking account and a KeyBank savings account, you could get a .25% interest rate discount.12

Find the Right Option for You

Continuous access to credit, based on available equity

  • Revolving line of credit that uses the available equity in your home
  • Low variable rates, with options to lock in fixed payment and protect against rising interest rates
  • Can be used, paid off and used again
  • Flexible payment options including fixed and interest-only

A lump sum loan secured by your home and based on the amount of equity you have available

  • A single distribution of funds with the maximum amount determined by your home’s appraised value
  • Fixed rate and payment to protect against rising interest rates
  • Set monthly payments for easy budgeting

Why Borrow With Key

  • Interest rate discount

    Get a .25% interest rate discount with an eligible KeyBank checking and savings account.

  • Exceptional service from home lending specialists

    With Key, you get a dedicated expert who answers every question, works to make sure you have the home equity solution that fits your life, and helps you every step of the way. You also get a lender you can count on long after closing.

  • Convenient payment options

    Make your payments quickly and easily through online and mobile banking, by phone or mail, with recurring automatic payments, or in a branch.

  • Secure online & mobile banking

    Sign on for 24/7 account access to make payments, transfer money, check balances, and view your statements online.

  • Key Financial Wellness Review®

    In just 30 minutes, an experienced banker will help you see where your finances stand and show you how to reach your financial goals. Schedule an appointment.

NOTICE: This is not a commitment to lend or extend credit. Conditions and restrictions may apply. All home lending products, including mortgage, home equity loans and home equity lines of credit, are subject to credit and collateral approval. Not all home lending products are available in all states. Hazard insurance and, if applicable, flood insurance are required on collateral property. Actual rates, fees and terms are based on those offered as of the date of application and are subject to change without notice.

To receive the 0.25% interest rate discount, borrower or members of borrower’s household must have an eligible checking AND savings account with KeyBank. A borrower’s household includes individuals and organizations that share an address and/or a familial or business relationship with the borrower. An eligible checking account includes those consumer deposit accounts designated as checking accounts by KeyBank or the KeyBank Hassle-Free Account®. An eligible savings account includes those consumer deposit accounts designated as savings accounts by KeyBank, health savings accounts, certificates of deposit, individual retirement accounts or investment accounts offered through Key Investment Services LLC (KIS).* A business checking or savings account where the borrower is designated as the business owner may also be eligible. Borrower may open eligible KeyBank accounts to qualify for the interest rate discount. Normal checking and savings account service charges apply. Refer to specific checking or savings account disclosures for details.

For fixed-rate mortgages and home equity loans, the 0.25% interest rate discount is a permanent rate reduction that will be reflected in the Promissory Note interest rate. For adjustable-rate mortgages, the 0.25% interest rate discount will apply to the initial fixed interest rate period and will be reflected in the maximum amount the interest rate can increase over the term of the loan, subject to the minimum interest rate that may be charged per the terms of the Promissory Note. For home equity lines of credit, the 0.25% interest rate discount will be applied to the margin, thereby reducing the applicable variable annual percentage rate (consisting of applicable index plus margin) for the duration of the line of credit. 

Interest rate discount may not be available for all products. May be combinable with other offers. Ask us for details.

For Home Equity Line of Credit:

Reimbursement of Lender Paid Costs: If you voluntarily close your line of credit within 36 months of the date you sign the agreement, you will reimburse KeyBank for bona fide fees it paid to third parties on your behalf in connection with the account opening and as provided in your Agreement.

For Home Equity Loan:

Reimbursement of Lender Paid Costs: If you voluntarily prepay your loan in full within 36 months of the closing date, you will reimburse KeyBank for bona fide fees it paid to third parties on your behalf in connection with the loan closing and as provided in your Promissory Note.

All credit products are subject to credit approval.

Investment products offered through Key Investment Services LLC (KIS), member FINRA/SIPC and SEC-registered investment advisor. KIS is affiliated with KeyBank National Association (KeyBank).

Investment products made available through KIS are:

NOT FDIC INSURED•NOT BANK GUARANTEED•MAY LOSE VALUE•NOT A DEPOSIT•NOT INSURED BY ANY FEDERAL OR STATE GOVERNMENT AGENCY

KIS and KeyBank are separate entities, and when you buy or sell securities you are doing business with KIS and not KeyBank.

Key.com is a federally registered service mark of KeyCorp.

Home Loans & Lines

get a .25% interest rate reduction, just for KeyBank clients.

Debt Consolidation

paying off debt is doable with these options and offers.

Call Us

1-888-KEY-0018

Clients using a TDD/TTY device:
1-800-539-8336

Clients using a relay service:
1-866-821-9126

Источник: https://www.key.com/personal/home-loans-lines/home-loans-lines.jsp

KeyBank Mortgage Loan Officers earn $100,000 annually, or $48 per hour, which is 67% higher than the national average for all Mortgage Loan Officers at $50,000 annually and 41% higher than the national salary average for ​all working Americans. The highest paid Mortgage Loan Officers work for Sage at $115,000 annually and the lowest paid Mortgage Loan Officers work for Equity One at $23,000 annually.

$100KKeyBank Mortgage Loan Officer without location (1 salary)

+$50K (66%) more than national average Mortgage Loan Officer salary ($50K)
+$50K (66%) more than average KeyBank salary ($50K)

What is the salary for Mortgage Loan Officer at KeyBank?

The salary for Mortgage Loan Officer at KeyBank is $100,000 annually.

What company pays the highest salary for the Mortgage Loan Officer position?

Sage pays the highest salary for the Mortgage Loan Officer position at $115,000 annually.

What company pays the lowest salary for the Mortgage Loan Officer position?

Equity One pays the lowest salary for the Mortgage Loan Officer position at $23,000 annually.

Источник: https://www.careerbliss.com/keybank/salaries/mortgage-loan-officer/

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