Chase check routing number location -
Umb wire routing number
umb wire routing number State. KC AREA CREDIT UNION Routing Number - 301081045. , Baltimore, MD 21201
How To Find Your Chase Routing Number Fast
Millennial Money has partnered with CardRatings and creditcards.com for our coverage of credit card products. Millennial Money, CardRatings and creditcards.com may receive a commission from card issuers. This site does not include all financial companies or financial offers.
Banking isn’t always straightforward. In fact, more often it’s the opposite of that.
We may rarely think about the little numbers on our checks – but they’re pretty critical to the banking system.
Ever tried making a payment online or over the phone, only to be asked what your Chase routing number is – and not having a clue where to find it? You know you’ve it written down somewhere, but… where?!
10 minutes of head scratching and rummaging through your dresser drawers – and you come to a realization that the only sensible solution is to give up. For now, anyway.
Sounds familiar? Well, then this post is for you.
Today, I’m addressing Chase Bank customers – but any bank user will find it useful. Without knowing your bank routing number, you can forget about transferring money electronically between financial institutions – or through the Automated Clearing House network. Yup, it’s pretty important.
Lucky for you, today I’ll explain what your Chase routing number is, why it’s important to know it, how it works – and where to find it. So, you can stop wasting your time trying to find that piece of paper you once wrote it on – and spend it on better, more exciting things.
The Quickest Way to Find Your Chase Routing Number
Got no patience to look? Then you’ll love this simple solution. Your Chase Total Checking account routing number is on every check you write, on the bottom left corner of the check. Yup – it’s been there all along.
Let’s take a quick look at this image of a check below:
Your routing number is the nine-digit number surrounded by the weird symbol that looks like a long-lost relative of a semicolon. Or a happy face…Maybe an angry face?
This number is printed on every check issued by all banks. Three numerical strings will appear on every check – and they will usually be printed in MICR (also known as magnetic ink), which makes it easy to read for computers.
The second number to the right is your nine-digit checking account number, followed by a four-digit check number. Note that these two numbers can sometimes appear in a reversed order!
There, now you know where to find it – should you need to find it real quick.
Find Your Chase Routing Number Online
Now, if the last time you saw a checkbook is years ago – don’t worry. If you don’t have a check handy, there are other pretty easy ways to find your Chase routing number.
Here are the easy steps for finding your Chase routing number on the bank’s site:
Chase Routing Numbers By State
Your Chase routing number will depend on WHERE you opened your bank account with Chase. There are actually 24 (way too many!) different routing numbers across the US – but that’s to help keep the accounts organized.
Here’s a handy list of all Chase routing numbers:
|New York — downstate||21000021|
|New York — upstate||22300173|
Also, note that your bank routing number won’t change when you move. For example, if you opened your account in West Virginia, but then moved to Oregon – your bank routing number will remain the same.*must setup direct deposit within 90 days to earn bonus cash.
Why is it important to know your checking account routing number?
To put it simply – it’s your key to knowing where to receive and send money.
You will need your Chase routing number in many situations. For example, if you are making a payment online or by phone, or making automatic bill payments. You’ll most likely be asked for your account number along with your routing number.
Similarly, if you’re transferring money internationally, or processing checks – you’ll be asked to provide your bank routing number. Note: your check routing number may be different from the routing number needed for performing a wire transfer – but we’ll get to that.
How do bank routing numbers work?
Let’s get to the bottom of it – what is this magic routing number, and how does it work?
A routing number is also known as an ABA (American Bankers Association) number or a routing transit number (RTN). It is a number which tells financial institutions where a transaction needs to be processed.
Imagine you need to deposit a check in an ATM. You’ve been written a check for $500 you made (thanks to a helpful article I previously wrote on the topic) – and you can’t wait for it to hit your account!
Well, the routing number’s job is to make it easy to identify the financial institution on which the check was drawn (or where the bank account was opened), this way making it easier to process the financial transaction.
What do the numbers actually mean?
The first four numbers are the Federal Reserve identifiers: the first two indicate the Federal Reserve Bank district out of the 12 in which your bank is located; the next two identify the district branch (i.e., check processing center) assigned to your bank.
The next four numbers are assigned like your checking account number – and identify your bank. The last digit is calculated using an algorithm – and validates the eight-digit routing number’s authenticity.
To sum up:
- First 4 digits: Federal Reserve Routing Symbol, one of the 12 Federal Reserve banks;
- The next 4 digits: An assigned number to identify your bank;
- The 9th digit: Check digit, generated to validate the eight-digit routing number’s authenticity.
There are different routing numbers for wire transfers
This is where it gets really fun. Chase Bank routing numbers will differ for different types of accounts. For instance, if you’re receiving or making a domestic wire transfer, you’ll need to know the specific number code for that particular transaction.
If you’re making an international wire transfer, on the other hand, you will need the bank identification code. Which is also known as the Society for Worldwide Interbank Financial Telecommunication (SWIFT) code.
In simple terms, that’s the code that your recipient’s bank will use to receive wire transfers. Since a SWIFT code is international, it helps identify financial institutions globally – and is also known as the bank identifier code. If you are looking to receive money from overseas, they will need to know your SWIFT code.
The best way to find your SWIFT code is to look it up online – or to continue reading this post!
If you’re waiting to receive money from another country (who isn’t?), you will also need to supply some specific information to your bank. This information is your account number (you’ll find it on the bottom left side of your check):
You will also need to provide them with your name, as it appears on the account.
Now, if you’re transferring money to someone else’s account abroad, the recipient will also need to follow these steps and know their bank routing number to receive the money.
For a handy reference, here are the wire transfer numbers for Chase Bank:
|Domestic Wire Transfer||21000021|
|International Wire Transfer||21000021|
Best Ways To Contact Chase
- For service on existing accounts: 1-800-935-9935 Call support representatives are available 24 hours a day, 7 days a week. For faster service and secure access to your account information, enter your debit card number and the same PIN you use at the ATM.
- For Online and Mobile Banking Technical Support: 1-877-CHASEPC (1-877-242-7372)
- Outside the U.S.: 1-713-262-3300
- Deaf & Hard of Hearing Customers (TDD/TTY support): 1-800-CHASETD (1-800-242-7383)
- Email: Chase customers should sign in to Chase OnlineSM and use the Secure Message Center
- In person: Chase offers easy access to nearly 4,900 branches and 16,000 Chase ATMs nationwide
Key Facts About Chase Routing Numbers
- Your Chase routing number is a 9-digit number that identifies the location where your account was opened;
- You need to know it to be able to complete financial transactions (e.g., payments online or by phone, automatic bill payments, wire transfers);
- You can find your Chase routing number on a) your check b) your bank statement online c) by calling the bank.
That was everything you need to know about how to find your Chase routing number – I hope you enjoyed it as much as I did!
Now, when someone asks you how to find their Chase routing number, you can be all like…
Or send them a link to this post.
Additional Disclosures: Millennial Money has partnered with CardRatings and creditcards.com for our coverage of credit card products. Millennial Money, CardRatings and creditcards.com may receive a commission from card issuers. This site does not include all financial companies or financial offers. Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities.
Are you trying to find your Chase Bank ABA Routing Number?
If so, you’re in the right place – JPMorgan Chase Bank (FDIC #628) has over 5,000 locations and it’s important that you remember where you opened your account.
(funny aside, if you’ve ever looked at your credit report and saw “JPMCB Card Services” listed – it’s J.P. Morgan Chase Bank!)
Your ABA routing number will be based on the state in which you opened your account. It’s not where you live now.
Don’t remember exactly where you may have opened it? No problem, we can help you find it out using one of these three ways:
- Look up your routing number by state (if you remember)
- Look for your routing number on your personal checks (if you have one available)
- Call Chase Bank customer service and ask them for your routing number
Chase Bank Routing Number by State
If you remember, then you’re in luck because Chase has the simplest set of ABA numbers of all the major banks:
|Chase Bank Location||Routing/Transit Number|
|Chase Bank Location||Routing/Transit Number|
|New York – Downstate||021000021|
|New York – Upstate||022300173|
Many larger banks have far more complicated ABA routing number systems because they bought a lot of smaller regional banks in one area. The only overlap for Chase has to do with New York. The geographic definition of the New York Downstate region is Westchester County, New York City, and Long Island (Nassau and Suffolk Counties). If you aren’t sure if you’re upstate or downstate, read on for another way to find it.
Finding the Routing Number on Your Check
If you have a personal check, you have your ABA routing number.
At the bottom of the check there will be a few numbers separated by a pattern of three squares. These are for computers to read and they know that one of the numbers is the ABA routing number, one is the account number, and the last one is the check number.
In the example above, the nine-digit number highlighted in red is your ABA routing number. The green number, which is usually longer, will be your account number. The ABA routing number is always a nine-digit number and you can use this American Bankers Association Routing Number lookup tool to confirm it matches your bank.
Use the Chase Mobile App or Online Banking
If you have the Chase Mobile app, open it up and look for your bank account. Choose “Show details” and it’ll display both your routing number and your account number.
Alternatively, if you sign into your online banking account and navigate to your bank account, it’ll show you both if you choose “See full account number.”
Contact Chase Bank for Your Number
If you still can’t get your ABA routing number, the last option is to call Chase Bank.
The phone number is 1-800-935-9935 and they are available 24 hours a day, 7 days a week.
Different Routing Number for Wire Transfers
The ABA routing number is for domestic bank to bank transfers – if you need to send or receive a wire transfer, you’ll need a different number. Fortunately, it’s a far simpler system with just a few numbers.
The ABA routing numbers are useful only for ACH transfers. If you are receiving a wire transfer, then the code will be different – fortunately, it’s a simpler system with one number for domestic wire transfers and one for international wire transfers.
Wire transfers are “better” than an ACH transfer because they’re faster by a few days but they’re also more expensive. An ACH transfer is free, an incoming wire transfers costs $15 and an outgoing transfer costs $25-$45. (you can save $5 if you do it online vs. a branch)
- Domestic wire transfer (Wire Routing Transit Number) – 021000021
- International wire transfer (SWIFT/BIC Code) – CHASUS33
If you’re receiving a wire transfer, here’s the other information you may need to provide:
|Bank Name||JPMorgan Chase Bank NA|
|Bank Address||270 Park Avenue|
New York, NY 10017
(regardless of where your account is located)
Beneficiary acct. #
|Your complete Chase Bank account number|
including leading zeros
|The name and address of your account as it|
appears on your statement
If you’re going to send a wire transfer, make sure you confirm all the details before you send the request. In almost all cases, wire transfers cannot be reversed. Also, keep the details nearby because the bank may call to confirm them before they send the wire.
There you go – pretty easy right?
How To: Identifying Numbers On Your Check
How to Find Your Check Routing Number
Finding your 9-digit check routing number is useful when you’re setting up direct deposits or automatic payments.
At the bottom of your check are 3 groups of numbers: your routing number, account number and check number.
The bank’s routing number is the first set of numbers in the lower left corner of your check. Routing numbers (or sometimes also called an ABA number) are 9-digits that are used to identify the financial institution associated with your account.
The character symbol around the numbers is not part of the routing number on a check. Routing numbers are public. Bank Five Nine's routing number is 075902421
You can also find our routing number at the bottom of our website in the right hand corner.
You’ll find your account number on your check immediately after the routing number. It’s the longer of the last 2 groups of numbers. You can see it by looking at your personal checks or signing in to your account online. Your account number is private and unique to your bank account.
The check number is usually the last set of numbers on your personal check. It’s also the shortest set of numbers on the check, typically 3 or 4 digits long. Your check number helps you keep track of which check you’re writing. This number it is also listed on the top right of your check.
*This is a sample check.
What is routing number for Jpmorgan Chase Bank?
How to find your business routing number on a check
Does all Chase Bank have the same routing number?
Is the Chase routing number the same in all California branches? There is one routing number for Chase bank accounts in all branches in California. The same ABA routing number is used for both checking and savings accounts and is unique for Chase accounts in California.
What bank is this routing number 021202337?
021202337 – Chase routing number in New Jersey.
How do I find my banks routing number without a check?
Find Your Routing Number on a Bank Statement You can use the third and fourth digits of your account number to determine your routing number. You can find your account number in the top of the right column of a bank statement.
Which routing number do I use for direct deposit?
The three types of routing numbers are: ABA: The standard routing number used for direct deposit, electronic bill payments and writing checks, among other transactions.
What is the difference between ABA and ACH routing numbers?
ABA routing numbers are printed at the bottom left of the checks. ACH routing numbers are also nine-digit numbers, but one needs to confirm with the bank if the ABA and ACH numbers are the same. ABA routing numbers are used for paper or check transfers; whereas ACH routing numbers are used for electronic transfers.
What happens if you put the wrong routing number for direct deposit?
You incorrectly enter an account or routing number and the number passes the validation check, but your designated financial institution rejects and returns the deposit to the IRS. The IRS will issue a paper check for the amount of that deposit once it is received.
What bank has a routing number 121000248?
ACH Routing Number 121000248 – WELLS FARGO BANK, NA
|Bank||WELLS FARGO BANK, NA|
|Address||255 2ND AVE SOUTH|
Where is the account number on a chase check?
Here’s where to find your numbers: The 9-digit number on the bottom left is your routing number. After the routing number is your account number on the bottom center. Following the account number is the check number at the the bottom right.
What bank has a routing number of 322271627?
322271627- Chase Routing Number in California.
What bank routing number is 021000021?
ACH Routing Number 021000021 – JPMORGAN CHASE
How do I know if my bank account number is valid?
Call the bank listed on the customer’s check. Identify yourself and your business and state the reason for the call. Ask the agent what information the bank needs for verification. This is typically the customer’s full name, address, and routing and account numbers as they appear on the check.
What do I do if I don’t have a Chase account number?
Online. Find your routing and account number by signing in to chase.com and choosing the last four digits of the account number that appears above your account information. You can then choose, ‘See full account number’ next to your account name and a box will open to display your account and routing number.
Is Chase credit card number same as account number?
Chase credit cards and other credit cards use an account number (usually 16 digits) that serves the same purpose as a bank’s routing number and account number rolled into one. Additional security features include the card’s expiration date and a three-digit security code.
What bank has a routing number of 124303120?
124303120 is the current routing transit number of Green Dot Bank situated in city Pasadena, state California (CA). You can find the complete details about Green Dot Bank, Pasadena below in the table including the exact address of the institution, ZIP-code, phone number, Servicing FRB and other details.
What bank has routing number 054000030?
ACH Routing Number 054000030 – PNC BANK, NA
|Bank||PNC BANK, NA|
What bank is routing number 322271724?
ACH Routing Number 322271724 – CITIBANK FSB
|Address||ONE PENN’S WAY|
What's My Chase Bank Routing Number?
From setting up direct deposit to making ACH payments and wire transfers, you’ll need a routing number to complete many kinds of banking transactions. As a large national bank, Chase Bank has a different routing number for each state except Alaska and Hawaii, as well as different numbers for domestic and international wire transfers.
What Is a Routing Number?
A routing number is a nine-digit number banks and other financial institutions in the U.S. use to identify themselves. You can think of them as addresses that let other banks know where to find your money. The routing number you use depends on with which bank you have opened an account, and sometimes where your bank operates.
What Are Routing Numbers Used For?
Routing numbers were created in 1910 by the American Bankers Association to help process paper checks and enable banks and credit unions to accurately process transactions between themselves and other financial institutions.
Routing numbers come in handy for various types of financial transactions. You’ll probably need to know your routing number if you want to:
- Set up automatic bill payments and direct deposit
- Pay with a check
- Make a wire transfer or ACH payment to someone in the U.S.
- Have payments like salary and pension deposited into your account
Different Types of Routing Numbers
In addition to standard ABA routing numbers, there are also different routing numbers used for domestic and international wire transfers.
Chase uses one domestic wire transfer routing number for wire transfers made within the U.S. So, no matter which state you or your bank account are in, it will be same number. Chase's routing number for domestic wire transfers is 021000021. You'll use the same routing number for international wire transfers.
For international wire transfers, in addition to the wire transfer routing number, the special type of routing number you’ll need is called a SWIFT code. Chase uses the same SWIFT code for all inbound international wire transfers to a U.S. Chase account. Meaning, if someone overseas needs to wire you some money, you'll need to provide the sender with Chase's SWIFT code, which is CHASUS33.
The three types of routing numbers are:
- ABA: The standard routing number used for direct deposit, electronic bill payments and writing checks, among other transactions.
- Domestic Wire Transfer: The number used to send money to or receive money from another U.S. bank account (both accounts are domestic).
- International Wire Transfer (SWIFT code): The number used to send money from a U.S. bank account to a non-U.S. bank account or vice-versa. This is called a SWIFT code.
Chase ABA Routing Numbers by State
District of Columbia (D.C.)
New York (Downstate)
New York (Upstate)
Chase Wire Transfers and Swift Code
Type of Wire Transfer
Chase Bank Routing Number
Domestic wire transfer
International wire transfer
Locating Your Routing Number on a Check
The number to its right, on the bottom middle of your check, is your bank account number. The number on the bottom right is the number of the check itself. These three numbers will be separated by a symbol that looks like a colon used in punctuation, so it should be pretty easy to spot.
Other Ways to Find Your Routing Number
You can find your Chase routing number online. Chase has an online table where you can find your correct routing number. If you check your paper or online bank statement, you can find your routing number there, too.
You can also find your routing number online in the routing directory on the official website of the Federal Reserve.
If you’re not able to find your routing number online or you don’t have a check to look at, you can also call Chase customer service at 800-935-9935. After you give a few details to identify yourself, a representative can help you locate your routing number.
Information Needed for Wire Transfers
For Chase domestic wire transfers, in addition to your domestic wire transfer number, you’ll need to know the following:
- The name of the person to whom you’re wiring funds as it appears on their account (the “recipient”)
- The recipient’s account number
- The routing number of the recipient’s bank
- The name and address of the recipient’s bank
- The name of the person to whom you’re wiring funds as it appears on their bank account (the “recipient”)
- The SWIFT code of your recipient’s bank
- The recipient’s account number
- The name and address of the recipient’s bank
- The type of currency being sent (USD or foreign)
Comparing Routing Numbers, SWIFT Codes, BIC and IBANS
Regular routing numbers are sometimes confused with SWIFT codes and other numbers like BIC codes and IBANs.
SWIFT codes, as you now know, are special routing numbers banks use to make international wire transfers. As it turns out, BIC codes are another name for SWIFT codes, short for “bank identifier” codes. So they’re actually the same thing.
IBANs are international bank account numbers, which identify individual bank accounts and are commonly used in Europe.
Learn More About Routing Numbers:
Learn More About Wire Transfers: