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It appears you may have been directed to a First PREMIER Bank offer from a site or marketer who is not an approved partner of First PREMIER Bank. In an effort. Apply or confirm your First Premier Bank Platinum Credit Card online. Simple head on over to www.platinumoffer.com to apply online. First PREMIER Bank is a community bank based in Sioux Falls, South Dakota, that offers a variety of personal, business and ag banking products and services. platinumoffer

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Discover what millions of our cardholders already know — we believe in helping good people build credit. The First PREMIER Bank Mastercard credit card has great benefits and valuable tools for those who’d like to make financial progress.

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Platinum Credit Card Offer


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In any normal year, which this totally isn’t, the best you can typically hope to earn on rewards credit card spending is around 5X points. And 5X is amazing! But right now, Amex has up to 225,000 points and 10X earning on spending to prove that this is not a normal year, but it may be getting better with each day.

Those exciting credit card welcome bonuses everyone loves? Those typically top out around 100,000 points, and most Amex Platinum bonuses top out at 60,000. But in this unusual time, card issuers are competing to be the card you pull out of your wallet on each transaction, and it could be a brilliant time to consider beefing up future travel perks with Amex Platinum.

If you’ve been considering joining those frustratingly happy people hanging out in Amex Centurion Airport Lounges before a flight, or you enjoy 4PM late checkout on hotel stays, Amex has a ridiculously lucrative new opportunity to join them, via a Platinum Card offer bringing up to 225,000 points within the first six months.

Amex Platinum Huge 75,000 + 10X Offer

Amex Platinum, despite the $550 annual fee, has become an easier and easier card to justify holding onto in recent years. That’s only continued in recent months, thanks to a series of limited time fee credits (money off purchases), elite status perks in travel, and special offers on things you may actually want to buy which offset the fee entirely, or more.

With travel rebounding but not nearly at rates we experienced before, it’s expected to be an incredible year to see the world (with many people still sitting things out), and Amex has brought back a huge offer on the Platinum Card, with spending benefits you can reap today, via a two tiered offer.

You care, because all together they can add up to 225,000 points rather quickly, which is enough to fuel almost any future luxury adventure, whenever it may be.

The card is offering a 75,000 Membership Rewards Points welcome bonus after $5k in spending within the first 6 months, but also gives you 10X Points on the first $15,000 of spend on US Supermarkets and Gas Stations for the first six months in addition.

Card Match Tool may have better offers, but not everyone will be eligible for targeted offers, whereas everyone can enjoy this bonus.

  • Spend $5,000 in 6 months, get 75,000 Amex Points.
  • Plus, 10X Points on your first $15,000 at U.S. Supermarket + Gas Stations.

Basically, if you’re spending a total of $20,000 on the card in the first six months, which comes to $3,333 per month – you could earn at least 225,000 Amex Points, which easily becomes one of the best ever welcome bonuses on any rewards credit card. Gas prices are going up, btw…

If you spend $5,000 to trigger the bonus in the first six months, but spend it all on U.S. Supermarkets and Gas, you’d end up with the 75,000 points, plus an additional 50,000 from the 10x on $5k. Make sense? You can check out the offer here.

Platinum Fee Credits And Limited Time Benefits

Thinking $550 for a credit card is a steep expense to justify right now? Perhaps, but not if you can come out ahead and actually benefit your travels, via the many fee credits Amex Platinum cardholders enjoy right now…

  • $200 annual airline fee credit.
  • $15 in monthly Uber/UberEats credit ($180 min value).
  • $100 in Saks 5th Avenue credit annually.

Total: $480, if used in full.

On top of these standard fee credits offered by the Platinum Card, Amex has some exclusive discounts on US airfare right now, and limited time travel oriented offers which add to the $480 in fee credits established above, including…

  • $100 credit on Fine Hotels & Resorts experiences.
  • $9.99 monthly credit for UberEats Pass.

These number could go even higher if new fee credits are added, or current limited time credits are extended by Amex.That’s all potentially more money back in perks than the $550 annual fee, before even beginning to value in the things Amex Platinum is famous for.

Think: lounge access at airports – potentially worth $100’s – elite guest status from Hilton and Marriott, also potentially worth $100’s – and hotel perks like ‘third night free’ offers, room upgrades, 4pm late check out and more, via Amex Fine Hotels & Resorts.

Basically, there’s a few ways to offset the annual fee entirely, many of which don’t even require leaving the house or getting out of your sweatpants. Don’t lie, we’re all doing it.

If you, like many people, are using this time to cook more and stock the pantry, the 10x points earning at U.S. Supermarkets and Gas Stations is extraordinary. It’d be hard to blame you if you stood there and offered to pump everyone’s gas, or buy everyone’s groceries on your Platinum card in exchange for cash!


If you max out that 10X spending offer, you’d earn 150,000 additional points, on top of the 75,000 point welcome bonus.


225,000 Points Can Go Far

With the increased 75,000 point offer, even if you only manage another $5,000 in spending in the first six months on groceries and gas – less than $1000 a month – it still adds up to a gigantic 125,000 point welcome, thanks to the 10x points earned.

Here’s a look at the 18 luxury travel reasons Amex Platinum is worth it, and the best ways to spend Amex Points.

If you’ve been considering Amex Platinum, or hadn’t at all, this is one of the best ever times to take the plunge, given the huge fee credits, massive welcome bonus and the optimistic news that travel will return to some level of normalcy within a year.

Check out this stunning limited time offer from Amex bringing up to 225,000 points.

Gilbert Ott is an ever curious traveler and one of the world's leading travel experts. His adventures take him all over the globe, often spanning over 200,000 miles a year and his travel exploits are regularly... More by Gilbert Ott

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Do You Qualify for the American Express Platinum 100k Bonus Offer?

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You may be eligible for The Platinum Card® from American Express targeted 100,000+ Membership Rewards® points bonus. That’s right! There’s currently a possible enhanced 100,000-point+ offer through the CreditCards.com CardMatch™ tool. The targeted Amex Platinum bonus, worth $1,000+ in award travel, is the highest Amex Platinum welcome bonus you can usually earn.

Note that the American Express Platinum 100k+ offers are targeted offers. You will need to use the CardMatch™ tool to see if you qualify. Don’t worry. It’s free to see if you are targeted for the offer and takes a minute or less. You only have to enter your basic contact information and the last four digits of your Social Security Number to see the best credit offers.

Otherwise, the current 100,000 welcome bonus is still pretty amazing. New The Platinum Card® from American Express cardmembers can earn 100,000 Membership Rewards® Points after spending $6,000 on purchases on the Card in the first 6 months of Card Membership. New cardholders also earn 10x points on eligible purchases on the Card at restaurants worldwide and when you Shop Small in the U.S., on up to $25,000 in combined purchases, during your first 6 months of Card Membership. Terms apply.

You can see if you qualify for the American Express Platinum enhanced offers below.

Learn more: CardMatch™

Terms apply to American Express benefits and offers. Visit americanexpress.com to learn more.

Current American Express Platinum Offer

Both offers are higher than the current welcome bonus (which is still pretty darn good). New The Platinum Card® from American Express cardmembers can earn 100,000 Membership Rewards® Points after spending $6,000 on purchases on the Card in the first 6 months of Card Membership. New cardholders also earn 10x points on eligible purchases on the Card at restaurants worldwide and when you Shop Small in the U.S., on up to $25,000 in combined purchases, during your first 6 months of Card Membership. Terms apply.

Keep reading to see just how valuable this welcome offer can be for you. Additionally, if you want to learn more about all the details and perks of the card, check out the Platinum Card From American Express Review to get a more in-depth look.

American Express Platinum 150k or 125k Offer

Let’s make one thing clear: this is a large welcome bonus for The Platinum Card® from American Express. It’s also a targeted offer.

If you qualify, you only have to spend $6,000 in the first 6 months to earn the full 125,000-point bonus or the 150,000 bonus. Already one of the best travel credit cards available, this bonus gives cardholders more.

Besides the bonus points, your normal purchase rewards will be 5x points on airfare purchased directly from the airline or using AmexTravel.com, up to $500,000 on these purchases per calendar year. Prepaid hotels booked with American Express Travel earn unlimited 5x points. All other purchases earn 1 point per $1 spent.

Because American Express currently exercises a “once in a lifetime” welcome offer policy, you can never earn a second Platinum Card welcome bonus once you earn the first bonus.

Waiting to try for the American Express Platinum Card with a 150,000-point bonus or 125,000-point bonus lets you maximize your application.

Learn more: CardMatch™

Redeeming 125,000 or 150,000 Membership Rewards Points

Having 100,000 bonus Membership Rewards points can be worth $1,000 or more in award travel (125,000 points can be worth $1,250 in award travel and 150,000 points can be worth $1,500 in travel). To squeeze at least $1,000 from your bonus points, focus on redeeming your points for award flights as each point can be worth at least one cent each. Below are some of the ways you can redeem your Membership Rewards points for maximum value.

Book Award Flights on AmexTravel.com

Each Membership Rewards point is worth one cent each when booking flights on AmexTravel.com. This can be an easy way to book points when you need to fly an airline that isn’t a 1:1 Membership Rewards transfer partner. If you earn the American Express Platinum 125k or 100k offer, you will have plenty of options to choose from.

1:1 Point Transfers

Transferring your points on a 1:1 basis to the Membership Rewards transfer partners can help you find higher redemption value. After all, you only need to make each point worth more than 1 cent to make the welcome bonus worth at least $1,000. This is one of the benefits that make the Platinum card one of the best credit cards for excellent credit.

Singapore Airlines KrisFlyer

One of the best premium cabin experiences is Singapore Suites on select Singapore Airlines flights with their Airbus A380 fleet. You will get a private first class suite that includes a separate bed. To stay under 100,000-points, one of the cheapest routes to fly is New York to Frankfurt for 76,000 miles one way. You can also fly from New York to Singapore for 132,000 miles, which may be a better option if you qualify for the 125,000 point offer.

British Airways Executive Club

When flying to Hawaii, you can transfer your points to British Airways first. The next step is to book partner flights on American Airlines or Alaska Airlines. From the U.S. West Coast, one-way economy flights can cost 12,500 miles. Booking the same flight directly through American can cost 22,500 miles. By doing it this way, you can save 10,000 miles for each seat you book.

Learn more: CardMatch™

Aer Lingus AerClub

They also have reasonable award prices for flying to Ireland. From the U.S. East Coast, economy seats start at 13,000 Avios on off-peak dates. Business-class seats cost 50,000 Avios. With the American Express Platinum enhanced offer, you can easily book a few trips. To your benefit, Aer Lingus is one of the few foreign airlines that doesn’t charge fuel surcharges on long-haul flights.

JetBlue TrueBlue

One of the best coast-to-coast US premium experiences is flying JetBlue Mint. One-way flights from New York to LAX cost 58,400 points. As a side note, the transfer ratio is 250 Membership Rewards to 200 JetBlue miles. This isn’t quite a 1:1 transfer ratio, but you might be able to make up the difference when JetBlue’s award flights require fewer points than national carriers on the same route.

Other 1:1 transfer partners include Delta SkyMiles, Emirates, Etihad, and Avianca LifeMiles, to name a few transfer partners. Speaking of travel transfer partners, because this is a metal card, you won’t have to worry so much about the wear and tear that happens with plastic cards.

Amex Platinum Bonus Offer Benefits

Besides the enhanced welcome bonus, The Platinum Card® from American Express has generous travel benefits. Cardholders can also enjoy a Global Entry or TSA PreCheck application fee credit. Other benefits include:

  • Global Lounge Collection membership (Centurion, Priority Pass Select (enrollment required), Delta Sky Club, etc.)
  • Marriott Bonvoy Gold Elite status and Hilton Honors Gold status (enrollment required)
  • Terms apply

There are several other little-known Platinum Card benefits you may enjoy as well. One shopping benefit is a $100 Saks credit. You get $50 back on Saks purchases during the first 6 months and the second 6 months of each calendar year. Enrollment is required.

Cardholders earn 5x Membership Rewards® Points for flights booked directly with airlines or with American Express Travel, up to $500,000 on these purchases per calendar year, and earn 5x Membership Rewards® Points on prepaid hotels booked with American Express Travel.

Cardholders can get $200 back in statement credits each year on prepaid Fine Hotels + Resorts® or The Hotel Collection bookings with American Express Travel when paying with their Platinum Card®.

Also, get up to $200 in statement credits per calendar year in baggage fees and more at one select qualifying airline.

If you ride Uber or use Uber Eats, this credit will make you happy. Cardholders can enjoy Uber VIP status and up to $200 in Uber savings on rides or eats orders in the US annually. Uber Cash and Uber VIP status is available to Basic Card Members only.

Plus, American Express has expanded The Centurion® Network to include 40+ Centurion Lounge and Studio locations worldwide. Now there are even more places your Platinum Card® can get you complimentary entry and exclusive perks.

Terms apply. Enrollment may be required.

New The Platinum Card from American Express Benefits

There’s also a new digital entertainment credit. Cardholders can get up to $20 in statement credits each month when you pay for eligible purchases with The Platinum Card® from American Express at your choice of one or more of the following providers: Peacock, Audible, SiriusXM, and The New York Times. Enrollment required.

In addition to enjoying TSA PreCheck or Global Entry access, cardholders can also enjoy CLEAR perks. Cardholders can use their Card and get up to $179 back per year on their CLEAR® membership. Terms apply.

Another exciting new benefit is the ability for cardholders to enjoy up to $25 back each month on select Equinox memberships when you pay with your Platinum Card®. This amounts to up to $300 annually. Enrollment required.

There is also a $155 Walmart+ credit to enjoy. This covers the cost of a $12.95 monthly Walmart+ membership with a statement credit after you pay for Walmart+ each month with your Platinum Card. Cost includes $12.95 plus applicable local sales tax.

Get the full details and learn more in our in-depth The Platinum Card from American Express review.

The annual fee is $695 (See Rates & Fees) but can be offset with the perks, which are valued at over $1,400.

American Express Gold Card Bonus

This card isn’t as luxurious as the Platinum Card, which has one of the best credit card offers in 2021. However, it can be a better fit if you can’t meet the minimum spending requirement this time. Don’t forget the Amex once-in-a-lifetime policy. Once you earn the Platinum Card bonus, you won’t be able to earn the card’s welcome offer again.

With the American Express® Gold Card, you still have access to the Membership Rewards 1:1 airline transfer partners and the other redemption options that the Platinum Card offers. The American Express Gold Card offers a different set of benefits you might be able to maximize:

  • Earn unlimited 4x Membership Rewards® points on dining purchases, including takeout and deliveries
  • 4x points at US supermarkets (up to $25,000 annually, then 1 point per $1)
  • 3x points on flights booked directly through the airline or AmexTravel.com
  • Terms apply

Additionally, cardholders get up to $120 for dining credit at select restaurants, annually (enrollment required).

Learn more: Johnny Jet Recommended Credit Cards

Uber Perks

American Express® Gold Card cardholders can also get up to $120 in Uber Cash annually. Plus, you’ll earn 4x Membership Rewards® points for each Uber Eats purchase on your card. To use this perk, simply add your card to your Uber account and you’ll automatically get $10 in Uber Cash each month in your Uber account for U.S. Uber Eats orders or U.S. Uber rides. Any unused Uber Cash expires at the end of each month (it does not roll over to the next month).

Cardholders also get up to 12 complimentary months of Eats Pass when you subscribe with your American Express Gold Card. That’s a value of up to $119 annually (based on the $9.99 monthly price over 12 months). With the Uber Eats Pass, you can get unlimited $0 Delivery Fees and 5% off orders over $15 at eligible restaurants. Note that taxes and service fees may apply and do not count toward the order minimum.

This benefit applies only in the U.S. on U.S. orders at eligible restaurants and on eligible restaurant purchases.

Enrollment is required by 12/31/2021. After that, the Uber Eats Pass will begin auto-billing 12 months after your enrollment in this offer, at the then-current monthly price. Learn more about the Uber Eats partnership for more information.

The Amex Gold Card’s annual fee is $250, and there are no foreign transaction fees (See Rates & Fees). 

Welcome Bonus or Targeted Offer

Currently, new American Express® Gold Card cardholders can earn 60,000 Membership Rewards® points after spending $4,000 on eligible purchases within the first 6 months. Cardholders can choose between Gold or Rose Gold. However, you may be offered a targeted bonus of 75,000 points after spending $4,000 in the first 6 months when trying through CardMatch.

Terms apply.

Learn more: CardMatch™

Summary on 100,000 American Express Platinum Bonus

You need to use CardMatch to see if you qualify for the American Express Platinum bonus offer. This is a targeted offer and isn’t available to the general public. If you are eligible for this bonus offer, you only have to meet the minimum spending requirements in a designated amount of time.

You can see if you qualify for the American Express Platinum enhanced offer below:

Learn more: CardMatch™

Related Posts:

For rates and fees of The Platinum Card® from American Express, please click here.

For rates and fees of The American Express® Gold Card, please click here.

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Get our Platinum credit card, and you can save on interest with a 0% intro APR on balance transfers for 12 months. After that, a standard variable APR between 5.99% and 18% applies. Plus, you won’t pay balance transfer fees.1

Expires on Jan. 03, 2022

Apply Now for the Platinum card

1

As of 3/2/20, rates range from 5.99% APR to 18.00% APR, are based on creditworthiness, and will vary with the market based on the U.S. Prime Rate. ATM cash advance fees: None if performed at a Navy Federal branch or ATM. Otherwise, $0.50 per domestic transaction or $1.00 per foreign transaction. Balance transfer offer: Application must be accepted by 1/3/22. Offer valid for balances transferred from non-Navy Federal credit cards within 30 days of account opening. Balance transfers are not eligible to earn rewards. Maximum total transfer amount is limited to your available credit line. Balance transfers using convenience checks are excluded from this offer. Interest will be charged on purchases made with your credit card unless your purchases have a 0% APR or you pay the entire balance, including any transferred balances or purchases made under this offer, in full each month by the payment due date. Offer excludes Navy Federal nRewards® Secured, Business and Home Equity Line Platinum credit cards. Limit of one promotional offer at account opening.

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Gold and platinum offer clues about the moon's mysterious tilt

A total solar eclipse occurs somewhere on Earth about once every year and a half, on average. But imagine if it happened every single month. For this to be the case, the moon would have to orbit Earth in the same plane in which Earth travels around the sun - that way, the new moon would always come directly between us and the sun.

Instead, the moon circles Earth in a slightly different plane that's tilted by 5 degrees relative to the plane of the solar system. It used to be even worse - about 4.5 billion years ago, when the moon was newly formed and hadn't spent much time under the influence of Earth's tides, it was askew by 10 degrees.

Experts believe the moon was born after a Mars-sized object slammed into the young Earth and knocked loose a bunch of debris that coalesced into the satellite we know today. If simple physics had prevailed, the resulting moon should have been tilted by no more than 1 degree.

What happened? It's an enduring mystery. Scientists even have a name for it that sounds like the title of a Robert Ludlum novel: The lunar inclination problem.

Two researchers from the Observatoire de la Cote d'Azur in France have a new theory to explain this situation. Writing in the journal Nature, they posit that the young moon was pulled out of its original orbital plane by the gravity of large objects whizzing by.

In the past, scientists have considered the effects of the objects that collided with Earth. But as Kaveh Pahlevan and Alessandro Morbidelli note, before each collision, there were probably 1,000 to 10,000 near-misses.

Pahlevan and Morbidelli used computer simulations to estimate the effect of all these flybys during the first 100 million years of the moon's history. They found that no single object would have been big enough to yank the moon out of its expected orbital plane all by itself. But the gravity of many objects combined could have done the job.

In fact, the pair calculated that their scenario works beautifully if the objects that struck Earth and added the last 0.75 percent to 1.5 percent of the planet's mass numbered less than five.

The story not only explains the moon's odd tilt, it also accounts for the abundance of certain metals in Earth's crust - especially gold and platinum.

As Robin Canup of the Southwest Research Institute in Boulder, Colo., explained in an essay that accompanies the study, both of these precious metals have "strong chemical affinities for iron." If these elements had been present in the Earth's early, molten days, the iron that sank to the planet's core would have taken the gold and platinum along with it. But enough of it exists at the surface that it must have arrived here after the core had formed.

Indeed, these metals were probably delivered by "large objects left over from the formation of the inner planets," wrote Canup, who studies the origins of the solar system. If there were many such objects, some of them should have hit the moon and deposited gold and platinum there, too. The relative dearth of these precious metals on the moon strongly suggests that Earth was hit by a few large objects rather than many small ones, she wrote.

Overall, the evidence from these metals offers compelling evidence in support of Pahlevan and Morbidelli's theory that planetary dregs passing by the young moon skewed its orbital plane, she wrote.

"Had such a population of objects not existed, the Moon might be orbiting in Earth's orbital plane, with total solar eclipses occurring as a spectacular monthly event," Canup wrote. "But our jewelry would be much less impressive - made from tin and copper, rather than from platinum and gold."



More information:Collisionless encounters and the origin of the lunar inclination, Nature, DOI: 10.1038/nature16137

©2015 Los Angeles Times
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Citation: Gold and platinum offer clues about the moon's mysterious tilt (2015, November 26) retrieved 25 November 2021 from https://phys.org/news/2015-11-gold-platinum-clues-moon-mysterious.html

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Get our Platinum credit card, and you can save on interest with a 0% intro Platinumoffer on balance transfers for 12 months. After that, a standard variable APR between 5.99% and 18% applies. Plus, you won’t pay balance transfer fees.1

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As of 3/2/20, rates range from 5.99% APR to 18.00% APR, are based on creditworthiness, and will vary with the market based on the U.S. Prime Rate. ATM tung kee noodle advance fees: None if performed at a Navy Federal branch or ATM. Otherwise, $0.50 per domestic transaction or $1.00 per foreign transaction. Balance transfer offer: Application must be accepted by 1/3/22. Offer valid for balances transferred from non-Navy Federal credit cards within 30 days of account opening. Balance transfers are not eligible to earn rewards. Maximum total transfer amount is limited to your available credit line. Balance transfers using convenience checks are excluded from this offer. Interest will be charged on purchases made with your credit card unless your purchases have a 0% APR or you pay the entire balance, pnc investments managed account any transferred balances or purchases made under this offer, in full each month by the payment due date. Offer excludes Navy Federal nRewards® Secured, Business and Home Equity Line Platinum credit cards. Limit of one promotional offer at account opening.

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Gold and platinum offer clues about the moon's mysterious tilt

A total solar eclipse occurs somewhere on Earth about once every year and a half, on average. But imagine if it happened every single month. For this to be the case, the moon would have to orbit Earth in the same plane in which Earth travels around the sun - that way, the new moon would always come directly between us and the sun.

Instead, the moon circles Earth in a slightly different plane that's tilted by 5 degrees relative to the plane of the solar system. It used to be even worse - about 4.5 billion years ago, when the moon was newly formed and hadn't spent much time under the influence of Earth's tides, it was askew by 10 degrees.

Experts believe the moon was born after a Mars-sized object slammed into the young Earth and knocked loose a bunch of debris that coalesced into the satellite we know today. If simple physics had prevailed, the resulting moon should have been tilted by no more than 1 degree.

What happened? It's an enduring mystery. Scientists even have a name for it that sounds like the title of a Robert Ludlum novel: The lunar inclination problem.

Two researchers from the Observatoire de la Cote d'Azur in France have a new theory to explain this situation. Writing in the journal Nature, they posit that the young moon was pulled out of its original orbital plane by the gravity of large objects whizzing by.

In the past, scientists have considered the effects of the objects that collided with Earth. But as Kaveh Pahlevan and Alessandro Morbidelli note, before each collision, there were probably 1,000 to 10,000 near-misses.

Pahlevan and Morbidelli used computer simulations to estimate the effect of all these flybys during the first 100 million years of the moon's history. They found that no single object would have been big enough to yank the moon out of its expected orbital plane all by itself. But the gravity of many objects combined could have done the job.

In fact, the pair calculated that their scenario works beautifully if the objects that struck Earth and added the last 0.75 percent to 1.5 percent of the planet's mass numbered less than five.

The story not only explains the moon's odd tilt, it also accounts for the abundance of certain metals in Earth's crust - especially gold and platinum.

platinumoffer As Robin Canup of the Southwest Research Institute in Boulder, Colo., explained in an essay that accompanies the study, both of these precious metals have "strong chemical affinities for iron." If these elements had been present in the Earth's early, molten days, the iron that sank to the planet's core would have taken the gold and platinum along with it. But enough of it exists at the surface that it must have arrived here after the core had formed.

Indeed, these metals were probably delivered by "large objects left over from the formation of the inner planets," wrote Canup, who studies the origins of the solar system. If there were many such objects, some of them should have hit the moon and deposited gold and platinum there, too. The relative dearth of these precious metals on the moon strongly suggests that Earth was hit by a first financial bank customer service texas large objects rather than many small ones, she wrote.

Overall, the evidence from these metals offers compelling evidence in support of Pahlevan and Morbidelli's theory that planetary dregs passing by the young moon skewed its orbital plane, she wrote.

"Had such a population of objects not existed, the Moon might be orbiting in Earth's orbital plane, with total solar eclipses occurring as a spectacular monthly event," Canup wrote. "But our jewelry would be much less impressive - made from tin and copper, rather than from platinum and gold."



More information:Collisionless encounters and the origin of the lunar inclination, Nature, DOI: 10.1038/nature16137

©2015 Los Angeles Times
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This document is subject to copyright. Apart from any fair dealing for the purpose of private study or research, no part may be reproduced without the written permission. The content is provided for information purposes only. platinumoffer

Источник: https://phys.org/news/2015-11-gold-platinum-clues-moon-mysterious.html

Do You Qualify for the American Express Platinum 100k Bonus Offer?

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You may be eligible for The Platinum Card® from American Express targeted 100,000+ Membership Rewards® points bonus. That’s right! There’s currently a possible enhanced 100,000-point+ offer through the CreditCards.com CardMatch™ tool. The targeted Amex Platinum bonus, worth $1,000+ in award travel, is the highest Amex Platinum welcome bonus you can usually earn.

Note that the American Express Platinum 100k+ offers are targeted offers. You will need to use the CardMatch™ tool to see if you qualify. Don’t worry. It’s free to see if you are targeted for the offer and takes a minute or less. You only have to enter fifth third bank call hours basic contact information and the last four tiber river winnipeg spa of your Social Security Number to see the best credit offers.

Otherwise, the platinumoffer 100,000 welcome bonus is still pretty amazing. New The Platinum Card® from American Express cardmembers can earn 100,000 Membership Rewards® Points after spending $6,000 on purchases on the Card in the first 6 months platinumoffer Card Membership. New cardholders also earn 10x points on eligible purchases on the Card at restaurants worldwide and when you Shop Small in the U.S., on up to $25,000 in combined purchases, during your first 6 months of Card Membership. Terms apply.

You can see if you qualify for the American Express Platinum enhanced offers below.

Learn more: CardMatch™

Terms apply to American Express benefits and offers. Visit americanexpress.com to learn more.

Current American Express Platinum Offer

Both offers are higher than the current welcome bonus (which is still pretty darn good). New The Platinum Card® from American Express cardmembers can earn 100,000 Membership Rewards® Points after spending $6,000 on purchases on the Card in the first 6 months of Card Membership. New cardholders also earn 10x points on eligible purchases on the Card at restaurants worldwide and when you Shop Small in the U.S., on up to $25,000 in combined purchases, during your first 6 months of Card Membership. Terms apply.

Keep reading to see just how valuable this welcome offer can be for you. Additionally, if you want to learn more about all the details and perks of the card, check out the Platinum Card From American Express Review to get a more in-depth look.

American Express Platinum 150k or 125k Offer

Let’s make one thing clear: this is a large welcome bonus for The Platinum Card® from American Express. It’s also a targeted offer.

If you qualify, you only have to spend $6,000 in the first 6 months to earn the full 125,000-point bonus or the 150,000 bonus. Already one of the best travel credit cards available, this bonus gives cardholders more.

Besides the bonus points, your normal purchase rewards will be 5x points on airfare purchased directly from the airline or using AmexTravel.com, up to $500,000 on these purchases per calendar year. Prepaid hotels booked with American Express Travel earn unlimited 5x points. All other purchases earn 1 point per $1 spent.

Because American Express currently exercises a “once in a lifetime” welcome offer policy, you can never earn a second Platinum Card welcome bonus once you earn the first bonus.

Waiting to try for the American Express Platinum Card with a 150,000-point bonus or 125,000-point bonus lets you maximize your application.

Learn more: CardMatch™

Redeeming 125,000 or 150,000 Membership Rewards Points

Having 100,000 bonus Membership Rewards points can be worth $1,000 or more in award travel (125,000 points can be worth $1,250 in award travel and 150,000 points can be worth $1,500 in travel). To squeeze at least $1,000 from your bonus points, focus on redeeming your points for award flights as each point can be worth at least one cent each. Below are some of the ways you can redeem your Membership Rewards points for maximum value.

Book Award Flights on AmexTravel.com

Each Membership Rewards point is worth one cent each when booking flights on AmexTravel.com. This can be an easy way to book points when you need to fly an airline that isn’t a 1:1 Membership Rewards transfer partner. If you earn the American Express Platinum 125k or 100k offer, you will have plenty of options to choose from.

1:1 Point Transfers

Transferring your points on a 1:1 basis to the Membership Rewards transfer partners can help you find higher redemption value. After all, you only need to make each point worth more than 1 cent to make the welcome bonus worth at least $1,000. This is one of the benefits that make the Platinum card one of the best credit cards for excellent credit.

Singapore Airlines KrisFlyer

One of the best premium cabin experiences is Singapore Suites on select Singapore Airlines flights with their Airbus A380 fleet. You will get a private first class suite that includes a separate bed. To stay under 100,000-points, one of the cheapest routes to fly is New York to Frankfurt for 76,000 miles one way. You can also fly from New York to Singapore for 132,000 miles, which may be a better option if you qualify for the 125,000 point offer.

British Airways Executive Club

When flying to Hawaii, you can transfer your points to British Airways first. The next step is to book partner flights on American Airlines or Alaska Airlines. From the U.S. West Coast, one-way economy flights can cost 12,500 miles. Booking the same flight directly through American can cost 22,500 miles. By doing it this way, you can save 10,000 miles for each seat you book.

Learn more: CardMatch™

Aer Lingus AerClub

They also have reasonable buy red ryder bb gun prices for flying to Ireland. From the U.S. East Coast, economy seats start at 13,000 Avios on off-peak dates. Business-class seats cost 50,000 Avios. With the American Express Platinum enhanced offer, you can easily book a few trips. To your benefit, Aer Lingus is one of the few foreign airlines that doesn’t charge fuel surcharges on long-haul flights.

JetBlue TrueBlue

One of the best coast-to-coast US premium experiences is flying JetBlue Mint. One-way flights from New York to LAX cost 58,400 points. As a side note, the transfer ratio is 250 Membership Rewards to 200 JetBlue miles. This isn’t quite a 1:1 transfer ratio, but you might be able to bank of america campus website up the difference when JetBlue’s award flights require fewer points than national carriers on the same route.

Other 1:1 transfer partners include Delta SkyMiles, Emirates, Etihad, and Avianca LifeMiles, to name a few transfer partners. Speaking of travel transfer partners, because chase freedom credit card payment mailing address is a metal card, you won’t have to worry so much about the wear and tear that happens with plastic cards.

Amex Platinum Bonus Offer Benefits

Besides the enhanced welcome bonus, The Platinum Card® from American Express has generous travel benefits. Cardholders can also enjoy a Global Entry or TSA PreCheck application fee credit. Other benefits include:

  • Global Lounge Collection membership (Centurion, Priority Pass Select (enrollment required), Delta Sky Club, etc.)
  • Marriott Bonvoy Gold Elite status and Hilton Honors Gold status (enrollment required)
  • Terms apply

There are several other little-known Platinum Card benefits you may enjoy as well. One shopping benefit is a $100 Saks credit. You get $50 back on Saks purchases during the first 6 months and the second 6 months of each calendar year. Enrollment is required.

Cardholders earn 5x Membership Rewards® Points for flights booked directly with airlines or with American Express Travel, up to $500,000 on these purchases per calendar year, and earn 5x Membership Rewards® Points on prepaid hotels booked with American Express Travel.

Cardholders can get $200 back in statement credits each year on prepaid Fine Hotels + Resorts® or The Hotel Collection bookings with American Express Travel when paying with their Platinum Card®.

Also, get up to $200 in statement credits per calendar year in baggage fees and more at one select qualifying airline.

If you ride Uber or use Uber Eats, this credit will make you happy. Cardholders can enjoy Uber VIP status and up to $200 in Uber savings on rides or eats orders in the US annually. Uber Cash and Uber VIP status is available to Basic Card Members only.

Plus, American Express has expanded The Centurion® Network to include 40+ Centurion Lounge and Studio locations worldwide. Now there are even more places first national bank of america lansing Platinum Card® can get you complimentary entry and exclusive perks.

Terms apply. Enrollment may be required.

New The Platinum Card from American Express Benefits

There’s also a new digital entertainment credit. Cardholders can get up to $20 in statement credits each month when you pay for eligible purchases with The Platinum Card® from American Express at your choice of one or more of the following providers: Peacock, Audible, SiriusXM, and The New York Times. Enrollment required.

In addition to enjoying TSA PreCheck or Global Entry access, cardholders can also enjoy CLEAR perks. Cardholders can use their Card and get up to $179 back per year on their CLEAR® membership. Terms apply.

Another exciting new benefit is the ability for cardholders to enjoy up to $25 back each month on select Equinox memberships when you pay with your Platinum Card®. This amounts to up to $300 annually. Enrollment required.

There is also a $155 Walmart+ credit to enjoy. This covers the cost of a $12.95 monthly Walmart+ membership with a statement credit after you pay for Walmart+ each month with your Platinum Card. Cost includes $12.95 plus applicable local sales tax.

Get the full details and learn more in our in-depth The Platinum Card from American Express review.

The annual fee is $695 (See Rates & Fees) but can be offset with the perks, which are valued at over $1,400.

American Express Gold Card Bonus

This card isn’t as luxurious as the Platinum Card, which has one of the best credit card offers in 2021. However, it can be a better fit if you can’t meet the minimum spending requirement this time. Don’t forget the Amex once-in-a-lifetime policy. Once you earn the Platinum Card bonus, you won’t be able to earn the card’s welcome offer again.

With the American Express® Gold Card, you still have access to the Membership Rewards 1:1 airline transfer partners and the other redemption options that the Platinum Card offers. The American Express Gold Card offers a different set of benefits you might be able to maximize:

  • Earn unlimited 4x Membership Rewards® points on dining purchases, including takeout and deliveries
  • 4x points at US supermarkets (up to $25,000 annually, then 1 paul f tompkins detroit per $1)
  • 3x points on flights booked directly through the airline or AmexTravel.com
  • Terms apply

Additionally, cardholders get up to $120 for dining credit at select restaurants, annually (enrollment required).

Learn more: Johnny Jet Recommended Credit Cards

Uber Perks

American Express® Gold Card cardholders can also get up to $120 in Uber Cash annually. Plus, you’ll earn 4x Membership Rewards® points for each Uber Eats purchase on your card. To use this perk, simply add your card to your Uber account and you’ll automatically get $10 in Uber Cash each month in your Uber account for U.S. Uber Eats orders or U.S. Uber rides. Any unused Uber Cash expires at the end of each month (it does not roll over amazon 800 customer service phone number the next month).

Cardholders also get up to 12 complimentary months of Eats Pass when you subscribe with your American Express Gold Card. That’s a value of up to $119 annually (based on the $9.99 monthly price over 12 months). With the Uber Eats Pass, you can get unlimited $0 Delivery Fees and 5% off orders over $15 at eligible restaurants. Note that taxes and service fees may apply and do not count toward the order minimum.

This benefit applies only in the U.S. on U.S. orders at eligible restaurants and on eligible restaurant purchases.

Enrollment is required by 12/31/2021. After that, the Uber Eats Pass will begin auto-billing 12 months after your enrollment in this offer, at the then-current monthly price. Learn more about the Uber Eats partnership for more information.

The Amex Gold Card’s annual fee is $250, and there are no foreign transaction fees (See Rates & Fees). 

Welcome Bonus or Targeted Offer

Currently, new American Express® Gold Card cardholders can earn 60,000 Membership Rewards® points after spending $4,000 on eligible purchases within the first 6 months. Cardholders can choose between Gold or Rose Gold. However, you may be offered a targeted bonus of 75,000 points after spending $4,000 in the first 6 months when trying through CardMatch.

Terms apply.

Learn more: CardMatch™

Summary on 100,000 American Express Platinum Bonus

You need to use CardMatch to see if you qualify for the American Express Platinum bonus offer. This is a targeted offer and isn’t available to the general public. If you are eligible for this bonus offer, you only have to meet the minimum spending requirements in a designated amount of time.

You can see if you qualify for the American Express Platinum enhanced offer below:

Learn more: CardMatch™

Related Posts:

For rates and platinumoffer of The Platinum Card® platinumoffer American Express, please click here.

For rates and fees of The American Express® Gold Card, please click here.

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  • Intro bonus: N/A
  • Annual fee: See Issuer Website
  • Regular APR: See Issuer Website
  • Recommended credit score: (No Credit History)

The PREMIER Bankcard Mastercard Credit Card* is an unsecured card option for people with no credit history or a bad credit score, but we don’t recommend this as a credit-building tool. There are plenty of better cards for building credit — cards that don’t impose a long list of fees and ridiculously high interest rate like PREMIER Mastercard.

At a Glance

  • Build credit by maintaining a positive payment history
  • One-time program fee ranging from $55-$95 upon account opening
  • Annual fee ranging from $75-$125 the first year, then $45-$49
  • Monthly fee ranging from $6.25 to $10.40 per month
  • Credit limit increase fee equal to 25% of the increase amount
  • 36% APR for all cardholders

Pros

  • First Premier reports positive payment history to credit bureaus

  • An unsecured card option for people with bad or no credit

Cons

  • Costly fees, and many more fees than other credit cards charge

  • High ongoing APR (more than double the national average)

Additional Card Details

When you submit your card application, First Premier assigns your credit limit based on creditworthiness, and the limit you’re approved for will determine your card’s fee schedule.

Here’s how those fees break down:

Credit LimitProgram FeeAnnual FeeMonthly FeeFirst Year Fee TotalSubsequent Yearly Fee Total
$300$95$75 first year, then $45$0 first year, then $6.25 per month$170$120
$400$95$100 first year, then $45$0 first year, then $6.25 per month$195$120
$500$95$125 first year, then $49$0 first year, then $10.40 per month$220$173.80
$600$75$79 first year, then $49$5.85 per month first year, then $8.25 per month$224.20$148
$700$55$79 first year, then $49$8.00 per month first year, then $10.40 per month$230$173.80

When you open your account, both the one-time program fee and first-year annual fee are automatically deducted from your credit limit. So if you’re assigned a $500 limit based on your creditworthiness, your initial platinumoffer credit is actually just $375.

That’s not all when it comes to fees, though. There’s also a fee each time you’re approved for a credit limit increase. First Premier may begin reviewing your account for a credit limit increase after 13 months, and charge the fee automatically if you’re eligible and approved for an increase. 

This fee is 25% of the amount of the increase. In other words, if your credit limit increases from $500 to $600, you’ll pay $25 for that $100 increase, unless you take the time to call the bank and reject the increase within 30 days of receiving the billing statement on which the fee appears.

Should You Get This Card?

You should not get this card.

To begin, you’ll be hard-pressed to find a card with an APR higher than the 36% ongoing APR charged by First Premier. If you’re using this card to build credit, you should avoid carrying a balance regardless, but an interest rate that high means any late or missed payment can not only hinder your credit progress, but quickly lead to high-interest debt.

This card’s biggest drawback, however, is its numerous fees. Not only is the fee schedule difficult to understand, but fees call of duty world at war ps3 could cost you more than $200 just in the first year of ownership. 

If you have that much cash on hand and you’re looking to repair a poor credit score, you’ll be much better off putting $200 down as a deposit on a secured credit card with no fees and a lower APR. Consider a secured card like the Capital One Platinum Secured Credit Card or Citi Secured Mastercard, which both require deposits of $200 or less. Plus, your deposit is refundable when you close your account or upgrade to an unsecured card option — unlike the fees you’ll pay with First Premier.

How to Use the PREMIER Bankcard Mastercard Credit Card

Before applying for the PREMIER Bankcard Mastercard, consider other options for poor credit or no credit history. The Indigo Platinum Mastercard* or Capital One Platinum Credit Card* are both unsecured options for people with bad or limited credit that will provide a much clearer and less costly path to good credit.

If you still want to apply for this card, or you own it already, make sure you never carry a balance. Not only will you avoid accruing 36% interest on any revolving balances but you’ll build your credit to qualify for other, better card options. When First Premier reports your card use to the credit bureaus, you’ll want to show only a positive history of timely payments in full. 

If you’re using this card to improve your credit, you should also keep your credit utilization rate in mind. Experts recommend keeping your utilization (the amount of credit you’re using versus the amount available to you) under 30% for the best chances of improving your score. If you’re issued a $300 credit limit from First Premier, that means you should keep your monthly balances below $90 to maintain an find my iphone location utilization rate — and that’s including any fees deducted from your limit. 

PREMIER Bankcard Mastercard Compared to Other Cards

  • Intro bonus:

    N/A

  • Annual fee:

    See Issuer Website

  • Regular APR:

    See Issuer Website

  • Recommended credit:

    (No Credit History)

  • Learn moreAt our partner’s secure site
  • Intro bonus:

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  • Annual fee:

    $0 – $99

  • Regular APR:

    24.90%

  • Recommended credit:

    300-670 (Bad to Fair)

  • Learn moreAt our partner’s secure site
  • Intro bonus:

    N/A

  • Annual fee:

    $0

  • Regular APR:

    26.99% (Variable)

  • Recommended credit:

    (No Credit History)

  • Learn moreAt our partner’s secure site

Bottom Line

EDITORIAL INDEPENDENCE

As with all of our credit card reviews, our analysis is not influenced by any partnerships or advertising my piggy bank Premier Bank’s Mastercard Credit Card charges expensive fees and an extremely high APR in exchange for a small line of credit and standard reporting to the credit bureaus. 

If you’re just starting to use credit or you’re looking to repair a bad credit score, there are much better cards available, both secured and unsecured. Choose a credit-building tool that will help you establish good credit habits and build a strong payment history with the credit bureaus without expensive fees hindering your progress.

*All information about the PREMIER Bankcard® Mastercard® Credit Card, Indigo® Platinum Mastercard® and Capital One Platinum Credit Card has been collected independently by NextAdvisor and has not been reviewed by the issuer.

Frequently Asked Questions

What credit score do you need for a First Premier credit card?

First Premier Mastercard is designed for people with bad credit scores or no credit history.

Does First Premier increase my credit limit?

After your account has been open for 13 months, you may qualify for a credit limit increase. If your credit limit la edad de oro jose marti libro is approved, you’ll automatically be charged a fee equal to 25% of the increase.

Where can you use a First Premier credit card?

You can use this card with any merchant that accepts Mastercard.

Источник: https://time.com/nextadvisor/credit-cards/reviews/first-premier-bank-mastercard-card-review/

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Should Newbies Do Affiliate Marketing or Drop Shipping?

If you work or consider starting working in affiliate marketing, that’s mean you probably came across one more business model, which is called drop shipping. If we talk about affiliate marketing, then affiliate marketing is more frequently in the public eye. It never means everybody, especially those who have just started an affiliate business, fully understand what another model, drop shipping, is and how it is different. Characteristics that Affiliate Marketing and Drop Shipping have in Common In affiliate marketing or drop shipping, the responsibility for product promotion is yours. In affiliate marketing and drop shipping, you are not responsible for holding inventory or shipping. Endless income opportunities at both business models, affiliate marketing, and drop shipping. In affiliate marketing and drop shipping, there is rather a fast set-up and launch of both businesses. Both businesses have comparably low-risk business models; Both businesses do not need large-scale investment. There are so many things common in affiliate marketing and drop shipping, so what makes affiliate marketing and drop shipping different? The main difference between both lies in the compensation scheme. If we talk about affiliate, then the Affiliates receive commissions from the generated number of conversions. In dropshipping, the person can put their price on the product, and in drop shipping, the margin between yours and the actual rate will be you’re earning. But first things first. Drop Shipping Model In drop shipping, you can easily sell products from different vendors on your website. The main thing is that in this business model, you can change the final cost of a product and place your price. In this way, you can easily also determine the size of a commission you can cit bank savings get from every transaction. You can describe the drop-shipping model in the following way: You set your price for a product. For example, the is second harvest heartland a good charity real value is worth $20, and you decide to sell it for $30; So, the consumer places an order on it and pays you the retail price of $30; Then you forward this order to the vendor and pay wholesale of $20; Then vendor ships the product to the consumer, and you can keep your margin of $10 as a sale commission. Affiliate Marketing Model Affiliate marketing is considered an advertising model; in affiliate marketing, a company has an agreement with an affiliate to make customers for the company’s products or services. In return, the affiliate marketer should earn a payout for referring actions. Affiliates can’t change the size of a commission. In affiliate marketing, you can place an affiliate link and promote a product. Then a consumer clicks the link and decides to buy it. If the customer buys it is, then you get a commission. You get a commission from every generated conversion. Immediate Payouts In the drop-shipping model, you don’t need to accumulate a large number of generated sales. There is no such thing as a threshold that you need to reach to get paid in dropshipping. In that way, we can consider and think that drop shipping is different (and better) than affiliate marketing; you don’t have any risk of being left without your earnings if you don’t reach a certain number of sales. Instead, you can easily cash out your first sale straight after a customer pays you the retail price. Chance to Earn More As you all know, you can easily manage the price in drop shipping, and your chances to earn more per one item are relatively higher. Compared to affiliate marketing, you don’t have such an option in affiliate marketing, where you receive a percentage from the sale. In drop shipping, you get earnings over the cost of a sold item by increasing the price of a product, and you can easily increase your earnings. Pros of Affiliate Marketing In affiliate marketing, you away from customer service obligations. In affiliate marketing, Customers don’t buy from you. But your role in affiliate marketing is more of a guidance character for promoting a product. As you know that the customers buy from a merchant, and they don’t expect you to provide any customer support. In affiliate marketing, once people buy a product by using your link, then your work is done. Instead of facing issues in organize customer support, you can direct your time and efforts on building stronger promotion strategies to attract and convert more. Easy to Start Affiliate marketing is easy to start, but same as in drop shipping, you don’t need to worry about order fulfillment, stock issues, and any delivery issues. But no customer support is required. In affiliate marketing, you can away from customer service obligations. Customers don’t buy from you. In affiliate marketing, your role is more of a guidance character to promote a product. As customers buy from a merchant, the customers don’t expect you to provide any customer support. Once people buy a product by using your link, your work is done. Instead of creating problems to organize customer support, you direct your time and efforts on building stronger promotion strategies to attract and convert more. If we talk about which one is the winner, then dropshipping is the winner because you can earn more by drop shipping than affiliate marketing, and there is also a low business risk in dropshipping. 

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