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Источник: https://support.apple.com/en-us/HT204916

Holy Roman Emperor, Joseph II (1741-1790), summarized his “Enlightened Despotism” as “Everything for the people, nothing by the people.” Yet Americans who called British colonialism a form of despotism, created in 1776 a “government of the people, by the people, and for the people….”

Meanwhile on the West Coast, Villa de Branciforte was founded in 1797 as California’s third-and-last Spanish settlers community, in an area now known as Eastside Santa Cruz. Yet the promised goods, homes, and privileges, were unmet, leaving the settlers in dire poverty. They found only resentment from the padres, punishment from the soldiers, and indifference from the provincial government. Without anyone to represent their interests, within five years they took matters in their own hands to elect representatives, making Branciforte the birthplace of democracy in Spanish California. The Villa called for ending the Mission system, and independence from Spanish Colonialism.

Back to colonialism

Yet the yoke of Colonialism has re-emerged at times in our history, when government decides it can’t trust the voters. In 1950, San Jose declared itself the “Los Angeles of the North,” and its expansionism colonized many neighboring farms and hamlets, remaking the “Valley of Hearts Delight” fruit capital, in a paved Freeway Culture. In the 1960s, redevelopment was wiping out “ethnic” neighborhoods for massive freeways and “Urban Renewal” housing projects, that benefited few residents. This effected Black neighborhoods like the Filmore District in San Francisco, while five freeway routes were considered through the Santa Cruz Westside.

Oldtime Santa Cruzans recall there was no trick-or-treating in vacant neighborhoods, composed of second homes and summer rentals. It was this seasonal housing stock that made bringing the University of California to Santa Cruz, such an attractive prospect in 1965. It was assumed apartments and cottages would be rented by tourists in the summer season, and students in the off-season.  et by 2020, 95% of UCSC’s 17,207 students live off campus, with plans for a larger student population, since UC Regents are not bound by local governments.

Santa Cruz worked hard after the 1989 Loma Prieta Earthquake’s destruction, to guide rebuilding through area plans for parts of Santa Cruz, with meetings to draw the widest public input. Our values were carefully spelled out, supporting village ambiance, artistic styles compatible with local character, and human scale buildings.  And when studies found the Beach Flats neighborhood had only about five owner-occupied homes among many rentals, the City Council made an effort to increase the level of home ownership.

Destroying affordable

The county’s mobile home parks have been the frontline of affordable housing. The infamous billionaire Sam Zell of Chicago, was buying up mobile home parks nationwide, and jacking up the rent, sometimes by thousands of dollars. This included De Anza Mobile Home Park on the cliffs above Natural Bridges State Beach, and in 2003 after four years of litigation with Santa Cruz, a Federal Court declared the city’s rent control ordinance to be unconstitutional. The city forced De Anza homeowners into a settlement to save the city $1 million in further public legal costs. The settlement allowed a 34-year lease at the previous rents, but with the understanding this disappears when ownership changes hands, raising the rent, and dropping the value of the home.

So they can’t sell without losing all the equity in their home, plunging in value from say $200,000 to $20,000. (Frank Wodley, Nov. 1, 2007; Good Times, March 12, 2013).

When the Historic Preservation Commission reviewed the City General Plan in 2012, I requested that the Planning Department not zone the Garfield Park Church property as housing. I feared luxury home developers would eliminate a community resource in the guise of Urban Renewal, something I was assured was unlikely.

Then came the phony “Latino Voting Districts” Santa Cruz must create. (Sentinel June 9, 2020).  The city was sued in 2018 by a Santa Barbara law firm, alleging “Abridgment of Latino Voting Rights & Racially Polarized Voting in the City of Santa Cruz” that “diluted” the Latino vote. The firm has sued a number of small California towns and school boards on flimsy charges, with no standard to define what constitutes a violation, and replacing at-large elections with Voting Districts as the only solution, even if they don’t produce a Latino Voting District.

Pedro Hernandez’ San Francisco-based organization Fair Vote studied Santa Cruz Census demographics, and concluded the town’s 20% Latino population was so spread out, it would be impossible to formulate a Latino district (Good Times, Aug. 12, 2019). While it might advantage some neighborhoods, it isn’t up for a vote, since city voters rejected voting districts in 2000, until forced on us.

Now we’re in, not a “housing crisis,” but an “affordable housing crisis.” More market rate housing is not the same thing as affordable housing.  hose who blame Santa Cruz slow-growth policies, are mischaracterizing the situation. Santa Cruz is often cheaper housing that on-campus housing.  And Silicon Valley, which went in the opposite direction of over-building, still has people commuting to Santa Cruz, because “Santa Cruz is less expensive than San Francisco and other parts of the [Silicon] Valley….” said Jen Rettig of the local tech company “Looker.” (Sentinel, Aug. 29, 2017).

The Santa Cruz draw

The County has made an industry of attracting people to Santa Cruz, to enjoy our mountains, redwood canyons, fertile valleys, and coastline. Both of our top economies are scenic, tourism and agriculture. Yet even without these advantages, the exact same house would cost twice as much if built on the waterfront, as it would built inland. (SF Gate, June 11, 2018). The most desirable places to live in America, are two states dominated by shoreline. California, third largest state in land size, has 840 miles of coastline, and Hawaii, the 4th smallest state in land size, none-the-less has 750-miles of coastline. California and Hawaii are called “Lifestyle States,” where people make sacrifices to have “quality of life” as their top priority, despite cost-of-living, or a tight job market, (2017 statistics).

Santa Cruz buildings often exhibit a homey character, instead of the institutional look, and there are many wonderful examples of recent structures that illustrate this point.  Even the notoriously ugly proposal for 831 Water Street is nearby the kind of aesthetic high-rises Santa Cruzans can live with, and that complement Branciforte’s unique history. Ten years ago, this would have been called a Special Opportunity Site to interpret its history. Unfortunately, San Jose’s colonialist spirit of forcing its Freeway aesthetic on a Humanist community, has been empowered by Senate Bill 35, granting developers dictatorial powers to ignore the sensibilities of local jurisdictions, if they will do housing.

The final outrage is losing protected landmarks to a form of housing coercion.  If we can’t influence the aesthetics of new construction, then all we’re doing is replacing cherished architecture with institutional blandness, not worth caring about.

No Guarantees

The question is: What exactly guarantees that affordable housing stays affordable? You have House Flippers who buy the affordable, to making it less affordable. And just like the notorious developers buying up trailer parks to raise their rates, a disturbing new trend has hit the housing market. Financial firms are buying up single-family homes in desirable areas, sight-unseen, with all-cash up front, the minute they’re on the market, even offering above market rate. Then they rent them out. A home buyer said, unless you can make an all cash offer of $250,000, you can’t compete.

Tennessee State University professor Ken Shilton bemoaned these “Wall Street landlords” taking over neighborhoods. “It’s just private equity coming in and buying equity out of communities, and sending it back to people who are already wealthy.” (NBC News, Oct. 6, 2021).

And no matter how enlightened the despotism, no amount of building is going to “solve” the affordable housing crisis. Because Santa Cruz will always have an over-abundance of demand, and a limited supply of land.

Ross Eric Gibson is a former history columnist for the San Jose Mercury News.

Источник: https://www.santacruzsentinel.com/2021/11/28/despotism-and-development-colonialism-ross-eric-gibson-local-history/

Chamber Rating

Bank of Gibson City is located at 804 S Sangamon Ave in Gibson City, Illinois 60936. Bank of Gibson City can be contacted via phone at (217) 784-4233 for pricing, hours and directions.

  •   (217) 784-4233
What is the phone number for Bank of Gibson City?

The phone number for Bank of Gibson City is: (217) 784-4233.


Where is Bank of Gibson City located?

Bank of Gibson City is located at 804 S Sangamon Ave, Gibson City, IL 60936


What is the internet address for Bank of Gibson City?

The website (URL) for Bank of Gibson City is: http://www.bankofgc.com


How big is Bank of Gibson City?

Bank of Gibson City employs approximately 20+ people.


How is Bank of Gibson City rated?

Bank of Gibson City has a 4.9 Star Rating from 32 reviewers.


Источник: https://www.chamberofcommerce.com/united-states/illinois/gibson-city/banks/2062116-bank-of-gibson-city

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Bank of Gibson City is located at 804 S Sangamon Ave in Gibson City, Illinois 60936. Bank of Gibson City can be contacted via phone at (217) 784-4233 bank of gibson city login pricing, hours and directions.

  •   (217) 784-4233
What is the phone number for Bank of Gibson City?

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Bank of Gibson City is located at 804 S Sangamon Ave, Gibson City, IL 60936


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How big is Bank of Gibson City?

Bank of Gibson City employs approximately 20+ people.


How is Bank of Gibson City rated?

Bank of Gibson City has a 4.9 Star Rating from 32 reviewers.


Источник: https://www.chamberofcommerce.com/united-states/illinois/gibson-city/banks/2062116-bank-of-gibson-city

Bank of Gibson City, Bank Of Gibson City

Home > Illinois Banks > Gibson City Banks > Bank of Gibson City Gibson City > Bank of Gibson City, Bank Of Gibson City

Basic InfoFinancial InfoRouting NumberReviewsMapMore Info

Name:Bank of Gibson City, Bank Of Gibson City
Full Service Brick and Mortar Office

Main Office of the Bank

Location:804 South Sangamon Avenue
Gibson City, IL60936
Ford County
 
Phone:217-784-4233
FDIC Cert:#22838
Established:1979-04-09

Write a Review


The Bank

Name:Bank of Gibson City
Concentration:Agricultural Specialization
Established:1979-04-09
FDIC Insurance:1979-04-09
Holden By:Longview Capital Corp
Charter Class:Commercial bank, state charter and Fed nonmember, supervised by the FDIC
Website:www.bankofgc.com
Total Assets:$121,016,000
Total Deposits:$93,862,000
Total Equity Capital:$12,332,000
Total Domestic Office Deposits:$93,862,000
Net Income:$570,000
Quarterly Net Income:$265,000
Return on Assets:1%
Quarterly Return on Assets:1%
Return on Equity:10%
Quarterly Return on Equity:9%
 More.

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Источник: https://www.usbanklocations.com/bank-of-gibson-city.html

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