how to find out a bank by routing number

Where can I view my routing number? Read below to find your WSFS Bank routing number. Banks often list their routing numbers on their websites. Typically, you can easily find your routing number after securely logging into your. Use the Numeric List to find the branch address when the routing number is known. Banks. PDF icon Banks - Numeric List; PDF icon Banks - Geographic List. Credit.

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How do I find my bank's routing number without a check?

How to find out a bank by routing number -

How To: Identifying Numbers On Your Check

How to Find Your Check Routing Number

Finding your 9-digit check routing number is useful when you’re setting up direct deposits or automatic payments.

At the bottom of your check are 3 groups of numbers: your routing number, account number and check number.

Routing number

The bank’s routing number is the first set of numbers in the lower left corner of your check. Routing numbers (or sometimes also called an ABA number) are 9-digits that are used to identify the financial institution associated with your account.

The character symbol around the numbers is not part of the routing number on a check. Routing numbers are public. Bank Five Nine's routing number is 075902421
You can also find our routing number at the bottom of our website in the right hand corner.

Account number

You’ll find your account number on your check immediately after the routing number. It’s the longer of the last 2 groups of numbers.  You can see it by looking at your personal checks or signing in to your account online. Your account number is private and unique to your bank account.

Check number

The check number is usually the last set of numbers on your personal check. It’s also the shortest set of numbers on the check, typically 3 or 4 digits long. Your check number helps you keep track of which check you’re writing. This number it is also listed on the top right of your check.

check_web_0_1.jpg

*This is a sample check.

Источник: https://www.bankfivenine.com/blog/how-identifying-numbers-your-check

Your KeyBank routing number varies by the state where your account was opened and sometimes based on the payment or transaction you are making.

Find the bank routing number for checks and ACH transactions including direct deposit or automatic payments in the account information and settings menu when you log into online or mobile banking, in the list below, or on your paper check.

If you need the routing number to receive a wire transfer payment to your bank account, please refer to the wire transfer routing number listed below.

Routing Number on Checks: The nine digit routing number is the first group of numbers on the bottom left corner of your check. The bank routing number on your checks may differ from the list below for your state, but you can use either number.

Routing Number for Wire Transfers, ACH and ABA:

Alaska
Wires, ACH and Ordering Checks: 125200879

Colorado
Wires, ACH and Ordering Checks: 307070267

Connecticut
Ordering Checks: 222370440
Wires and ACH: 021300077

Florida
Wires, ACH and Ordering Checks: 041001039

Idaho
Wires, ACH and Ordering Checks: 124101555

Indiana
Wires, ACH and Ordering Checks: 041001039

Maine
Wires, ACH and Ordering Checks: 011200608

Massachusetts
Ordering Checks: 222370440
Wires and ACH: 021300077

Michigan
Wires, ACH and Ordering Checks: 041001039

New York
Ordering Checks: Please refer to your check, or view in online banking
Wires and ACH: 021300077

Ohio
Ordering Checks: Please refer to your check, or view in online banking
Wires and ACH: 041001039

Oregon
Wires, ACH and Ordering Checks: 123002011

Pennsylvania
Ordering Checks: 222370440
Wires and ACH: 021300077

Utah
Wires, ACH and Ordering Checks: 124000737

Vermont
Wires, ACH and Ordering Checks: 211672531

Washington
Wires, ACH and Ordering Checks: 125000574

The ABA Routing Number (a.k.a. ABA number or Routing Transit number) was developed by the American Bankers Association (ABA) in 1910. The ABA Routing Number serves to identify the specific financial institution responsible for the payment of a negotiable instrument.

Источник: https://www.key.com/personal/customer-support/locate-routing-number.jsp
is a nine digits numerical codes used to identify an individual branch of a financial institution in Canada. It is used by Canadian Banks, Credit Unions and Trust Companies for Electronic Fund Transactions (EFT) within Canada.

The Routing Number is used for domestic transfer. To make money transfer, the Routing Number is used together with the bank account number of the recipient. For international inward money transfer, a SWIFT code must be used together with a Routing Number and Account Number.

MICR Numbers or widely known as Transit Numbers are used in cheques processing. It appears on the bottom of negotiable instruments such as checks identifying the financial institution on which it was drawn.

The Bank Routing Numbers or Transit Numbers feature on this website is only applicable to be use in Canada. For United States, kindly browse to United States Routing Number website. Read more to find out the bank details, address, postcode & maps.

Canadian MICR Number or transit numbers are regulated by the Canadian Payments Association and has the following form:

XXXXX-YYY

where XXXXX is a Branch Number, and YYY is an Institution Number. The dash between the branch number and the institution number is an integral part of the transit number. This format is only valid for paper-type transactions such as cheques.

For Electronic Fund Transactions (EFT) the current format is a leading zero, the institution number, then the branch number all with no dashes.

For example if a cheque reads XXXXX-YYY , the corresponding EFT code would be 0YYYXXXXX.

As a general rule, Bank institution numbers start with 0, 2, 3, or 6, Credit Union and Caisse Populaire institution numbers start with 8, and Trust Company institution numbers with 5.

Examples

MICR NumberBank or Institutions
XXXXX-001Bank of Montreal
XXXXX-002Bank of Nova Scotia
XXXXX-003Royal Bank of Canada
XXXXX-004Toronto-Dominion Bank (which is the legal name for the bank
XXXXX-006National Bank of Canada
XXXXX-010Canadian Imperial Bank of Commerce (includes President’s Choice Financial)
XXXXX-016HSBC Canada
XXXXX-030Canadian Western Bank
XXXXX-039Laurentian Bank of Canada
XXXXX-117Government of Canada (Not listed as a member of the Canadian Payments Association)
XXXXX-127Canada Post (money orders)
XXXXX-177Bank of Canada (Canadian central bank)
XXXXX-219ATB Financial
XXXXX-260Citibank Canada
XXXXX-290UBS Bank (Canada)
XXXXX-308Bank of China (Canada)
XXXXX-309Citizens Bank of Canada (Canada)
XXXXX-326President’s Choice Financial (no longer assigned
XXXXX-338Canadian Tire Bank
XXXXX-340ICICI Bank Canada
XXXXX-509Canada Trust (prior to the merger of TD & Canada Trust)
XXXXX-540Manulife Bank
XXXXX-614ING Direct Canada
XXXXX-809[Central 1 [Credit Union] – BC Region]
XXXXX-815Caisses Desjardins du Québec
XXXXX-819Caisses populaires Desjardins du Manitoba
XXXXX-828[Central 1 [Credit Union] – ON Region]
XXXXX-829Caisses populaires Desjardins de l’Ontario
XXXXX-837Meridian Credit Union (formerly Hepco)
XXXXX-839Credit Union Heritage (Nova Scotia)
XXXXX-865Caisses populaires Desjardins acadiennes
XXXXX-879Credit Union Central of Manitoba
XXXXX-889Credit Union Central of Saskatchewan
XXXXX-899Credit Union Central Alberta
XXXXX-900?


In a Canadian bank transit number, the last digit of the branch number, with few exceptions, indicates the geographical location of the branch.

Branch numbers ending with:

0 are located in British Columbia and Yukon
1 are located in Western Québec including Montreal and surrounding areas
2 are located in Ontario including Toronto and surrounding area
3 are located in Nova Scotia, Prince Edward Island and Newfoundland excluding Labrador
4 are located in New Brunswick
5 are located in Eastern Québec including Labrador
6 are located in Eastern Ontario including Ottawa and surrounding area
7 are located in Manitoba and North-Western Ontario
8 are located in Saskatchewan
9 are located in Alberta, the Northwest Territories and Nunavut

Источник: https://www.canadaroutingnumber.com/

Last Updated on August 17, 2021 by pf team

Of the different types of numbers on the front of a check, the routing number can seem the most mysterious. The routing number, also known as an ABA routing transit number, serves as an address.

In effect, the routing number tells the banking system which bank holds a given bank account.

routing number

ABA routing transit number history

The history of the routing number dates to 1910. The American Bankers Association (ABA) introduced the number to eliminate confusion when processing checks.

Many banks have similar names. This can lead to processing errors. However, a routing number gives an exact location, not unlike a street address or an IP address.

Although introduced to process checks efficiently and accurately, routing numbers have found new utility in today’s banking world.

Checks haven’t gone away yet. But their use is less common today as online payments and electronic payments gain in popularity.

Now, routing numbers help process transactions ranging from direct-deposit paychecks to electronic payments through mobile apps. While the technology changes, the role of a routing number remains the same.

The routing number still tells the banking system which bank holds the account. Both banks and credit unions use routing numbers as their “address”.

However, a growing number of other payment methods also use routing numbers as a way of sending money.

What is a routing number?

The routing number is the nine-digit number on checks that identifies your bank. You’ll also see this number referred to by different names. For example, you may also find the routing number called an ABA routing transit number or ABA RTN.

The routing number on a check uses special features that include a specific font printed in magnetic ink. This is a technology called Magnetic Ink Character Recognition (MICR).

These features allow the use of sorting machines and help ensure readability. This process helps route the check to the right bank for processing.

How to find a routing number?

Whether setting up direct deposit or setting up a payment app, there are times when you’ll need to find your routing number.

  • Paper bank check: Finding your routing number on a check is often easiest because it’s on the bottom left of the check. Look for the number with 9 digits. Account numbers and check numbers can vary in length but only the routing number has 9 digits.
  • Paper bank statement: Most banks don’t provide the routing number on printed bank statements. Instead, you can find the routing number on a check. You can also find your routing number by using your bank’s mobile app or by calling customer service. Alternatively, you can find your routing number through the ABA website.
  • Banking app: Online accounts and mobile banking accounts can be another way to find your routing number. Designs for apps and websites vary, so you may have to dig around a bit. However, you’ll often be able to find the number quickly.
  • Bank customer service: Of course, you can also get your routing number by contacting your bank’s customer service staff. Just reach out by phone or visit a branch. Be prepared to identify yourself, as is common with calls to financial institutions.

Where is the routing number on a check?

routing number on a check from union bank

On the bottom of a check, you’ll find 3 numbers printed in a special font. The first of these numbers is the routing number, which you can identify by counting the number of digits. A routing number always has 9 digits.

On the same line, also called the MICR line, you’ll also find your account number and the check number – in that order. All these numbers are machine readable. This speeds processing and reduces errors.

Account numbers and check numbers can vary in the number of digits they use, but only the routing number uses 9 digits. This helps you identify the routing number easily.

What do the check routing number digits represent?

Much as with zip codes, the numbers that make up a routing number have distinct meanings.

  • First four digits: The first 4 numbers in a routing number represent the Federal Reserve Routing Symbol. These 4 numbers help the banking system know how to process the check. There are 12 Federal Reserve Banks throughout the US, all of which service a geographic area called a district.
  • Fifth through eighth digits: Next, you’ll find the 4 digits that indicate which bank or financial institution within the Federal Reserve District the check is drawn upon. This series of numbers is also called the ABA Institution Identifier.
  • Ninth digit: The ninth number within a routing number is a “check digit”. This can be used to verify if a routing number is valid using a special math formula. However, if you need to verify a routing number, it may be better to contact the bank directly.

What do you need your bank routing number for?

While most often associated with checks, routing numbers are also used elsewhere and perhaps even more frequently than with checks. Here are some of the more common reasons to use a routing number.

  • To set up your account online: You may not need your routing number to set up an online account with your own bank. But you’ll need it for other online accounts that can access your account. For example, personal finance software and accounting software typically require a routing number.
  • To set up direct deposit: If you want to get paid directly by an employer without having to deal with checks, you’ll need your routing number. Often, you’ll also need to provide a copy of a voided check for verification.
  • To make an electronic funds transfer: To send money with a bank transfer, you’ll need your routing number and account number. You’ll also need both numbers for the recipient. Think of these as the “to” and “from” addresses that you’d find on a letter.
  • To receive an electronic funds transfer: For incoming transfers or payments, you’ll need to provide your routing number and account number to the payor.
  • To deposit money in another person’s name: Many banks don’t allow deposits into someone else’s account. However, transfer services like Zelle allow you to send money to another person’s account. You may need your routing number to get set up with the service.

Routing number vs. account number

You’ll find both the routing number and your account number on the same line at the bottom of a check.

There are some similar functions to each number. But each serves as a unique identifier and uses a different number format.

  • Similarities: Both numbers help to identify the bank account owner and tell banks how to process the check. The routing number identifies the Federal Reserve District and the bank or financial institution within that district. The account number provides the “address” of an account at the bank identified by the routing number.
  • Differences: Besides the differences in function between a routing number and an account number, you’ll also find a difference in format. The most obvious difference is in the number of digits. A routing number always has 9 digits as defined by the ABA’s Routing Number Policy. This policy has been in place for over 100 years. An account number may have 5 digits – or 10, or some other number of digits. Each bank can choose their own system for account number formats. However, the 9-digit format is reserved for the routing number.

What to do if the routing number changes

If your bank is acquired or merges with another bank, your routing number might change as well.

If you have a lot of services tied to your account or receive direct deposits, it’s important to update these with your new routing number.

  • Follow bank instructions when routing and account numbers change. You’ll receive instructions from your bank or credit union that explain why your routing number changed. They’ll also explain what you’ll need to do to make updates. To be accurate, you’ll want to start using the new number as soon as possible. But don’t worry. The old routing number will still work for a while even after the change. Banks also provide advance notice if your routing number will be changing.
  • Update the routing number for automatic deposits and withdrawals. If you’re like most US households, chances are good that several automatic transactions each month use your routing number. Give the new routing number to your employer if you have direct deposit. Also, update any providers that automatically debit your bank account. Services paid by debit card don’t need to be updated unless your bank gives you a new debit card number.
  • Check your past bank statements to be sure you haven’t missed anything. It’s easy to overlook automated transactions that use your routing number. Check your bank statements to be sure you’ve updated everyone who needs your new routing number.

ABA routing transit number lookup

Sometimes you may need to look up your routing number or check on the routing number for a check you’ve received. You can get the information you need directly from the American Banking Association.

FAQs

How to transfer money using routing number and account number?

You can transfer money from your bank account using your bank’s Bill Pay service or a bank-to-bank funds transfer. The latter is also called an ACH transfer. These methods use your routing number and account number.

New services like Zelle make sending money easier than ever. However, which method you use may depend on the purpose of the money transfer.

How to withdraw money with account and routing number?

Many times, the simplest ways to withdraw money with your account and routing number are by writing a check or by making a withdrawal at the bank. In the latter case, expect to show your ID.

Do I need a routing number for international transfer?

Check with your bank to find out the number you’ll need for international transfers. For example, international wire transfers use a BIC/SWIFT Code rather than an ABA routing number.

What is an ACH routing number?

The terms routing number and ACH routing number are used interchangeably, and both refer to the 9-digit code used to identify a US bank. An ACH routing number is more commonly called an ABA routing number or simply a bank routing number.

Does a wire transfer need a routing number?

For domestic wire transfers, you’ll need the routing number and account number for both the sending and receiving accounts. For international wire transfers, you’ll need the SWIFT Code rather than the US routing number.

What is a routing number on a debit card?

Debit cards don’t use routing numbers, at least not at the consumer level. Instead, you’ll use your debit account number for debit transactions.

Is a Swift Code the same as a routing number?

While similar to a routing number, a SWIFT Code is used in international money transfers. A routing number is only used in domestic money transfers.

Can a bank routing number be 8 digits?

Technically, a routing number uses 8 digits to identify the Federal Reserve District and the specific bank or financial institution. However, routing numbers in use today utilize 9 digits. The 9th digit used to verify the previous 8 digits according to a math formula.

Can routing numbers start with 0?

Nearly all routing numbers do start with a zero. However, a routing number can also start with a 1, 2, or 3.

Are routing numbers different for wire transfers?

Domestic wire transfers within the US use standard ABA routing numbers. International wire transfers use a similar type of identifier called a Swift Code.

Bottom line

Many times, your routing number operates silently in the background. There aren’t many situations in daily life where you’ll need it. There’s no need to memorize your routing number.

Instead, just know where you can find it, as detailed above. Also, be sure to make updates if your routing number changes. In cases where you do need to use your routing number, be sure to double check the number.

Any transaction that uses your routing number will fail if you don’t have the correct number.

You may also like:

Источник: https://www.plainfinances.com/grow/routing-number/

Account Number vs. Bank Number vs. Transit Number

Your checking account has several numbers associated with it that are critical to ensuring your deposits are credited to your account, but you can easily mix them up. The most important numbers you need to know are your account number, and bank or routing number. You can find these on your checks, and in the case of your routing number, on the web.

Account Number Location

Your account number refers to the string of digits identifying your account within an institution. The length of your account number can vary by institution and the type of account you have. If you have a checking account, the bank prints your account number on the bottom of your checks as the second number after your routing number. You can have the same account number at different institutions, but not the same account and routing number.

Routing/Transit Number

The first number listed on the bottom of your checks is a routing number, also called a bank number or transit number. A bank/transit number identifies your bank so when an institution receives a check it knows the institution to which it belongs. Routing numbers are always ​nine digits​ and assigned by the American Banking Association. A bank might have one transit number for all accounts, or a different transit number for each type of transaction, such as one for paper checks and one for electronic transfers.

Geography-Based Routing Numbers

Large, national banks usually segregate their accounts by region and have transit numbers assigned to customers in those locales. For example, Bank of America has separate routing numbers for customers in the northern and southern parts of Texas. If you enter an invalid routing number for a transaction, the bank or merchant will not be able to process it. If the routing number is for an existing bank, it will go through if the account number is valid too.

Tips to Avoid Fraud

If you need your routing number, call your bank's customer service line or you can look it up in the ABA database. If the bank has nationwide banks, each state has its own combination for routing numbers. Any zeros placed at the beginning or end of your account number are part of it, so include zeroes when you need to give out your account information.

Shred any canceled checks as a precaution. A thief can skim your routing and account number to create counterfeit checks and pass them off under your name.

References

Writer Bio

Russell Huebsch has written freelance articles covering a range of topics from basketball to politics in print and online publications. He graduated from Baylor University in 2009 with a Bachelor of Arts degree in political science.

Источник: https://pocketsense.com/account-number-vs-bank-number-vs-transit-number-12144247.html
Bank of Montreal (BMO)001Scotiabank (The Bank of Nova Scotia)002Royal Bank of Canada (RBC)003The Toronto-Dominion Bank (TD)004National Bank of Canada006Canadian Imperial Bank of Commerce (CIBC)010HSBC Bank Canada016Canadian Western Bank030Laurentian Bank of Canada039Bank of Canada177Alberta Treasury Branches219Royal Bank of Scotland N.V. (Canada Branch)240Bank of America, National Association241The Bank of New York Mellon242Bank of Tokyo-Mitsubishi UFJ (Canada)245BNP Paribas (Canada)250Citibank Canada260Deutsche Bank AG265Mega International Commercial Bank (Canada)269JPMorgan Chase Bank National Association270Korea Exchange Bank of Canada275Mizuho Corporate Bank Ltd. Canada Branch277UBS Bank (Canada)290Société Générale (Canada Branch)292State Bank of India (Canada) Alberta294Sumitomo Mitsui Banking Corporation of Canada301Amex Bank of Canada303Industrial and Commercial Bank of China (Canada)307Bank of China (Canada)308Citizens Bank of Canada309First Nations Bank of Canada310BofA Canada Bank311J.P. Morgan Bank Canada314CTC Bank of Canada315U.S. Bank National Association318Habib Canadian Bank321Rabobank Nederland322Capital One Bank (Canada Branch)323President’s Choice Financial326State Street327Citibank N.A.328Comerica Bank330First Commercial Bank332HSBC Bank USA National Association333Pacific & Western Bank of Canada334United Overseas Bank Limited335Maple Bank336Canadian Tire Bank338UBS AG Canada Branch339ICICI Bank Canada340Bank West342Dundee Bank of Canada343General Bank of Canada344Fifth Third Bank345Société Générale (Canada Branch) Ontario346Bridgewater Bank347The Northern Trust Company Canada Branch349DirectCash Bank352Jameson Bank354Shinhan Bank Canada355M&T Bank357HomEquity Bank358Walmart Canada Bank359Barclay’s Bank PLC Canada Branch360MonCana Bank of Canada361Community Trust Company507The Canada Trust Company509Laurentian Trust of Canada Inc.522Effort Trust Company532Investors Group Trust Co. Ltd.536Manulife Bank of Canada540CIBC Trust Corporation548Montreal Trust Company of Canada550Sun Life Financial Trust Inc.551Peace Hills Trust Company568Royal Trust Company570Royal Trust Corporation of Canada580National Trust Company590Royal Bank Mortgage Corporation592TD Mortgage Corporation597TD Pacific Mortgage Corporation603HSBC Mortgage Corporation (Canada)604Scotia Mortgage Corporation606CS Alterna Bank608ING Bank of Canada614B2B Bank (formerly B2B Trust)618ResMor Trust Company620Peoples Trust Company621The Equitable Trust Company623Industrial Alliance Trust Inc.625Manulife Trust Company626Household Trust Company630Latvian Credit Union Limited803Communication Technologies Credit Union Limited807Arnstein Community Credit Union Limited808Central 1 Credit Union British Columbia809All Trans Financial Services Credit Union Limited810La Confédération des Caisses Populaires et D’Économie Desjardins du Québec815La Fédération des caisses populaires du Manitoba Inc.819Central 1 Credit Union Ontario828La Fédération des Caisses Populaires de l’Ontario Inc.829Airline Financial Credit Union Limited830Meridian Credit Union837Atlantic Central839Dundalk District Credit Union Limited840Alterna Savings and Credit Union842Goderich Community Credit Union Limited844Ontario Civil Service Credit Union Limited846Concentra Financial Services Association853Golden Horseshoe Credit Union Limited854La Fédération des Caisses Populaires Acadiennes Limitée865Credit Union Central of Manitoba Limited879Credit Union Central of Saskatchewan889Alliance des caisses populaires de l’Ontario Limitée890Credit Union Central Alberta Limited899
Источник: https://cansumer.ca/routing-numbers/

Payments Canada

The Financial Institutions Branch Directory (FIBD) provides routing numbers and addresses for branches of all Canadian financial institutions.

Information in the FIBD is drawn from Payments Canada’s Financial Institutions File (FIF) database and is updated weekly, based on information received from members. The FIF is also available on a subscription basis. It offers enhanced functionality for frequent users and can be imported in a variety of business applications. For more information, you can reach out to your Member institution or read more about the FIF and routing numbers.

Tips for Using the FIBD:

  • For each branch, routing numbers are provided in two formats: one for electronic payments, and the other for MICR-encoded paper payment items.
  • The Geographical List is organized by municipality. Use it to find the branch routing number when the location of the branch is known. Consult the Payments Canada Member List to confirm the name of the financial institution, if necessary.
  • Use the Numeric List to find the branch address when the routing number is known.

Banks

Credit Unions and Caisses Populaires

Trust Companies, Loan Companies and Other Deposit-taking Institutions


Legal Notices:

Payments Canada web version of the Financial Institutions Branch Directory (“Branch Directory”) is provided on “as is” i and “as available” bases. Payments Canada has full intellectual property rights, including copyright, in the Branch Directory. Reproduction of the Branch Directory, in whole or in part, for sale or any other commercial purpose, without permission, is strictly prohibited.

While reasonable efforts have been made to provide accurate and up-to-date information, Payments Canada makes no representations or warranties, either expressly or impliedly, as to the content of the Branch Directory.


Источник: https://www.payments.ca/our-directories/financial-institutions-branch-directory
how to find out a bank by routing number

How To: Identifying Numbers On Your Check

How to Find Your Check Routing Number

Finding your 9-digit check routing number is useful when you’re setting up direct deposits how to find out a bank by routing number automatic payments.

At the bottom of your check are 3 groups of numbers: your routing number, account number and check number.

Routing number

The bank’s routing number is the first set of numbers in the lower left corner of your check. Routing numbers (or sometimes also called an ABA number) are 9-digits that are used to identify the financial institution associated with your account.

The character symbol around the numbers is not part of the routing number on a check. Routing numbers are public. Bank Five Nine's routing number is 075902421
You can also find our routing number at the bottom of our website in the right hand corner.

Account number

You’ll find your account number on your check immediately after the how to find out a bank by routing number number. It’s the longer of the last 2 groups of numbers.  You can see it by looking at your personal checks or signing in to your account online. Your account number is private and unique to your bank account.

Check number

The check number is usually the last set of numbers on your personal check. It’s also the shortest set of numbers on the check, typically 3 or 4 digits long. Your check number helps you keep track of which check you’re writing. This number it is also listed on the top right of your check.

check_web_0_1.jpg

*This is a sample check.

Источник: https://www.bankfivenine.com/blog/how-identifying-numbers-your-check

Payments Canada

The Financial Institutions Branch Directory (FIBD) provides routing numbers and addresses for branches of all Canadian financial institutions.

Information in the FIBD is drawn from Payments Canada’s Financial Institutions File (FIF) database and is updated weekly, based on information received from members. The FIF is also available on a subscription basis. It offers enhanced functionality for frequent users and can be imported in a variety of business applications. For more information, you can reach out to your Member institution or read more about the FIF and routing numbers.

Tips for Using the FIBD:

  • For each branch, routing numbers are provided in two formats: one for electronic payments, and the other for MICR-encoded paper payment items.
  • The Geographical List is organized by municipality. Use it to find the branch routing number when the how to find out a bank by routing number of the branch is known. Consult the Payments Canada Member List to confirm the name of the financial institution, if necessary.
  • Use the Numeric List to find the branch address when the routing number is known.

Banks

Credit Unions and Caisses Populaires

Trust Companies, Loan Companies and Other Deposit-taking Institutions


Legal Notices:

Payments Canada web version of the Financial Institutions Branch Directory (“Branch Directory”) is provided on “as is” i and “as available” bases. Payments Canada has full intellectual property rights, including copyright, in the Branch Directory. Reproduction of the Branch Directory, in whole or in part, for sale or any other commercial purpose, without permission, is strictly prohibited.

While reasonable efforts have been made to provide accurate and up-to-date information, Payments Canada makes no representations or warranties, either expressly or impliedly, as to the content of the Branch Directory.


Источник: https://www.payments.ca/our-directories/financial-institutions-branch-directory

Your KeyBank routing number varies by the state where your account was opened and sometimes based on the payment or transaction you are making.

Find the bank routing number for checks and ACH transactions including direct deposit or automatic payments in the account information and settings menu when you log into online or mobile banking, in the list below, or on your paper check.

If you need the routing number to receive a toshiba laptops walmart transfer payment to your bank account, please refer to how to find out a bank by routing number wire transfer routing number listed below.

Routing Number on Checks: The nine digit routing number is the first group of numbers on the bottom left corner of your check. The bank routing number on your checks may differ from the list below for your state, but you can use either number.

Routing Number for Wire Transfers, ACH and ABA:

Alaska
Wires, ACH and Ordering Checks: 125200879

Colorado
Wires, ACH and Ordering Checks: 307070267

Connecticut
Ordering Checks: 222370440
Wires and ACH: 021300077

Florida
Wires, ACH and Ordering Checks: 041001039

Idaho
Wires, ACH and Ordering Checks: 124101555

Indiana
Wires, ACH and Ordering Checks: 041001039

Maine
Wires, ACH and Ordering Checks: 011200608

Massachusetts
Ordering Checks: 222370440
Wires and ACH: 021300077

Michigan
Wires, ACH and Ordering Checks: 041001039

New York
Ordering Checks: Please refer to your check, or view in how to find out a bank by routing number banking
Wires and ACH: 021300077

Ohio
Ordering Checks: Please refer to your check, or view in online banking
Wires and ACH: 041001039

Oregon
Wires, ACH and Ordering Checks: 123002011

Pennsylvania
Ordering Checks: 222370440
Wires and ACH: 021300077

Utah
Wires, ACH and Ordering Checks: 124000737

Vermont
Wires, ACH and Ordering Checks: 211672531

Washington
Wires, ACH and Ordering Checks: 125000574

The ABA Routing Number (a.k.a. ABA number or Routing Transit number) was developed by the American Bankers Association (ABA) in 1910. The ABA Routing Number serves to identify the specific financial institution responsible for the payment of a negotiable instrument.

Источник: https://www.key.com/personal/customer-support/locate-routing-number.jsp

Last Updated on August 17, 2021 by pf team

Of the different types of numbers on the front of a check, the routing number can seem the most mysterious. The routing number, also known as an ABA routing transit number, serves as an address.

In effect, the routing number tells the how to find out a bank by routing number system which bank holds a given bank account.

routing number

ABA routing transit number history

The history of the routing number dates to 1910. The American Bankers Association (ABA) introduced the number to eliminate confusion when processing checks.

Many banks have similar names. This can lead to processing errors. However, a routing number gives an exact location, not unlike a street address or an IP address.

Although introduced to process checks efficiently and accurately, routing numbers have found new utility in today’s banking world.

Checks haven’t gone away yet. But their use is less common today as online payments and electronic payments gain in popularity.

Now, routing numbers help process transactions ranging from direct-deposit what credit card has the best cash back to electronic payments through mobile apps. While the technology changes, the role of a routing number remains the same.

The routing number still tells the banking system which bank holds the account. Both banks and credit unions use routing numbers as their “address”.

However, a growing number of other payment methods also use routing numbers as a way of sending money.

What is a routing number?

The routing number is the nine-digit number on checks that identifies your bank. You’ll also see this number referred to by different names. For example, you may also find the routing number called an ABA routing transit number or ABA RTN.

The routing number on a check uses special features that include a specific font printed in magnetic ink. This is a technology called Magnetic Ink Character Recognition (MICR).

These features allow the use of sorting machines and help ensure readability. This process helps route the check to the right bank for processing.

How to find a routing number?

Whether setting up direct deposit or setting up a payment app, there are times when you’ll need to find your routing number.

  • Paper bank check: Finding your routing number on a check is often easiest because it’s on the bottom left of the check. Look for the number with 9 digits. Account numbers and check numbers can vary in length but only the routing number has 9 digits.
  • Paper bank statement: Most banks don’t provide the routing number on printed bank statements. Instead, you can find the routing number on a check. You can also find your routing number by using your bank’s mobile app or by calling customer service. Alternatively, you can find your routing number through the ABA website.
  • Banking app: Online accounts and mobile banking accounts can be another way to find your routing number. Designs for apps and websites vary, so you may have to dig around a bit. However, you’ll often be able to find the number quickly.
  • Bank customer service: Of course, you can also get your routing number by contacting your bank’s customer service staff. Just reach out by phone or visit a branch. Be prepared to identify yourself, as is common with calls to financial institutions.

Where is the routing number on a check?

routing number on a check from union bank

On the bottom of a check, you’ll find 3 numbers printed in a special font. The first of these numbers is the routing number, which you can identify by counting the number of digits. A routing number always has 9 digits.

On the same line, also called the MICR line, you’ll also find your account number and the check number – in that order. All these numbers are machine readable. This speeds processing and reduces errors.

Account numbers and check numbers can vary in the number of digits they use, but only the routing number uses 9 digits. This helps you identify the routing number easily.

What do the check routing number digits represent?

Much as with zip codes, the numbers that make up a routing number have distinct meanings.

  • First four digits: The first 4 numbers in a routing number represent the Federal Reserve Routing Symbol. These 4 numbers help the banking system know how to process the check. There are 12 Federal Reserve Banks throughout the US, all of which service a geographic area called a district.
  • Fifth through eighth digits: Next, you’ll find the 4 digits that indicate which bank or financial institution within the Federal Reserve District the check is drawn upon. This series of numbers is also called the ABA Institution Identifier.
  • Ninth digit: The ninth number within a routing number is a “check digit”. This can be used to verify if a routing number is valid using a special math formula. However, if you need to verify a routing number, it may be better to contact the bank directly.

What do you need your bank routing number for?

While most often associated with checks, routing numbers are also used elsewhere and perhaps even more frequently than with checks. Here are some of the more common reasons to use a routing number.

  • To set up your account online: You may not need your routing number to set up an online account with your own bank. But you’ll need it for other online accounts that can access your account. For example, personal hotels in bangor maine with indoor pool software how to find out a bank by routing number accounting software typically require a routing number.
  • To set up direct deposit: If you want to get paid directly by an employer without having to deal with checks, you’ll need your routing number. Often, you’ll also need to provide a copy of a voided check for verification.
  • To make an electronic funds transfer: To send money with a bank transfer, you’ll need your routing number and account number. You’ll also need both numbers for the recipient. Think of these as the “to” and “from” addresses that you’d find on a letter.
  • To receive an electronic funds transfer: For incoming transfers or payments, you’ll need to provide your routing number and account number to the payor.
  • To deposit money in another person’s name: Many banks don’t allow deposits into someone else’s account. However, transfer services like Zelle allow you to send money to another person’s account. You may need your routing number to get set up with the service.

Routing number vs. account number

You’ll find both the routing number and your account number on the same line at the bottom of a check.

There are some similar functions to each number. But each serves as a unique identifier and uses a different number format.

  • Similarities: Both numbers help to identify the bank account owner and tell banks how to process the check. The routing number identifies the Federal Reserve District and the bank or financial institution within that district. The account number provides the “address” of an account at the bank identified by the routing number.
  • Differences: Besides the differences in function between a routing number and an account number, you’ll also find a difference in format. The most obvious difference is in the number of digits. A routing number always has 9 digits as defined by the ABA’s Routing Number Policy. This policy has been in place for over 100 years. An account number may have 5 digits – or 10, or some other number of digits. Each how to find out a bank by routing number can choose their own system for account number formats. However, the 9-digit format is reserved for the routing number.

What to do if the routing number changes

If your bank is acquired or merges with another bank, your routing number might change as well.

If you have a lot of services tied to your account or receive direct deposits, it’s important to update these with your new routing number.

  • Follow bank instructions when routing and account numbers change. You’ll receive instructions from your bank or credit union that explain why your routing number changed. They’ll also explain what you’ll need to do to make updates. To be accurate, you’ll want to start using the new number as soon as possible. But don’t worry. The old routing number will still work for a while even after the change. Banks also provide advance notice if your routing number will be changing.
  • Update the routing number for automatic deposits and withdrawals. If you’re like most US households, chances are good that several automatic transactions each month use your routing number. Give the new routing number to your employer if you have direct deposit. Also, update any providers that automatically debit your bank account. Services paid by debit card don’t need to be updated unless your bank gives you a new debit card number.
  • Check your past bank statements to be sure you haven’t missed anything. It’s easy to overlook automated transactions that use your routing number. Check your bank statements to be sure you’ve updated everyone who needs your new routing number.

ABA routing transit number lookup

Sometimes you may need to look up your routing number or check on the routing number for a check you’ve received. You can get the information you need directly from the American Banking Association.

FAQs

How to transfer money using routing number and account number?

You can transfer money from your bank account using your bank’s Bill Pay service or a bank-to-bank funds transfer. The latter is also called an ACH transfer. These methods use your routing number and account number.

New services like Zelle make sending money easier than ever. However, which method you use may depend on the purpose of the money transfer.

How to withdraw money with account and routing number?

Many times, the simplest ways to withdraw money with your account and routing number are by writing a check or by making a withdrawal at the bank. In the latter case, expect to show your ID.

Do I need a routing number for international transfer?

Check with your bank to find out the number you’ll need for international transfers. For example, international wire transfers use a BIC/SWIFT Code rather than an ABA routing number.

What is an ACH routing number?

The terms routing number and ACH routing number are used interchangeably, and both refer to the 9-digit code used to identify a US bank. An ACH routing number is more commonly called an ABA routing number or simply a bank routing number.

Does a wire transfer need a routing number?

For domestic wire transfers, you’ll need the routing number and account number for both the sending and receiving accounts. For international wire transfers, you’ll need the SWIFT Code rather than the US routing number.

What is a routing number on a debit card?

Debit cards don’t use routing numbers, at least not at the consumer level. Instead, you’ll use your debit account number for debit transactions.

Is a Swift Code the same as a routing number?

While similar to a routing number, a SWIFT Code is used in international money transfers. A routing number is only used in domestic money transfers.

Can a bank routing number be 8 digits?

Technically, a routing number uses 8 digits to identify the Federal Reserve District and the specific bank or financial institution. However, routing numbers in use today utilize 9 digits. The 9th digit used to verify the previous 8 digits according to a math formula.

Can routing numbers start with 0?

Nearly all routing numbers do start with a zero. However, a routing number can also start with a 1, 2, or 3.

Are routing numbers different for wire transfers?

Domestic wire transfers within the US use standard ABA routing numbers. International wire transfers use a similar type of identifier called a Swift Code.

Bottom line

Many times, your routing number operates silently in the background. There aren’t many situations in daily life where you’ll need it. There’s no need to memorize your routing number.

Instead, just know where you can find it, as detailed above. Also, be sure to make updates if your routing number changes. In cases where you do need to use your routing number, be sure to double check the number.

Any transaction that uses your routing number will fail if you don’t have the correct number.

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Источник: https://www.plainfinances.com/grow/routing-number/

Find your Routing Number

At the bottom of a check, you will see three groups of numbers. The first group is your routing number, the second is your account number and the third is your check number.

First Utah Bank’s routing number is 124302613.

Knowing how to locate these important numbers is useful for setting up automatic payments for monthly bills and filing forms for actions such as direct deposit. Learn more about routing numbers, account numbers and check numbers below.

First Utah Bank find your routing number, account number and check number

Routing number
The first set of numbers on the lower left corner of a check is the routing number. Keep in mind the routing numbers are 9-digit codes and the character symbol surrounding the numbers is not part of the routing number on a check. Routing numbers, sometimes called transit numbers, are public and may vary based on the region where you opened your account.

Account number
The second set of numbers following the character symbol immediately after your routing number is your account number. Sometimes the placement can be switched with the check number. To determine your account number, simply choose the longer number. This number is private and unique to your bank account – you’ll find it only on your personal checks or by signing into your online account.

Check number
The check number is usually the last set of numbers on your personal check, but it could be switched in placement with the account number. They’re the shortest set of numbers on the check and hold no significance besides helping you keep track of which check you’re writing.

 

Use your routing number with Online Banking, Bill Pay, wire transfers and more.

Источник: https://firstutahbank.com/tools-resources/aba-routing-number/
is a nine digits numerical codes used to identify an individual branch of a financial institution in Canada. It is used by Canadian Banks, Credit Unions and Trust Companies for Electronic Fund Transactions (EFT) within Canada.

The Routing Number is used for domestic transfer. To make money transfer, the Routing Number is used together with the bank account number of the recipient. For international inward money transfer, a SWIFT code must be used together with a Routing Number and Account Number.

MICR Numbers or widely known as Transit Numbers are used in cheques processing. It appears on the bottom of negotiable instruments such as checks identifying the financial institution on which it was drawn.

The Bank Routing Numbers or Transit Numbers feature on this website is only applicable to be use in Canada. For United States, kindly browse to United States Routing Number website. Read more to find out the bank details, address, postcode & maps.

Canadian MICR Number or transit numbers are regulated by the Canadian Payments Association and has the following form:

XXXXX-YYY

where XXXXX is a Branch Number, and YYY is an Institution Number. The dash between the branch number and the institution number is an integral part of the transit number. This format what is the capital of new york only valid for paper-type transactions such as cheques.

For Electronic Fund Transactions (EFT) the current format is a leading zero, the institution number, then the branch number all with no dashes.

For example if a cheque reads XXXXX-YYYthe corresponding EFT code would be 0YYYXXXXX.

As a general rule, How to find out a bank by routing number institution numbers start with 0, 2, 3, or 6, Credit Union and Caisse Populaire institution numbers start with 8, and Trust Company institution numbers with 5.

Examples

MICR NumberBank or Institutions
XXXXX-001Bank of Montreal
XXXXX-002Bank of Nova Scotia
XXXXX-003Royal Bank of Canada
XXXXX-004Toronto-Dominion Bank (which is the legal name for the bank
XXXXX-006National Bank of Canada
XXXXX-010Canadian Imperial Bank of Commerce (includes President’s Choice Financial)
XXXXX-016HSBC Canada
XXXXX-030Canadian Western Bank
XXXXX-039Laurentian Bank of Canada
XXXXX-117Government of Canada (Not listed as a member of the Canadian Payments Association)
XXXXX-127Canada Post (money orders)
XXXXX-177Bank of Canada (Canadian central bank)
XXXXX-219ATB Financial
XXXXX-260Citibank Canada
XXXXX-290UBS Bank (Canada)
XXXXX-308Bank of China (Canada)
XXXXX-309Citizens Bank of Canada (Canada)
XXXXX-326President’s Choice Financial (no longer assigned
XXXXX-338Canadian Tire How to find out a bank by routing number Bank Canada
XXXXX-509Canada Trust (prior to the merger of TD & Canada Trust)
XXXXX-540Manulife Bank
XXXXX-614ING Direct Canada
XXXXX-809[Central 1 [Credit Union] – BC Region]
XXXXX-815Caisses Desjardins du Québec
XXXXX-819Caisses populaires Desjardins how to find out a bank by routing number Manitoba
XXXXX-828[Central 1 [Credit Union] – ON Region]
XXXXX-829Caisses populaires Desjardins de l’Ontario
XXXXX-837Meridian Credit Union (formerly Hepco)
XXXXX-839Credit Union Heritage (Nova Scotia)
XXXXX-865Caisses populaires Desjardins acadiennes
XXXXX-879Credit Union Central of Manitoba
XXXXX-889Credit Union Central of Saskatchewan
XXXXX-899Credit Union Central Alberta
XXXXX-900?


In a Canadian bank transit number, the last digit of the branch number, with few exceptions, indicates the geographical location of the branch.

Branch numbers ending with:

0 are located in British Columbia and Yukon
1 are located in Western Québec including Montreal and surrounding areas
2 are located in Ontario including Toronto and surrounding area
3 are located in Nova Scotia, Prince Edward Island and Newfoundland excluding Labrador
4 are located in New Brunswick
5 are located in Eastern Québec including Labrador
6 are located in Eastern Ontario including Ottawa and surrounding area
7 are located in Manitoba and North-Western Ontario
8 are located in Saskatchewan
9 are located in Alberta, the Northwest Territories and Nunavut

Источник: https://www.canadaroutingnumber.com/

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