Popular Capital One 360 Accounts. Account, Notes. 360 Performance Savings, FDIC-insured savings with no fees. 360 IRA Savings, Open. For new customers, you can earn a $25 bonus for a new Capital One 360 Checking account. When you open a Performance Savings account, you can earn a $100 bonus. Capital One Financial Corporation is an American bank holding company specializing in credit cards, auto loans, banking, and savings accounts.