members 1st online banking

Banking at your fingertips! Simple, powerful tools for staying connected to your accounts wherever you go. Learn. Now that they are young adults, college students and out in the working world, they still maintain their accounts at MCU! Louise Williamson, Member Since 1985. Act 1st Federal Credit Union has been serving Cumberland, MD for over 65 years! We offer a wide variety of services including full-service banking.

: Members 1st online banking

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It’s Me 247 Online Banking

1st Community FCU offers great Online Banking features to help make your financial life easier.

It’s Me 247 Self-Service Options Keep Your Credit Union OPEN 24/7
  • Review balances, transaction history & details on your deposit and loan accounts
  • Helps you prevent, or quickly stop, fraudulent transactions on your account
  • Shows holds, pending transactions (debit card & ACH) and pending deposits when a difference is indicated between your Actual and Available balance
  • Transfer funds between accounts and other memberships (one-time or set up to transfer automatically)
  • See and Jump to your joint accounts without logging out of your primary account. Please contact the credit union to set up this feature
  • Search and print, or save, copies of cleared checks from your account history.
  • Stop payment on a check
  • Update distributions for your incoming ACH deposits (like your paycheck) to your savings, checking or loan accounts
  • Subscribe for eAlerts via email or text (ex. Notification when your account balance is higher or lower than a set amount, when a loan payment is coming due and when ACH deposits or withdrawals are posted)
  • Make your overdraft services selection
  • Read eAlerts and other messages sent to you
  • Enroll in Text Banking to receive replies on available balances
  • Update personal information such as address and phone number or email address securely
  • Make a loan payment when viewing the loan info by clicking on “Pay Now”
  • Access loan payoff amounts
  • A2A transfers (account to account transfers to accounts at other financial institutions) will be available soon (Ex. great to send money to a child at college)
  • View your monthly statements electronically using e-Statements
  • Withdraw funds via a check to be printed and mailed to your address
  • Nickname your accounts
  • Pay bills online using It’s Me 247 Bill Pay
  • Personalize your colors, photos and other settings
  • Apply for a loan
  • Print your own loan coupons
  • Check on year-to-date and previous year dividends and interest paid for tax information
  • Create a username for your security
  • Request a contact from a credit union representative
  • Use links to navigate to other helpful web sites
  • View current savings, certificate and loan rates and product information Download account details to Microsoft Money
  • Download account details to Intuit Quicken
  • PIB (Personal Internet Branch) is a tool to provide additional personal security for your account – this feature will be turned on soon
  • Open additional deposit accounts online – coming soon.
  • Deposit a check to your account through Mobile Deposit from your mobile device (for qualified members)


At Members First Federal Credit Union, masks are required when you are entering the branches. Our greatest priority is the health and safety of our members and employees. As such, we are closely monitoring the daily developments regarding COVID-19 (coronavirus) and are following guidance from the Centers for Disease Control and Prevention (CDC), the New York State Department of Health (NYSDOH) and local government officials. Read More about CORONAVIRUS UPDATE

Featured Rates

New Vehicle Loans


Visa Credit Card

variable rate7.25%APR

Used Vehicle Loans


Signature Loans


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APR: Annual Percentage Rate; APY: Annual Percentage Yield

  • Transfer Your Credit Card Balance to Members First and Save!

    *Limited time offer. Payback APR good through 12/31/18. Please see an Associate for complete details.

  • Auto Loan Payment Holiday!

    Auto Members 1st online banking Payment Holiday!

    • Book a new or used vehicle loan with Members First and make no payments for the first two months.

    *All loans subject to credit approval. Please see an associate for complete details.

  • Debit Card Rewards

    • Rebates up to $15 for ATM fees
    • 10¢ back on debit card signature transactions
    • 5% interest rebate on Members First consumer loans
    • No account transfer fees
  • Save Time with our Mobile Banking App!

    • Access all your accounts using your smartphone or tablet device
    • Check balances & transaction activity
    • Pay bills
    • Find the nearest FREE ATM
    • Deposit checks remotely

    Learn More about mobile banking

Members First is part of the Shared Branch Network

Members First is part of the Shared Branch Network

Make deposits or withdraws at participating credit unions via the Shared Branch Network.
View Participating Credit Unions

CO-OP Network ATM Locator

CO-OP Network ATM Locator

Find a FREE Members First CO-OP Network ATM near you.

Locate ATMs

Members First News

Limited time no credit-check loans up to $2000.

Welcome to our new ADA-compliant website, now our vision impaired members are able to access the information they need, with efficiency and ease!

In today’s financial world getting approved for a first time car purchase can be difficult. But not at Members First. We offer a special First Time Buyers program that can help members purchasing their first vehicle. Our program members 1st online banking APR 

  • Up to $25,000
  • Up to a 60 month term
  • Please see an associate for other terms and conditions.  

    Read all News


    Members 1st Credit Union in Redding, CA

    Members 1st Mobile

    Online Banking is limited to usage from specific devices and their associated browsers. Allowable desktop browsers include:

    • Windows 10+ with Edge, Chrome, Firefox.
    • OSX 10.9+ with Safari (must have all updates installed in order for Safari to be able to connect with TLS v1.2), Chrome, Firefox.

    Allowable mobile/tablet devices include iOS 12+ or Android 4.4+.

    Eligible to all Butte, Glenn, Shasta, and Tehama County residents. Join Now
    *APR=Annual Percentage Rate. APY=Annual Percentage Yield.
    If you need assistance navigating our website, please call us at 530.222.6060 during our normal business members 1st online banking Copyright (c) 2021 Members 1st. All Rights Reserved. Federally Insured by NCUA.

    Report fraud on your account by calling us at 1-800-808-6402.

    We use cookies to make navigation easier, analyze site use, and assist our marketing, as explained in our Online Privacy Policy.

    Become A Member. Join Today!

    On the Go

    FFCU's online banking system, NetBranch, is convenient and an easy way to handle your finances from home, work or while traveling. All you need is a cell phone or computer with an internet connection. The best part? NetBranch allows you to check your balances, members 1st online banking loan and FFCU VISA credit card payments, verify that drafts and debits have cleared, review account and loan history, view items pending in the ACH Warehouse deposits (direct deposit) and transfer money between your FFCU share accounts. Now you can even manage your finances easier with eAlerts to remind you of loan due dates, low balance alerts, cleared checks and authorized hold members 1st online banking your account. NetBranch is totally free to our members! There are no monthly fees or hidden costs. It is also available to you 24 hours a day, 7 days a week, 365 days a year. For the protection of your account information, you must have an email address on file to sign up for NetBranch. If you do not have an email address on file, please call us at 989-759-1686 to set up your email prior to signing up for online banking. 

    Detailed Directions On How To Sign Up For NetBranch

    Enroll today!

    Phone Teller 24

    No internet access? We’ve got you covered! Our Phone Teller 24 system is a menu run system which allows you to do different types of transactions on your account, such as checking your account balance, checks that have cleared your account, transfer money and make loan and FFCU credit card payments. Call any office today to sign up for Teller 24.


    First United Bank

    Checking Accounts

    We offer account options with features designed for the way you live. 



    By getting to know you, we can build the right mortgage based on your needs.


    Spend Life Wisely

    We’re here to change the world, one customer, one family, one community at a time.


    Your Journey to Financial Well-Being.

    The path to financial security and comfort for you and your family is a journey rental properties nags head north carolina small steps. Do you know where you are on the path? Are you taking the right steps to get where you want to be? Let us help you find your place on the path and empower you with the resources and tools you need to keep moving forward.

    • Personal

      Steps and stages for individuals and families.

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      Begin your journey on strong financial footing with these important early steps.


      The strategies you need to move forward and set yourself up for long term success.


      Are you on track to hit your goals? Employ these strategies to help make it happen.


      You’ve worked hard to get here. Make sure your money works just as hard to keep you here.


      Evaluate your position and create a legacy that lasts.

    • Business

      A map through the stages of healthy business growth.

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      Laying the groundwork and building the structure of a thriving future company.


      Essential early steps in planning and finance to set your new business up for success from day one.


      Strategies for employee and customer happiness to ensure healthy growth and a vibrant workplace.


      Sharpen practices and streamline operations in preparation for future expansion.


      Reap the rewards of smart planning and execution as your business continues its ascent.

    You’re one of a kind. Let’s keep it that way.

    Identity theft is on the rise. Secure Checking* with IDProtect® includes powerful built-in security tools that help better protect you and your entire family1. Open your secure account today in just 5 minutes.


    • Online and Mobile Banking
    • Identity Monitoring4
    • Credit File Monitoring3,4
    • Comprehensive Identity Theft Resolution Services
    • Coverage for You and Your Entire Family
    • 3-in-1 Credit Report4
    • Identity Theft Expense Reimbursement Coverage2


    Secure your identity, and your family.Get Started

    Spend Life Wisely

    Spending Life Wisely means taking small steps towards a life of love and impact. And we’re here to inspire and empower you along the way with information that educates, empowers, and inspires each person to reach their highest purpose and realize their greatest success.

    • Faith

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      Treasure your faith.

      Allow God to guide your heart to a life of meaning and purpose, putting Rental properties nags head north carolina at the center of everything you do, inspiring you to serve others with love and compassion.

    • Financial Well-Being

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      Care for your money.

      Be intentional with both your saving and spending to make the most of what you are given, gaining financial peace of mind to support yourself and those you love.

    • Health

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      Invest in your wellness.

      Care for your physical, mental, and spiritual health in order to be at your best for yourself and others, living each day to its fullest.

    • Growth

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      Enrich your mind.

      Never stop learning and growing so that you may realize your fullest potential, live your purpose, and achieve your greatest success.

    How may we help you along your members 1st online banking Us

    *  Monthly service charge of $6.95. $100 minimum opening deposit required.

    1  Benefits are available to personal checking account owner(s), their joint account owners and their eligible family members subject to the terms and conditions for the applicable Benefits. Some Benefits require authentication, registration and/or activation. Benefits are not available to a “signer” members 1st online banking the account who is not an account owner or to businesses, clubs, trusts, organizations and/or churches and their members, or schools and their employees/students. Family Members include your spouse, persons qualifying as domestic partner, and children under 25 years of age and parent(s) of the account holder who are residents of the same household.

    2  Special Program Notes: The descriptions herein are summaries only and do not include all terms, conditions, and exclusions of the Benefits described. Please refer to the actual Guide to Benefit and/or insurance documents for complete details of coverage and exclusions. Coverage is offered through the company named in the Guide to Benefit or on the certificate of insurance. Insurance products are not insured by FDIC or any Federal Government Agency; not a deposit of or guaranteed by the bank or any bank affiliate.

    3  Credit file monitoring may take several days to begin following activation.

    4  Registration/Activation Required

    Warning: You Are Leaving This Site.

    You are about to follow a link to [Link]. To proceed, click 'continue' below.  To remain on this site, click 'cancel' below.

    Cancel Continue


    Online Banking Login

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    Your security is our priority and password requirements may have changed since the last time you logged in. If you are prompted to change your password please follow the steps on the screen to select a new password that meets the requirements. Call 1st CCU at 888-706-1228 if you need assistance. 

    Passwords must meet these parameters:

    • Must be between 8-20 characters in length
    • Must contain at least one alpha character (letters A through Z)
    • Must contain at least one non-alpha character (numbers or symbols)
    • Passwords are allowed to contain these symbols: ! # % $ & * + - / ; < > = ? { } \ _ [ ] ) (
    • Cannot match or include your 1st CCU Online Banking User Name
    • You cannot use your previous 2 passwords when changing a password

    online banking and mobile app screens. 1st CCU will be upgrading online banking and mobile app in 2022.

    Logging In (If you have been given a User Name and Password)

    • Visit our website,, and enter your User Name in the login field at the upper right of the home page.
    • For the Password the first time you log in after the Computer Upgrade please enter the last 4 digits of the Primary member's social security number.
    • Follow the prompts to change your password, select a security image, set up Challenge Questions/Answers, and create a Password Reset Question/Answer.
    • You should now be in the new Online Banking system!

    Subsequent Logins:

    • Enter your User Name in the Online Banking Login field on our website, then enter your password.
    • If you forget your Password, use the 'Forgot Password' link. You will be presented with the Password Reset Question you created the first time you logged into the system. Upon successfully answering the question, reset your password.

    Self-Enrollment (If you do not have a User Name and Password)

    The information you enter into the fields during self-enrollment must exactly match the information we have on file in your 1st CCU account. If you have moved or changed your email address and you haven't notified 1st CCU of your new address or email you may need to contact 1st CCU to be manually enrolled by a Member Service Representative. To self-enroll, follow these steps:

    • Click the New User link in the grey box of the Online Banking login field on the top right of our webpage
    • Enter your full Social Security Number, your 8-digit Account Number, and the email address on file at 1st CCU account
    • Enter your name, address, and birth date information. (note: Businesses need to enter their full business name in the Last Name field)
    • If the system is able to authenticate the information you entered to the information on file at 1st CCU, you will be prompted to click a button to send an email confirmation.
    • Once you click the button to send the verification email, without closing your browser please check your email and click the link in the email to complete the verification process.
    • After clicking the link, write down or highlight and copy the temporary password, then continue with the enrollment instructions as directed.
    • Create a unique User Name
    • Paste or type the Temporary Password
    • Select a watermark security image
    • Paste or type the Temporary Password in the old password field and set up a new permanent 8-20 character Password
    • Set up Challenge Questions/Answers and create a Password Reset Question/Answer
    • Congratulations, you are now enrolled in Online Banking!


    • You must have a valid email on file at 1st CCU to use Online Banking.
    • One of the steps in the self-enrollment process requires you to be able to access your email account to click a verification link without closing out of the browser you are using to enroll in Online Banking.
    • You must also be able to finish the New Enrollment process on the same device as the device you are using to start the enrollment.
    • If you are unable to access your email account or start and finish the self-enrollment process on the same computer, please contact 1st Community Credit Union at 888-706-1228 for assistance. We can manually enroll you.

    testimonial from Linda "always more than pleased <i>members 1st online banking</i> services provided by 1st CCU"

    Did You Know That You Can See Pending Deposits In Online Banking?

    If you are anticipating a deposit and you want to see if the money will hit your account in the next day or two, you can find that information within Online Banking.

    • Log into Online Banking. If you have multiple accounts at 1st CCU make sure you are logging into the account that the automatic deposit is supposed to be delivered to.
    • Click on the Transactions link in the tool bar.
    • Select 'Pending Transactions'. If there are any pending deposits or withdrawals you will be able to view them on the Pending Transactions screen.  The screen will show the account the transaction will hit, where the transaction members 1st online banking coming from, and transaction amount, and the effective date that the automatic deposit will go into the account.
    screenshot showing pending deposit notification
    • Please Note: The Pending Deposit Transactions are only viewable within Online Banking. Deposits that are pending will not show up in the Mobile App.
    • Want to know exactly when the deposit hits your account? Sign yourself up for our free Deposit eAlert!  You can choose from email alerts, text alerts, or both. You can enroll in the Deposit eAlert while you're in your Online Banking account.  Simply click on the 'Services' tab and select the 'Continue' box next to E-Alerts.  Click the 'Add Alert' button on the far right side of the screen. 
    • Click on the words "Add Share Alerts"

    screenshot of online banking eAlert starting point

    • Change the drop down field to the account where the automatic deposit is supposed to go (you can set up the Deposit Alert for multiple accounts, you just need to set them up one at a time)

    screenshot of selecting account number for setting up ealerts in online banking

    • Click the box next to Deposit Alert and set the minimum/maximum deposit amount you want to be alerted to. Customize any other alerts you want to set up for that account also.  Then click the Save button.

    screenshot of setting up the eAlert for Deposits

    • You control these alerts and you can customize them and change them in Online Banking whenever you like. 
    • If you do not have internet access but you have a cell phone that is capable of receiving text messages, ask a 1st CCU Member Service Representative for assistance in getting set up to receive text alerts.


    If you are having difficulty accessing Online Banking, please make sure that you are using an up-to-date browser.

    • Update Your Browser = If you are using an older, outdated browser you may notice issues when viewing and using newer websites that are created under newer website development standards. It may be time to update to a newer, supported version of your favorite browser.
    • To update your browser click on the Start Button, Click All Programs, Select Windows Update from the Programs List. OR. Open Internet Explorer, click on Safety, and click Windows Update from the drop down menu.
    • In some cases it may be necessary to clear your cache, reboot, or try logging out and logging back into your computer or device.
    • Our Online Banking system was designed for ideal functionality on a desktop/laptop computer. Mobile devices such as tablets or smartphones which use Chrome may not perform at optimal levels and some functionality may be lost. We recommend our Mobile App for tablets and smartphones.
    • Please be sure to press the red 'LOG OUT' at the top right corner of the screen when you are finished and completely close out your browser. Due to the security features of the site you must not skip the LOG OUT step or you may have difficulty logging back into Online Banking.

    Website Compatibility

    Our Online Banking provider supports the current and prior major release of the browsers listed below.  When a new version is announced members 1st online banking Release To Web (RTW), support will cease on the third-oldest major version. Please note that utilizing old browsers may result in disabled functionality (you will not be able to log into Online Banking) or limited access to Online Banking services.

    • Our Online Banking provider supports the current and prior major release of the browsers listed below.  When a new version is announced as Release To Web (RTW), support will cease on the third-oldest major version. Please note that utilizing old browsers may result in disabled functionality (you will not be able to log into Online Banking) or limited access to Online Banking services.

    • In general, compatible browsers include the two most recent major releases of:

      • Microsoft Edge 
      • Firefox 
      • Safari - Apple/Mac Users only
      • Google Chrome
      • The supported browsers listed above are for use with the traditional online banking interface and devices (desktop/laptop), and do not apply to use with mobile devices (phones/tablets). If using a phone or tablet to access online banking outside of a mobile app, functionality and appearance may vary from the traditional interface.
      • Note: support for Internet Explorer was discontinued on January 1, 2021. Please use the latest version of a supported browser.

      The following types of tools and/or access are not recommended and may impact experience:

      • Accessing accounts via an embedded browser such as:
        • Personal or Commercial Financial Management Software (Quicken, QuickBooks, etc)
        • Browser bars within AOL, Yahoo, Google, etc
        • Internet portal access within gaming system such as xBox
      • Use of browser add-ins (emoticons, FunWeb services, etc)
      • Beta versions of browsers
    members 1st online banking

    1 Replies to “Members 1st online banking”

    1. Is it possible for the person to get caught? Somebody used my card for a amazon purchase is there anyway that the person can get caught they are in United States

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