can i get my money back from a money order

Bring your money order to a location that will cash it. You can take the money order to your bank, credit union, grocery store, and some retail. This is just another way they use outrageous fees to suck the life out of their own customers. The best thing to do is shop wisely and purchase. Instead of receiving a new money order, you can ask for your money back, usually on the same form. The fees and time to process are generally the same as if you.

: Can i get my money back from a money order

Can i get my money back from a money order
AMERICAS TEST KITCHEN THE VERY BEST PARIS BREST
Can i get my money back from a money order

Can i get my money back from a money order -

How to Fill out a Money Order, Step by Step

Money orders are about as simple to fill out as a personal check. Different outlets use different formats, but they all need the same basic information. Most money orders are from one of three brand names: Western Union, MoneyGram, or the U.S. Postal Service.

Here’s a step-by-step guide on when to use a money order, where you can get one, and how to fill it out correctly.

Key Takeaways

  • Money orders are easy to buy and cash, and about as simple to fill out as writing a check.
  • Fees vary widely, so check in advance. Avoid using a credit card.
  • Once you fill in the recipient's name, the money order is safe from misuse.
  • If you're paying a bill, include an account or invoice number to ensure the payment is credited correctly.
  • It can take up to 30 days or more for a refund if you cancel your money order.
  • Money orders are helpful for people without checking accounts.

When You Should Use a Money Order

When you need to pay someone or someone needs to pay you, but cash, a personal check, or a smartphone app aren't good options for whatever reason, a money order might be the solution.

A money order is a piece of paper, but it is more secure than cash because it names a specific recipient, who will have to endorse it and show identification to cash it. Money orders are beneficial for people who don't have a checking account or do not want to accept personal checks. Even if you use checks, you might not want to share the personal information printed on them—such as your address and account number—with specific recipients. Money orders are widely accepted because they are prepaid, eliminating the risk of bouncing.

Certified and cashier's checks issued by financial institutions offer even more security than money orders. However, they carry much higher fees and require visiting a bank during banking hours, and a money order is an easier and less expensive option.

Where You Can Get a Money Order

So far, online money orders are rare and pricey. So buying a money order typically requires you to visit a location that sells them and leave with a paper money order in hand.

Fortunately, thousands of U.S. locations sell money orders, many with evening and weekend hours. You can buy one at any Walmart, CVS, or 7-Eleven, as well as at any of the 31,300 U.S. Postal Service (USPS) retail offices. Banks, credit unions, grocery store chains, and check-cashing stores sell money orders, too.

The limit on money orders is $1,000, but you can order more than one at a time.

What They Cost

Almost all money order purchases involve a fee, so it’s wise to shop around. Walmart charges $1.00 at most locations, and the USPS charges $1.30 to $1.75 depending on the amount. International prices are significantly higher. For example, the USPS charges at least $10.55 plus a fee.

Prices at banks, credit unions, and other sellers can be significantly higher. On the other hand, some banks offer them free to specific categories of customers.

Credit card companies generally charge hefty fees on money order purchases because they treat them like cash advances. You also could be piling up interest charges, so avoid this option if possible.

What Information You Need to Fill Out a Money Order

First, you'll need to know the exact dollar amount you want. This will be machine-printed directly on the money order, and you won't be able to alter it later. You also need to know the proper name of the person or company you'll make out the money order to. Be precise, or the recipient may have trouble cashing it.

If you're paying a business, add the account or invoice number to ensure the payment is appropriately credited to you. You can fill this information out later, but a blank money order (as long as the cash amount is on it) is as good as cash if it's lost or stolen.

Also, bring a debit card or cash to pay for your money order, unless you're at your bank and can withdraw it from your account.

If you forget to fill out the name of the recipient on your money order and then lose it, anyone can cash it, it is basically found money.

How to Fill out a Money Order

The U.S. Postal Service carries its brand and format of money orders, as do some banks and credit unions. Other sellers generally offer one of two brands: MoneyGram is sold at all Walmart and CVS stores, while Western Union is sold at 7-Eleven, some grocery chains, and check-cashing stores. Whichever type you get, the seller will imprint the date and the amount and then give you the incomplete money order to finalize by hand.

There are just three pieces of information you'll be asked to provide to complete any money order: the recipient's proper name, your address, and your name or signature. Money orders ask for your address so that the recipient can contact you if a problem occurs. If you're not comfortable sharing this information, there's nothing to stop you from leaving this field blank or entering your email address or cell phone number instead.

One required field on any money order is an indication of the sender. On most money orders, it's your signature that's requested, just as you sign a check. But on USPS money orders, the blank is only labeled "From." Whether you write or sign your name is up to you. One optional field on most money orders can be quite useful. On Western Union money orders, it is called "Payment for/Acct.#." On USPS money orders, it's labeled "memo." This is where you can write in an account number if your money order pays a bill. Or you can use the space for any other information, just like you would use the memo field on a check.

USPS money orders offer additional space for the address of the recipient. On MoneyGram and Western Union orders, only your address is requested. MoneyGram money orders are confusing. The blank says "Address," with no clues on whether your or the recipient's address is wanted, and it means the sender's address.

You will need to provide valid identification to purchase or cash a money order.

How to Deliver a Money Order

Once you've filled in all the fields, be sure to detach the receipt. This stub provides the money order's official identification number, and you can use it to track whether the money order was cashed, and it's also a record of your payment.

Now that you have a completed money order in hand and a receipt, you can safely hand-deliver the money order or mail it to your recipient. Only the recipient will be able to cash it.

Mistakes to Avoid

While a money order is seemingly straightforward and straightforward to use, there are mistakes to avoid when using a money order. The most important thing is to make sure you spell the recipient and payee's names correctly and fill out all the parts of the order. If you forget to fill something out or misspell a name, it can void out the order. Never leave anything on the order blank, and don't forget to keep your receipt of the transaction.

Don't forget to shop around for the lowest fees for a money order, either.

Advantages and Disadvantages of Money Orders

One obvious advantage of using a money order is its simplicity. You can walk into a big box or even your local grocery and walk out with a money order, You don't need to have a checking account to purchase a money order, either, and they are simple to fill out.

The disadvantages are minimum, but they may be enough to dissuade you from using one. First, you have to pay a fee to purchase a money order, something you don't have to do when using a check. If you lose a money order and it is not filled out correctly, it can be easily stolen. The cap of $1,000 on money orders means you can't use them for larger purchases or payments. You'll have to purchase more than one, and with each order comes additional fees.

Pros
  • It's easy to find a place to purchase a money order.

  • You don't need a checking account to purchase or cash a money order.

  • Only the recipient can cash the money order.

Cons
  • A money order can only be used for up to $1,000.

  • If you lose or need to cancel your money order, it can take up to 30 days or longer to be reimbursed.

  • If forget to put the recipient's name on the order and lose it, anyone can cash it.

How to Cancel or Replace a Money Order

If you need to cancel or replace a money order, immediately contact the entity that issued it to you, and they will ask you to fill out a cancellation request form. Always make sure to save your receipt and be prepared to show it. You will need to pay a fee for a canceled money order, as well. When you fill out a cancellation request, you may ask for a replacement money order or a cash refund.

According to Experian, it can take up to 30 days or more for a refund or replacement, so you will have to be prepared to wait. If the matter is urgent, you will have to purchase another money order.

Alternatives to Money Orders

There are many alternatives to money orders. You can use apps like Venmo and PayPal to send money with one swipe, and many banks, like Chase, use Zelle to transfer money directly from your checking account. You can write a personal check, too, for zero fees and more protection, should the check get lost or stolen.

The Bottom Line

For less than $1,000, money orders can be an easy way to purchase something, pay a bill, or pay back personal debt. You can buy a money order for a small fee at convenience stores, money order businesses, big-box stores, and at some credit unions and banks. There are drawbacks to using money orders such as a limited amount of money on each order, fees, and a 30 day or more waiting period for a refund on a canceled money order.

Whose Address Do You Put on a Money Order?

Usually you need to put both your address and the recipient's address on a money order.

Do You Have to Sign a Money Order?

Yes. You do have to write out your signature on a money order.

What Happens If You Fill Out a Money Order Wrong?

Unfortunately, if you make a mistake, it is hard to correct. For example, if you write out the wrong payee name or misspell it, you will have to ask for a refund, which could take 30 days, according to Western Union.

Can a Blank Money Order Be Cashed?

Yes. If someone finds a blank money order with a specified amount on it, in theory, they could fill it out and cash it. If you find a blank money order with no cash value listed, you cannot cash it.

Can Anyone Cash a Money Order?

Anyone can cash a money order, assuming it is made out to them and they have valid identification.

Источник: https://www.investopedia.com/how-to-fill-out-a-money-order-step-by-step-4589636

Lost Money Order? How to Cancel It and Get Your Cash

A lost money order can be a financial headache. Learn what to do if your money order is lost or stolen.

Our articles, research studies, tools, and reviews maintain strict editorial integrity; however, we may be compensated when you click on or are approved for offers from our partners.

Lost-Money-Order

Money orders can be a convenient way to pay bills or make payments to individuals. For example, if you plan to buy a car, you could pay the seller using a money order. Or if someone owes money to you, they might use a money order to pay.

A lost or stolen money order, however, can be a source of financial stress if you’re worried about how to get the money back. While a lost money order may be an inconvenience, there are some things you can do to try to recover your cash.

Here’s more on how to track a money order and what your options are when one is lost or stolen.

Compare checking account offers

What Is a Money Order?

A money order is an alternative form of payment you can use in place of checks or cash.

You can purchase money orders at a variety of places, including the postal service, Walmart and money order issuers such as Western Union. It’s also possible to get a money order at your bank or credit union.

The maximum dollar amounts allowed for money orders and the fees you pay to purchase them can vary based on where you buy them.

Can You Cancel a Money Order?

The short answer is yes, you can cancel a lost money order. The issuer should have a cancellation process that outlines what steps you need to take to recover your cash when a money order goes missing.

But there’s a catch.

Typically, you can only cancel a money order if it hasn’t been cashed yet. This is similar to how a stop payment works with a checking account.

If the money order has been cashed already, then it could be more difficult to get your money back or get a replacement money order. The only way you might be able to get your money back then is if you can prove that someone cashed the money order fraudulently.

You need to try and get a copy of the cashed money order and report it to law enforcement. If the money order was stolen and the authorities are able to track the person down, that might give you a better shot at getting the cash back.

How to Cancel a Money Order

If you need to cancel a money order because it’s lost or stolen, there are certain steps to follow. The cancellation process can vary based on where it was purchased. But generally speaking, here’s what you need to do:

1. Contact the issuer of the money order

The first thing to do if you’re sure that your money order is lost is to contact the issuer. The issuer will be able to tell you how to cancel a money order and what to do next.

Again, this can vary based on where the money order was issued. For example, if you purchased a USPS money order, you’d need to visit your nearest post office location to request a cancellation.

If you purchased a MoneyGram money order at Walmart, you can’t place a Walmart cancel order directly. Instead, you have to request a cancellation or replacement money order through MoneyGram.

If you need to cancel a Western Union money order, the way you can do it depends on how the money was sent. You can cancel your money order:

  • In person at a Western Union location (if you purchased a money order in person)
  • Over the phone
  • Through the Western Union mobile app (for an online money order)

When you contact the issuer, explain that you need to cancel a money order and why. It helps to give as much detail as possible explaining how the money order was lost or stolen.

2. Fill out the cancellation request form

Unless you have the option to cancel a lost or stolen money order over the phone, you typically need to complete a cancellation request form with the money order issuer.

Depending on the issuer of the money order, you may need your original receipt to submit a cancellation request. The cancellation request form will ask you for specific details, including:

  • The date the money order was purchased
  • The money order amount
  • The location that the money order was purchased
  • The money order’s tracking number

All of this should be included on your receipt. If you don’t have the original receipt, you can still submit a cancellation request form using the information you can remember. The money order issuer may also ask for the name of the person or business that you intended to send the money order to.

3. Pay the money order cancellation fee

If you need to cancel a money order, the issuer of the money order may charge a cancellation fee to do so. This fee can vary based on from where you purchased the money order.

Here’s a quick breakdown of what you can expect to pay for money order cancellation fees at some of the top money order issuers:

  • Walmart (MoneyGram): $18
  • Western Union: $15 if you have your original receipt; $30 if you do not
  • USPS Money Order: $6.25

Different fees may apply if you purchased a money order at your bank or credit union. If you want to get a money order refund from your bank, first contact customer service to find out whether that is possible. Then, ask what you might pay for a cancellation fee and how to submit a cancellation request form.

4. Allow your cancellation request time to process

If you have to cancel a money order, you may not be able to get the money back right away. A money order refund could take several days or even several weeks to process.

Western Union, for example, can take up to 30 days to give you your money back if you canceled a money order and had your original receipt. Without your receipt, on the other hand, processing could take up to six to eight weeks.

Once your request is approved, you can receive a replacement money order. Depending on the issuer, you may receive an online money order or be mailed a paper one.

Or you could ask for a money order refund if you just want the cash back. There may be a separate fee you have to pay to get a lost or stolen money order refunded. The processing times may be about the same, depending on the issuer’s refund policies.

How to Track a Money Order

If you’re worried about a money order that you’ve sent to someone being lost or stolen, or you’re due to receive a money order, you should be able to track it through the issuer.

  • Western Union Tracking

    You can track Western Union money orders online, either as the sender or the receiver. You just need to enter in the Western Union tracking number that’s assigned to the money order to find out where it is.

  • Walmart (MoneyGram) Money Order Tracking

    If you want to track Money Gram money orders purchased at Walmart or another location, you can do so through the MoneyGram website. You need to have the serial number and the dollar amount to track Money Gram money orders online.

  • USPS Money Order Tracking

    If you want to track a money order USPS issued, you can also do that online. You need to have the money order’s serial number, the post office number where it was purchased and the dollar amount to track it.

The options for tracking money orders purchased elsewhere can depend on where they were purchased.

Money Order FAQs

Does CVS do money orders?

Yes, they do. Like Walmart, CVS offers money orders through MoneyGram. This means if a money order purchased from CVS is lost or stolen, you’d need to contact MoneyGram to cancel it or have it replaced.

Is sending or getting paid by money order safe?

Money orders can be a safe and secure way to send money. For example, if someone is sending you a money order instead of a check, you don’t have to worry about its bouncing because it’s already been funded. But if you’re sending or receiving a money order, it’s important to make sure you’re tracking it to minimize the risk of its being lost or stolen.

What other options are there for sending money?

If you’re worried about a money order being lost or stolen, there are other ways to send money. Opening a checking account, for example, can make it easier to write checks, schedule ACH payments or make person-to-person payments online.

When comparing checking accounts, be sure to research the fees, features and benefits, as well as the other products and services a bank or credit union offers. This can help you find the right checking account for your needs and budget.

About Author

Rebecca Lake

Источник: https://www.moneyrates.com/checking/can-you-cancel-a-money-order.htm

Have you heard of money orders but are not sure what they are or when they’re used? We’re here to answer all of your questions.

A money order is a secure payment method for sending a prepaid amount. Money orders are a trusted way to send cash, especially when a paper check won’t suffice or isn’t available. You may need to use a money order for a rental security deposit, a used car purchase, or for sending money internationally or through the mail. Because money orders are guaranteed, a recipient may prefer this type of payment method to a check. Fortunately, money orders are a convenient and affordable way to send guaranteed money to any recipient of your choosing.

If you’re wondering how to cash a money order, we’ve laid out the step-by-step guide below, along with a list of where to cash a money order.

How to Cash a Money Order

how to cash a money order

Follow the steps below to cash a money order successfully. After receiving your cash, you can either deposit it into your bank account or utilize the funds for what you need. Consider unloading your cash as soon as you can so you’re not carrying around a large sum of money.

  1. Bring your money order to a location that will cash it. You can take the money order to your bank, credit union, grocery store, and some retail stores. Review our full list of where to cash a money order in the section below.
  2. Endorse your money order. Wait to add your signature to the back of the money order until you’re ready to hand it over to the cashier. Then, sign the back of the order to endorse it.
  3. Verify your identity. Show your identification to prove that you’re authorized to cash the money order. Government-issued IDs such as a passport, driver’s license, and military card are all valid forms.
  4. Pay service fees. You may have to pay a fee to cash a money order, although the fees tend to be low. The fees will be deducted from the total amount of cash you collect.
  5. Receive your cash. Place your cash in a safe location prior to leaving the service counter. Consider securing your funds in a money belt or wallet. You may wish to notify the sender that you successfully cashed their money order.  

Where to Cash a Money Order

where to cash a money order

Cashing a money order is usually convenient, as there are several places that offer this service. Depending on where you live and the places you frequent, some of the options below may be better suited for you than others.

  • Bank. One of the easiest ways to receive your funds is to cash a money order at the bank. Consider cashing your money order at a bank where you already have an account so that you can securely deposit the funds immediately.
  • Credit union. Similar to a bank, you can cash money orders at credit unions if you have a credit union account.
  • Money transfer outlet. Several locations, like Western Union and MoneyGram, specialize in money orders. They usually offer quick service with reasonable fees.
  • Post office. Wondering how to cash a postal money order? The post office securely handles money orders and is the easiest place to cash USPS money orders. You can also send out a package or purchase postage stamps while you’re there.
  • Grocery store. Some but not all grocery stores allow you to cash a money order. Head to their customer service counter to ask if they process money orders — helping you to avoid a separate errand if you’re out grocery shopping.
  • Check-cashing location. Stores that cash checks, whether they’re your paycheck or a payment from a friend, often provide money order services.
  • Convenience store. Not all convenience stores offer a spot to cash money orders. Call ahead of time or look on their website before heading to their location.
  • Money order issuer. Take a look at which entity issued your money order. You’ll be able to cash it at a store that utilizes the same company, such as Western Union, for example.
  • Retail store. Certain retailers will cash money orders. Check with their customer service counter or call ahead to be sure.

When to Use a Money Order

Man with laptop looking at money order

Money orders come in handy for many situations. They are guaranteed forms of payment that can be sent and received from nearly anywhere in the world.

Here are some scenarios when you may wish to use a money order:

  • You don’t have a check to make a payment
  • A check is not an acceptable form of payment
  • You’re sending money internationally
  • You’re worried about bouncing a check
  • Cash is required for a purchase, like a used car or rental security deposit
  • You need to send a payment through the mail
  • You don’t have a checking or banking account
  • You’re making a large purchase and don’t want to have the cash on-hand

When sending a money order — whether it’s at a bank, convenient store, or post office — be sure to keep your receipt for tracking purposes. If your money order were to be lost or stolen, it’s important to have your records and receipt. Notify the recipient that you’ve sent your money order, and ask them to let you know when they receive and cash it.

While fees are typically small for money orders, they may differ from location to location. The fees also depend on how much money you’re sending and if the funds are being sent domestically or internationally. If you’re unsure how to fill out a money order, you can ask a clerk at the service counter for information.

Money orders are a secure way to send cash, especially if you don’t have a checking account or are receiving a payment in the mail. With a variety of locations available to cash a money order, it’s a convenient service to use with minimal fees. So whether you’re selling a used car or sending a payment in the mail, a money order could potentially be the right route for you.

Above all, maintaining financial stability and security is of the utmost importance. Understand where you stand financially to achieve the life you want.

 

Sources: USPS

How do I get my money back from a postal money order?

Requesting a Refund

  1. Take your money order receipt to any Post Office location.
  2. Talk to a retail associate at the counter to start a Money Order Inquiry.
  3. After starting the inquiry, you will be able to check the status of your money order and inquiry progress by visiting the Money Orders Application.

Can money orders be refunded?

If the money order has been cashed, the issuer will not replace it or refund the purchase amount. But if the money order goes missing, you have a good chance of getting your money back—minus a fee and a few weeks’ delay—as long as it hasn’t been cashed.

Can I get a refund on a USPS money order?

USPS does not offer direct refunds for their money orders. Money Orders are not eligible for a refund. However, if a money order is spoiled or damaged, you can request a replacement money order, write your name as the recipient, and then cash the money order.

How do I cash a money order made out to someone else?

You cannot cash or deposit a money order that is made out to someone else unless the original recipient signs it over to you, and vice versa. To sign a money order over to another person, you need to sign your name on the endorsement line and write “Pay to [Name of person]” beneath your signature.

Can I cash a money order I didn’t use?

Take it to the Bank If the money order is blank, put your name in the recipient’s area and endorse the back of the money order. Then you can either present it to a teller. If you don’t have a bank account, many banks such as Chase, Wells Fargo and Bank of America will cash a money order for a fee.

Can I deposit someone else’s money order in my bank account?

Short Answer: You can deposit money orders into a checking or savings account — including someone else’s bank account — since money orders are generally subject to the same depositing rules as personal checks.

How can I cash a check that is not in my name?

This would be done by having the payee endorse the check (sign the back) and below that write “PAY TO THE ORDER OF JOHN SMITH”, and then John Smith can endorse and then cash or deposit the check.

How can I cash a money order without a bank account?

A money order is similar to a check, except that it’s prepaid. Like checks, you can deposit money orders into a bank account. But if you don’t have a bank account or don’t want to use your bank account to cash a money order, you can still cash it at a post office or a check-cashing store.

Can you make a money order out to yourself?

Short Answer: You can make a money order out to yourself, but you can’t alter a money order after it’s been made out to someone else. To write a money order to yourself, you’ll write your name as both the purchaser and the recipient.

Can I endorse a money order to myself and cash it?

A money order is a financial instrument just like a check. You can deposit a money order made out to yourself or cash it at your bank. This involves filling out a deposit slip and endorsing the money order.

What happens if you fill out a money order wrong?

Unfortunately, filling out a money order with the wrong information is not easily forgiven. Changing information on the completed money order will make the order ineligible for cashing; the official policy is that money orders must be canceled and/or refunded if there is a mistake.

Do you endorse a money order?

Sign the front of the money order in the portion labeled for your signature. This section may be titled “Purchaser’s signature,” “Purchaser,” “From,” “Signer” or “Drawer.” Do not sign the back of the money order. This is where the person or business that you are paying endorses the money order before they cash it.

What is purchaser’s address on money order?

Write your address in the purchaser section. Include your account number if you’re paying a bill. Sign the bottom where it says “purchaser’s signature.”

Can you use white out on money order?

Most major money order issuers do not allow customers to correct mistakes on money orders. You cannot cross the information out and rewrite it or use white-out; instead, you will usually need to get a replacement for the money order.

What do I put in pay to the order of?

On the line labeled “Pay to the Order of,” write the full name (first and last) of the person or the proper name of the organization or business you’re paying by check. Make sure to spell it right!

What does it mean when a check Says Pay to the order of cash?

When you write a check, you don’t always have to specify who gets the money. A check that says “Pay to the Order of: Cash” can be cashed or deposited by anybody.

Do you have to write pay to the order of?

Payee: On the line that says “Pay to the order of,” write the name of the person or organization you’re paying. You may have to ask “Who do I make the check out to?” if you’re not sure what to write, because this information needs to be accurate. Signature: Sign the check legibly on the line in the bottom-right corner.

What does pay to the order of cash mean?

A check that says ‘Pay to the order of cash’ means that anybody can cash or deposit it in the bank. A check doesn’t have to have a specific name for it to be cashed or deposited by a person.

Can a cashier’s check be made out to cash?

Cashier’s checks are very safe. They are issued by a bank and are paid out of bank funds, not customer accounts. The bank fills in the “payable to” information and no one but the designated payee can cash the check.

Источник: https://www.mvorganizing.org/how-do-i-get-my-money-back-from-a-postal-money-order/
The Balance

Which bank account is the refund paid into?

Your tax refund is paid into the bank account that you have given us. Check the account number in MyTax or on your pre-completed tax return or tax decision.

If you have not given your bank account number to the Tax Administration, or if your account number has changed, log in to MyTax to submit a valid bank account number. Alternatively, you can use a paper form. If you submit the account number in MyTax, it is updated in our data system immediately. MyTax also allows you to submit the bank account number of your underage child.

See the guidance: How to submit a bank account number in MyTax

Please note: the Tax Administration's data system has only one bank account number per taxpayer. You cannot submit an account number by telephone. Read more: Change of bank account number.

When is the deadline to submit the account number?

Submit your bank account number to us as soon as you can. This ensures that you receive your tax refund into your bank account on the refund date. The date when the Tax Administration pays out refunds is provided in your tax decision and in MyTax. When you submit the account number in MyTax, you do not have to wait for the refund. If you submit it on a paper form, there may be delays while your form is being processed.

Date when refunds are paid out, stated on the tax decisionDeadline to submit bank account number in MyTaxDeadline to submit bank account number on paper
5 July 202128 June 202117 May 2021
3 Aug 202127 July 202117 May 2021
3 Sept 202129 Aug 202130 July 2021
4 Oct 202127 Sept 202130 Aug 2021
3 Nov 202127 Oct 202130 Sept 2021
3 Dec 202128 Nov 202129 Oct 2021

How do I get my refund if I have not given my account number on time or at all, or if my bank account has been closed?

If the Tax Administration does not have the refund recipient’s bank account number, the refund will be paid by money order, i.e. paid through Nordea Bank.

After receiving a money order, you can act in two different ways:

A. You can still submit your account number in MyTax. The tax refund is already on its way to the bank where you can cash the money order. If you do not cash the money order in 28 days, the bank returns the uncashed amount to the Tax Administration. The time limit is counted from the date of the money order. After the time limit has expired, the tax refund will be paid to your bank account within about a week.
How to submit a bank account number in MyTax

B. Go to a Nordea branch office in Finland that offers cash services. Take the money order with you to cash the tax refund. You must do so within 28 days from the date of the money order. For more instructions, see the letter you received from the bank. Please note that the bank will charge you a service fee for the cashing of the refund.

Note:

  • Refunds below €15 will not be paid by money order. Please contact the Tax Administration if you wish to cash the refund at the bank.
  • Nordea will send you a letter about the money order to the address saved in the Tax Administration’s records. You cannot receive a money order unless the address is in Finland.
  • If the amount of the refund is higher than €1,700, the Tax Administration will pay it into the recipient’s bank account, if possible. In these cases, the refund can be paid by money order only on your request.

Page last updated 3/8/2021

Источник: /en/individuals/payments/refunds/which-bank-account-is-the-refund-paid-into/
can i get my money back from a money order

Related Videos

Can you cash a money order if it's filled out?

1 Replies to “Can i get my money back from a money order”

Leave a Reply

Your email address will not be published. Required fields are marked *