how to pay my tmobile phone bill online

Yet my family has paid around $ per month for our five-member unlimited-data If you have trouble paying your Verizon wireless bill. How can I pay my bill online? Paying online through your bank. Create an online account on your bank's website or app, if you don'. Call Your Service Provider · View Your Bill Online · Download and Print Your Statement · Do Not Sell My Personal Information.

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T-Mobile App Tutorial: Check Data Usage, Add Lines, Pay Bill \u0026 More

T-Mobile adds Apple Pay to its website and iOS app, including 3% cash back for Apple Card

T-Mobile has updated its iOS app and website this week to add support for Apple Pay. This means that you can now make purchases and pay your bill using Apple Pay — and secure 3% Apple Card cash how to pay my tmobile phone bill online in the process.

Apple Pay can be used for one-time payments in the T-Mobile app and website. There’s also support for using Apple Pay as your auto-bill payment method as well. While there was initially some doubt as to whether autopay was supported, 9to5Mac readers 5 interest rate savings account confirmed that it is.

To setup Apple Pay in the T-Mobile app, simply navigate to the “Bill” interface then look for the Apple Pay option. You’ll then authenticate like you would for any other Apple Pay purchase — with Face ID or Touch ID — and you’re good to go.

T-Mobile was announced as a 3% Daily Cash retailer for Apple Card back in September, but unfortunately it was limited to in-store purchases only. This meant that you could use Apple Card for 3% cash back at a T-Mobile store, whether it be for one-time bill payments or hardware purchases.

With this update to the T-Mobile app and website, however, all Apple Card transactions with Apple Pay now earn 3% cash back.

Apple Card cash back is delivered daily through what Apple calls “Daily Cash.” At the end of every day, you’ll receive an Apple Cash credit for your rewards for the day. You can either spend this money using Apple Cash, apply it toward your Apple Card bill, or transfer it to your bank.

The T-Mobile app for iPhone is available on the App Store as a free download.

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T Mobile Bill

What to Do When You Can’t Pay Your T-Mobile Bill

T-Mobile is a phone company that provides cellular coverage throughout the United States. Service is not available in all areas, so potential customers must visit the official website and search via zip code to see if they currently live in a service area. If you are currently a T-Mobile customer, signing up for a FREE online how to pay my tmobile phone bill online is the best way to view current bills, make an online T-Mobile bill payment and contact customer service. T-Mobile offers:

  • 4G coverage
  • Android phones
  • Smartphones
  • Free phones with new service contracts

How to Pay the Bill

EasyPay: The EasyPay service allows T-Mobile to debit the full amount of your bill from a credit card, debit card or bank account every month on the due date. You must sign up for a FREE online account before selecting the EasyPay option.

Electronic check: Log into your online account and click the Manage button. Next, click Billing and Payments and Make a Payment. Click Pay Your Bill and enter information from a personal check. Void the check after payment is made.

Credit card: Log into your online account and click the Manage button. Navigate to the Billing and Payment center and Make a Payment via credit card.

Payment center: T-Mobile payments can be made in-person at any local T-Mobile store. Most stores do not carry cash on-hand, so you may wish to call before visiting if you must make cash payment. The Store Locator allows customers to search for a local T-Mobile store.

Pay by mail: There are four locations currently accepting mail payments for T-Mobile customers. Choose the location nearest to your home location.

T-Mobile Cincinnati
PO Box
Cincinnati, OH


T-Mobile Los Angeles
PO Box
Los Angeles, CA


T-Mobile St. Louis
PO Box
St. Louis, MO


T-Mobile Dallas
PO Box
Dallas, TX

Pay by phone: Call or from your cell phone to make a payment. There is a $5 processing fee for phone payments.

Pay online: Customers can pay your T-Mobile bill online by visiting the online account page at

Questions About Your Billing Statement or Account?

T-Mobile offers a document center with a wealth of information on T-Mobile phones, billing, service charges and fees. The Reading Your Bill document offers some information on government fees and taxes, including federal universal service fund, state excise tax and state sales tax. There is also a Billing Community where customers can search for information on payment options and bill details. The best option for learning more about specific fees is to contact customer service at

Pay T-Mobile With Billfloat

The small loan company Billfloat will help you pay your T-Mobile bill. Once you have been accepted for a Billfloat account, the company will advance you the money to pay your phone bill and you will have 30 days to repay them before interest on the loan begins.

How the Penalty Fees Work

Cell phone companies are known for charges termination fees. T-Mobile offers graduated termination fees based on how many days are left in the service contract.

  • Termination fee (more than days left on contract): $
  • Termination fee (between 91 and days left on contract): $
  • Termination fee (31 to 91 days left on contract): $50
  • Termination fee (30 or fewer days on contact): $50 or one-month’s charges, whichever is least
  • Late payment fee: % per month or $5
  • Returned check fee: $35 or maximum allowed by law
  • Security deposits: May be required to start service

I Can’t Make a Payment

T-Mobile offers pay-as-you go plans for customers who want cell phone service without the obligation that comes with a one- or two-year contract. Pay-as-you-go accounts incur no outstanding costs and thus there are no late payment fees or security deposits required.

Customer service for T-Mobile took 15 minutes to answer the phone. The customer service agent would not answer calls about payment arrangements or payment plans without a current account.

Will They Work With Me to Pay My Bill?

Did T-Mobile help you resolve your past due bill without interrupting service? We’d like to hear your T-Mobile bill pay story.


What happens if I don't pay my tmobile bill?

If you don't pay your mobile phone contract, your account will go into arrears. If you don't take steps to deal how to pay my tmobile phone bill online the debt, your account will default and the contract will be cancelled. The mobile provider can then take action to recover the outstanding bill, following the normal debt collection process.

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Keeping this in consideration, how long can you not pay your Tmobile bill?

Once a payment arrangement has been set up, it can't be changed, extended, or deleted. You may be charged a late fee if the payment date is more than 10 days past your original due date.

Beside above, can you go to jail for not paying cell phone bill? Today, you cannot go to prison for failing to pay for a “civil debt” like a credit card, loan, or hospital bill. You can, however, be forced to go to jail if you don't pay your taxes or child support.

Furthermore, how long can you go without paying your phone bill?

Nothing for the first 30 days. Your next bill will come 30 days after the missed bill, and it will include the missed month plus the current month and most likely a late fee service charge as well. You'll get dinged on your credit report for being 30 days late for a payment.

What happen if I never pay my Singtel bill?

If you do not pay in full by the due date, the Service Provider may send you a reminder by post to settle the overdue amount. A charge of $ (GST incl.) per reminder will apply. If the overdue amount is still not paid, a final reminder may be sent by post.


Frequently Asked Questions  My Cart

Sprint Prepaid offers dependable, nationwide coverage for voice and data. To view the coverage in your area, select the combination of voice and data cover you want to see, then enter an address or just your zip code in the fields to the right.

Green regions denote voice coverage. Orange, blue and purple regions denote data coverage.

View Coverage Map on a full page and visit the Shop for Sprint Prepaid phone options.

Nationwide Sprint Network. This tool provides high-level estimates of our wireless coverage. Coverage is not available everywhere and varies based on a number of factors. Our coverage maps provide high level estimates of our coverage areas when using your device outdoors under optimal conditions. Coverage isn't available everywhere. Estimating wireless coverage and signal strength is not an exact science. There are gaps in coverage within our estimated coverage areas that, along with other factors both within and beyond our control (network problems, software, signal strength, your wireless device, structures, buildings, weather, geography, topography, etc.), will result in dropped and blocked connections, slower data speeds, or otherwise impact the quality of services. Services that rely on location information, such as E depend on your device's ability to acquire satellite signals (typically not available indoors) and network coverage. E services also depend local emergency service provider systems/support. Estimated future coverage subject to change.


If you don’t pay your mobile phone contract, your account will go into arrears. Your mobile provider could cut your phone off so you’re unable to make or receive calls. The mobile provider can then take action to recover the outstanding bill, following the normal debt collection process.

How long will Tmobile let you go without paying your bill?

Your account can be less than 30 days past the due date to initiate a payment arrangement but if it’s 31+ days past due, you may be required to pay a portion of your past due balance.

How much does tmobile charge for late payments?

A late fee of the greater of $5 or a variable percentage allowed under state law is applied to an unpaid past due balance not paid by the due date on your invoice. Depending on your state or territory, you may qualify for an automatic late fee grace period.

What happens if you are late on a phone bill?

With most credit scoring models, late mobile payments won’t have an impact on your credit score unless the account goes to collections or the service provider charges off the debt. Depending on the provider, this likely won’t happen if you miss just one payment.

How long can you not pay your phone bill?

How long can you go without paying your phone bill? Late payments to your phone carrier can still cause services to be cut. However, they won’t report as a missed payment on your credit report for anywhere between 30–90 days.

What happens if you don’t pay your T-Mobile bill?

If you don’t pay your mobile phone contract, your account will go into arrears. Your mobile provider could cut your phone off so you’re unable to make or receive calls. If you don’t take steps to deal with the debt, your account will default and the contract will be cancelled.

Does T-Mobile give extensions?

If you need some additional time to pay your bill you can set up a payment arrangement online or through the T-Mobile App on your phone.

Does T-Mobile report late payments?

Yes, T-Mobile reports to credit bureaus about your account’s delinquencies. Moreover, as per them, they are not just limited to one whenever they run credit checks.

How long do you have before T-Mobile suspended service?

You may voluntarily suspend your account twice a year for a maximum period of 90 consecutive days for each suspension. During a seasonal suspension, your account must remain current. You can suspend individual lines of an account, while other lines remain active.

Can I get T-Mobile if I owe them money from years ago?

Can I Get T-Mobile If I Owe Them Money From Years Ago? You can still get T-Mobile if you owe them money. While your previous account will be closed and you have to pay a reactivation fee, any outstanding debt won’t go away.

Does missing a phone bill affect credit score?

Paying all of your bills consistently is key to a good credit score, and while paying your cell phone bill won’t have any automatic impact on your credit score, missing payments or making late payments can cause your credit score to drop if your cell phone account becomes delinquent.

Do late phone payments Affect credit?

While timely cell phone payments don’t help your credit score, late payments can hurt it. Just one or two late payments typically won’t hurt your credit, as long as you catch up on the past due amount before your contract is terminated and your former carrier turns your account over to collections.

Can you go to jail for not paying phone bill?

While you cannot go to jail for failing to pay your phone bill, there are several penalties that you’d do best to avoid: Disconnected Service – Your service may be cut off, and the only call you might be able to make is for a emergency. Low Credit Score – Ignoring paying phone bills can ruin your credit score.

What happens if you don’t pay your phone bill on time?

Similar to unpaid credit card bills, phone bills will incur a late fee if a payment is not made by the due date. Typically, service providers will charge you a late fee of $ or up to % of the outstanding balance. Oftentimes, late fees are applied within 24 hours after the original due date.

How many days late can you pay ATT?

You still do. From the date of billing and notice your bill is ready, you have 21 days to pay. If you don’t make late arrangements before your final due date, then you do risk suspension.

How long before Verizon disconnects your phone?

If you take no action after a total of 90 days suspended under Lost/Stolen, or if your line has been suspended for a total of days in any rolling month period, your line will be automatically disconnected. We will notify you before the line is disconnected.


Monthly wireline or wireless phone bills can be confusing, which may be one reason the FCC receives tens of thousands of billing complaints each year. To avoid surprises, learn to read your bill, understand your rights and know what to do if you find a problem.

For more information, click the tabs below.

FAQs on Phone Bill Cramming

Cramming is the illegal act of placing unauthorized charges on your wireline, wireless, or bundled services telephone bill. The FCC has estimated that cramming has harmed tens of millions of American households.

Deception is the hallmark of cramming. Crammers often rely on confusing telephone bills to trick consumers into paying for services they did not authorize or receive, or that cost more than the consumer was led to believe.

Wireless consumers should be particularly vigilant. Smartphones are sophisticated handheld devices that enable consumers to shop online from wherever they are or charge app purchases to their phone bills. The more your mobile phone bill begins to resemble a credit card bill, the more difficult it may become to spot unauthorized charges.

How does cramming occur?

Cramming most often occurs when telephone companies allow other providers of goods or services to place charges on their customers' telephone bills, enabling a telephone number to be used like a credit or debit card account number for vendors. Crammers may attempt to place a charge on a consumer's phone bill having nothing other than an active telephone number, which can be obtained from a telephone directory.

What do cramming charges look like?

Cramming comes in many forms. Charges may be legitimate if authorized, but are cramming if not.  Look for:

  • Charges for services that are explained on your telephone bill in general terms such as "service fee," "service charge," "other fees," "voicemail," "mail server," "calling plan" and "membership."
  • Charges that are added to your telephone bill every month without a clear explanation of the services provided – such as a "monthly fee" or "minimum monthly usage fee."
  • Charges for specific services or products you may not have authorized, like ringtones, cell phone wallpaper, or "premium" text messages about sports scores, celebrity gossip, flirting tips or daily horoscopes.

How can I protect myself against cramming?

  • Carefully review your telephone bill every month, just as closely as you review your monthly credit how to pay my tmobile phone bill online and bank statements.
  • Ask yourself the following questions as you review your telephone bill:
    • Do I recognize how to pay my tmobile phone bill online names of all the companies listed on my bill?
    • What services were provided by the listed companies?
    • Does my bill include charges for calls I did not place or services I did not authorize?
    • Are the rates and line items consistent with the rates and line items that the company quoted to me?
  • When in doubt, ask questions. You may be billed for a call you placed or a service you used, but the description listed on your telephone bill for the call or service may be unclear. If you don't know what was provided for a charge listed on your bill, ask your telephone company to explain it before paying it.
  • Make sure you know what service was provided, even for small charges. Cramming often goes undetected as very small "mystery charges" – sometimes only $1, $2, or $3 – to thousands of consumers. Crammed charges can remain on bills for years.
  • Keep a record of the services you have authorized and used. These records can be helpful when billing descriptions are unclear.
  • Carefully read all forms and promotional materials – including the fine print – before signing up for telephone or how to pay my tmobile phone bill online services to be billed on your phone bill.

What should I do if I think I've been crammed?

Take the following actions if your telephone bill lists unknown or suspicious charges:

  • Call the phone company responsible for your bill, explain your concerns about the charges, and ask to have incorrect charges removed.
  • You can also call the company that charged you, ask them to explain the charges, and request an adjustment to your bill for any incorrect charges.
  • If neither the telephone company sending you the bill nor the company that provided the service in question will remove charges you consider to be incorrect, you can file a complaint:
    • With the FCC about any charges on your telephone bill, whether they relate specifically to telephone service or to other products or services that appear on your bill;
    • With your state public service commission for telephone services within your state; or
    • With the Federal Trade Commission about charges for non-telephone services on your telephone bill.

Does my complaint help fight cramming?

Yes. In andthe FCC, along with other federal and state regulators, took enforcement action against the nation's four largest wireless companies for billing customers millions of dollars in unauthorized third-party premium text messaging services. These cramming cases resulted in a total of $ million in penalties and restitution.

More recently, ina carrier agreed to a $, settlement and compliance plan resolving a cramming investigation, and the FCC fined a carrier $ million for slamming and cramming that targeted small businesses.

FCC Action

Truth in Billing

FCC Truth in Billing rules require telephone service providers to:

  • Provide clear, factual, plain language descriptions of services for which you are being billed.
  • Identify the service provider associated with each charge.
  • Specify which charges could result in disconnection of basic local service if they are not paid on time, and which ones would not.
  • Display on each bill one or more toll-free numbers that you can call to ask about or dispute any charge.

In addition, wireline telephone companies must:

  • Inform consumers of any blocking options offered for third-party billing.
  • Place third-party charges in a distinct section of the bill separate from carrier charges.
  • Include a separate subtotal for the third-party charges in the distinct bill section and on the payment page.

What you can do

If there are charges on your bill that you believe are incorrect, contact the billing company or the service provider. If you are not satisfied with the response, you can file a complaint with:

  • The FCC for charges related to telephone services between states or internationally.
  • Your state public service commission for telephone services within your state. Check the blue pages or government section of your local telephone directory for information.
  • The Federal Trade Commission for non-telephone services on your telephone bill.

Understanding Typical Charges on Phone Bills

These are some of the charges you may see on both your wireline and wireless telephone bills:

"Access charges"

  • Local telephone companies are allowed to bill customers for a portion of what it costs to provide access to their local networks. These charges are not a government charge or tax. The maximum allowable access charges per telephone line are set by the FCC, but local telephone companies are free to charge less, or even nothing at all.
  • Access charges for additional lines at the same residence may be higher than charges for the primary line. These charges may be described on your bill as "Federal Access Charge," "Customer or Subscriber Line Charge," "Interstate Access Charge," or the like.
  • State public service commissions regulate access charges for intrastate (within a state) calls. In some states, a state subscriber line charge may appear on customer bills.

"Federal excise victoria secret pink yoga leggings

  • This 3 percent tax applies only to local service billed separately from long distance service.

"State and local taxes"

  • Taxes may be imposed by state, local, how to pay my tmobile phone bill online municipal governments on goods and services, including phone service.  These may appear as "gross receipts" taxes on your bill.

"Universal service charges"

  • All telecommunications service providers must contribute to the federal Universal Service Fund, which helps people in rural and high-cost areas, and income-eligible consumers, get access to telecommunications services at reasonable rates through programs and initiatives such as the Connect America Fund, Lifeline and the E-rate program for schools and libraries.
  • A "Universal Service" line item may appear on your telephone bill when your service provider chooses to recover USF contributions from you, the customer.  The FCC does not require this charge to be passed on to you, but service providers are allowed to do so.  These charges usually appear as a percentage of your phone bill. Companies cannot collect an amount that exceeds the percentage of their own contributions to the USF. They also cannot collect any fees on services fully supported by the Lifeline program.

", LNP, and TRS charges"

  • – To help local governments pay for emergency services such as fire and rescue.
  • Local Number Portability – For keeping your current local telephone numbers when switching from one service provider to another at the same location. Fees may vary by company; some may not charge any fees. These fees are not taxes.
  • Telecommunications Relay Service – To help pay for relay services that usaa federal savings bank contact and translate calls for people with hearing or speech disabilities.

Other charges

  • "Directory Assistance" – For placing  or (area code) directory assistance calls.
  • "Monthly Calling Plan Charge" – For any monthly calling plan, such as unlimited long distance calling on your wireline bill or unlimited minutes on your wireless bill.
  • "Operator Assisted Calls" – For calls connected by an operator. Rates for these calls generally are higher than rates for unassisted calls.
  • "Features Charges" – For services such as call forwarding, three-way calling, call waiting, voice mail and caller ID.

These charges would appear only on your wireline telephone bill:

  • "Minimum Monthly Charge" – Some long distance companies charge a minimum monthly fee even if you don't make long distance calls.
  • "Single Bill Fee" – For combining local and long distance charges onto one bill. This fee is not mandated by the FCC and is not an FCC charge.  Some companies waive the fee for customers who pay bills online or by credit card.  You can avoid the charge by arranging for separate billing from your long distance telephone company.

Finally, these charges would appear only on your wireless telephone bill:

  • "Airtime charges" – If you don't have any more voice minutes in your package, you could see airtime or per-minute charges on your wireless bill for any additional voice calls. Some providers round fractions of minutes to the next highest one, two, or three minutes. Check the terms of your service plan.
  • "Roaming charges" - Wireless providers typically charge higher per-minute rates for calls made or received outside of the service area or network defined in your service plan or contract.  Additional charges, such as a daily access fee, may also be applied.
  • " charges" - Enhanced service enables wireless telephones used to dial to automatically transmit the caller's location to emergency responders. Wireless service providers may choose to bill their customers for E service costs.
  • "Text messaging" - You can be charged either a per-message fee or a flat, monthly fee for unlimited messaging.
  • "Downloading fees" -  For downloading more data (including apps, system upgrades, music files and ring tones) than the plan allows.
  • "Detailed billing" - Fees for detailing billing information for calls, such as date, time, duration, number called, or calling party.

Billing in languages other than English

Check with your service provider to see if they provide bills in your preferred language.

Tips for Avoiding Mobile Phone Bill Shock

Unexpected overage charges and fees on your mobile phone bill can come as a shock, especially when they result from usage you thought was covered by your plan. To avoid bill shock, following these tips should help.

Think about your typical phone calling use

When setting up your plan options, ask yourself:

  • Will I use the phone frequently or for emergencies only?
  • Do I call at all times or mainly days, evenings or weekends?
  • Are most of my calls local? Regional? Nationwide? Worldwide?
  • Are most of my calls to a small number of friends and family, or do I call many different people?

Understand your plan options for data and text

  • If you have used data and text plans before – enough to know your usage pattern – talk to your service provider about the plan that will be best for you.
  • If you're new to data and text, choose a plan that seems right and monitor your usage during the first few weeks to see if you are approaching your limit.
  • If your data or text usage is high, how to pay my tmobile phone bill online an unlimited data plan option.

Ask your carrier how you can avoid bill shock

Options may include phone or text alerts, allowing you to monitor your account online or by giving you additional information.

Consider a pre-paid plan

A pre-paid plan may help keep your phone bill in check. When you "pre-pay" for all your minutes, you will be unable to go over your set limit.

Understand where you may incur roaming fees

  • Set up your phone's screen to alert you when you are roaming.
  • Ask your service provider where network roaming is likely to occur.

Plan before traveling internationally

If you expect to take your phone outside the United States and use it for voice or data, including email, make sure to find out beforehand what charges your provider may apply.

See our consumer guide on International Roaming: Using Your Mobile Phone in Other Countries.

Bundled Services and Billing

Combining several communications services — such as local and long distance telephone service, internet or broadband, TV and cable service, and wireless telephone service or Voice over Internet Protocol — into one package is commonly known as bundling.  Choosing to bundle, with a single bill for multiple services, may save you money.  However, it can also lead to confusion over billing.

For all billing or service issues, you should first try to resolve the issue directly with your service provider.

What should I do if I have a problem with my local telephone service?

If you have a problem with local service, including directory assistance or telephone service within your state, contact your state public service commission. Contact information can be found in the blue pages or government section of your local telephone directory.

What should I do if I have an issue with basic cable TV service rates or cable TV service quality?

Contact your cable local franchising authority.  Contact information can be found on your cable service bill or in your local telephone directory.  Other resources include:

  • Your state or local Better Business Bureau
  • Your state or local consumer protection agency 
  • Your state attorney general's office

What about satellite service issues?

The FCC does not regulate the cost charged for satellite programming, nor does it control how such programming is sold or packaged.  The terms of the contract entered into by the customer and the satellite company determine the rights and obligations of each party. State consumer laws may apply to these agreements. Contact your state department of consumer affairs for more information.

Download Consumer Education Materials

Download printable files that can be posted or shared at events or by email to help consumers understand their phone bills, with tips to help resolve billing issues. All files are in PDF format.

Button image for downloadable consumer guideConsumer Guide
Provides information about the issue, what the FCC is doing about it and what you can do. Two-page format is suitable for front-and-back printing.
Button image for downloadable fact sheet

Fact Sheet
Offers similar information as the Consumer Guide in an abbreviated, one-page format that's easier to digest at a glance.


A perfect takeaway for events. Explains types of charges on sample bill. Printable on 8 1/2 x 11 inch sheet.

Printable Version

Understanding Your Telephone Bill (PDF)

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