car insurance companies in usa

Get affordable car insurance with the coverage options you need even if you have a less than perfect driving record through Direct Auto Insurance. Home, life and car insurance from Farmers Insurance. With car insurance discounts and fast claim service, it's no wonder over 4000 customers a day switch to. Competitive Rates. U.S. News & World Report named USAA the cheapest car insurance company in the country the past three years running.See note2.

Car insurance companies in usa -

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List of Car Insurance Companies

Last Updated on October 6, 2021

Americans have plenty of options when it comes to car insurance companies. There are well-known insurers like GEICO and State Farm. There are also smaller, local providers that serve specific states or subregions.

Today, we’re highlighting the top 50 largest car insurance companies in the United States. In the list of car insurance companies below, we give an overview of each company and provide its website link and phone number.

List of Car Insurance Companies

List of the 50 Largest Auto Insurance Companies in America

Please click on the company name below to learn more about the insurer, including information about its main products, areas it does business in, and other characteristics that set it apart.

  1. State Farm
  2. GEICO
  3. Progressive
  4. Allstate
  5. USAA
  6. Liberty Mutual
  7. Farmers
  8. Nationwide
  9. Travelers
  10. American Family
  11. AAA Insurance
  12. Erie Insurance
  13. Kemper
  14. National General
  15. AAA Northern California, Nevada, & Utah (CSAA)
  16. Auto-Owners Insurance
  17. Mercury Insurance
  18. MetLife
  19. The Hartford
  20. Auto Club Insurance Association
  21. Amica
  22. The Hanover
  23. COUNTRY Financial
  24. NJM Insurance
  25. Southern Farm Bureau Casualty Insurance Company
  26. Sentry Insurance
  27. Shelter Insurance
  28. Alfa Mutual Insurance
  29. Ameriprise Financial
  30. Chubb
  31. Texas Farm Bureau
  32. Farm Bureau Insurance of Tennessee
  33. Plymouth Rock
  34. The Cincinnati Insurance
  35. North Carolina Farm Bureau
  36. Kentucky Farm Bureau Insurance
  37. State Auto
  38. Grange Insurance
  39. American National
  40. Loya Insurance Group
  41. Farm Bureau Financial Services
  42. Safety Insurance
  43. The Wawanesa Mutual Insurance Company
  44. Horace Mann
  45. Markel Corporation
  46. Michigan Farm Bureau
  47. Home State Insurance
  48. American Access Casualty Company
  49. 21st Century Insurance
  50. Safeco

1. State Farm

State Farm is the largest car insurance company in the United States. Approximately 1 in 6 drivers nationwide are insured by State Farm. State Farm is a mutual insurance company, which means it’s owned by its policyholders. Today, State Farm employs approximately 70,000 people across the country and has 19,000 agents. State Farm offers strong customer service at a slightly higher price than most competitors on this list.

2. GEICO

GEICO is the second-largest car insurance company in the United States. With 36,000 employees and nine regional offices across the country, GEICO is well-positioned to serve policyholders anywhere in America. Originally founded as the Government Employees Insurance Company, GEICO is known for offering some of the cheapest insurance premiums in the country. In many states, GEICO is the cheapest major insurance company. If you want good-value car insurance from a respected major brand, then GEICO is a great option.

3. Progressive

Progressive was founded in 1937, making it one of the youngest companies among the top 10 largest insurance companies. Today, Progressive lets policyholders purchase car insurance directly, online, or over the phone. Customers can also sign up through independent insurance agents. With 33,000 employees and 400 offices across the country, Progressive is available in all 50 states. It’s also a publicly traded company.

4. Allstate

Founded in 1931, Allstate is the second-largest publicly traded property and casualty insurance company in the United States. Allstate also has several major insurance brands under its umbrella – including Esurance, a fully-owned subsidiary of Allstate. Allstate provides excellent car insurance for customers willing to pay a premium for local and personal service, while Esurance is catered towards self-directed customers looking for cheaper insurance premiums. Overall, Allstate offers strong insurance products suited to all types of budgets.

5. USAA

USAA is frequently ranked as the best car insurance company in the United States. USAA consistently ranks near the top of the list as one of the most affordable car insurance companies in the country. However, unlike other budget car insurance companies, USAA doesn’t offer poor claims satisfaction or customer service. There is a ‘catch’ with USAA: it’s only available to active duty or retired members of the US military and their families. If you qualify for USAA, however, it’s one of the best insurance options around.

6. Liberty Mutual

Liberty Mutual has provided car insurance across the United States for more than 100 years. It’s also one of the few companies at the top of this list to have a substantial international presence: Liberty Mutual operates in 17 countries. Today, Liberty Mutual offers a wide range of property and casualty insurance, health insurance, and life insurance policies. Auto insurance remains Liberty Mutual’s core business, however, accounting for about 40% of net written premiums. The Boston-headquartered isn’t as well-rated as some of the top options on this list, but it may be the right choice for your needs and budget.

7. Farmers

As you may have guessed from the name, Farmers began its life as an insurance company catering to rural farmers and their farm vehicles. Today, Farmers has grown to become the seventh-largest insurance company in America. Farmers is available in all 50 states, offering mid-range coverage options and customer service. Farmers doesn’t charge the same competitive rates as low-cost options like GEICO and USAA, but it remains one of the largest and most popular insurance companies in the United States.

8. Nationwide

Nationwide is one of the largest companies in the United States: in addition to offering car insurance, the company also offers financial services, commercial line insurance, and personal line insurance. As you may have guessed from the name, Nationwide serves customers in all 50 states. Today, Nationwide has a reputation for offering good mid to high-range insurance at a mid to high-range price.

9. Travelers

Travelers is one of the oldest major insurance companies in the United States, founded long before cars were even invented. Launched in 1853 in New York City, Travelers has grown to become one of America’s biggest car insurance companies. Travelers wrote its first auto insurance policy all the way back in 1897. Today, the company continues to serve policyholders across the United States and in international markets like Canada and Brazil. Travelers offers particularly good rates for drivers with clean driving records, although other drivers may not find rates as competitive.

10. American Family

American Family, also abbreviated as AmFam, was launched in the 1930s to insure farmers in the Midwest. Today, the Madison, Wisconsin-based company is one of America’s largest car insurance companies. American Family also offers commercial insurance, life insurance, health insurance, and home insurance, among other insurance products. American Family is known for charging average insurance rates for average customer service.

11. AAA Insurance

The American Automobile Association is best known for its roadside assistance program, but AAA also offers full auto insurance coverage. AAA offers this coverage through its smaller regional clubs, which have more than 1,000 offices across the United States and Canada. Drivers in Southern California, for example, can get car insurance through the Automobile Club of Southern California, while drivers in northern California can get covered through AAA Northern California, Nevada & Utah. Across all of these families, AAA is one of America’s largest car insurance companies by market share.

12. Erie Insurance

Erie Insurance is a publicly traded insurance company headquartered in Erie, Pennsylvania. Founded in 1925, Erie is a Fortune 500 company that writes auto insurance policies for customers in a small number of selected states, including Illinois, Indiana, Kentucky, Maryland, New York, North Carolina, Ohio, Pennsylvania, Tennessee, Virginia, West Virginia, Wisconsin, and the District of Columbia.

13. Kemper

Kemper is a personal and commercial lines insurance company that provides car insurance to individuals and businesses across the United States. Kemper’s insurance plans are separated into ‘standard’ or ‘preferred’ plans, including the popular Kemper Total insurance package. Kemper interacts with customers through three separate companies, including Kemper Personal and Commercial Lines, Kemper Specialty California, and Kemper Direct.

14. National General Holdings Corp.

National General Holdings Corp is a specialty personal lines insurance holding company offering personal and commercial auto insurance, RV, and motorcycle insurance, supplemental health insurance, and other niche insurance products. The North Carolina-headquartered company was known as the GMAC Insurance Group until changing its name to National General Insurance in 2013. Today, it remains one of America’s most popular home insurance and auto insurance providers, particularly for business owners seeking competitive car insurance prices.

15. AAA Northern California, Nevada & Utah (CSAA)

Formerly known as CSAA, AAA Northern California, Nevada & Utah is one of America’s largest car insurance companies. Founded in 1900, the Walnut Creek, CA-based company insures millions of drivers across its three target states. It’s not only one of the largest insurance companies in its region, but it is also one of the largest motor clubs in the AAA family.

16. Auto-Owners Insurance

Auto-Owners Insurance is a mutual insurance company offering auto, home, business, and life insurance. One of the unique things about Auto-Owners Insurance is that policies are only sold through independent agents. Today, the Michigan-headquartered company has grown to become one of the largest insurance companies in the country. Auto-Owners is active in 26 states. Based on the number of written premiums, Auto-Owners Insurance is the 17th largest insurance company in the United States.

17. Mercury Insurance

Mercury Insurance offers auto, home, and business insurance, among other insurance products. The Los Angeles, California-headquartered company was founded in 1961 to serve western insurance markets. Today, Mercury Insurance is one of America’s largest insurance companies despite only having a presence in 11 states (Arizona, California, Florida, Georgia, Illinois, Nevada, New Jersey, New York, Oklahoma, Texas, and Virginia).

18. MetLife

Metropolitan Life Insurance Company, better known as MetLife, is a New York-based insurance and financial services company with more than 90 million customers in 60+ countries. MetLife is one of the world’s largest insurance and employee benefit program providers. It’s also one of the top 50 largest companies in the United States overall. Today, MetLife sells car insurance policies in all 50 states. MetLife car insurance is particularly popular for those who already have home insurance or employee benefit programs through MetLife.

19. The Hartford

The Hartford is a Hartford, Connecticut-based insurance company founded all the way back in 1810, making it one of the oldest insurance companies in the United States. Today, The Hartford has grown to become one of the largest property and casualty insurance companies in the United States. The company sells car insurance through a network of agents and brokers across the country. The Hartford frequently ranks near the top of insurance company rankings for customer service and claims satisfaction, although prices tend to be higher than the competition.

20. Auto Club Insurance Association

Auto Club Insurance Association, or ACIA, is another affiliate company of the AAA Auto Club Group. Auto Club Insurance Association, also known as the Auto Club Group, specifically serves AAA members in certain Midwest and area states, including Illinois, Indiana, Iowa, Michigan, Minnesota, Nebraska, North Dakota, and Wisconsin. The Dearborn, Michigan-based company is one of America’s largest insurance companies. It’s also the second-largest AAA club in North America.

21. Amica

Amica Mutual Insurance was founded in 1907 in Providence, Rhode Island. The company was one of the first insurers to sell an auto insurance policy in the United States. Today, Amica has also grown to offer home and life insurance. Originally named the Automobile Mutual Insurance Company of America, Amica employees 3,200+ people across the country and is one of the top-ranked insurance companies for customer service and claims satisfaction.

22. The Hanover

The Hanover Insurance Group, Inc. is a Worcester, Massachusetts-based insurance company founded all the way back in 1852, making it one of the country’s oldest continuous businesses still operating within its original industry. The Hanover has also paid a cash dividend to shareholders every year since 1853. Today, The Hanover has grown to become one of America’s largest car insurance companies, and it continues to make major acquisitions to expand its business. The Hanover changed its name to Allmerica Property & Casualty companies between 1990 and 2005, although it’s now officially known as The Hanover once again.

Website: www.hanover.com

Phone Number: 800-922-8427

23. COUNTRY Financial

COUNTRY Financial is a group of American insurance and financial services companies operating in 19 states. The company was founded in 1925 when a group of Illinois farmers teamed up to provide fire and lightning insurance to local farms. COUNTRY Financial expanded quickly, selling its first auto insurance policy in 1927 and life insurance in 1929. As of 2019, COUNTRY Financial serves more than one million households and businesses in 19 states.

24. NJM Insurance

NJM Insurance Group is an insurance company founded by a group of factory owners in 1913. Originally known as the New Jersey Manufacturers Casualty Insurance Company, NJM is one of America’s largest insurance companies despite only being active in two states. In 2018, NJM expanded outside of its home state for the first time, offering its services to Pennsylvania residents. Today, NJM offers a full spectrum of insurance products, including personal auto, commercial auto, workers’ compensation, homeowners, and umbrella insurance.

25. Southern Farm Bureau Casualty Insurance Company

Southern Farm Bureau Casualty Insurance Company is a Ridgeland, Mississippi-based insurance company offering a full spectrum of auto, home, and life insurance products. Founded in 1947, Southern Farm Bureau Insurance sells insurance products in six states, including Arkansas, Colorado, Florida, Louisiana, Mississippi, and South Carolina.

26. Sentry Insurance

Sentry Insurance is a mutual insurance company known mostly for its business insurance, including business auto insurance. However, the company offers a full spectrum of insurance products – including life, auto, and business insurance – to customers in 27 states. With 1.1 million policyholders in the Sentry family, Sentry has grown to become one of America’s largest insurers. Sentry is headquartered in Stevens Point, Wisconsin.

27. Shelter Insurance

Shelter Insurance Company is a mutual insurance company offering auto, property, business, and life insurance in 15 states. Shelter is headquartered in Columbia, Missouri. Founded in 1946 with the goal of providing affordable auto insurance to Missourians, Shelter has grown to serve policyholders in 18 states. The company has 1,300 licensed agents and consistently receives high ratings from A.M. Best, indicating that it’s in a strong position of financial strength.

28. Alfa Mutual Insurance Company

Alfa Mutual Insurance Company, also known as Alfa Mutual Group, is a Montgomery, Alabama-headquartered insurance company founded in 1946 as the Alabama Farmers Federation. The company offers a range of auto, home, and life insurance products. Today, Alfa and its affiliates provide insurance and other financial services to more than 1 million customers in 11 states.

29. Ameriprise Financial

Ameriprise is a home and auto insurance company headquartered in Green Bay, Wisconsin. The company offers auto, home, condo, renters, umbrella, and travel insurance. Founded in 1894, Ameriprise insures more than 700,000 people in 43 states. If you’re a Costco member, you can get preferential rates through Ameriprise: Costco has partnered with Ameriprise to offer sharply discounted rates on car insurance. The average Ameriprise car insurance policy is priced at just $500 to $650 per year for Costco members, making it one of the cheapest reputable car insurance companies in the United States.

30. Chubb

Chubb is the world’s largest publicly traded property and casualty insurance company and the largest commercial insurer in the United States. Chubb operates in 54 countries. In the United States, Chubb offers a popular high-end car insurance coverage option called Chubb Masterpiece. This insurance includes agreed value coverage, OEM parts and procedures, higher coverage limits, and other premium features. Chubb also offers classic car insurance. Overall, Chubb is one of the few car insurance companies on this list to cater specifically to high net worth individuals.

31. Texas Farm Bureau Insurance

Texas Farm Bureau Insurance has protected Texans for over 50 years. Today, the company sells a full range of insurance products across the state, including auto insurance, home and property insurance, life insurance, and farm and ranch insurance. Texas Farm Bureau Insurance consistently ranks as one of the top insurance companies in Texas by J.D. Power: as of 2019, the company has achieved the highest customer satisfaction among auto insurers in Texas for eight years in a row.

32. Farm Bureau Insurance of Tennessee

Farm Bureau Insurance of Tennessee, also known as Tennessee Farmers Insurance Companies, is one of the most popular insurance companies in the southeastern United States. Just like its sister company Texas Farm Bureau Insurance, Farm Bureau Insurance of Tennessee consistently ranks as one of the top insurance companies in its region for customer satisfaction. J.D. Power has awarded Farm Bureau Insurance of Tennessee the “highest customer satisfaction” award for eight years in a row.

33. Plymouth Rock

Plymouth Rock Assurance is a marketing name used by a group of separate insurance companies. Collectively, however, Plymouth Rock has grown to become one of the largest insurance companies in the eastern United States. Plymouth Rock has a particularly strong presence in New Jersey, where insurance policies are underwritten by Palisades Insurance Company and its affiliates. Plymouth Rock is also available in New Hampshire, Pennsylvania, Massachusetts, and Connecticut.

34. The Cincinnati Insurance Company

The Cincinnati Insurance Company is a Fairfield, Ohio-based insurance company founded in 1950. The company offers a comprehensive suite of insurance products for individuals and businesses. All Cincinnati insurance products are offered through a group of independent agents. The company is a subsidiary of Cincinnati Financial Corporation and currently controls approximately 1% of the domestic property and casualty insurance market in the United States.

35. North Carolina Farm Bureau Insurance

North Carolina Farm Bureau Insurance Group provides auto, home, life, and health insurance across North Carolina. Like other Farm Bureau Insurance organizations listed here, North Carolina Farm Bureau Insurance Group emphasizes strong customer service and claims satisfaction. The Raleigh-based company is also an authorized agent of BlueCross BlueShield of North Carolina. Whether needing auto insurance or a full spectrum of insurance products, North Carolina Farm Bureau Insurance is one of the more popular insurance providers in the Tar Heel State.

36. Kentucky Farm Bureau Insurance

Kentucky Farm Bureau is a mutual insurance company that has served families and businesses across the state since 1943. It’s the largest property and casualty insurance company in Kentucky. The goal of the Kentucky Farm Bureau is to serve as the voice of Kentucky agriculture overall. With that goal in mind, the Kentucky Farm Bureau has subsidiary organizations for public affairs, insurance, health and wellness, and more. The Louisville-based company offers a full range of insurance products ranging from auto and homeowners insurance to mobile home, boat, church, and earthquake insurance.

37. State Auto

State Auto is a Columbus, Ohio-headquartered insurance company founded in 1921. Today, the company offers a range of induvial, business, and farm and ranch insurance products, including auto, home, condo, renters, and umbrella insurance. State Auto has a particularly strong presence in the Columbus metropolitan area and only provides insurance within the state of Ohio.

38. Grange Insurance

Grange Mutual Casualty Company, also known as Grange Insurance, is a Columbus, Ohio-based insurance company with a network of around 4,000 agents across the country. The company offers home, auto, life, and business insurance, among other insurance products. Founded in 1935, Grange now operates in 13 states, including Georgia, Illinois, Indiana, Iowa, Kentucky, Michigan, Minnesota, Ohio, Pennsylvania, South Carolina, Tennessee, Virginia, and Wisconsin.

39. American National

American National is a Galveston, Texas-based insurance company founded in 1905. Today, the company has grown to offer personalized insurance coverage for anyone needing life, home, business, and auto insurance, among other insurance products. Also known as ANICA, American National operates in all 50 states and Puerto Rico. Policies are sold through local agents, so visit the official website to find a local agent close to you.

40. Loya Insurance Group

Loya Insurance Group, also known as Fred Loya Insurance, is a car insurance company based in El Paso, Texas. Founded in 1990 by Fred Loya, the company has expanded to sell insurance in 11 states, including California, Colorado, Illinois, Indiana, Nevada, New Mexico, Texas, Georgia, Alabama, Arizona, and Ohio. The company is part of the Hispanic 500, which is a directory of the 500 largest Hispanic-owned businesses in the United States.

41. Farm Bureau Financial Services

Farm Bureau Financial Services offers a range of insurance products and financial services, including auto insurance for all types of vehicles. In addition to offering standard car insurance, Farm Bureau Financial Services offers motorcycle, RV, and farm vehicle insurance, among other insurance products. Farm Bureau Financial Services was founded in Des Moines, Iowa in 1939. Today, the company provides car insurance to customers in Arizona, Iowa, Kansas, Minnesota, Nebraska, New Mexico, South Dakota, and Utah.

42. Safety Insurance

Safety Insurance is a popular insurance provider for residents of Massachusetts, Maine, and New Hampshire. The Boston-based company provides a full spectrum of auto, homeowners, umbrella, and business insurance products to residents of those three states. Safety Insurance was founded in 1979. Today, the company has grown to become one of the region’s leading property and casualty insurance companies.

43. The Wawanesa Mutual Insurance Co.

The Wawanesa Mutual Insurance Co. is the only company on this list that is headquartered outside the United States. The Winnipeg, Manitoba-headquartered company is one of the top 10 largest property and casualty insurance companies in Canada. Since 1974, however, The Wawanesa has also served customers in two states: Oregon and California. With over 2 million policies across North America, The Wawanesa is one of the top 50 largest car insurance companies in the United States. The company was originally founded as a farmers’ mutual insurance company in 1896 in Wawanesa, Manitoba. Today, the company’s US division is headquartered in San Diego.

44. Horace Mann

Horace Mann is an insurance and financial services company founded in 1945 by two teachers in Springfield, Illinois. The company was launched with the goal of providing affordable auto insurance to teachers. Today, Horace Mann serves more than 4,100 school districts nationwide and is publicly traded on the New York Stock Exchange (NYSE:HMN). Because Horace Mann has such a large presence among teachers nationwide, it is officially one of America’s largest car insurance companies. Teachers can access a full spectrum of insurance products through Horace Mann, including auto, home, renters, liability, life, and disability insurance.

45. Markel Corporation

Markel is a Glen Allen, Virginia insurance company offering a full suite of auto and business insurance policies. The company is best known for its specialty insurance offered through Markel Specialty, which includes insurance products for classic cars, RVs, farm equipment, snowmobiles, vacant dwellings, and other unique property not covered by traditional insurance. Markel Specialty is one of four insurance divisions within the Markel Corporation.

46. Michigan Farm Bureau

The Michigan Farm Bureau, also known as Farm Bureau Insurance of Michigan, was founded on the Michigan State University campus in 1919 with the goal of promoting the interests of agricultural members in the state of Michigan. Today, the Lansing-based company continues to serve as “Michigan’s Voice of Agriculture” while also offering health insurance, farm insurance, and auto insurance, among other services.

Website: www.michfb.com

Phone Number: 800-292-2680

47. Home State Insurance Group

Home State Insurance Group consists of two companies, including Equity Insurance Company and Home State County Mutual Insurance Company. Both companies serve policyholders across the state of Texas. Founded in 1948, Home State Insurance Group is headquartered in Waco, Texas. The company offers auto and home insurance exclusively to Texas residents.

48. American Access Casualty Company

American Access Casualty Company is one of America’s leading providers of non-standard auto insurance. American Access Casualty Company has a particularly strong presence within the Hispanic community in the United States, and it’s one of the few companies that accept Mexican driver’s licenses for new policyholders. Today, AACC provides insurance policies in Illinois, Indiana, Nevada, Arizona, and Texas.

49. 21st Century Insurance

21st Century Insurance is a wholly-owned subsidiary of Farmers Insurance Group. The company only provides car insurance in two states: California and Hawaii. Founded in Los Angeles in 1958, 21st Century Insurance specializes in private passenger auto insurance. For most of its history, 21st Century Insurance was known as 20th Century Insurance before changing its name to match the new millennium.

50. Safeco

Safeco is an insurance company acquired by Liberty Mutual in 2008, although the company continues to operate under its own brand and business model. Seattle-based Safeco distinguishes itself from the competition by selling insurance exclusively through independent insurance agents. Safeco’s auto insurance policies offer personalized coverage for all types of vehicles along with an extensive list of discounts.

Final Word on Our List of Car Insurance Companies

Compare Rates from Different Insurance Companies to Save MoneyThe top 50 largest car insurance companies in the United States all serve different needs. Some insurance companies focus on budget-conscious consumers, while others focus on high net worth policyholders. Some insurance companies are only available in a handful of states, while others are available nationwide.

Remember to research each company thoroughly before signing up for a policy. The companies at the top of the list are more likely to offer coverage nationwide while the companies towards the bottom of the list are more likely to be smaller, local companies. If 24/7 customer support and more coverage options are important to you, consider using a larger insurance company. If personalized service and a better customer experience are important to you, consider using a smaller insurance company.

Whether you’d like to buy insurance from a big mega-corporation or from a smaller provider, it’s always best to shop around to find the lowest prices. Compare car insurance quotes online today to get the best car insurance rates from any of the top 50 largest car insurance companies in the United States.

Источник: https://www.insurancepanda.com/list-of-car-insurance-companies/

How Do I Find the Best Car Insurance Company?

best insurance company for meWith hundreds of car insurance providers offering coverage in 51 insurance districts in the U.S., it can be a difficult task to find the best car insurance company for you and your specific insurance needs. Not to worry, we have some great tips on how to sift through all those car insurance companies.

How to Find the Best Car Insurance Company

When it comes to finding the right coverage, everyone’s needs differ. The best car insurance company for one person may not always a good car insurance company for the next. This is why it’s important to do your research before making your final choice. We have put together a few tips to help get you started on finding the insurer that’s right for you.

1. Check Your State’s Insurance Department Website

Each state in the U.S. has an insurance department which is responsible for regulating auto insurers within that state. Their website can be a valuable resource for information such as complaint filings and licensing information. Additionally, many state insurance department websites make public car insurance companies’ insurance rate filings. This means you can see how often each insurance provider requests to raise its rates, as well as how often those requests are granted.

2. Check the Insurance Company’s Financial Rating

Car insurance providers are financial institutions and as such, it’s important to know their rating to understand how secure the company is (and that it’s not overextending itself, or insuring more than it can afford to pay). Two of the top financial rating groups are:

  • Standard & Poor’s
  • A.M. Best
    • A.M. Best is particularly important as they specifically rate insurance companies.

3. Research Online Customer Reviews of Insurers

While the ratings of insurance and financial analysts are very important, when it comes to figuring out whether or not you’ll be happy with a certain car insurance company, you need to see what their customers think of them. Look for specific information, such as the ease of filing an insurance claim, the length of time it takes the company to settle an insurance claim and how easy it is to reach an agent or customer service professional.

Customer service is a great measure for determining the best car insurance company for you.

4. Compare Car Insurance Rates

It’s usually not a good idea to pick the first car insurance company you find. Typically, you’ll want to compare car insurance rates from at least 3-4 companies before making your final selection. Take the time to review both large insurers and smaller car insurers.

If you enjoy saving time, Compare.com can compare multiple car insurance quotes from some of the best insurance brands instantly. You enter your information only once and can compare quotes side by side to find the best price.

By taking these steps to find the best car insurance company for your situation, you’ll know exactly what you’re getting and can rest assured that you’ll be happy with the service you receive from your chosen auto insurance company.

Compare Car Insurance Quotes

Источник: https://www.compare.com/auto-insurance/resources/finding-the-best-car-insurance-company

USAA tops list of America’s best car insurance companies

Clearsurance–24/7 Wall St. 

10 best car insurance companies of 2021

Our methodology

Because consumers rely on us to provide objective and accurate information, we created a comprehensive rating system to formulate our rankings of the best car insurance companies. We collected data on dozens of auto insurance providers to grade the companies on a wide range of ranking factors. The end result was an overall rating for each provider, with the insurers that scored the most points topping the list.

Here are the factors our ratings take into account:

  • Reputation: Our research team considered market share, ratings from industry experts and years in business when giving this score.
  • Availability: Auto insurance companies with greater state availability and few eligibility requirements scored highest in this category.
  • Coverage: Companies that offer a variety of choices for insurance coverage are more likely to meet consumer needs.
  • Cost: Auto insurance rate estimates generated by Quadrant Information Services and discount opportunities were both taken into consideration.
  • Customer Experience: This score is based on volume of complaints reported by the NAIC and customer satisfaction ratings reported by J.D. Power. We also considered the responsiveness, friendliness and helpfulness of each insurance company’s customer service team based on our own shopper analysis.

*Data accurate at time of publication.

Источник: https://www.marketwatch.com/picks/guides/insurance/best-car-insurance/

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Agreed Value Collectors Insurance on Your Terms

For over four decades, American Collectors Insurance has provided peace of mind for classic car collectors and vintage vehicle enthusiasts with industry-leading classic car insurance protection. At American Collectors, we make it easy to obtain an Agreed Value collector car insurance policy personalized for your vehicle.

American Collectors Insurance is a recognized leader in the classic car insurance industry. We have a team of collector specialists to tailor a policy to protect your prized collector vehicle, classic car or collectible. Our specialists will help you select appropriate limits and coverages to enable you to restore your vehicle to pre-loss condition (if reparable) or to be valued appropriately (if involved in a covered total loss).

  • Agreed Value coverage
  • Repair shop of choice
  • Tailored options for every collector
  • Knowledgeable Collector Insurance Specialists
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C.A.R.E. for Your Car

Doesn’t Your Collector Car Deserve a Little C.A.R.E.?

Hit the open road, with a little C.A.R.E. (Collector Auto Reimbursement Endorsement) for your collector car. American Collectors Insurance offers a variety of towing and labor expense reimbursement plans for classic cars, exotic cars, imports, hot rods, collector motorcycles, antique and classic vehicles. Our C.A.R.E. Plans adds extensive coverage to your classic car insurance policy for incidental expenses such as roadside assistance, emergency towing, emergency lockout, lost key returns and much more.

Learn About C.A.R.E. Plans

Join a Community of Collectors

At American Collectors Insurance, we believe strongly in the power of community. Connect with fellow classic car owners, collectors, and enthusiasts. Stay informed about community events and collector car clubs in your area.

View the Community

Frequently Asked Questions (FAQs) about Collector Auto Insurance

  • How frequently can a vehicle be driven and still quality for a collector car insurance policy?

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    Generally a vehicle should be driven for hobby-related activities and occasional pleasure use.  The vehicle should not be used for business or daily transportation. You have the flexibility to select an annual mileage plan consistent with your anticipated usage. Call (800) 360-2277to speak with a collector insurance specialist to tailor your insurance plan today.

  • What kind of vehicle storage requirements are required to be eligible for a classic car insurance policy?

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    To qualify for coverage under a collector auto policy your vehicle must be adequately protected and stored when not in use. Eligible storage include: private and enclosed garage, rental or storage / garaging unit.  Carports or other storage types may also be eligible (depending on state).

  • How old does a car have to be to qualify for a classic car insurance policy?

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    A vehicle is generally considered a classic car and may, depending on condition, qualify for collector car insurance if it at least 20 model years old.  Newer collectible vehicle less than 20 years old may also be eligible for a collector car insurance policy if it is unique, rare, limited production, exotic, collectible, modified, or otherwise collectible.

    Classic car insurance protects “enthusiast vehicles” that are in good condition, not daily drivers, and are stable/appreciating in value with Agreed Value coverage. In other words, eligibility for collector auto insurance is not strictly classified by the age of the vehicle.

    Call (800) 360-2277to speak with a collector insurance specialist today so we can help you determine if your vehicle qualifies for collector auto insurance coverage.

  • How is classic car insurance different than regular auto insurance?

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    Traditional (regular) auto insurance is generally appropriate for vehicles that are depreciating (e.g., newer vehicles, vehicles that are driven daily, etc.) that are widely available.  Because these vehicles depreciate with usage, a claims adjuster determines the  Actual Cash Value (ACV) of the vehicle after the total loss accident occurs by depreciating the vehicle for age, condition, location, etc.  Note: conventional auto insurance does not  generally include equipment installed post-factory or improvements during a restoration when determining the claim settlement value.

    Agreed Value classic car insurance policies allow the customer and insurance company to mutually determine an appropriate Agreed Value for the vehicle at the start of the policy  term (i.e., before a total loss occurs).  This allows the customer to have additional peace of mind by knowing that his/her substantial financial investment in purchasing and restoring his/her classic or collectible car will be adequately protected.

    In addition, classic car insurance policies may also have additional built-in coverages (or have optional coverages available) that are especially meaningful to a classic car owner (e.g., flat-bed towing, shop of choice repair, emergency lodging, discounted salvage buyback, etc.).

  • What types of vehicles are eligible for Collector Vehicle Insurance?

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    Any vehicle type that is considered collectible may qualify:

    • Antiques, vintage, and classic cars
    • Modern classics from the 80s, 90s and post-2000s
    • Muscle cars
    • Sports cars
    • Vintage race cars
    • Classic trucks and SUVs
    • Classic motorcycles
    • Modified vehicles, hot rods, kit cars and replicas
    • Custom builds and vehicles under restoration
    • Exotic, hyper-cars and special interest vehicles
    • Old military vehicles, antique tractors and retired fire trucks
    • Japanese Domestic Market (JDM) vehicles
    • Low-riders and Tuners

    Call (800) 360-2277to speak to a collector insurance specialist today to discuss your special vehicle.

  • What is the difference between Classic Car Insurance and Collector Car Insurance?

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    Classic cars generally refer to vehicles based on the age of the vehicle.  Collector cars is a broader category definition (i.e., includes classic / antique vehicles).  In addition, the broader collector vehicle categories include good condition vehicles such as modern classics, limited production vehicles, exotic vehicles, historical vehicles, as well as restomods, hot rods, rat rods, street rods and other modified vehicles.

    Classic car insurance generally includes agreed value or stated value coverage.  Collector auto coverage also includes other policy coverage enhancements or has optional coverages available to protect unique risk exposures for collector vehicles.  Examples of these coverages might include flat bed towing, VIN theft/fraud coverage, discounted salvage buyback, spare parts and automotive tools coverage, disaster relocation coverage, etc.

  • What is different about TreasureGuard Collector Vehicle Insurance?

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    TreasureGuard Classic and Collector Car Insurance is an industry leading classic auto insurance policy offered by American Collectors Insurance as a result of a collaboration with American Modern Insurance Group.  The TreasureGuard policy includes important enhanced collector car coverages in the base policy contract, such as Disaster Relocation Coverage, Basic Towing Coverage, Spare Parts Coverage, Full Safety Glass coverage, and Pet Coverage.

    In addition, TreasureGuard has 4 optional coverage bundle options available to tailor the policy to the coverage desired by the customer.  The Titanium bundle includes TreasuredTitle coverage, a coverage designed for vehicles with special sentimental or historical value or for limited production vehicles.  This TreasuredTitle feature gives a customer the option to buy back their vehicle after a total loss at a 50% discount off the estimated salvage value.

    TreasureGuard Information Sheet

  • Is my car eligible for collector car insurance coverage?

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    To be eligible for collector car insurance, your vehicle must fit one of the following definitions:

    • Collector Vehicle:  A qualified vehicle type such as Classic Auto, Antique Auto, Vintage Auto, Restomod, Street Rod, Exotic or Special Interest Vehicle.
    • Condition: The car must be in good operating condition, previously restored, or currently undergoing a restoration.
    • Limited use: Your antique or classic vehicle should be driven on a limited basis, such as for hobby-related events (e.g., car shows, exhibitions, club activities, parades, etc.) or for pleasure drives.  You can select your expected annual mileage preference on these activities.  The vehicle should not be used for business or used as your daily driver.
    • Storage: You must store your vehicle appropriately when not being driven to protect the condition of your vehicle (e.g., private enclosed garage or vehicle storage facility).
Источник: https://americancollectors.com/

: Car insurance companies in usa

Car insurance companies in usa
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List of Car Insurance Companies

Last Updated on October 6, 2021

Americans have plenty of options when it comes to car insurance companies. There are well-known insurers like GEICO and State Farm. There are also smaller, local providers that serve specific states or subregions.

Today, we’re highlighting the top 50 largest car insurance companies in the United States. In the list of car insurance companies below, we give an overview of each company and provide its website link and phone number.

List of Car Insurance Companies

List of the 50 Largest Auto Insurance Companies in America

Please click on the company name below to learn more about the insurer, including information about its main products, areas it does business in, and other characteristics that set it apart.

  1. State Farm
  2. GEICO
  3. Progressive
  4. Allstate
  5. USAA
  6. Liberty Mutual
  7. Farmers
  8. Nationwide
  9. Travelers
  10. American Family
  11. AAA Insurance
  12. Erie Insurance
  13. Kemper
  14. National General
  15. AAA Northern California, Nevada, & Utah (CSAA)
  16. Auto-Owners Insurance
  17. Mercury Insurance
  18. MetLife
  19. The Hartford
  20. Auto Club Insurance Association
  21. Amica
  22. The Hanover
  23. COUNTRY Financial
  24. NJM Insurance
  25. Southern Farm Bureau Casualty Insurance Company
  26. Sentry Insurance
  27. Shelter Insurance
  28. Alfa Mutual Insurance
  29. Ameriprise Financial
  30. Chubb
  31. Texas Farm Bureau
  32. Farm Bureau Insurance of Tennessee
  33. Plymouth Rock
  34. The Cincinnati Insurance
  35. North Carolina Farm Bureau
  36. Kentucky Farm Bureau Insurance
  37. State Auto
  38. Grange Insurance
  39. American National
  40. Loya Insurance Group
  41. Farm Bureau Financial Services
  42. Safety Insurance
  43. The Wawanesa Mutual Insurance Company
  44. Horace Mann
  45. Markel Corporation
  46. Michigan Farm Bureau
  47. Home State Insurance
  48. American Access Casualty Company
  49. 21st Century Insurance
  50. Safeco

1. State Farm

State Farm is the largest car insurance company in the United States. Approximately 1 in 6 drivers nationwide are insured by State Farm. State Farm is a mutual insurance company, which means it’s owned by its policyholders. Today, State Farm employs approximately 70,000 people across the country and has 19,000 agents. State Farm offers strong customer service at a slightly higher price than most competitors on this list.

2. GEICO

GEICO is the second-largest car insurance company in the United States. With 36,000 employees and nine regional offices across the country, GEICO is well-positioned to serve policyholders anywhere in America. Originally founded as the Government Employees Insurance Company, GEICO is known for offering some of the cheapest car insurance companies in usa premiums in the country. In many states, GEICO is the cheapest major insurance company. If you want good-value car insurance from a respected major brand, then GEICO is a great option.

3. Progressive

Progressive was founded in 1937, making it one of the youngest companies among the top 10 largest insurance companies. Today, Progressive lets policyholders purchase car insurance directly, online, or over the phone. Customers can also sign up through independent insurance agents. With 33,000 employees car insurance companies in usa 400 offices across the country, Progressive is available in all 50 states. It’s also a publicly traded company.

4. Allstate

Founded in 1931, Allstate is the second-largest publicly traded property and casualty insurance company in the United States. Allstate also has several major insurance brands under its umbrella – including Esurance, a fully-owned subsidiary of Allstate. Allstate provides excellent car insurance for customers willing to pay a premium for local and personal service, while Esurance is catered towards self-directed customers looking for cheaper insurance premiums. Overall, Allstate offers strong insurance products suited to all types of budgets.

5. USAA

USAA is frequently ranked as the best car insurance company in the United States. USAA consistently ranks near the top of the list as one of the most affordable car insurance companies in the country. However, unlike other budget car insurance companies, USAA doesn’t offer poor claims satisfaction or customer service. There is a ‘catch’ with USAA: it’s only available to active duty or retired members of the US military and their families. If you qualify for USAA, however, it’s one of the best insurance options around.

6. Liberty Mutual

Liberty Mutual has provided car insurance across the United States for more than 100 years. It’s also one of the few companies at the top of this list to have a substantial international presence: Liberty Mutual operates in 17 countries. Today, Liberty Mutual offers a wide range of property and casualty insurance, health insurance, and life insurance policies. Auto insurance remains Liberty Mutual’s core business, however, accounting for about 40% of net written premiums. The Boston-headquartered isn’t as well-rated as some of the top options on this list, but it may be the right choice for your needs and budget.

7. Farmers

As you may have guessed from the name, Farmers began its life as an insurance company catering to rural farmers and their farm vehicles. Today, Farmers has grown to become the seventh-largest insurance company in America. Farmers is available in all 50 states, offering mid-range coverage options and customer service. Farmers doesn’t charge the same competitive rates as low-cost options like GEICO and USAA, but it remains one of the largest and most popular insurance companies in the United States.

8. Nationwide

Nationwide is one of the largest companies in the United States: in addition to offering car insurance, the company also offers financial services, commercial line insurance, and personal line insurance. As you may have guessed from the name, Nationwide serves customers in all 50 states. Today, Nationwide has a reputation for offering good mid to high-range insurance at a mid to high-range price.

9. Travelers

Travelers is one of the oldest major insurance companies in the United States, founded long before cars were even invented. Launched in 1853 in New York City, Travelers has grown to become one of America’s biggest car insurance companies. Travelers wrote its first auto insurance policy all the way back in 1897. Today, the company continues to serve policyholders across the United States and in international markets like Canada and Brazil. Travelers offers particularly good rates for drivers with clean driving records, although other drivers may not find rates as competitive.

10. American Family

American Family, also abbreviated as AmFam, was launched in the 1930s to insure farmers in the Midwest. Today, the Madison, Wisconsin-based company is one of America’s largest car insurance companies. American Family also offers commercial insurance, life insurance, health insurance, and home insurance, among other insurance products. American Family is known for charging average insurance rates for average customer service.

11. AAA Insurance

The American Automobile Association is best known for its roadside assistance program, but AAA also offers full auto insurance coverage. AAA offers this coverage through its smaller regional clubs, which have more than 1,000 offices across the United States and Canada. Drivers in Southern California, for example, can get car insurance through the Automobile Club of Southern California, while drivers in northern California can get car insurance companies in usa through AAA Northern California, Nevada & Utah. Across all of these families, AAA is one of America’s largest car insurance companies by market share.

12. Erie Insurance

Erie Insurance is a publicly traded insurance company headquartered in Erie, Pennsylvania. Founded in 1925, Erie is a Fortune 500 company that writes auto insurance policies for customers in a small number of selected states, including Illinois, Indiana, Kentucky, Maryland, New York, North Carolina, Ohio, Pennsylvania, Tennessee, Virginia, West Virginia, Wisconsin, and the District of Columbia.

13. Kemper

Kemper is a personal and commercial lines insurance company that provides car insurance to individuals and businesses across the United States. Kemper’s insurance plans are separated into ‘standard’ or ‘preferred’ plans, including the popular Kemper Total insurance package. Kemper interacts with customers through three separate companies, including Kemper Personal and Commercial Lines, Kemper Specialty California, and Kemper Direct.

14. National General Holdings Corp.

National General Holdings Corp is a specialty car insurance companies in usa lines insurance holding company offering personal and commercial auto insurance, RV, and motorcycle insurance, supplemental health insurance, and other niche insurance products. The North Carolina-headquartered company was known as the GMAC Insurance Group until changing its name to National General Insurance in 2013. Today, it remains one of America’s most popular home insurance and auto insurance providers, particularly for business owners seeking competitive car insurance prices.

15. AAA Northern California, Nevada & Utah (CSAA)

Formerly known as CSAA, AAA Northern California, Nevada & Utah is one of America’s largest car insurance companies. Founded in 1900, the Walnut Creek, CA-based company insures millions of drivers across its three target states. It’s not only one of the largest insurance companies in its region, but it is also one of the largest motor clubs in the AAA family.

16. Auto-Owners Insurance

Auto-Owners Insurance is a mutual insurance company offering auto, home, business, and life insurance. One of the unique things about Auto-Owners Insurance is that policies are only sold through independent agents. Today, the Michigan-headquartered company has grown to become one of the largest insurance companies in the country. Auto-Owners is active in 26 states. Based on the number of written premiums, Auto-Owners Insurance is the 17th largest insurance company in the United States.

17. Mercury Insurance

Mercury Insurance offers auto, home, and business insurance, among other insurance products. The Los Angeles, California-headquartered company was founded in 1961 to serve western insurance markets. Today, Mercury Insurance is one of America’s largest insurance companies despite only having a presence in 11 states (Arizona, California, Florida, Georgia, Illinois, Nevada, New Jersey, New York, Oklahoma, Texas, and Virginia).

18. MetLife

Metropolitan Life Insurance Company, better known as MetLife, is a New York-based insurance and financial services company with more than 90 million customers in 60+ countries. MetLife is one of the world’s largest insurance and employee benefit program providers. It’s also one of the top 50 largest companies in the United States overall. Today, MetLife sells car insurance policies in all 50 states. MetLife car insurance is particularly popular for those who already have home insurance or employee benefit programs through MetLife.

19. The Hartford

The Hartford is a Hartford, Connecticut-based insurance company founded all the way back in 1810, making it one of the oldest insurance companies in the United States. Today, The Hartford has grown to become one of the largest property and casualty insurance companies in the United States. The company sells car insurance through a network of agents and brokers across the country. The Hartford frequently ranks near the top of insurance company rankings for customer service and claims satisfaction, although prices tend to be higher than the competition.

20. Auto Club Insurance Association

Auto Club Insurance Association, or ACIA, is another affiliate company of the AAA Auto Club Group. Auto Club Insurance Association, also known as the Auto Club Group, specifically serves AAA members in certain Midwest and area states, including Illinois, Indiana, Iowa, Michigan, Minnesota, Nebraska, North Dakota, and Wisconsin. The Dearborn, Michigan-based company is one of America’s largest insurance companies. It’s also the second-largest AAA club in North America.

21. Amica

Amica Mutual Insurance was founded in 1907 in Providence, Rhode Island. The company was one of the first insurers to sell an auto insurance policy in the United States. Today, Amica has also grown to offer home and life insurance. Originally named the Automobile Mutual Insurance Company of America, Amica employees 3,200+ people across the country and is one of the top-ranked insurance companies for customer service and claims satisfaction.

22. The Hanover

The Hanover Insurance Group, Inc. is a Worcester, Massachusetts-based insurance company founded all the way back in 1852, making it one of the country’s oldest continuous businesses still operating within its original industry. The Hanover has also paid a cash dividend to shareholders every year since 1853. Today, The Hanover has grown to become one of America’s largest car insurance companies, and it continues to make major acquisitions to expand its business. The Hanover changed its name to Allmerica Property & Casualty companies between 1990 and 2005, although it’s now officially known as The Hanover once again.

Website: www.hanover.com

Phone Number: 800-922-8427

23. COUNTRY Financial

COUNTRY Financial is a group of American insurance and financial services companies operating in 19 states. The company was founded in 1925 when a group of Illinois farmers teamed up to provide fire and lightning insurance to local farms. COUNTRY Financial expanded quickly, selling its first auto insurance policy in 1927 and life insurance in 1929. As of 2019, COUNTRY Financial serves more than one million households and businesses in 19 states.

24. NJM Insurance

NJM Insurance Group is an insurance company founded by a group of factory owners in 1913. Originally known as the New Jersey Manufacturers Casualty Insurance Company, NJM is one of America’s largest insurance companies despite only being active in two states. In 2018, NJM expanded outside of its home state for the first time, offering its services to Pennsylvania residents. Today, NJM offers a full spectrum of insurance products, including personal auto, commercial auto, workers’ compensation, homeowners, and umbrella insurance.

25. Southern Farm Bureau Casualty Insurance Company

Southern Farm Bureau Casualty Insurance Company is a Ridgeland, Mississippi-based insurance company offering a full spectrum of auto, home, and life insurance products. Founded in 1947, Southern Farm Bureau Insurance sells insurance products in six states, including Arkansas, Colorado, Florida, Louisiana, Mississippi, and South Carolina.

26. Sentry Insurance

Sentry Insurance is a mutual insurance company known mostly for its business insurance, including business auto insurance. However, the company offers a full spectrum of insurance products – including life, auto, and business insurance – to customers in 27 states. With 1.1 million policyholders in the Sentry family, Sentry has grown to become one of America’s largest insurers. Sentry is headquartered in Stevens Point, Wisconsin.

27. Shelter Insurance

Shelter Insurance Company is a mutual insurance company offering auto, property, business, and life insurance in 15 states. Shelter is headquartered in Columbia, Missouri. Founded in 1946 with the goal of providing affordable auto insurance to Missourians, Shelter has grown to serve policyholders in 18 states. The company has 1,300 licensed agents and consistently receives high ratings from A.M. Best, indicating that it’s in a strong position of financial strength.

28. Alfa Mutual Insurance Company

Alfa Mutual Insurance Company, also known as Alfa Mutual Group, is a Montgomery, Alabama-headquartered insurance company founded in 1946 as the Alabama Farmers Federation. The company offers a range of auto, home, and life insurance products. Today, Alfa and its affiliates provide insurance and other financial services to more than 1 million customers in 11 states.

29. Ameriprise Financial

Ameriprise is a home and auto insurance company headquartered in Green Bay, Wisconsin. The company offers auto, home, condo, renters, umbrella, and travel insurance. Founded in 1894, Ameriprise insures more than 700,000 people in 43 states. If you’re a Costco member, you can get preferential rates through Ameriprise: Costco has partnered with Ameriprise to offer sharply discounted rates on car insurance. The average Ameriprise car insurance policy is priced at just $500 to $650 per year for Costco members, making it one of the cheapest reputable car insurance companies in the United States.

30. Chubb

Chubb is the world’s largest publicly traded car insurance companies in usa and casualty insurance company and the largest commercial insurer in the United States. Chubb operates in 54 countries. In the United States, Chubb offers a popular high-end car insurance coverage option called Chubb Masterpiece. This insurance includes agreed value coverage, OEM parts and procedures, higher coverage limits, and other premium features. Chubb also offers classic car insurance. Overall, Chubb is one of the few car insurance companies on this list to cater specifically to high net worth individuals.

31. Texas Farm Bureau Insurance

Texas Farm Bureau Insurance has protected Texans for over 50 years. Today, the company sells a full range of insurance products across the state, including auto insurance, home and property insurance, life insurance, and farm and ranch insurance. Texas Farm Bureau Insurance consistently ranks as one of the top insurance companies in Texas by J.D. Power: as of 2019, the company has achieved the highest customer satisfaction among auto insurers in Texas for eight years in a row.

32. Farm Bureau Insurance of Tennessee

Farm Bureau Insurance of Tennessee, also known as Tennessee Farmers Insurance Companies, is one of the most popular insurance companies in the southeastern United States. Just like its sister company Texas Farm Bureau Insurance, Farm Bureau Insurance of Tennessee consistently ranks as one of the top insurance companies in its region for customer satisfaction. J.D. Power has awarded Farm Bureau Insurance of Tennessee the “highest customer satisfaction” award for eight years in a row.

33. Plymouth Rock

Plymouth Rock Assurance is a marketing name used by a group of separate insurance companies. Collectively, however, Plymouth Rock has grown to become one of the largest insurance companies in the eastern United States. Plymouth Rock has a particularly strong presence in New Jersey, where insurance policies are underwritten by Palisades Insurance Company and its affiliates. Plymouth Rock is also available in New Hampshire, Pennsylvania, Massachusetts, and Connecticut.

34. The Cincinnati Insurance Company

The Cincinnati Insurance Company is a Fairfield, Ohio-based insurance company founded in 1950. The company offers a comprehensive suite of insurance products for individuals and businesses. All Cincinnati insurance products are offered through a group of independent agents. The company is a subsidiary of Cincinnati Financial Corporation and currently controls approximately 1% of the domestic property and casualty insurance market in the United States.

35. North Carolina Farm Bureau Insurance

North Carolina Farm Bureau Insurance Group provides auto, home, life, and health insurance across North Carolina. Like other Farm Bureau Insurance organizations listed here, North Carolina Farm Bureau Insurance Group emphasizes strong customer service and claims satisfaction. The Raleigh-based company is also an authorized agent of BlueCross BlueShield of North Carolina. Whether needing auto insurance or a full spectrum of insurance products, North Carolina Farm Bureau Insurance is one of the more popular insurance providers in the Tar Heel State.

36. Kentucky Farm Bureau Insurance

Kentucky Farm Bureau is a mutual insurance company that has served families and businesses across the state since 1943. It’s the largest property and casualty insurance company in Kentucky. The goal of the Kentucky Farm Bureau is to serve as the voice of Kentucky agriculture overall. With that goal in mind, the Kentucky Farm Bureau has subsidiary organizations for public affairs, insurance, health and wellness, and more. The Louisville-based company offers a full range of insurance products ranging from auto and homeowners insurance to mobile home, boat, church, and earthquake insurance.

37. State Auto

State Auto is a Columbus, Ohio-headquartered insurance company founded in 1921. Today, the company offers a range of induvial, business, and farm and ranch insurance products, including auto, home, condo, renters, and umbrella insurance. State Auto has a particularly strong presence in the Columbus metropolitan area and only provides insurance within the state of Ohio.

38. Grange Insurance

Grange Mutual Casualty Company, also known as Grange Insurance, is a Columbus, Ohio-based insurance company with a network of around 4,000 agents across the country. The company offers home, auto, life, and business insurance, among other insurance products. Founded in 1935, Grange now operates in 13 states, including Georgia, Illinois, Indiana, Iowa, Kentucky, Michigan, Minnesota, Ohio, Pennsylvania, South Carolina, Tennessee, Virginia, and Wisconsin.

39. American National

American National is a Galveston, Texas-based insurance company founded in 1905. Today, the company has grown to offer personalized insurance coverage for anyone needing life, home, business, and auto insurance, among other insurance products. Also known as ANICA, American National operates in all 50 states and Puerto Rico. Car insurance companies in usa are sold through local agents, so visit the official website to find a local agent close to you.

40. Loya Insurance Group

Loya Insurance Group, also known as Fred Loya Insurance, is a car insurance company based in El Paso, Texas. Founded in 1990 by Fred Loya, the company has expanded to sell insurance in 11 states, including California, Colorado, Illinois, Indiana, Nevada, New Mexico, Texas, Georgia, Alabama, Arizona, and Ohio. The company is part of the Hispanic 500, which is a directory of the 500 largest Hispanic-owned businesses in the United States.

41. Farm Bureau Financial Services

Farm Bureau Financial Services offers a range of insurance products and financial services, including auto insurance for all types of vehicles. In addition to offering standard car insurance, Farm Bureau Financial Services offers motorcycle, RV, and farm vehicle insurance, among other insurance products. Farm Bureau Financial Services was founded in Des Moines, Iowa in 1939. Today, the company provides car insurance to customers in Arizona, Iowa, Kansas, Minnesota, Nebraska, New Mexico, South Dakota, and Utah.

42. Safety Insurance

Safety Insurance is a popular insurance provider for residents of Massachusetts, Maine, and New Hampshire. The Boston-based company provides a full spectrum of auto, homeowners, umbrella, and business insurance products to residents of those three states. Safety Insurance was founded in 1979. Today, the company has grown to become one of the region’s leading property and casualty insurance companies.

43. The Wawanesa Mutual Insurance Co.

The Wawanesa Mutual Insurance Co. is the only company on this list that is headquartered outside the United States. The Winnipeg, Manitoba-headquartered company is one of the top 10 largest property and casualty insurance companies in Canada. Since 1974, however, The Wawanesa has also served customers in two states: Oregon and California. With over 2 million policies across North America, The Wawanesa is one of the top 50 largest car insurance companies in the United States. The company was originally founded as a farmers’ mutual insurance company in 1896 in Wawanesa, Manitoba. Today, the company’s US division is headquartered in San Diego.

44. Horace Mann

Horace Mann is an insurance and financial services company founded in 1945 by two teachers in Springfield, Illinois. The company was launched with the goal of providing affordable auto insurance to teachers. Today, Horace Mann serves more than 4,100 school districts nationwide and is publicly traded on the New York Stock Exchange (NYSE:HMN). Because Horace Mann has such a large presence among teachers nationwide, it is officially one of America’s largest car insurance companies. Teachers can access a full spectrum of insurance products through Horace Mann, including auto, home, renters, liability, life, and disability insurance.

45. Markel Corporation

Markel is a Glen Allen, Virginia insurance company offering a full suite of car insurance companies in usa and business insurance policies. The company is best known for its specialty insurance offered through Markel Specialty, which includes insurance products for classic cars, RVs, farm equipment, snowmobiles, vacant dwellings, and other unique property not covered by traditional insurance. Markel Specialty is one of four insurance divisions within the Markel Corporation.

46. Michigan Farm Bureau

The Michigan Farm Bureau, also known as Farm Bureau Insurance of Michigan, was founded on the Michigan State University campus in 1919 with the goal of promoting the interests of agricultural members in the state of Michigan. Today, the Lansing-based company continues to serve as “Michigan’s Voice of Agriculture” while also offering health insurance, farm insurance, and auto insurance, among other services.

Website: www.michfb.com

Phone Number: 800-292-2680

47. Home State Insurance Group

Home State Insurance Group consists of two companies, including Equity Insurance Company and Home State County Mutual Insurance Company. Both companies serve policyholders across the state of Texas. Founded in 1948, Home State Insurance Group is headquartered in Waco, Texas. The company offers auto and home insurance exclusively to Texas residents.

48. American Access Casualty Company

American Access Casualty Company is one of America’s leading providers of non-standard auto insurance. American Access Casualty Company has a particularly strong presence within the Hispanic community in the United States, and it’s one of the few companies that accept Mexican driver’s licenses for new policyholders. Today, AACC provides insurance policies in Illinois, Indiana, Nevada, Arizona, and Texas.

49. 21st Century Insurance

21st Century Insurance is a wholly-owned subsidiary of Farmers Insurance Group. The company only provides car insurance in two states: California and Hawaii. Founded in Los Angeles in 1958, 21st Century Insurance specializes in private passenger auto insurance. For most of its history, 21st Century Insurance was known as 20th Century Insurance before changing its name to match the new millennium.

50. Safeco

Safeco is an insurance company acquired by Liberty Mutual in 2008, although the company continues to operate under its own brand and business model. Seattle-based Safeco distinguishes itself from the competition by selling insurance exclusively through independent insurance agents. Safeco’s auto insurance policies offer personalized coverage for all types of vehicles along with an extensive list of discounts.

Final Word on Our List of Car Insurance Companies

Compare Rates from Different Insurance Companies to Save MoneyThe top 50 largest car insurance companies in the United States all serve different needs. Some insurance companies focus on budget-conscious consumers, while others focus on high net worth policyholders. Some insurance companies are only available in a handful of states, while others are available nationwide.

Remember to research each company thoroughly before signing up for a policy. The companies at the top of the list are more likely to offer coverage nationwide while the companies towards the bottom of the list are more likely to be smaller, local companies. If 24/7 customer support and more coverage options are important to you, consider using a larger insurance company. If personalized service and a better customer experience are important to you, consider using a smaller insurance company.

Whether you’d like to buy insurance from a big mega-corporation or from a smaller provider, it’s always best to shop around to find the lowest prices. Compare car insurance quotes online today to get the best car insurance rates from any of the top 50 largest car insurance companies in the United States.

Источник: https://www.insurancepanda.com/list-of-car-insurance-companies/

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What makes an insurer the best car insurance company isn’t simply one, or even two or three metrics. Having a fair price or having strong customer service alone isn’t enough. It’s a combination of many factors that result in a well-rounded and trustworthy car insurance company – one that will be there when you need them after a claim and one that provides strong customer service paired with fair rates.

With tens of thousands of car insurance reviews on our platform, we’re able to pull together a comprehensive and unbiased look at which insurers consumers rate as the best car insurance companies for 2019.

Below is our annual rankings of which car insurance companies consumers rated the best.

Top-ranked car insurers for 2019

Ranking

Car insurance company

# of reviews

Clearsurance rating

1

USAA

2,008

4.72

2

NJM Insurance Group

131

4.59

3

Erie Insurance Group

491

4.54

4

Amica Mutual Insurance Company

202

4.49

5

Shelter Mutual Insurance Company

118

4.38

6

CSAA Insurance Group, A AAA Insurer

210

4.34

7

AAA

897

4.33

8

Auto-Owners Insurance Group

175

4.32

9

State Farm

5,257

4.29

10

The Hartford

231

4.28


Our second annual Clearsurance-24/7 Wall St. Car Insurance Survey rankings list uses the same proprietary algorithm used last year. The rating of each company is based on the consumer’s overall rating of the company, the insurer’s customer service, as well as each policyholder’s likelihood to renew and recommend the company to a friend.

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In order to qualify for our list of the best insurance companies for 2019, companies must have a minimum of 100 car insurance reviews in 2018. Interested in seeing the most up-to-date rankings of insurers who sell in your state? See the best car insurance companies in your area.

Click here to see our methodology

1. USAA
• Company rating: 4.72
• Number of reviews: 2,008 reviews
• Claims service rating: 4.68

After finishing second in our 2018 yearly rankings, USAA claimed the top spot for 2019 with an impressive rating of 4.72. Unfortunately for consumers, USAA isn’t available to everyone. Though USAA sells in all 50 states, the insurer is exclusively available to active and former military members and their families. Additionally, USAA holds the No. 1 spot for homeowners and renters insurance companies for 2019.

2. NJM Insurance Group
• Company rating: 4.59
• Number of reviews: 131 reviews
• Claims service rating: 4.65

For NJM Insurance Group, size isn’t indicative of performance. Despite selling in just two states – New Jersey and Pennsylvania – NJM Insurance Group has been a staple at the top of our best car insurance rankings for the past two years. NJM Insurance Group has the second largest car insurance market in New Jersey and is hoping to gain more of a foothold in Pennsylvania after expanding its personal lines offerings to the state at the beginning of 2018.

3. Erie Insurance Group
• Company rating: 4.54
• Number of reviews: 491 reviews
• Claims service rating: 4.43

Erie Insurance Group, based in Pennsylvania, is a regional insurer that serves 12 states and Washington, D.C. Erie performed well for car insurance as well as homeowners insurance, where it secured the No. 3 spot for best homeowners insurance companies. Erie Insurance also has a unique feature called Erie Rate Lock, which keeps your car insurance rates the same unless you make changes to your policy, such as adding a driver or changing your address.

4. Amica Mutual Insurance Company
• Company rating: 4.49
• Number of reviews: 202 reviews
• Claims service rating: 4.51

As the highest-ranked mutual insurance company on the list, Amica is available across the continental United States. The Rhode Island based insurance company has both the fourth highest consumer rating at 4.49. Amica offers a multi-line discount for bundling multiple lines together, and it checked in at No. 2 on our best homeowners companies for 2019 list.

5. Shelter Mutual Insurance Company
• Company rating: 4.38
• Number of reviews: 118 reviews
• Claims service rating: 4.29

Shelter Mutual is a regional Midwest insurance company that offers car insurance in 15 states. One benefit of buying car insurance from Shelter Mutual is it includes 24/7 roadside assistance on all of its policies for no additional charge.

6. CSAA Insurance Group, a AAA Insurer
• Company rating: 4.34
• Number of reviews: 210 reviews
• Claims service rating: 4.29

CSAA Insurance is a subsidiary of AAA that services 23 states and Washington, D.C. After not making the list of best car insurance companies for 2018, CSAA Insurance checks in at No. 6 for 2019 – just ahead of AAA.

7. AAA
• Company rating: 4.33
• Number of reviews: 897 reviews
• Claims service rating: 4.21

AAA is a national insurance company that creates a more personalized feel by operating through regional clubs around the country. AAA is also highly regarded for its well-known roadside assistance program, which is available to anyone, even if you aren’t a policyholder.

8. Auto-Owners Insurance Company
• Company rating: 4.32
• Number of reviews: 175 reviews
• Claims service rating: 4.32

Auto-Owners is a midsize insurance company that sells car insurance in 26 states. The Michigan-based insurance company operates through a network of independent agents. Auto-Owners’ car insurance claims service rating of 4.32 is sixth-best of the companies to make the top 10.

9. State Farm
• Company rating: 4.29
• Number of reviews: 5,257 reviews
• Claims service rating: 4.28

State Farm holds the designation of the largest car insurance company in the world, controlling more than 18 percent of the market. And after not cracking the top 10 for 2018, State Farm jumps into the top 10 for 2019. State Farm operates with more than 19,000 captive agents. The national insurance provider’s 5,257 car insurance reviews in 2018 were the most reviews of any company that made the top 10.

10. The Hartford
• Company rating: 4.28
• Number of reviews: 231 reviews
• Claims service rating: 4.33

The Hartford, a national insurer based in Connecticut, rounds out our top 10 best car insurance companies for 2019. The Hartford offers an auto insurance program with the AARP to reward members for being safer, more experienced drivers. You can also earn savings by bundling other policies such as homeowners or condo insurance with The Hartford. While the Hartford ranks tenth on this list, the company did have the fifth-best claims service rating of companies in the top 10.

Methodology

Clearsurance’s company ratings are based entirely upon consumer feedback and ratings. Clearsurance uses a proprietary algorithm that factors in all aspects of its user reviews, including the policyholder’s overall experience with the company, the company’s service, the customer’s likelihood to renew with the company and the customer’s likelihood to recommend the company to a friend.

In order to determine the rankings of the best car insurance companies for 2019, Clearsurance considered all companies with at least 100 car insurance reviews during the 2018 calendar year. All companies that qualified were then ranked in order of their Clearsurance rating, a combination of the above ratings provided in each consumer review written on Clearsurance. The ratings for each company car insurance companies in usa based only on the reviews for car insurance for each company in 2018.

24/7 Wall Street is a USA TODAY content partner offering financial news and commentary. Its content is produced independently of USA TODAY.

 

Источник: https://www.usatoday.com/story/money/2019/05/10/usaa-americas-best-car-auto-insurance-companies/39455661/

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USAA tops list of America’s best car insurance companies

Clearsurance–24/7 Wall St. 

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American Collectors Insurance is a recognized leader in the classic car insurance industry. We have a team of collector specialists to tailor a policy to protect your prized collector vehicle, classic car or collectible. Our specialists will help you select appropriate limits and coverages to enable you to restore your vehicle to pre-loss condition (if reparable) or to be valued appropriately (if involved in a covered total loss).

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Frequently Asked Questions (FAQs) about Collector Auto Insurance

  • How frequently can a vehicle be driven and still quality for a collector car insurance policy?

    +

    Generally a vehicle should be driven for hobby-related activities and occasional pleasure use.  The vehicle should not be used for business or daily transportation. You have the flexibility to select an annual mileage plan consistent with your anticipated usage. Call (800) 360-2277to speak with a collector insurance specialist to tailor your insurance plan today.

  • What kind of vehicle storage requirements are required to be eligible for a classic car insurance policy?

    +

    To qualify for coverage under a collector auto policy your vehicle must be adequately protected and stored when not in use. Eligible storage include: private and enclosed garage, rental or storage / garaging unit.  Carports or other storage types may also be eligible (depending on state).

  • How old does a car have to be to qualify for a classic car insurance policy?

    +

    A vehicle is generally considered a classic car and may, depending on condition, qualify for collector car insurance if it at least 20 model years old.  Newer collectible vehicle less than 20 years old may also be eligible for a collector car insurance policy if it is unique, rare, limited production, exotic, collectible, modified, or otherwise collectible.

    Classic car insurance protects “enthusiast vehicles” that are in good condition, not daily drivers, and are stable/appreciating in value with Agreed Value coverage. In other words, eligibility for collector auto insurance is not strictly classified by the age of the vehicle.

    Call (800) 360-2277to speak with a collector insurance specialist today so we can help you determine if your vehicle qualifies for collector auto insurance coverage.

  • How is classic car insurance different than regular auto insurance?

    +

    Traditional (regular) auto insurance is generally appropriate for vehicles that are depreciating (e.g., newer vehicles, vehicles that are driven daily, etc.) that are widely available.  Because these vehicles depreciate with usage, a claims adjuster determines the  Actual Cash Value (ACV) of the vehicle after the total loss accident occurs by depreciating the vehicle for age, condition, location, etc.  Note: conventional auto insurance does not  generally include equipment installed post-factory or improvements during a restoration when determining the claim settlement value.

    Agreed Value classic car insurance policies allow the customer and insurance company to mutually determine an appropriate Agreed Value for the vehicle at the start of the policy  term (i.e., before a total loss occurs).  This allows the customer to have additional peace of mind by knowing that his/her substantial financial investment in purchasing and restoring his/her classic or collectible car will be adequately protected.

    In addition, classic car insurance policies may also have additional built-in coverages (or have optional coverages available) that are especially meaningful to a classic car owner (e.g., flat-bed towing, shop of choice repair, emergency lodging, discounted salvage buyback, etc.).

  • What types of vehicles are eligible for Collector Vehicle Insurance?

    +

    Any vehicle type that is considered collectible may qualify:

    • Antiques, vintage, and classic cars
    • Modern classics from the 80s, 90s and post-2000s
    • Muscle cars
    • Sports cars
    • Vintage race cars
    • Classic trucks and SUVs
    • Classic motorcycles
    • Modified vehicles, hot rods, kit cars and replicas
    • Custom builds and vehicles under restoration
    • Exotic, hyper-cars and special interest vehicles
    • Old military vehicles, antique tractors and retired fire trucks
    • Japanese Domestic Market (JDM) vehicles
    • Low-riders and Tuners

    Call (800) 360-2277to speak to a collector insurance specialist today to discuss your special vehicle.

  • What is the difference between Classic Car Insurance and Collector Car Insurance?

    +

    Classic cars generally refer to vehicles based on the age of the vehicle.  Collector cars is a broader category definition (i.e., includes classic / antique vehicles).  In addition, the broader collector vehicle categories include good condition vehicles such as modern classics, limited production vehicles, exotic vehicles, historical vehicles, as well as restomods, hot rods, rat rods, street rods and other modified vehicles.

    Classic car insurance generally includes agreed value or stated value coverage.  Collector auto coverage also includes other policy coverage enhancements or has optional coverages available to protect unique risk exposures for collector vehicles.  Examples of these coverages might include flat bed towing, VIN theft/fraud coverage, discounted salvage buyback, spare parts and automotive tools coverage, disaster relocation coverage, etc.

  • What is different about TreasureGuard Collector Vehicle Insurance?

    +

    TreasureGuard Classic and Collector Car Insurance is an industry leading classic auto insurance policy offered by American Collectors Insurance as a result of a collaboration with American Modern Insurance Group.  The TreasureGuard policy includes important enhanced collector car coverages in the base policy contract, such as Disaster Relocation Coverage, Basic Towing Coverage, Spare Parts Coverage, Full Safety Glass coverage, and Pet Coverage.

    In addition, TreasureGuard has 4 optional coverage bundle options available to tailor the policy to the coverage desired by the customer.  The Titanium bundle includes TreasuredTitle coverage, a coverage designed for vehicles with special sentimental or historical value or for limited production vehicles.  This TreasuredTitle feature gives a customer the option to buy back their vehicle after a total loss at a 50% discount off the estimated salvage value.

    TreasureGuard Information Sheet

  • Is my car eligible for collector car insurance coverage?

    +

    To be eligible for collector car insurance, your vehicle must fit one of the following definitions:

    • Collector Vehicle:  A qualified vehicle type such as Classic Auto, Antique Auto, Vintage Auto, Restomod, Street Rod, Exotic or Special Interest Vehicle.
    • Condition: The car must be in good operating condition, previously restored, or currently undergoing a restoration.
    • Limited use: Your antique or classic vehicle should be driven on a limited basis, such as for hobby-related events (e.g., car shows, exhibitions, club car insurance companies in usa, parades, etc.) or for pleasure drives.  You can select your expected annual mileage preference on these activities.  The vehicle should not be used for business or used as your daily driver.
    • Storage: You must store your vehicle appropriately when not being driven to protect the condition of your vehicle (e.g., private enclosed garage or vehicle storage facility).
Источник: https://americancollectors.com/

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