BANGOR, Maine (WABI) - All throughout October, you can help local pets in need.
Machias Savings Bank is collecting donations at their Bangor and Brewer locations for the “Furry Friends Food Bank”.
It’s run by the Eastern Area Agency on Aging and passes out pet food to low income adults over the age of 60.
Furry Friends serves almost 400 pet owners and distributes roughly 13,000 pounds of pet food and litter every month.
Kelly Adams says Furry Friends depends a lot on support from the community.
”We see the same amount of donations since the pandemic started, however, we have served more individuals, so we rely heavily on people donating food, the community doing fundraisers and also Green Acres kennels who does a huge fundraiser for us annually,” said Adams, Supplement Food Program manager.
Furry Friends depends a lot on support from the community.
Furry Friends is asking for donations of wet and dry dog and cat food and cat litter.
You can drop of donations at Machias Savings Bank on Hammond Street in Bangor and Wilson Street in Brewer.
Copyright 2021 WABI. All rights reserved.
You dream it. We'll help you live it.
There are 330 million American Dreams—yours is closer than you think. Our advisors can design a plan that gets you there.
Northwestern Mutual Primary Products
Our advisors connect your finances to what you want out of life and create a plan designed to make it happen, revealing possibilities while protecting you from the unexpected—today machias savings bank bangor every day after.
- A personalized plan that brings all aspects of your financial life together,
- A strategic mix of insurance and investments working together for your goals,
- Your go-to financial expert who helps keep your big picture, and dreams, in focus.
Our financial advisors help protect your family and keep your goals on track with insurance designed to give you financial flexibility, protect your income, and more.
- Life insurance,
- Disability insurance,
- Long-term care.
Our financial advisors show you how to make smart money moves, no matter what the markets do—giving you the confidence to go for your dreams.
- Investment and retirement strategies,
- Wealth management,
- Exclusive market commentary.
Here to guide your next step.
Our advisors can get you closer to your dreams—showing you the right financial steps to take today and in the days to come. Here's what you can expect when you work with one:
- Answers to the questions you have, and the ones you never knew you had
- Help seeing your financial blind spots and ways to account for them
- A judgment-free, pressure-free environment
- Jargon-free conversations
- A financial partner who sees where you are now and where you want to go
An expert to partner with
Someone who understands what's most important to you today and in the days to come. Who thinks of all the what-ifs so you don't have to, guiding you as your life and goals change.
A plan tailored to your life
You'll get a free, personalized plan that balances your current, and future, priorities. It puts all of the pieces of your financial life in one place, so you can make the best financial choices today and every day after.
Best-in-class products and services
NerdWallet ranked us number one on their list of Best Life Insurance Companies1 and we're a Top 5 Independent Investment Broker-Dealer.2 That means the right life insurance and investments in one strong financial plan built for any economic environment.
Strength and stability you can count on:
A++ financial strength rating
AAA, Aaa, and AA+ maintaining the highest financial strength ratings of any life insurer from all major rating agencies during this pandemic3Awarded in the Insurance category: Life & Health industry, Fortune® Magazine's annual survey, 2017
Top 5 ranked investment service
ranked among the top U.S. Independent Investment Broker-Dealers2Ranking for Northwestern Mutual Investment Services LLC, Financial Advisor magazine and InvestmentNews, May 2020
$6.5B in dividends expected to be paid in 2022
in dividends expected to be paid in 20224Dividends are reviewed annually and are not guaranteed.
You have questions, we have answers.
- What is a financial plan, exactly?
A financial plan helps you make the most of what you have, no matter how much you have, so you can live the life you've always wanted. It takes into account all of your goals and shows you exactly where to spend your money, where to save, and for how long. Find out how we approach financial planning.
Get started on your plan.
- What does a financial machias savings bank bangor cost?
For the most part, our advisors will design a free financial plan for you. However, some advisors may charge a fee for certain types of planning, but they'll let you know up front.
Get started on your plan.
- How can a financial advisor help me?
Our financial advisors will look at your big picture. They'll think of all the what-ifs so you don't have to and guide you through life events big and small, like paying for college, buying a house, getting married, having a baby, adopting a child, retiring or inheriting assets. Get a feel for what it's like to work with our advisors.
To get started on a plan connect with an advisor.
- What makes your insurance products better?
At Northwestern Mutual, t mobile primary account holder recommendations are based on your priorities and what you can afford—so you only get the types of insurance you need, and nothing you don't. And with the highest financial strength ratings in the insurance industry3 and 162 years in this business, we'll be here when you need us.
Get started to learn more about what insurance fits your needs.
- How can your advisors help me reach my investing goals?
Most companies focus on short-term gains, we look at your financial big picture to help you get to your boone county gis. Our unique approach brings investments and insurance together to help you grow your wealth while protecting everything you've worked so hard for. Plus, all our financial advisors have ongoing support of our Wealth Management Investment Team which includes CFA® charterholders and experts homes for sale by owner macon ga provide ongoing thought leadership and market insights.
Connect with an advisor to find out how you can take your investments to the next level.
- How is Northwestern Mutual combating racism and inequality?
We are committed to a culture of inclusion and respect—one that applies the collective ideas, opinions, and creativity of our diverse workforce to deliver the innovative financial solutions our clients need. We're dedicated to fostering an environment where our employees, advisors, clients, and communities feel recognized and respected. Find out more about the steps we continue to take to create a diverse and inclusive culture.
Already a client? Try these FAQs
Ready? Let's get started on your plan.
December 6, 2019 @ 4:00 pm – 7:00 pm
73 HARLOW STREET
Join Machias Savings Bank and Downtown retailers in celebrating shopping local this Holiday Season.
We will have carolers in the square, free coffee and mulled cider and lots of holiday cheer to spread around!
Visit 5 of the 30+ participating retailers and restaurants to earn stamps in your passport and be entered to win a prize package including:
Stay tuned for complete details!
$15 Gift Certificate to AO LUXE: The Eyebrow Studio
$15 Gift Card to West Market Square Artisan Optimum pay my bill Gift Card to Central Street Farmhouse
Machias Savings Bank will introduce a
new mobile banking platform Technology extends customer service worldwide
By Brian Swartz, BDN Maine Special Sections Editor more at MachiasSavings.com
volving technology has turned the smart phone into a bank “branch,” as many customers of Machias Savings Bank will discover in a few weeks. With 14 branches located from Houlton to Rockland and from Bangor to Calais, Machias Savings Bank serves businesses and consumers in central, eastern, and northern Maine. Long distances separate some branches, yet the bank extends its services statewide — and, in fact, worldwide — through the use of modern banking technology. For a community bank based in rural Maine, “we do a lot with technology,” said Chris Lyford, senior vice president for operations. “Mobile banking is the big service,” he said. In early May, the bank will “roll out a new mobile banking platform” to supplant the initial product introduced in 2010 “for people with smart phones and Internet access,” Lyford said. That initial platform “was very well received, but it was limited to people with smart phones.” Among other features, the new mobile banking platform will add a Machias Savings Bank app. “Our customers will see an overall improvement in the usability of the mobile banking application,” Lyford pointed out. The new platform will offer MSB customers three ways to do their banking online: • Text message-based banking; • Browser-based banking (currently available with the original mobile banking platform); • App-based banking with an app downloaded from the Apple Store or the Android Market. This app will be available initially for smart phones; Machias Savings Bank plans to unveil a tablet app later this year. To access the full capabilities of the new mobile banking platform, Machias Savings Bank customers can enroll online at www.machiassavings.com. According to Lyford, customers can sign up for any or all the mobile banking methods. There is no charge for customers to sign up for mobile banking. Using his smart phone, Lyford demonstrated text message-based banking — which also works on a typical cell phone. After signing up this particular service, a customer receives a “short code unique to you,” he said. Using this “short code,” Lyford accessed academy login Machias Savings Bank accounts. He sent the text “bal” to check an account balance and the text “hist” to see a list of his most recent account transactions. “The advantage machias savings bank bangor text messaging is that it’s a few characters; it’s quicker,” Lyford said. The Machias Savings Bank app will offer capabilities not available with text message- or browser-based banking. For instance, “with our app, you can do mobile check capture,” Lyford pointed out. After receiving a check, a customer can use the app to photograph the front and back of the check with a smart phone’s camera and then deposit the check into their checking or savings account. “We’ve had people dog sperm bank near me for this [capability] for some time, just for the convenience,” Lyford said. With the Machias Savings Bank app, a customer can locate the nearest bank branch or ATM via a smart phone’s GPS; the app can even map a route to a particular location. Lyford queried his smart phone to find the bank’s Machias branch; the phone’s screen displayed a Google map that had placed a pin over the branch’s Center Street location. The app also “lists the branch details,” such as available banking services, phone number, and hours of operation, Lyford said. With mobile banking, a customer can also send “personal payments” to “other people without knowing their account number or banking information,” he said. Using MSB’s PopMoney feature, a customer can send another person money by knowing just that person’s cell phone or e-mail address. The recipient receives an email or a text message “asking you if you want to receive the money” from a particular person, Lyford explained. By responding “yes” to the payment query and supplying account information securely, a customer can authorize the electronic transfer of funds to the recipient’s customer’s account. However, “the sender and receiver never exchange account information directly,” Lyford stressed. “You can send these personal payments from anywhere in the country. We do charge a small 50 cent transfer fee for each payment,” he said. With so many Machias Savings Bank customers using smart phones, tablets, and other mobile devices today, he expects that the new mobile banking services will be popular. “Our customers, they want more online services,” Lyford said. “We’ve had a number of people ask for the app-based services and about text messagingbased services.” Increased broadband accessibility has made mobile banking possible for many MSB customers who once lacked broadband service, he noted. “The infrastructure being developed in our end of the state” will potentially expand the bank’s customer base, he said. “We have a good mobile banking base today. I expect it to double with the new rollout, maybe grow even more” than that, Lyford said. “It is the way [that] society is moving. More people are doing their banking online, and they want to use their smart phones and tablets to do their banking,” he said. “You don’t need a phone connection; you just need Internet access.” Across the banking industry, in-branch transactions are declining as customers shift to online/mobile banking, Lyford indicated. “It’s definitely generational. Young people are shifting primarily to online banking. “We have seen younger customers move away from this area and maintain their banking relationships with us online,” he said. “You don’t need to go into a brickand-mortar branch today to do most of your banking.” Later this year, Machias Savings Bank will introduce “instant-issue debit cards” at its branches. Currently if a customer is applying for a debit card or trying to replace a lost card, that person can wait up to 10 days to receive
Photo courtesy of Machias Savings Bank
Gathered at the Machias Savings Bank headquarters in Machias are (from left) Paul Rudd, senior vice president, risk management; Chris Lyford, senior vice president, operations; Donald Reynolds; executive vice president; Danielle Caricofe, vice president, human resources; Larry Barker, president and CEO; J. Scott Whitney, senior vice president, retail lending; Edward L. Hennessey, chairman of the board; Traci Sanborn, senior vice president, retail banking and marketing; James Donnelly, executive vice president; and Chris Fitzpatrick, senior regional vice president.
a new card in the mail. With “instant issue,” a customer can receive a debit card at a nearby branch. The bank will roll out a new Business BillPay platform in June. This online service will be available to bookkeepers and other professionals who handle business finances. The new services being unveiled in 2013 come after “we had a decent year” in 2012, reported MSB President and CEO Larry Barker. “We generated respectable profits,” and assets rose by $30 million to $963.1 million. Net income was $6.5 million. When asked about the biggest challenge, Barker pointed to new rules and regulations and the economy. “The federal government released “new rules and regulations,” with “most … affecting the consumer side of banking,” especially home mortgages, he said. “Certainly the economy has continued to be a challenge,” but for the first time in a few years, “we are seeing some improvements,” Barker observed. Referring to bank records, he noted that MSB financed 219 homeacquisition mortgages, a 37 percent over 2011 levels. So far in 2013 in that same category, “we’re up over 50 percent compared to the same period a year ago,” he said. “People are buying houses. We’re seeing it across our service area,” Barker said. In 2012, another 424 homeowners refinanced $56.6 million in existing mortgages to lower their interest rates; this activity was up 40 percent from 2011. Small business lending has machias savings bank bangor, too, with MSB’s Business Banking Team generating $133 million in new loans last year. Lobster fishermen had “a decent year” in 2012, and wild blueberry growers and processors did well, too, Barker said. In recognition of the bank’s lending activities, the Finance Authority of Maine presented Machias Savings
Bank with the Financial Institution of the Year Award for 2012. Writing in MSB’s 2012 annual report, Barker explained that “FAME provides loan guarantees, giving the Bank the ability to provide business loans when they may not otherwise be available.” And Machias Savings Bank also received an “outstanding” rating from the FDIC after undergoing a Community Reinvestment Act examination. This rating, made for 2011 and the highest available rating nationwide, came after federal examiners reviewed “the extent to which we are serving the needs of low-tomoderate income residents in our market areas,” Barker wrote in the 2012 annual report. Less than 5 percent of all banks in the United States received the “outstanding” rating for 2011. The FDIC issued its ratings in 2012. Machias Savings Bank opened its 14th branch at a new facility in Brewer last spring. Now efforts are under way to “rebrand” the 13 other branches “to achieve the same look and feel we have in Brewer,” Barker said. Branches in Bangor, Rockland, Mill Mall in Ellsworth, Bar Harbor Calais, and Columbia have been completed; the Princeton branch is currently being rebranded. Barker described the new Brewer branch as “a plus for us and the community. “It’s going well there for us,” he said. “We’re excited about the response we’ve received from the community so far: a lot of tremendous, positive feedback.” Machias Savings Bank recently announced an exciting four year partnership with Waterfront Concerts in Bangor. "Waterfront Concerts is just a few years old," Barker said and has been offering something "Exceptional" in Eastern Maine for fans of live music. The concerts have had an incredible positive impact on businesses in the City of Bangor and surrounding communities.We wanted to be part of this growing
Photo courtesy of Machias Savings Bank
Meredith Harmon is a customer service representative for Machias Savings Bank.
movement. This partnership brings new opportunities for our customers at the Darling's Waterfront Pavilion. Our customers will receive exclusive pre-sale opportunities before tickets go on sale to the general public using their MSB debit and visa cards.
Machias Savings Bank
1126 Hammond St, Bangor, Maine, United States
Monday07:30 - 17:00
Tuesday07:30 - 17:00
Wednesday07:30 - 17:00
Thursday07:30 - 17:00
Friday07:30 - 18:00
- Parking for customers
- Accepts credit cards
- Air conditioning
- Wheelchair accessible
Went in to have a new debit card made and machine broke, so I asked that they just send me one in the mail. (I was told the machine had broke earlier but instead of telling me this she tried it again and wasted my time for it to not machias savings bank bangor again. ) I was told bank of america hr connect business days. I called the main line because it never came and they never even had one being sent to me at all and was told it'd be an additional 7-14 days so I should just go back, or to Brewer. Luckily I have a credit card I am able to use, but some people do not have this option. It's been a pain and I've never had ANY issues at the other branches. I would recommend driving to Brewer first unfortunately.