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Find contact information for Walden Savings Bank. 95 N Main St, Florida, New York, 10921, United States Walden Savings Bank Profile and History. Find complete information about Walden Savings Bank in Florida - 95 N Main St, Florida, NY 10921, United States: photos, phone, address, E-mail. General Information -. The Walden Savings Bank, P O Box 690 Branch is Located in Montgomery City, NEW YORK State, ZIP Code - 0 - 12549, Ny, USA.

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Walden, New York

Village of the Town of Montgomery, in Orange County, New York

Village in New York, United States

Walden is the largest of three villages of the Town of Montgomery in Orange County, New York, United States. The population was 6,978 at the 2010 census. It has the ZIP Code 12586 and the 778 telephone exchange within the 845area code. Walden is part of the Poughkeepsie−Newburgh−Middletown, NY Metropolitan Statistical Area as well as the larger New York−Newark−Bridgeport, NY-NJ-CT-PACombined Statistical Area.

The village began in the early 18th century as a mill town along the Wallkill River. One miller, Jacob Walden, was so successful the village that incorporated in the mid-19th century took its name from him. Later, it would be the village's three knife manufacturers that brought it growth and prosperity. They are gone today, but other industrial concerns remain. Walden is the home of Spence Engineering, a steam regulator manufacturer founded by Paulson Spence in 1926. He located his manufacturing facilities in Walden to serve the district steam heating loops in the northeast, especially ConEd in New York City. In 2019, Emerson Electric purchased Spence Engineering, ultimately moving it to Mexico in 2021 to improve their profitability. Walden has been best known in the Hudson Valley as the home of the Thruway Markets hypermarket complex, which closed in 2013.

History[edit]

The area around present-day Walden was purchased in 1736 by Alexander Kidd, and settlers of Scots-Irish, English and German descent started arriving not long afterwards. It was the first settlement west of the Wallkill River, known at the time as Kidd's Town.

In the 1820s, a successful New York shipper named Jacob Walden convinced some of his business partners to finance the construction of woolen mills on the river, attracted by the Great Falls as a source of power and the railroad connections at nearby Maybrook. He dammed the Wallkill above the falls, creating a power station that remains in use today, and his mill was a success.

Other wool-makers followed as the Industrial Revolution picked up steam and the growing population center became known instead as Walden's Mills. Most of them failed a few decades later, but their influence was such that the village incorporated in 1855 as Walden.

The village fathers needed to replace the mills as a source of employment, and began encouraging knife manufacturers to relocate from nearby Dutchess County to the vacant buildings, where the New York Knife Company made much of the cutlery employed by the Union Army during the U.S. Civil War.

After the war, other knifemakers came to Walden, too, and the village became colloquially known as Knifetown. Other industrial concerns, making products as diverse as engines and women's underwear, also set up shop.

In the early 1890s, President Grover Cleveland lowered tariffs on many imported goods, including knives. Competitively priced German cutlery began to flood the American market, and together with the Panic of 1893 and the economic slowdown that followed for several years, the knife companies and their owners went heavily into debt and it looked for a while as if they might not survive.

Statue of President McKinley in downtown Walden

But in 1897 PresidentWilliam McKinley, a personal friend of Thomas Wilson Bradley of the U.S. Knife Company, pushed through the Dingley Tariff that restored the status quo ante. The knifemakers returned to profitability and were able to pay off their debts; and in gratitude Bradley had a statue of McKinley erected that remains in Walden today.

In the 1910s the facilities at the dam began to be primarily used for power and less for industry.

Walden's Main Street was the site of an active retail trade which included Millspaugh's Furniture as well as Roosa's Jewelers, both still in business. Lustig's Department Store, established by Carl Lustig in 1883, was the mainstay of Main Street until its closing in 1986.

Depression was hard on many of the village's economic concerns, but the knifemakers persisted. However, after World War II they gradually became less prominent and moved as the rail connections they had depended on were replaced by trucking on the growing Interstate Highways. The last company making knives in the village, Imperial Schrade, closed down its factory after a 1957 fire and moved to nearby Ellenville afterwards, where it lasted until 2004. The ruins of the factory still stand behind Walden's most visible economic giant, the Thruway Markets hypermarket.

Today, Walden retains some light industry and much of its working-class feel, enough for the village to have gotten into a spat with WPDH-FMdisc jockey The Wolf in the late 1990s over his constant on- and off-air joking about Walden as a redneck town.

Geography[edit]

A view of Walden toward the northeast. Wallkill River is visible at right, with downtown in the center.
Great Falls and dam with power station, viewed from High Bridge after heavy rainfall in October 2005

According to the United States Census Bureau, the village has a total area of 2.0 square miles (5.2 km2), of which 2.0 square miles (5.2 km2) is land and 0.1 square miles (0.26 km2) (3.90%) is water.

The village's most notable geographical feature is the Wallkill River, which flows from the south to the north across the village and divides one-third of it from the rest. Within the eastern portion, Tin Brook, the Wallkill's major right tributary in New York, meanders across as well, forming part of the northern village boundary. There are two waterfalls and dams on the river within the village limits, known as the Great and Little Falls; and two auto bridges, the Walden Veterans' Memorial Bridge (known colloquially as the High Bridge, which carries NY 52, known in the village as West Main Street) and Low (Oak Street) bridges).

The Wallkill passes through a small gorge between the two dams and loses approximately 60 feet (18 m) of elevation in the process. The surrounding topography in the village is, correspondingly, gentle rolling hills of this section of the Great Appalachian Valley between the higher rises of the Shawangunk Ridge, visible to the west from some sections of the village, and the Hudson Highlands to the southwest. The highest elevation is roughly 520 feet (158 m) above sea level along Overlook Road at the village's western boundary; the lowest is 260 feet (79 m) along the Wallkill at the northern village line.

Walden's growth began near the mills and later the knife-making plants, particularly the New York Knife Company, located on the steep east bank of the river just south of the Veterans' Memorial Bridge (footings can still be seen on the slope today). The central business district of the village is today a few blocks to the east, along Main Street. Just to its south is the village hall and the main square. East Main Street, the section of 52 from the 208 junction to the village line, has seen many newer businesses locate there, including a small strip mall. There is also some scattered commercial presence along Orange Avenue (208 south of the junction), primarily professional office space. This parallels the village's remaining industrial presence along the railroad line to the east, which at its northern terminus abuts downtown to the southeast. Walden's other major commercial area is the Thruway Markets complex located along the river north of Oak Street, just south of the remains of the Walden Knife Company.

On the southern side of the village is the Fox Hill Bruderhof Community[4] where about 250 community members live and work in their factories and the Plough Publishing House.[5]

There are two schools, public Walden Elementary School on Orchard Street and CatholicMost Precious Blood near the northern village line along Ulster Avenue. The village offers public parks and a walking trail.

  • Bradley Park - Albany Ave, on the high ground between Thruway Market and Ulster Ave (Rte 208), contains 4 baseball & 1 softball field (Home to the Walden Little League), 2 Tennis courts, a playground, and a skateboard park.
  • Wooster Grove - East Main St (Rte 52), surrounded by the Tin Brook, offers a large playground, indoor & outdoor basketball courts, a bandstand, an ice rink, and is home the Village of Walden Recreation Dept 'teen center'.
  • James Olley Park - End of Sherman Ave, offers a man-made beach with public swimming and fishing, a small play ground, picnic grove, un-improved walking trails, and is home to the Village's Summer Recreation Camp
  • Alfred Place Park - Alfred Pl., the only park on the 'West Side' offers a small playground and basketball court.
  • Walden–Wallkill Rail Trail - Beginning at Woosters Grove, once the Wallkill Valley Railroad, now thrives as a 3.22-mile (5.18 km)-long paved walking and biking trail linking the village to the Hamlet of Wallkill in Ulster County.

Much of the remainder of the village is residential, with houses tending from modest and small near downtown, the river and railroad, to more expansive homes (such as the Victorians along the west side of Ulster Avenue) being found on the hills, newer development near the southwestern and eastern borders with the town, and 6 small apartment and townhouse complexes.

A large tract along the river south of the power station had remained undeveloped until very recently. A small area between McKinley Avenue, South Mountgomery Street and the river remains open, used for NYSEG's purposes. On the other end of the village, the sewage treatment plant is also in the middle of an undeveloped area.

Climate[edit]

Walden has a humid continental climate, and tends to be significantly cooler than Manhattan, especially at night.

Climate data for Walden, New York (1981–2010 normals)
Month Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec Year
Average high °F (°C) 34.0
(1.1)
37.6
(3.1)
46.4
(8.0)
59.0
(15.0)
69.6
(20.9)
78.1
(25.6)
82.5
(28.1)
81.1
(27.3)
73.7
(23.2)
62.3
(16.8)
50.9
(10.5)
38.8
(3.8)
59.5
(15.3)
Average low °F (°C) 14.4
(−9.8)
16.9
(−8.4)
25.5
(−3.6)
36.3
(2.4)
46.0
(7.8)
55.5
(13.1)
60.0
(15.6)
58.5
(14.7)
49.9
(9.9)
37.8
(3.2)
30.5
(−0.8)
20.9
(−6.2)
37.7
(3.2)
Average precipitation inches (mm) 2.97
(75)
2.61
(66)
3.65
(93)
3.84
(98)
4.15
(105)
4.42
(112)
4.05
(103)
3.93
(100)
4.09
(104)
4.12
(105)
3.56
(90)
3.43
(87)
44.82
(1,138)
Average snowfall inches (cm) 13.3
(34)
10.6
(27)
8.1
(21)
1.3
(3.3)
0
(0)
0
(0)
0
(0)
0
(0)
0
(0)
0
(0)
1.3
(3.3)
8.9
(23)
43.6
(111)
Average precipitation days (≥ 0.01 in)9.6 7.9 9.7 10.8 11.7 10.9 10.0 9.9 8.5 8.8 9.1 9.3 116.2
Average snowy days (≥ 0.1 in)4.9 3.6 2.8 0.5 0 0 0 0 0 0 0.6 2.8 15.2
Source: NOAA[6]

Demographics[edit]

Historical population
CensusPop.
18701,254
18801,80443.9%
18902,13218.2%
19003,14747.6%
19104,00427.2%
19205,49337.2%
19304,283−22.0%
19404,262−0.5%
19504,5597.0%
19604,8516.4%
19705,2778.8%
19805,6597.2%
19905,8363.1%
20006,1645.6%
20106,97813.2%
2019 (est.)6,689[3]−4.1%
U.S. Decennial Census[7]

As of the census[8] of 2010, there were 6,978 people, 2,473 households, and 1,577 families residing in the village. The population density was 3,129.6 people per square mile (1,208.1/km2). There were 2,352 housing units at an average density of 1,194.2 per square mile (461.0/km2). The racial makeup of the village was 78.9% White, 11% African American, 0.2% Native American, 1.4% Asian, 0.00% Pacific Islander, 2.69% from other races, and 4.7% from two or more races. Hispanic or Latino of any race were 18.5% of the population.

There were 2,197 households, out of which 40.1% had children under the age of 18 living with them, 50.9% were married couples living together, 14.6% had a female householder with no husband present, and 28.2% were non-families. 22.7% of all households were made up of individuals, and 9.4% had someone living alone who was 65 years of age or older. The average household size was 2.79 and the average family size was 3.29.

In the village, the population was spread out, with 30.2% under the age of 18, 8.1% from 18 to 24, 31.5% from 25 to 44, 20.1% from 45 to 64, and 10.2% who were 65 years of age or older. The median age was 34 years. For every 100 females, there were 92.3 males. For every 100 females age 18 and over, there were 90.4 males.

The median income for a household in the village was $43,507, and the median income for a family was $49,316. Males had a median income of $37,929 versus $25,701 for females. The per capita income for the village was $18,485. About 5.5% of families and 9.8% of the population were below the poverty line, including 13.1% of those under age 18 and 7.7% of those age 65 or over.

Economy[edit]

The knife making plants are gone, but other light-industrial concerns remain along the rail spur. The growing service sector is most strongly represented by two regional banks, Walden Federal and Walden Savings Bank, are based in the village (though the latter has moved to new headquarters at Scotts Corners, the 17K/208 intersection).

Retailing has long been a strong point for the village. The opening of Thruway Markets in 1955 filled the need not only for a supermarket but the entire big box sector, long before it existed in the country at large. While it eventually drove smaller stores from Main Street, it remains a substantial part of the village's tax base and a major draw for consumers from outside not only Walden but the Town of Montgomery (particularly the nearby hamlet of Wallkill, which has no large retailers of its own), despite the openings of chain supermarkets in several nearby communities. The Thruway complex also boasts an outdoor-recreation store, tire-repair shop and the oldest of the village's three Chinese restaurants. In 2013, Thruway's owners closed the supermarket and hardware store after selling that space to the Maine-based Hannaford supermarket chain. Building of the new Hannaford supermarket is complete. The Ace hardware store has also since reopened.

While vacant space remains on Main Street, specialty stores and restaurants have managed to thrive there. Millspaugh Furniture, founded in Walden (but with another outlet in Poughkeepsie), is another popular draw for out-of-town shoppers due to its long history in the area and reputation for quality merchandise. National and regional chain stores once had little presence in Walden beyond two gas stations along the 52/208 section of Main Street, but in the last decade the amount of convenience stores has doubled with the addition of a Stewart's along East Main Street, and fast-foodchainsSubway and Dunkin' Donuts have found space nearby.

Outside of jobs at the enterprises in the village, most residents work in the area. The nearby interstate and its associated "Golden Triangle" (with the New York State Thruway/I-87 and NY 17 (the future I-86) provide many jobs in transportation and distribution, particularly at Maybrook's Yellow Freight facility and the large Stapleswarehouse just north of I-84. Local government agencies, and some state ones such as the Department of Correctional Services, also employ residents. More recently, residents of the newer housing have been commuters traveling to jobs in New York City or other areas close to it.

Government[edit]

Walden's Village Hall, built in 1915. It houses the police department, village court and library in addition to government offices.

As a village of the Town of Montgomery, Walden residents are taxpayers and electors in both.

The village has seven elected officials, a village board consisting of the mayor and six nonpartisan trustees, per the New York State Village Law. Most of the executive functions are handled by the village manager, who serves at the board's pleasure.

Walden has had this system of government since 1964. A 1972 referendum to return to a strong-mayor system was defeated.

The village has its own police force, which provides 24-hour protection for residents; a public works department which maintains roads, water and sewer lines; a skate park in Bradley Park which was built in fall 2006 due to the ongoing complaints from older residents about all the skateboarders, a recreation department which maintains several parks within the village, including one with a pond in which swimming is permitted; and a village court presided over by an elected justice. Fire protection is provided for the village and surrounding fire district by the Walden Fire Department.

The Village Hall, pictured left, housed both the Walden Fire Department and Police Station until 1994 when the Fire District moved to a newly constructed firehouse at 230 Old Orange Avenue, near the edge of the village. Since then, the police station on the ground floor has grown from a tiny office and a few cells to nearly encompassing the entire ground floor. Fire department meeting rooms on the second story have been converted since then to a children's section of the local Josephine-Louise Library.

Infrastructure[edit]

Transportation[edit]

Two state highways and two county roads serve Walden. Route 52 crosses the town from east to west, providing connections to Newburgh, 12 miles (19 km) in the former direction and Pine Bush, the Shawangunks and the Catskills in the latter. NY 208 crosses from north to south, with the nearest settlements in each direction being Wallkill and Maybrook, respectively. The two share a brief block in the center of town. Most traffic from outside the area comes in via Route 208 from the south due to its exit on Interstate 84 about five miles (9 km) south of the village, as well as its intersection with paralleling NY 17K at Scotts Corners three miles (5 km) to the south. County routes 23 (River Road) and 75 (Coldenham Road) connect to 17K at Montgomery to the southwest and the hamlet of Coldenham to the southeast, respectively.

The remaining spur of the old Wallkill Valley Railroad, now operated by Norfolk Southern, serves several businesses in the village and ends just short of East Main Street. There have been suggestions that commuter rail service via the Metro-NorthPort Jervis Line, where the spur connects at Campbell Hall, currently the nearest passenger rail station, be initiated. Metro-North rail service directly into New York City is available just across the Hudson River from Newburgh at Beacon and other stations on the Hudson Line. Amtrak stops at Poughkeepsie, the Hudson Line's northern terminus. The nearest airport to Walden, Orange County Airport, is a general aviation facility just south of Montgomery. Commercial airlines, both freight and passenger, fly out of Stewart International Airport.

Short Line serves Walden on its route from Newburgh to Middletown.[9][10][11]

References[edit]

  1. ^Eager, Samuel Watkins (1846). An Outline History of Orange County: Together with Local Tradition and Short Biographical Sketches of Early Settlers, Etc. T. E. Henderson. p. 273.
  2. ^"2019 U.S. Gazetteer Files". United States Census Bureau. Retrieved July 27, 2020.
  3. ^ ab"Population and Housing Unit Estimates". United States Census Bureau. May 24, 2020. Retrieved May 27, 2020.
  4. ^Dreher, Rod. "Life Among The Bruderhof". The American Conservative. Retrieved 2019-10-09.
  5. ^"About Us". Plough. Retrieved 2019-10-09.
  6. ^"NowData - NOAA Online Weather Data". National Oceanic and Atmospheric Administration. Retrieved 2012-03-02.
  7. ^"Census of Population and Housing". Census.gov. Retrieved June 4, 2015.
  8. ^"U.S. Census website". United States Census Bureau. Retrieved 2008-01-31.
  9. ^"Getting Here

    Walden Savings Bank Mortgage Rates, Fees & Info

    Montgomery, NY

    LEI: 549300W2DSERWC01YR18

    Tax ID: 14-1155630

    2020 Data

    About Walden Savings Bank

    On this page you can find all information you need about Walden Savings Bank in Florida, NY, including the address, photos, E-mail, working hours, you can also find Google Maps placement of all departments in the city. Walden Savings Bank provides cash advances for individuals and legal entities in Florida

    Walden Savings Bank company website screenshot
    Address:95 N Main St, Florida, NY 10921, United States
    Main website:https://waldensavings.bank
    Department website:
    Phone:+1 (845) 651 - 2400
    Opening hours:

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    Источник: https://theguaranteedloans.com/new-york/florida/walden-savings-bank/
    2019 Data

    Bank ABA Routing Number Finder (USA)

    General Information About ABA Routing Number


    What is an ABA Routing Number

    An ABA (American Bankers Association) routing number, also known as a bank routing number that identifies the perticular financial institution or banks branch in the U.S. ABA routing no is a nine digits numarical number developed by American Bankers Association in 1910. An ABA Routing Number will only be issued to a federal or state chartered financial institution which is eligible to maintain an account at a Federal Reserve Bank.

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    1

    2

    3

    4

    5

    6

    7

    8

    9

    Federal Reserve Symbol

    Federal Reserve Bank the Institution's Electronic and Wire Transfers Will Route Through

    Cheque Processing Center Identifier

    Bank District Identifier

    Cheque Digit


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    FEDERAL RESERVE DISTRICT

    List of Federal Reserve District Codes for all Banks in US


    Primary (01-12)Thrift (+20)Electronic (+60)Federal Reserve Bank
    12161Boston
    22262New York
    32363Philadelphia
    42464Cleveland
    52565Richmond
    62666Atlanta
    72767Chicago
    82868St. Louis
    92969Minneapolis
    103070Kansas City
    113171Dallas
    123272San Francisco

    00 is used by the United States Government & 80 is used for traveler's checks.


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    The cheque digit is the ninth digit of the routing number and must meet the following condition.

    3(d1 + d4 + d7) + 7(d2 + d5 + d8) + (d3 + d6 + d9) mod 10 = 0
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    0

    1

    1

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    7

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    D1

    D2

    D3

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    ABA PREFIX TABLE

    This table is up to date as of 2020. One weakness of the current routing table arrangement is that various territories like American Samoa, Guam, Puerto Rico and the US Virgin Islands share the same routing code.


    PrefixLocation
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    18Kansas City, MO
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    20Indianapolis, IN
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    23Denver, CO
    24Portland, OR
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    27Omaha, NE
    28Spokane, WA
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    The David T. Cocks Walden Savings Bank Scholarship Fund has been established to celebrate the life and honor the memory of David T. Cocks. On June 19, 2011, David T. Cocks, President of Walden Savings Bank, passed away suddenly. He was a man of great character, a devoted family man and friend to many, who truly made a difference in the lives of those he touched. Whether as President of Walden Savings Bank or in his many volunteer roles, he exemplified the definition of character and left a legacy of service and good work. This scholarship will be awarded to one student within the Bank’s Branch Territory. Applications may be picked up in the Guidance Department of each of the following schools: Chapel Field Christian School; Cornwall Central School District; Florida Union Free School District; Goshen Central School District; John S. Burke Catholic High School; Marlboro Central School District; Newburgh Enlarged City School District; New Paltz Central School District; Pine Bush Central School District; Valley Central School District; Wallkill Central School District; Warwick Valley Central School District; Washingtonville Central School District.

    Click here to apply! 

    Источник: https://cfosny.org/our-funds/scholarships/david-t-cocks-walden-savings-bank-scholarship-fund/

    The David T. Cocks Walden Savings Bank Scholarship Fund has been established to celebrate the life and honor the memory of David T. Cocks. On June 19, 2011, David T. Cocks, President of Walden Savings Bank, passed away suddenly. He was a man of great character, a devoted family man and friend to many, who truly made a difference in the lives of those he touched. Whether as President of Walden Savings Bank or in his many volunteer roles, he exemplified the definition of character and left a legacy of service and good work. This scholarship will be awarded to one student within the Bank’s Branch Territory. Applications may be picked up in the Guidance Department of each of the following schools: Chapel Field Christian School; Cornwall Central School District; Florida Union Free School District; Goshen Central School District; John S. Burke Catholic High School; Marlboro Central School District; Newburgh Enlarged City School District; New Paltz Central School District; Pine Bush Central School District; Valley Central School District; Wallkill Central School District; Warwick Valley Central School District; Washingtonville Central School District.

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    Источник: https://cfosny.org/our-funds/scholarships/david-t-cocks-walden-savings-bank-scholarship-fund/
    walden savings bank florida new york Organizations

    Who We Are

    Walden Savings Bank Academic PartnershipMarist College is located on the banks of the historic Hudson River in Poughkeepsie, NY with a branch campus in Florence, Italy. Marist is a comprehensive, independent institution with core values consisting of excellence in education, a sense of community, and a commitment to service. As an institution, Marist supports a wide variety of programs to meet the community’s needs and broaden access to education. Our mission is to help students develop the intellect, character, and skills required for enlightened, ethical, and productive lives in the global community of the 21st century.

    What We Offer

    Marist offers continuing education to the adult community through over 40 undergraduate majors, and numerous graduate programs and advanced certificates. The graduate programming will cover topics in business, public administration, accounting, analytics, counseling, education, marketing communications, information systems, and medicine. Marist graduate and adult undergraduate programs are designed with the working professional in mind, offering online and on-ground options that will focus on building essential skills, increasing earning potential, and strengthening your marketability. Our dedicated faculty really gets to know their students, leading to mentorship, joint research opportunities, and intellectual guidance.

    Our Partnership

    Guided by our similar values, Walden Savings Bank’s talented and diverse team of people focus on their customers, every day. Their combined intelligence, spirit, and imagination creates a welcoming environment that promotes learning and growth.

    As a way of saying "thank you" to Walden Savings Bank employees who reside in our community, Marist College is offering special tuition pricing for all Walden Savings Bank employees and their immediate adult family members.

    Special Tuition Pricing for Employees

    Walden Savings Bank employees and their immediate adult family members will receive the following benefits: 

    • A tuition discount on eligible graduate and adult undergraduate degree programs. For our complete list of eligible programs and discounted pricing visit our eligible programs and pricing page.
    • Options for Full-Time and Part-Time Master's and Bachelor's degree programs offered 100% online, in-class, or a mix of both.
    • Enjoy state of the art classrooms for our Bachelor’s and Master’s programs offered on our Main Campus in Poughkeepsie, NY.  We also offer a classroom-based MPA option at our satellite locations in Queens, NY, and Albany, NY.

    Eligibility

    Walden Savings Bank employees and their families must show proof of membership in order to qualify for the partnership tuition rate.

    Adult undergraduate students are defined as students who begin their Marist academic career at age 22 or older and who are applying through the Office of Adult Undergraduate Admission. Graduate students are those students who initiate an application for a stand-alone Master’s degree through the Office of Graduate Admission.

    Final determination of eligibility is made by Marist College.

    Complete our online inquiry form to receive more information. All contact information provided is confidential.

    Programs Offered

    Marist College offers students a variety of programs on-site and online for both graduate and adult undergraduate (ages 22+) learners.

    Please visit our eligible programs and pricing page for more information.

    Источник: https://www.marist.edu/walden-savings

    Bank ABA Routing Number Finder (USA)

    General Information About ABA Routing Number


    What is an ABA Routing Number

    An ABA (American Bankers Association) routing number, also known as a bank routing number that identifies the perticular financial institution or banks branch in the U.S. ABA routing no is a nine digits numarical number developed by American Bankers Association in 1910. An ABA Routing Number will only be issued to a federal or state chartered financial institution which is eligible to maintain an account at a Federal Reserve Bank.

    Decoading an ABA Routing Number

    • The first four digit of the ABA/Routing Number is assigned by the Federal Reserve Routing System and represent the bank's physical location.

    • Next two digit is designate which Federal Reserve bank the institution's electronic and wire transfers will route through.

    • Next digit mean shelby county state bank elk horn iowa digit indicates which Federal Reserve cheque processing center was initially assigned to the bank.

    • Next digit mean eighth digit of the Routing number designates which Federal Reserve district the bank is in.

    • Lastly the nineth digit provides a checksum. The checksum is a complicated mathematical expression using the first eight digits. If the end result does not equal the checksum number, the transaction gets flagged and rerouted for manual processing.

    Example: Breakdown of ABA Routing Number Number

    1

    2

    3

    4

    5

    6

    7

    8

    9

    Federal Reserve Symbol

    Federal Reserve Bank the Institution's Electronic and Wire Transfers Will Route Through

    Cheque Processing Center Identifier

    Bank District Identifier

    Cheque Digit


    What ABA Routing Number Used For?

    An ABA Routing Number used for various financial transation and wires and electronic automatic clearing house (ACH) transactions such as electronic funds transfer, direct deposit, direct payment of consumer bills, e-checks, and tax payments, among others.

    How to Find ABA Routing Numbers?

    You can get your account’s ABA number from several sources. If you have a checkbook handy, the easiest solution is to locate the numbers at the bottom of one of your checks & also you can login into your online banking portal to check the ABA routing number & lastly contact to your bank helpline number or visit bank physical location & ask for the routing number.


    FEDERAL RESERVE DISTRICT

    List of Federal Reserve District Codes for all Banks in US


    Primary (01-12)Thrift (+20)Electronic (+60)Federal Reserve Bank
    12161Boston
    22262New York
    32363Philadelphia
    42464Cleveland
    52565Richmond
    62666Atlanta
    72767Chicago
    82868St. Louis
    92969Minneapolis
    103070Kansas City
    113171Dallas
    123272San Francisco

    00 is used by the United States Government & 80 is used for traveler's checks.


    Chequesum Calculation Method

    The cheque digit is the ninth digit of the routing number and must meet the following condition.

    3(d1 + d4 + d7) + 7(d2 + d5 + d8) + (d3 + d6 + d9) mod 10 = 0
    (Mod or modulo is the remainder of a division operation.)

    As an example: 011900571 is a routing number of Bank Of America, Virginia. So as per chequesum calculation method -

    0

    1

    1

    9

    0

    0

    5

    7

    1

    D1

    D2

    D3

    D4

    D5

    D6

    D7

    D8

    D9


    3(0 + 9 + 5) + 7(1 + 0 + 7) + (1 + 0 + 1) =100
    100 mod 10 = 0

    ABA PREFIX TABLE

    This table is up to date as of 2020. One weakness of the current routing table arrangement is that various territories like American Samoa, Guam, Puerto Rico and the US Virgin Islands share the same routing code.


    PrefixLocation
    1New York, NY
    2Chicago, IL
    3Philadelphia, PA
    4St. Louis, MO
    5Boston, MA
    6Cleveland, OH
    7Baltimore, MD
    8Pittsburgh, PA
    9Detroit, MI
    10Buffalo, NY
    11San Francisco, CA
    12Milwaukee, WI
    13Cincinnati, OH
    14New Orleans, LA
    15Washington D.C.
    16Los Angeles, CA
    17Minneapolis, MN
    18Kansas City, MO
    19Seattle, WA
    20Indianapolis, IN
    21Louisville, KY
    22St. Paul, MN
    23Denver, CO
    24Portland, OR
    25Columbus, OH
    26Memphis, TN
    27Omaha, NE
    28Spokane, WA
    29Albany, NY
    30San Antonio, TX
    31Salt Lake City, UT
    32Dallas, TX
    33Des Moines, IA
    34Tacoma, WA
    35Houston, TX
    36St. Joseph, MO
    37Fort Worth, TX
    38Savannah, GA
    39Oklahoma City, OK
    40Wichita, KS
    41Sioux City, IA
    42Pueblo, CO
    43Lincoln, NE
    44Topeka, KS
    45Dubuque, IA
    46Galveston, TX
    47Cedar Rapids, IA
    48Waco, TX
    49Muskogee, OK
    50New York
    51Connecticut
    52Maine
    53Massachusetts
    54New Hampshire
    55New Jersey
    56Ohio
    57Rhode Island
    58Vermont
    59Hawaii
    60Pennsylvania
    61Alabama
    62Delaware
    63Florida
    64Georgia
    65Maryland
    66North Carolina
    67South Carolina
    68Virginia
    69West Virginia
    70Illinois
    71Indiana
    72Iowa
    73Kentucky
    74Michigan
    75Minnesota
    76Nebraska
    77North Dakota
    78South Dakota
    79Wisconsin
    80Missouri
    81Arkansas
    82Colorado
    83Kansas
    84Louisiana
    85Mississippi
    86Oklahoma
    87Tennessee
    88Texas
    89Alaska
    90California
    91Arizona
    92Idaho
    93Montana
    94Nevada
    95New Mexico
    96Oregon
    97Utah
    98Washington
    99Wyoming
    101American Samoa, Guam, Puerto Rico, Virgin Islands
    Источник: https://bankcodesfinder.com/bank-aba-routing-numbers/walden_savings_bank/new_york/montgomery/p_o_box_690

    Walden Savings Bank in Montgomery, New York (NY)
    Overview, Financial Summary, Detailed Financial Reports, Branches

    010218Walden Savings Bank15 Scotts Corners Drive, Montgomery, NY 12549April 01, 1872Full Service Brick and Mortar1236391Washingtonville Branch127 East Main Street, Washingtonville, NY 10992April 30, 1973Full Service Brick and Mortar2236392Montgomery Branch99 Clinton Street, Montgomery, NY 12549December 15, 1975Full Service Brick and Mortar3236393Cornwall Branch321 Hudson Street, Cornwall On The Hudson, NY 12520June 17, 1976Full Service Brick and Mortar4236394Pine Bush Branch50 Boniface Drive, Pine Bush, NY 12566March 10, 1990Full Service Brick and Mortar6236396Gardiner Branch2356 State Route 44/55, Gardiner, NY 12525Febuary 02, 1998Full Service Brick and Mortar7236397New Windsor Branch213 Quassaick Avenue, New Windsor, NY 12553July 15, 1999Full Service Brick and Mortar9419618Walden Branch2 Bank Street, Walden, NY 12586December 05, 2002Full Service Brick and Mortar10474335Circleville Branch2108 Route 302, Circleville, NY 10919May 30, 2007Full Service Brick and Mortar11477858Middlehope Branch5239 Route 9w North, Newburgh, NY 12550August 27, 2007Full Service Brick and Mortar12521527Florida Branch95 N Main St, Florida, NY 10921June 30, 2011Full Service Brick and Mortar
    Источник: http://www.bankencyclopedia.com/Walden-Savings-Bank-15987-Montgomery-New-York.html
    2018 Data

    Overview

    Walden Savings Bank is a smaller bank specializing in Home Purchase loans. Walden Savings Bank has a high proportion of conventional loans. walden savings bank florida new york Their top markets include New York, Kingston, Newark, walden savings bank florida new york Bridgeport, and Albany among others. They have an above average approval rate for mortages when compared nationally -- and they have a below average pick rate when compared to the same sample of other lendors.



    Originations

    287

    Origination Dollar Volume (All Markets)

    $55,755,000

    Employee count

    141

    Product Mix

    Loan TypeOriginationsTotal ValueAverage LoanAverage FeesAverage Rate
    Conventional287$55,755,000$194,268$00.00%

    For the 2018 period, Walden Savings Bank's most frequently originated loan type was Conventional, with 287 originations. walden savings bank florida new york

    Loan Reason

    Loan ReasonOriginationsTotal ValueAverage LoanAverage FeesAverage Rate
    Home Purchase180$41,180,000$228,778$00.00%
    Refi57$11,105,000$194,825$00.00%
    Other28$2,300,000$82,143$00.00%
    Home Improvement22$1,170,000$53,182$00.00%

    For the 2018, Walden Savings Bank's most frequently cited loan purpose was Home Purchase, with 180 originations. The 2nd most popular reason was Refi, with 57 originations.

    extension wire walmart Loan Duration/Length

    Loan LengthOriginationsTotal ValueAverage LoanAverage FeesAverage Rate
    Other287$55,755,000$194,268$00.00%

    For the 2018, Walden Savings Bank's most frequently cited loan length was Other, with 287 originations.

    Top Markets

    MarketOriginationsTotal ValueAverage LoanAverage FeesAverage Rate
    NEW YORK-JERSEY CITY-WHITE PLAINS, NY-NJ 197 $38,665,000$196,269$00.00%
    KINGSTON, NY 37 $6,485,000$175,270$00.00%
    walmart nintendo switch lite Outside of Metro Areas 28$4,770,000$170,357$00.00%
    Outside of Metro Areas 14$3,700,000$264,286$00.00%
    NEWARK, NJ-PA 4 $870,000$217,500$00.00%
    BRIDGEPORT-STAMFORD-NORWALK, CT 1 $325,000$325,000$00.00%
    ALBANY-SCHENECTADY-TROY, NY 2 $270,000$135,000$00.00%
    WEST PALM BEACH-BOCA RATON-BOYNTON BEACH, FL 1 $235,000$235,000$00.00%
    PUNTA GORDA, FL 1 $185,000$185,000$00.00%
    PORT ST. LUCIE, FL 1 $165,000$165,000$00.00%
    VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC 1 $85,000$85,000$00.00%

    Walden Savings Bank's top markets include walden savings bank florida new york New York, Kingston, Newark, Bridgeport, and Albany among others.

    Loan Sizing

    Loan SizeOriginationsTotal ValueAverage LoanAverage FeesAverage Rate
    $200k-400k109$29,795,000$273,349$00.00%
    $100k-200k88$13,290,000$151,023$00.00%
    $100,000 or less73$4,295,000$58,836$00.00%
    $400k-600k15$7,105,000$473,667$00.00%
    $600k-1MM2$1,270,000$635,000$00.00%

    2018 saw Walden Savings Bank place emphasis on $200k-400k loans with 109 originations, totaling $29,795,000 in origination value.

    Applicant Income

    Applicant IncomeOriginationsTotal ValueAverage LoanAverage FeesAverage Rate
    $100k-150k79$17,555,000$222,215$00.00%
    $50k-75k57$8,235,000$144,474$00.00%
    $150k-250k56$15,080,000$269,286$00.00%
    $75k-100k51$7,895,000$154,804$00.00%
    $50k or less29$2,645,000$91,207$00.00%
    $250k+14$4,200,000$300,000$00.00%

    b of a account sign in Walden Savings Bank lent most frequently to those with incomes in the $100k-150k range, with 79 originations. The second most popular income band? $50k-75k, with 57 originations.

    Applicant Debt to Income Ratio

    DTI RatioOriginationsTotal ValueAverage LoanAverage FeesAverage Rate
    Exempt%287$55,755,000$194,268$00.00%

    Walden Savings Bank capital one auto finance account access most frequently to walden savings bank florida new york with DTI ratios of Exempt%, with 287 originations.

    Ethnicity Mix

    Applicant EthnicityOriginationsTotal ValueAverage LoanAverage FeesAverage Rate
    White236$44,850,000$190,042$00.00%
    Not provided31$7,285,000$235,000$00.00%
    Asian8$1,610,000$201,250$00.00%
    Black9$1,345,000$149,444$00.00%
    Filipino1$415,000$415,000$00.00%
    American Indian2$250,000$125,000$00.00%

    Approval Rates

    Total approvals of all applications
    93.72%

    Walden Savings Bank has an average approval rate.

    Pick Rate

    Approvals leading to origination
    66.53%

    Walden Savings Bank has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.

    Points and Fees

    PointsOriginationsTotal ValueAverage Loan
    Exempt287$55,755,000$194,268

    Occupancy Type Mix

    Dwelling TypeOriginationsTotal ValueAverage Loan
    Single Family (1-4 Units):Site-Built287$55,755,000$194,268

    Bank Details

    Branches

    Bank NameBranchBranch TypeDeposits (000's)
    Walden Savings Bank127 East Main Street Washingtonville, NY 10992 Full Service B&M $62,875
    Walden Savings Bank15 Scotts Corners Drive Montgomery, NY 12549 walden savings bank florida new york Full Service B&M $54,261
    Walden Savings Bank2 Bank Street Walden, NY 12586 Full Service B&M $64,099
    Walden Savings Bank21 Union Street Montgomery, NY 12549 Full Service B&M $39,416
    Walden Savings Bank2108 Route 302 Circleville, NY 10919 Full Service B&M $37,364
    Walden Savings Bank213 Quassaick Avenue New Windsor, NY 12553 Full Service B&M $31,242
    Walden Savings Bank2356 State Route 44/55 Gardiner, NY 12525 Full Service B&M $24,529
    Walden Savings Bank321 Hudson Street Cornwall On The Hudson, NY 12520 Full Service B&M walden savings bank florida new york walden savings bank florida new york $52,841
    Walden Savings Bank50 Boniface Drive Pine Bush, NY 12566 Full Service B&M $119,857
    Walden Savings Bank5239 Route 9w North Newburgh, NY 12550 Full Service B&M $18,371
    Walden Savings Bank95 N Main St Florida, NY 10921 Full Service B&M walden savings bank florida new york $25,655

    Yearly Performance Overview

    Bank Expenses

    ItemValue (in 000's)
    Total interest what team is jose bautista on in 2018 for credit losses$-96
    Total noninterest expense$17,253
    Salaries and employee benefits$9,893
    Premises and equipment expense$2,520
    Additional noninterest expense$4,840
    Applicable income taxes$1,264
    Net charge-offs$127
    Cash dividends$0

    Loan Performance

    Type of Loan% of Loans Noncurrent (30+ days, end of period snapshot)
    All loans0.0%
    Real Estate loans0.0%
    Construction & Land Development loans0.0%
    Nonfarm, nonresidential loans0.0%
    Multifamily residential loans0.0%
    1-4 family residential loans0.0%
    HELOC loans0.0%
    All other family0.0%
    Commercial & industrial loans2.0%
    Personal loans0.0%
    Credit card loans0.0%
    Other individual loans0.0%
    Auto loans0.0%
    Other consumer loans0.0%
    Unsecured commercial real estate loans0.0%

    Deposits

    TypeValue (in 000's)
    Total deposits$512,324
    Deposits held in domestic offices$512,324
    Deposits by Individuals, partnerships, and corporations$512,324
    Deposits by U.S. Government$0
    Deposits by States and political subdivisions in the U.S.$0
    Deposits by Commercial banks and other depository institutions in U.S.$0
    Deposits by Banks in foreign countries$0
    Deposits by Foreign governments and official institutions$0
    Transaction accounts$38,590
    Demand deposits$16,803
    Nontransaction accounts$473,734
    Money market deposit accounts (MMDAs)$24,801
    Other savings deposits (excluding MMDAs)$394,744
    Total time deposits$54,191
    Total time and savings deposits$495,521
    Noninterest-bearing deposits$96,012
    Interest-bearing deposits$416,312
    Retail deposits$506,213
    IRAs and Keogh plan accounts$11,003
    Brokered deposits$0
    Deposits held in foreign offices$0

    Assets

    AssetValue (in 000's)
    Total Assets$570,760
    Cash & Balances due from depository institutions$29,170
    Interest-bearing balances$21,238
    Total securities$85,261
    Federal funds sold & reverse repurchase$0
    Net loans and leases$423,488
    Loan and leases loss allowance$3,997
    Trading account assets$0
    Bank premises and fixed assets$11,161
    Other real estate owned$346
    Goodwill and other intangibles$716
    All other assets$20,618

    Liabilities

    LiabilitiesValue (in 000's)
    Total liabilities and capital$570,760
    Total Liabilities$517,627
    Total deposits$512,324
    Interest-bearing deposits$416,312
    Deposits held in domestic offices$512,324
    % insured (estimated)$91
    Federal funds purchased and repurchase agreements$0
    Trading liabilities$0
    Other borrowed funds$0
    Subordinated debt$0
    All other liabilities$5,303

    walden savings bank florida new york Issued Loan Types

    TypeValue (in 000's)
    Net loans and leases$423,488
    Loan and leases loss allowance$3,997
    Total loans and leases (domestic)$427,485
    All real estate loans$378,402
    Real estate loans in domestic offices$378,402
    Construction walden savings bank florida new york development loans$21,315
    Residential 1-4 family construction$13,460
    Other construction, all land development and other land$7,855
    Loans secured by nonfarm nonresidential properties$124,423
    Nonfarm nonresidential secured by owner-occupied properties$83,817
    Commercial real estate & other non-farm, non-residential$40,606
    Multifamily residential real estate$12,222
    1-4 family residential loans$218,730
    Farmland loans$1,712
    Loans held in foreign offices$0
    Farm loans$0
    Commercial and industrial loans$46,682
    To non-U.S. addressees$0
    Loans to individuals$2,300
    Credit card loans$0
    Related Plans$152
    Consumer Auto Loans$1,528
    Other loans to individuals$620
    All other loans & leases$101
    Loans to foreign governments and official institutions$0
    Other loans$101
    Loans to depository institutions and acceptances of other banks$0
    Loans not secured by real estate$0
    Loans secured by real estate to non-U.S. addressees$0
    Restructured Loans & leases$11,159
    Non 1-4 family restructured loans & leases$1,100
    Total loans and leases (foreign)$0

    Small Business Loans

    Categorization# of Loans in Category$ amount of loans (in 000's)Average $/loan
    Nonfarm, nonresidential loans - <$1MM215$62,190$289,256
    Nonfarm, nonresidential loans - <$100k11$565$51,364
    Nonfarm, nonresidential loans - $100-250k70$9,476$135,371
    Nonfarm, nonresidential loans - $250k-1MM134$52,149$389,172
    Commercial & Industrial, US addressed loans - <$1MM821$37,967$46,245
    Commercial & Industrial, US addressed loans - <$100k623$10,267$16,480
    Commercial & Industrial, US addressed loans - $100-250k109$9,153$83,972
    Commercial & Industrial, US addressed loans - $250k-1MM89$18,547$208,393
    Farmland loans - <$1MM5$1,250$250,000
    Farmland loans - <$100k1$74$74,000
    Farmland loans - $250k-1MM4$1,176$294,000
    Источник: https://originationdata.com/institution/549300W2DSERWC01YR18?year=2018
Schedule Details". Retrieved 2020-01-28.

External links[edit]

Источник: https://en.wikipedia.org/wiki/Walden,_New_York
walden savings bank florida new york

2 Replies to “Walden savings bank florida new york”

  1. I was going to move to GA but I see they tax pensions from out of state. How is that even legal?

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