: Beneficial state bank phone number
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For increased security, Beneficial State Bank is now requiring customers to change their Online Banking passwords every 90 days. This is in an effort to help to protect your privacy, deter fraud and prevent identity theft. If you have questions, please call us toll free 888.326.2265.
Regular email is not a secure method of communication. You should be wary of suspicious email and never open attachments, click on links, or respond to emails from suspicious or unknown senders. Beneficial State Bank will never ask you to verify financial beneficial state bank phone number personal information via unsolicited email or telephone calls, and you will never get an email from @bsb.com, only @beneficialstate.com.
We recommend that you take the following email security measures:
- Do not send personal information via unsecured email.
If you receive a suspicious email claiming to be from Beneficial State Bank that you think is a phishing email, do not respond or provide any information and please report the correspondence by calling our Operations Department at 888.326.2265.
Email scams are on the rise, and the FBI has great resources for protecting your households and your organization. You can read more about Business E-Mail Compromise.
Protect Yourself Against FDIC Imposters
The FDIC does not send correspondence asking for money or demanding your personal information, and the FDIC will never threaten you. Have you been contacted by the FDIC lately? Before responding, learn more about the latest FDIC imposter scams in their March consumer newsletter.
Email Claiming to be From the FDIC
The Federal Deposit Insurance Corporation (FDIC) has received numerous reports of a fraudulent email that has the appearance of being sent from the FDIC.
The subject line of the email states: “check your Bank Deposit Insurance Coverage.” The email tells recipients: "You have received this message because you are a holder of a FDIC-insured bank account. Recently FDIC has officially named the bank you have opened your account with as a failed bank, thus, taking control of its assets.”
The email then asks recipients to “visit the official FDIC website and perform the following steps to check your Deposit Insurance Coverage” (a fraudulent link is provided). It then instructs recipients to “download and open your personal FDIC Insurance File to check your Deposit Insurance Coverage.”
This email and associated website are fraudulent. Recipients should consider the intent of this email as an attempt to collect personal or confidential information, some of which may be used to gain unauthorized access to online banking services or to conduct identity theft.
The FDIC does not issue unsolicited emails to consumers. Financial institutions and consumers should NOT follow the link in the beneficial state bank phone number email.
SMiShing attacks (Text phishing)
Beneficial State Bank has recently received reports of SMiShing attacks (also known as text phishing), which have impacted cardholders of financial institutions located primarily in the eastern region of the U.S.
SmiShing is a type of social engineering that uses cell phone text messages to persuade victims to provide personal information such as card number, CVV2, and PINs. The text message may contain either a website address or more commonly, a phone number that connects to an automated voice response system, which then asks for personal information.
The following are examples of SMiShing messages recently sent to cardholders:
- Text message originating from either [email protected] or [email protected]: - ABC CU- has- deactivated-your-Debit_card. - To-reactivate-contact:21 0957XXXX - This is an automated message from ABC Bank. Your ATM card has been suspended. To reactivate call urgent at 1-866-21 5-XXXX
- Text message originating from [email protected]: - [email protected]/VISA. (Card Blocked) Alert. For more information please call 1.877.269- XXXX.
Although we may ask identifying information from you to verify your identity, Beneficial State Bank will never ask for the CVV2 or PIN number from your debit card. Please contact us to have your card reissued if you receive one of these messages.
Telephone Debit Scam
The bank continues to receive reports of a telephone scam involving fraudsters attempting to obtain personal information from cardholders. The details are as follows:
Cardholders have received computer-generated calls claiming to be from their financial institution. The calls claim their accounts have been frozen and then direct the cardholder to call a toll-free number to leave their debit card information in order to reactivate any cards. The toll-free number includes a recorded message that asks the customer to key their account number, card expiration date, and PIN.
Recommendations to Reduce your Risk
Cardholder awareness is key in combating fraud. Use these helpful tips to protect yourself:
- Make sure you initiate the contact, and the institution verifies your identity with questions only you would know.
- To verify whether a call is legitimate, call your bank or visit its website, using phone numbers or internet addresses from your bank statement or account documentation. Do not call back a number provided over the phone or click beneficial state bank phone number a link in an email.
- Most communications will include something that will concern or excite the victim.
- If you have been the best food areas in nyc of a scam, file a complaint with local law enforcement.
- Notify your financial institution.
As with all possible fraudulent situations, you are encouraged to take appropriate measures if a scam is suspected.
If you have questions, please contact us toll-free at 888.326.2265.
ATM Safety Measures
As the economy worsens and crime rises, it is important to follow safety precautions when using an ATM to avoid being robbed:
- Be aware of your surroundings. If you observe or sense suspicious persons or circumstances, do not use that ATM at that time.
- Have your ATM card ready and in your hand as you approach the machine. Don't wait until you get to the ATM before taking your card out of your wallet or purse.
- Be careful that no one can see you enter your PIN at the ATM. Use your body to walmart pharmacy hours for today the ATM keyboard as you enter your PIN.
- Keep your account information confidential. Always take your receipts or transaction records with you.
- Do not count or visually display any money you receive from the ATM. Immediately put your money into your pocket or purse, leave the area and count it later.
- If you are using a drive-up ATM, be sure passenger windows are rolled up and all doors are locked. Roll up your window immediately after using the ATM. If you leave your vehicle and walk to the ATM, be sure to lock your car.
Using an ATM at Night
- Park close to the ATM in a well-lit area.
- Take another person with you, if possible.
- If the lights at the ATM are not working, don't use it. Instead, use an ATM inside a supermarket or other public area.
- If shrubbery is overgrown or a tree blocks the view of the terminal, select another ATM. Notify your bank later about the visibility blockage.
If you have questions, please contact us toll-free at 888.326.2265.
Banks and financial institutions targeted in a wave of patent lawsuits for supporting Samsung Pay
The assault on banks and financial institutions by non-practicing entities or “patent trolls” continues. Two weeks ago, we discussed a number of patent infringement suits being filed by Auth Token. Now many of the same banks and financial institutions are being targeted in a new patent campaign, this time filed by Ward Participations B.V., based on their support of the mobile payment and digital wallet service, Samsung Pay.
Ward Participations B.V. is an LLC, registered in the Netherlands, that has been asserting two patents—U.S. Patent Nos. 10,992,480 and 11,063,766—both entitled “Method and System for Performing a Transaction and for Performing a Verification of Legitimate Access to, or Use of Digital Data.” Behind the company appears to be one of the inventors, Scott Ward of Aerdenhout, Netherlands.
Both patents are quite new, being issued in April and July of 2021, although they claim priority back to an international PCT application originally filed in the Netherlands in 2003. They are directed to electronic transactions and more specifically to a particular method of authentication using private keys.
Ward’s lawsuit against Samsung
Ward’s first lawsuit was brought against Samsung in August 2021 based on Samsung Knox. This is a security framework built into most Samsung mobile devices. This product allows IT within organizations to manage and secure work devices, such as employee mobile phones.
In response, Samsung filed three petitions before the Patent and Trial Appeal Beneficial state bank phone number (PTAB) to invalidate claims from the two asserted patents. In particular, Samsung filed two inter partes review (IPR) proceedings, and one post-grant review (PGR) proceeding. These proceedings were only filed at the very end of October 2021, so the patent office has not yet taken any action. Ward has also not yet responded to the petitions.
Ward’s campaign against banks and financial institutions
Since Samsung’s filings at the patent office, Ward has expanded its litigation activities, perhaps to place additional pressure on Samsung in an attempt to force Samsung to settle. Starting last week Ward began a litigation campaign against five different beneficial state bank phone number and financial institutions—targeting mobile apps that support Samsung Pay.
Notably, all of the cases were filed in the Western District of Texas before Judge Albright, who we have previously written about here and here. Judge Albright has a reputation for denying motions to stay based on underlying invalidity challenges before the PTAB (with IPRs and PGRs). The Federal Circuit, however, has been increasingly granting mandamus petitions, ordering Judge Albright to transfer patent cases to other district courts. In fact, in what previously was unprecedented, the Federal Circuit issued four mandamus orders stemming from Judge Albright just last week on a single day, November 15. The Federal Circuit granted three of them, and while the fourth was denied as moot, Judge Hughes still wrote separately to chastise Judge Albright. It is possible, therefore, that some of these Ward Participations cases will be transferred out of Texas.
Impact on banks and financial institutions
The cases are all very early on. It remains to be seen whether Samsung’s PTAB challenges will meet with any success. It is also possible that Samsung or another defendant will file a motion to dismiss, alleging the patents are ineligible for patenting under § 101. Such motions have been met with success in many courts around the country, although not with Judge Albright.
In the meantime, if you are a bank or financial institution that supports Samsung Pay, Ward Participations may soon be targeting you. If your organization is served with a lawsuit, whether by Ward Participations, Auth Token or another non-practicing entity, Thompson Coburn may be able available to help.
Tony Blum is a partner in Thompson Coburn’s Intellectual Property practice group.
Beneficial State Bank Business Credit Card
Beneficial State Bank Business Credit Card Review
- Fair or better credit required. You will have good approval odds if your credit score is above 600.
Pros & Cons of Beneficial State Bank Business Credit Card
|The Good||The Bad|
Beneficial State Bank Business Credit Card FAQ
Who is Beneficial State Bank Business Credit Card designed for?
This is a beneficial state bank phone number credit card issued by Beneficial State Bank.
This business card is designed for small businesses with fair credit. The minimum credit score to apply is 600.
What are the relevant APRs?
Does it have an introductory APR offer?This business credit card does not offer beneficial state bank phone number introductory rate on new purchases.
What fees does it charge?
The following fees apply to this business credit card:
Does it offer a cash back rewards program?
No, it does not offer a cash back rewards program.
Can I get it with just an employer identification number (EIN)?You can apply for this business credit card with your EIN number, but expect the credit card issuer to also require your Social Security number. This is because, as with most business cards, it requires you to personally guarantee the line of credit.
What are the benefits?
This business credit card provides the following benefits:
- Fraud Liability
- Reports to major credit bureaus
What is the customer service phone number?
The customer service number for this business card is (888) 326-2265.
What is the support contact email?
The support contact email for this business credit card is [email protected]
Does Beneficial State Bank Business Credit Card report your account activity to credit bureaus?
Yes, Beneficial State Bank Business Credit Card reports your account activity to the following credit reporting agencies:
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.
How to apply?
- Visit the Beneficial State Bank .
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, annual income, and source of employment.
- Check the information is accurate and submit your application.
- If you're denied click here to find out why your application may have been rejected and what you can do about it.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more.
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
Message From Beneficial State Bank Business Credit Card
There are so many banks that are operating in the United States of America. And at the same time, we also have different types of accounts too. But if you have multiple bank accounts that you don’t use. Then you should consider closing those. In this guide, I will tell you how you can close Beneficial State Bank account.
There can be so many reasons why you might have decided to close your account. But before we get started with this guide let me tell you that there is no online method. So you will have to follow the offline method only. Please keep in mind that only the account holder is allowed to request the bank to close the account.
About Beneficial State Bank
|Headquarters||Oakland, California, United States|
|Number of Locations||15+|
|Number of Employees||200+|
Steps to Close Beneficial State Bank Account
The steps mentioned below are for the people who hold an individual account with the bank. And in case you hold a joint bank account walmart online order phone number refer to this linked guide.
How to Contact the Bank?
If you want to contact the bank. Then you can use the below-mentioned contact information. You can call the customer, use the official website, and also message on the official social media profile of the bank.
Contact Details of Beneficial State Bank:
This is how simple it is to get your bank account closed. For more information I recommend you to contact the bank. You can use the contact information that I have provided above. In some cases, if you are closing the account too early the bank will charge you account closing charges. Other than these things you should also cancel all the automatic payments and also take care of the direct deposits you receive.
Want to Close any Other Bank's Account?
Other Banks in the United States of America:
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Beneficial State Bank Review
SmartAsset's Overall Rating4.3/5
- Low Fees
- Mobile App
- Multiple Banking Products
Beneficial State Bank first started operating in 2007 with headquarters located in Oakland, California. It handles assets of $759 million and $627 million in deposits, making it a medium-size bank. Beneficial State Bank lacks premium access to customer service, with no options for live chat or all-day service. It is a conventional brick-and-mortar bank with access to service representatives at a physical location, in addition to its online and mobile apps. With a score of 4.3 out of 5 stars, Beneficial State Bank should be solidly in contention for your choice of bank. Beneficial State Bank has numerous product offerings, including savings accounts, checking accounts, CDs and credit cards. Beneficial State Bank has a fair savings rate; other popular banks have higher rates. If you're interested in stress-free personal checking, the bank's standard checking does not have a monthly charge. Locating an institution with free checking, in addition to a high interest rate savings account is your best option for getting the highest income on your deposits while having convenient access to your money.
How We Rated It
SmartAsset's Overall Rating
The is a weighted average of rates, fees, service quality and financial health.Read more
When a component rating is unavailable, the overall rating is calculated as an average of the remaining available ratings.
Beneficial State Bank has a savings rate of 0.20%, which is fair compared to the average U.S. bank. Beneficial State Bank's CDs feature a rate of 1.61% and 2.22% for the one-year and five-year term lengths, respectively, while its highest-yielding money market account earns at a rate of 0.40%. Given Beneficial State Bank's below average savings rate, you should think about taking a look at other banks for savings accounts.
How Beneficial State Bank's Savings Rates Compare
Beneficial State BankSavings0.20National Average0.09Compare Offers
On average, Beneficial State Bank charges customers extremely low fees in comparison to the average U.S. bank. With no monthly fee, Beneficial State Bank's checking account is ideal for those citizens bank student loan contact number want an easy banking experience. For those who withdraw money routinely, Beneficial State Bank is ideal because it charges no out-of-network Beneficial state bank phone number fees. Beneficial State Bank unfortunately doesn't refund out-of-network ATM fees, which means you'll have to find a Beneficial State Bank ATM or eat the cost of withdrawal.
Monthly Fee$0National Average: $3.21
Non-network ATM Fee$0National Average: $1.20
Overdraft FeeN/ANational Average: $35.00
Beneficial State Bank is a brick-and-mortar bank, with 19 total bank locations in California, Oregon and Washington. Ides debit card keybank also offers access to mobile and web apps for straightforward access and banking on the go. It does not provide access to all-day customer service with actual service representatives. You can get help during its hours, which are Monday through Thursday, 9:00 a.m. to 5:00 p.m. PT; Friday, and 9:00 a.m. to 6:00 p.m. PT. Beneficial State Bank receives average feedback from customers for its mobile app. The Beneficial State Bank mobile app has an overall rating of 3.7 out of 5 (with 3 customer reviews on iOS and Android) compared to the national average of 3.8. You can utilize Beneficial State Bank's app to control your bank accounts by looking at account balances, sending and receiving funds and accessing support representatives. Beneficial State Bank gets a superb consumer satisfaction rating due to comparatively few consumer complaints reported to the Consumer Financial Protection Bureau (CFPB), a government-backed consumer protection agency.
Overall Mobile Rating3.7/5
Consumer Satisfaction Rating5.0/5
Online Banking PortalNo
Beneficial State Bank is currently a medium-size bank with assets totaling $759 million and deposits totaling $627 million. Its Texas Ratio is 2.57%, indicating that Beneficial State Bank is in outstanding financial well-being and improbable to fail. Additionally, Beneficial State Bank is FDIC-insured, meaning that your money is insured up to $250,000, even in the event of bank failure.
Texas Ratio Analysis
High Risk75%50%20%10%Low Risk
The Texas Ratio, a measure of a "bad assets" against available capital, can provide an early warning sign of bank failure. A low ratio indicates smaller chance of failure; a higher ratio suggests greater risk.Back to Overview
Compare Beneficial State Bank to Other Competitive Offers
|Product||Current Terms and Rates||Minimum Balance for APY|
|Savings Account||0.2% APY||$1|
|Checking Account||0.1% APY||$1|
|Certificates of Deposit||$1000 for all terms|
|Money Market Accounts||0.4% APY 0.4% APY||$10000 $15000|
Beneficial State Bank has several deposit products including savings accounts, checking accounts and CDs to give you many options to manage your money. Beneficial State Bank does not have the best savings rate, which means you should think about taking a look elsewhere for banks that deliver more return for your money. CDs can be a terrific option to achieve higher returns, but there are limitations to accessing your money. Beneficial State Bank's CD rates are fair ulta beauty stores in nj to other U.S. banks.Back to Overview
Find a Beneficial State Bank Near Me
Beneficial State Bank has 19 physical locations in the U.S.Back to Overview
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Beneficial State Bank has a new logo! Read more about this change from our Chief Marketing Officer.
Visit the Bullitt Center - our new Seattle branch location.
Bank with Purpose
Did you know that banks can lend your money in harmful ways? When you bank beneficially, you choose to support people and planet.
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Resolving centuries of oppression cannot be done alone. And no one can stand idly by—neutrality and silence are complicit. Here are steps we are zillow edmond ok 73012 with our hearts, our minds, our wallets, our voices, and our votes to create a more equitable world.Voice and Action
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