how mortgage monthly payments are calculated

Our mortgage calculator can help you determine your monthly payment, estimate a schedule, and see how much interest you might pay over the length of the. Use our free MoneyHelper mortgage calculator to find out how much mortgage you will pay each month based on the price of your property and how much deposit. How to Calculate Mortgage Payments Using Our Calculator · 1. Enter the home price and down payment amount. · 2. Enter your interest rate. · 3.

How mortgage monthly payments are calculated -

 

Please wait a moment while we retrieve our low rates

Get a call back

from one of our lending specialists

By submitting this form, you authorize Bank of America to contact you at the telephone number or email provided here, even if you’ve previously registered on a Do Not Call registry or requested that we not send you marketing information by email. You agree we may use an auto-dialer to reach you. You understand that you are not required to consent to receiving autodialed calls/texts as a condition of purchasing any Bank of America products or services. Any cellular/mobile telephone number you provide may incur charges from your mobile service provider.

What would you
pay each month?What would you pay each month?What would you pay
each month?

Use this mortgage calculator to calculate estimated monthly mortgage payments and rate options.Use this mortgage calculator to calculate estimated monthly
mortgage payments and rate options.Use this mortgage calculator to
calculate estimated monthly
mortgage payments and rate options.

×

Mortgage payment schedule

placeholder

Principal

$XXXX

Interest

$XXXX

Taxes, HOI, PMI

$XXXX

Total payments over 30 years

$XXXX

Principal

Interest

Taxes HOI, PMI

Mortgage Balance

Show more Show less

The larger your down payment, the more likely you are to qualify for lower interest rates. This will also help to lower your overall monthly payment. We recommend your down payment be at least 5% of the purchase price.

If your down payment is at least 20% of the property price, you typically won't have to pay for private mortgage insurance (PMI), which is required by some loan types.

Bank of America offers low down payment loans and programs to help with down payment and closing costs, including our 3% down, no mortgage insurance Affordable Loan Solution® mortgage and America’s Home Grant®, which provides eligible borrowers up to $7,500 for nonrecurring closing costs. Connect with a lending specialist for details.

A Fixed-rate mortgage is a home loan with a fixed interest rate for the entire term of the loan. The Loan term is the period of time during which a loan must be repaid. For example, a 30-year fixed-rate loan has a term of 30 years.

An Adjustable-rate mortgage (ARM) is a mortgage in which your interest rate and monthly payments may change periodically during the life of the loan, based on the fluctuation of an index. Lenders may charge a lower interest rate for the initial period of the loan. Also called a variable-rate mortgage.

Note: Typically Bank of America adjustable-rate mortgage (ARM) loans feature an initial fixed interest rate period (typically 5, 7 or 10 years) after which the interest rate becomes adjustable every six months for the remainder of the loan term.

Please enter your city and state to find your ZIP Code

preferred rewards

Preferred Rewards clients may qualify for a reduction of $200-$600 in the mortgage origination fee (based on your eligible balances at the time of application).

Learn more about Preferred Rewards

Источник: https://www.bankofamerica.com/mortgage/mortgage-calculator/

Loan Payment Calculator

Estimate your monthly payment

We don't have home loan options based on this information, but our home loan advisors may be able to help. Call us at 1-855-256-2559, Monday - Friday, 8 am - 10 pm ET or Saturday 10 am - 4 pm ET.

You may qualify for a loan amount above $2,500,000. Give us a call at 1-855-256-2559 to see how our loan advisors can help.
We’re here Monday - Friday, 8 am - 10 pm ET and Saturday 10 am - 4 pm ET.

  • %

    %

    360

  • Monthly Payment Breakdown

Before you make an offer on a home, it helps to have a good idea of what your mortgage payment will be so you can set a realistic budget. After you give us a few details, we'll show you how much you can expect to pay along with a detailed breakdown of where your money is going each month.

What you should know:

We used our current mortgage rates for this estimate, but keep in mind, available loan products vary by county, which could affect your estimated rate and APR. This is informational only and doesn't guarantee loan approval.

What you should know:

We used our current mortgage rates for this estimate, but keep in mind, available loan products vary by county, which could affect your estimated rate and APR. This is informational only and doesn't guarantee loan approval.

Learn

From helpful saving tools to financial improvement tips, we want you to build a solid foundation before you consider buying a home.

Read more

Compare

We offer different kinds of mortgages to fit a variety of financing needs. While each one has its benefits, it's important to find a loan that's right for you.

View options

Get pre-qualified

If you’re interested in this estimate, we can pass it along to a loan expert who will look at your information and let you know how much you may qualify for.

Take the next step
Источник: https://www.ally.com/home-loans/mortgage-payment-calculator/

Mortgage Calculator

Before you take a mortgage, you need to know how different factors and components affect your loan. Besides, to be able to apply this calculator properly and to understand its computational background, it is crucial to get familiar with the following terms.

It is merely the amount you want to borrow from the bank. Its amount depends on two factors: the home value (the price of the property) and the down payment.

It is the amount of money you already have and able to use to pay for the property before you get the loan. Its level is an essential aspect when applying for a mortgage as it often represents the main obstacle to get the loan. The required minimum amount varies depending on the institution and the country's legislation. In the US, for example, the down payments range from 3,5% (FHA loans) to 20-25% of the purchase price. But that's not all. Since lower initial payment usually associates with higher risk to the lender, its sum also affects the interest rate. Thus, the more you pay from your savings, the lower the rate is. It is strongly connected to the LTV (loan-to-value) ratio, which indicates the ratio of the loan amount to the value of the property. So, if you see a 70% LTV offer, this means that you can borrow 70% of the purchase price while the minimum deposit is 30%.

It typically refers to the advertised annual rate of interest that is one of the most relevant factors you need to take into account when choosing a mortgage. It is worth to mention that the yearly interest rate is a nominal rate, that does not represent the real rate of interest. Therefore it is not always the best measure to express the true cost of your loan. The reason is that it doesn't incorporate additional factors that might alter the actual rate of interest charged on your mortgage. Such factors is, for example, the function of compounding and its frequency that indicates how often the interest is applied to the principal. If compounding occurs more often than yearly (as in the case of most loans), the actual interest amount in a year becomes higher. By incorporating the effect of compounding, the Annual Percentage Yield (APY), or with another term, the Effective Annual Rate (EAR) gives you a better guideline in this relation. Another useful indicator is the Annual Percentage Rate (APR), which takes into consideration the fees and other charges involved in the loan.

It is the interval in which you obliged to repay the borrowed money and fulfill the condition set out by the contract. Loan terms vary depending on the bank and mortgage type (fixed-rate mortgage have shorter terms than variable rate). Usually, one can take a loan for up to 20 or even 30 years, but some mortgages might last for 40 or 50 years. The loan term influences mortgage conditions. The longer the duration, the less you need to pay periodically, but eventually, you pay more since the bank charges interest for a more extended period. It is important to note that in some particular cases, you may pay off the principal amount faster. In this way, the amortization term, which is the actual length of time of mortgage payoff, will be shorter than the original term of the loan, and the paid interest became smaller.

  • Interest calculation method

It refers to the prevailing practice of how interest is handled during the loan term. More precisely, it is the compounding frequency - the regularity with which your lender applies the annual rate of interest to the principal's balance. The expression of compounding interest, however, is slightly misleading in this context. While in the case of a savings account, the base of compounding includes the interest beyond the principal, with amortization mortgages, the compounding effect comes solely from the varying principal payments. Since you are paying back the mortgage in equal parts, your installment includes a higher portion of interest at the beginning of the loan term. As you proceed with the loan repayment, the structure of your payments changes: in each period, the calculated interest gradually decreases, as you owe to the bank less money. In turn, this procedure allows for more of the principal to be repaid at each installment, leading to an accelerating drop in your remaining balance. You can easily observe this phenomenon on the graph of Annual Balances, as well as in the Amortization Table, which gives you a detailed picture of this matter.

When it comes to the schedule of your payments, you have multiple choices. It is worth to keep in mind that the higher payment frequency does not have a significant impact on your total interest and amortization term. For example, if your monthly payment is 200 dollars, but you decide to pay 100 dollars semi-monthly instead, the only gain comes from the compounding effect mentioned previously. The real difference appears, however, when the higher payment frequency matches with a higher than proportional installment. There are two types of repayment schedules that provide you such an option. The accelerated bi-weekly payments are exactly half of the monthly payment but collected every second week that means on each 14th day of the amortization term. Since a regular month has more than 28 days (except February, which is not in a leap year), you will have at least twice a year three payments in a month. Staying at the previous example, it means that you pay 100 dollars 26 times in a year, which equals an extra 200 dollars in a year. You may reach a similar result with an accelerated weekly schedule. In this case, your payment is the quarter of the monthly amount, but they are made precisely every seven days. In both cases, you pay a little more on a monthly bases, but the result is a faster repayment of the principal. Thus, after all, the amortization term shortens, and the lender can charge significantly less interest. For better insight, the below table summarizes the different payment scenarios with the resulting interest savings for a US mortgage of 100,000 dollars with a 5 percent interest rate and 20 years loan term.

Payment FrequencyPeriodic PaymentAnnual PaymentAmortization TermInterest Savings
Monthly$659.96$7,92020 years$0
Semi-monthly$329.63$7,91120 years$165
Bi-weekly$304.25$7,91120 years$177
Acc. Bi-Weekly$329.98$8,57917 years 6 months$8,349
Weekly$152.05$7,90720 years$253
Acc. Weekly$164.99$8,57917 years 6 month$8,464

As we mentioned before, the most effective way to moderate the financial cost of your mortgage is to reduce the balance of the principal and so shorten the amortization term. There are two prominent ways to realize this: You may increase your regular installment (extra periodic payment), or you may pay a single amount at a specific date (lump sum prepayment). In both cases, the extra money directly affects your principal balance, that is, reducing the base for the interest calculation. You always need to keep in mind, however, that the bank may charge you an additional fee for compensating their lower interest revenue. Therefore, you should always consult with your lender in case of any advanced payment before the agreed due date.

  • PMI or Private Mortgage Insurance

This insurance aims to protect the lender in case a borrower defaults on a mortgage loan. Real estate mortgage companies in the US typically require to involve in such agreement when the down payment is less than 20 percent of the home value. It usually costs between 0.5% to 1% of the entire loan amount on annual bases. When the total equity (the financed part of your home) reaches 20 percent of the home value, the PMI might be canceled. The administrative procedure what the borrower needs to initiate, however, may take several months and require a formal appraisal of your home beforehand. To sum up, it is always better to enter into a mortgage contract with a larger down payment that reduces not only your interest charges but also eliminates PMI expenses.

In the US, its rate stands around 0% to 4% of the home value, depending on the location of your home. It covers expenses arising locally, for example, local education, local governments, and infrastructure. In some countries (like US) if you have a low down payment the lender will set up an escrow account to collect any additional expenses, which will be included in your installments.

It is a type of property insurance that covers losses and damages to the real estate and its accessories or other accidents in the home or on the property.

  • HOA or Homeowners Association Fee

It is stand for homeowners association fee which is must be paid monthly by owners of certain types of residential properties, usually condominiums. The HOAs collect these fees to assist with maintaining and improving properties in the association.

You can add here all additional expenses that are not included explicitly in our calculator. For example, some banks will make you buy insurance against unemployment and other personal risks. It all depends on the bank's imagination. Besides, the lender may offer better terms in return for you buying additional products. (Credit cards, personal accounts, etc.) Usually, you will need to use them throughout the whole term of your loan.

Источник: https://www.omnicalculator.com/finance/mortgage
a) Advice from Third Parties. Some of the Services involve advice from third parties and third party content. You agree that any such advice and content is provided for information, education, and entertainment purposes only, and does not constitute legal, financial, tax planning, medical, or other advice from Interest.com. You agree that Interest.com is not liable for any advice provided by third parties. You agree that you are responsible for your own financial research and financial decisions, and that Interest.com is not responsible or liable for any decisions or actions you take or authorize third parties to take on your behalf based on information you receive as a user of Interest.com. b) Sharing Information With Third Parties. To use some of the Services, you may need to provide information such as credit card numbers, bank account numbers, and other sensitive financial information, to third parties. By using the Services, you agree that Interest.com may collect, store, and transfer such information on your behalf, and at your sole request. More information is available in our Privacy Policy. You agree that your decision to make available any sensitive or confidential information is your sole responsibility and at your sole risk. Interest.com has no control and makes no representations as to the use or disclosure of information provided to third parties. You agree that these third party services are not under Interest.com’s control, and that Interest.com is not responsible for any third party’s use of your information. c) Interest.com Does Not Endorse Third Parties. The Services may contain links to third party websites and services. Interest.com provides such links as a convenience, and does not control or endorse these websites and services. You acknowledge and agree that Interest.com has not reviewed the content, advertising, products, services, or other materials that appear on such third party websites or services, and is not responsible for the legality, accuracy, or appropriateness of any such content, and shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with the use of any such third party websites or services.
Advertiser Disclosure

Understanding the Mortgage Payment Structure

A mortgage is a long-term loan designed to help you buy a house. In addition to repaying the principal, you also have to make interest payments to the lender. The home and land around it serve as collateral. But if you are looking to own a home, you need to know more than these generalities. This concept also applies to business, especially concerning fixed costs and shutdown points.

Key Takeaways

  • Mortgage payments are made up of your principal and interest payments.
  • If you make a down payment of less than 20%, you will be required to take out private mortgage insurance, which increases your monthly payment.
  • Some payments also include real estate or property taxes.
  • A borrower pays more interest in the early part of the mortgage, while the latter part of the loan favors the principal balance.

History

Just about everyone who buys a house has a mortgage. Mortgage rates are frequently mentioned on the evening news, and speculation about which direction rates will move has become a standard part of the financial culture.

The modern mortgage came into being in 1934 when the government—to help the country overcome the Great Depression—created a mortgage program that minimized the required down payment on a home, increasing the amount potential homeowners could borrow. Before that, a 50% down payment was required. Today, a 20% down payment is desirable, mostly because if your down payment is less than 20%, you are required to take out private mortgage insurance (PMI), making your monthly payments higher.

Desirable, however, is not necessarily achievable. There are mortgage programs available that allow significantly lower down payments, but if you can manage that 20%, you definitely should.

Understanding The Mortgage Payment Structure

Mortgage Payments

The main factors determining your monthly mortgage payments are the size and term of the loan. Size is the amount of money you borrow and the term is the length of time you have to pay it back. Generally, the longer your term, the lower your monthly payment. That’s why 30-year mortgages are the most popular. Once you know the size of the loan you need for your new home, a mortgage calculator is an easy way to compare mortgage types and various lenders.

PITI: Mortgage Payment Components

There are four factors that play a role in the calculation of a mortgage payment: principal, interest, taxes, and insurance (PITI). As we look at them, we’ll use a $100,000 mortgage as an example.

Principal

A portion of each mortgage payment is dedicated to repayment of the principal balance. Loans are structured so the amount of principal returned to the borrower starts out low and increases with each mortgage payment. The payments in the first years are applied more to interest than principal, while the payments in the final years reverse that scenario. For our $100,000 mortgage, the principal is $100,000.

Interest

Interest is the lender’s reward for taking a risk and loaning you money. The interest rate on a mortgage has a direct impact on the size of a mortgage payment: Higher interest rates mean higher mortgage payments.

Higher interest rates generally reduce the amount of money you can borrow, and lower interest rates increase it. If the interest rate on our $100,000 mortgage is 6%, the combined principal and interest monthly payment on a 30-year mortgage would be about $599.55—$500 interest + $99.55 principal. The same loan with a 9% interest rate results in a monthly payment of $804.62.

Taxes

Real estate or property taxes are assessed by government agencies and used to fund public services such as schools, police forces, and fire departments. Taxes are calculated by the government on a per-year basis, but you can pay these taxes as part of your monthly payments. The amount due is divided by the total number of monthly mortgage payments in a given year. The lender collects the payments and holds them in escrow until the taxes have to be paid.

Insurance

Like real-estate taxes, insurance payments are made with each mortgage payment and held in escrow until the bill is due. There are comparisons made in this process to level premium insurance. There are two types of insurance coverage that may be included in a mortgage payment. One is property insurance, which protects the home and its contents from fire, theft, and other disasters. The other is PMI, which is mandatory for people who buy a home with a down payment of less than 20% of the cost. This type of insurance protects the lender in the event the borrower is unable to repay the loan. Because it minimizes the default risk on the loan, PMI also enables lenders to sell the loan to investors, who in turn can have some assurance that their debt investment will be paid back to them. PMI coverage can be dropped once the borrower has at least 20% equity in the home.

While principal, interest, taxes, and insurance make up the typical mortgage, some people opt for mortgages that do not include taxes or insurance as part of the monthly payment. With this type of loan, you have a lower monthly payment, but you must pay the taxes and insurance on your own.

The Amortization Schedule

A mortgage’s amortization schedule provides a detailed look at what portion of each mortgage payment is dedicated to each component of PITI. As noted earlier, the first years' mortgage payments consist primarily of interest payments, while later payments consist primarily of principal.

In our example of a $100,000, 30-year mortgage, the amortization schedule has 360 payments. The partial schedule shown below demonstrates how the balance between principal and interest payments reverses over time, moving toward greater application to the principal.

PaymentPrincipalInterestPrincipal Balance
1$99.55$500.00$99,900.45
12$105.16$494.39$98,772.00
180$243.09$356.46$71,048.96
360$597.00$2.99$0

As the chart shows, each payment is $599.55, but the amount dedicated to principal and interest changes. At the start of your mortgage, the rate at which you gain equity in your home is much slower. This is why it can be good to make extra principal payments if the mortgage permits you to do so without a prepayment penalty. They reduce your principal which, in turn, reduces the interest due on each future payment, moving you toward your ultimate goal: paying off the mortgage.

On the other hand, the interest is the part that's tax-deductible to the extent permitted by law – if you itemize your deductions instead of taking the standard deduction.

FHA-backed mortgages, which allow people with low credit scores to become homeowners, only require a minimum 3.5% down payment.

When Mortgage Payments Start

The first mortgage payment is due one full month after the last day of the month in which the home purchase closed. Unlike rent, due on the first day of the month for that month, mortgage payments are paid in arrears, on the first day of the month but for the previous month.

Say a closing occurs on January 25. The closing costs will include the accrued interest until the end of January. The first full mortgage payment, which is for the month of February, is then due March 1.

As an example, let’s assume you take an initial mortgage of $240,000, on a $300,000 purchase with a 20% down payment. Your monthly payment works out to $1,077.71 under a 30-year fixed-rate mortgage with a 3.5% interest rate. This calculation only includes principal and interest but does not include property taxes and insurance.

Your daily interest is $23.01. This is calculated by first multiplying the $240,000 loan by the 3.5% interest rate, then dividing by 365. If the mortgage closes on January 25, you owe $161.10 for the seven days of accrued interest for the remainder of the month. The next monthly payment, which is the full monthly payment of $1,077.71, is due on March 1 and covers the February mortgage payment.

You should have all this information in advance. Under the TILA-RESPA Integrated Disclosure rule, two forms must be provided to you three days before the scheduled closing date—the loan estimate and closing disclosure. The amount of accrued interest, along with other closing costs, is laid out in the closing disclosure form. You can see the loan amount, interest rate, monthly payments, and other costs, and compare these to the initial estimate that was provided.

The Bottom Line

A mortgage is an important tool for buying a house, allowing you to become a homeowner without making a large down payment. However, when you take on a mortgage, it’s important to understand the structure of your payments, which cover not only the principal (the amount you borrowed) but also interest, taxes, and insurance. It tells you how long it will take you to pay off your mortgage and, ultimately, how expensive it will be to finance your home purchase.

Источник: https://www.investopedia.com/mortgage/mortgage-rates/payment-structure/

Loan Payment Calculator

Estimate your monthly payment

We don't have home loan how mortgage monthly payments are calculated based on this information, but our home loan advisors may be able to help. Call us at 1-855-256-2559, Monday - Friday, 8 am - 10 pm ET or Saturday 10 am - 4 pm ET.

You may qualify for a loan amount above $2,500,000. Give us a call at 1-855-256-2559 to see how our loan advisors can help.
We’re here Customer service number for pnc bank - Friday, 8 am - 10 pm ET and Saturday 10 am - 4 pm ET.

  • %

    %

    360

  • Monthly Payment Breakdown

Before you make an offer on a home, it helps to have a good idea of what your when will walmart restock nintendo switch payment will be so you can set a realistic budget. After you give us a few details, we'll show you how much you can expect to pay along with a detailed breakdown of where your money is going each month.

What you should know:

We used our current mortgage rates for this estimate, but keep in mind, available loan products vary by county, which could affect your estimated rate and APR. This is informational only and doesn't guarantee loan approval.

What you should know:

We used capital one auto finance account access current mortgage rates for this estimate, but keep in mind, available loan products vary by county, which could affect your estimated rate and APR. This is informational only and doesn't guarantee loan approval.

Learn

From helpful saving tools to financial improvement tips, we want you to build a solid foundation before you consider buying a home.

Read more

Compare

We offer different kinds of mortgages to fit a variety of financing needs. While each one has its benefits, it's important to find a loan that's right for you.

View options

Get pre-qualified

If you’re interested in this estimate, we can pass it along to a loan expert who will look at your information and let you know how much you may qualify for.

Take the next step
Источник: https://www.ally.com/home-loans/mortgage-payment-calculator/

Mortgage Calculator

A mortgage amortization calculator shows how much of your monthly mortgage payment will go toward principal and interest over the life of your loan. The loan calculator also lets you see how much you can save by prepaying some of the principal.

How to use the loan amortization calculator

With HSH.com's mortgage payment calculator, you enter the features of your mortgage: amount of the principal loan balance, the interest rate, the home loan term, and the month and year the loan begins.

Your initial display will show adams bank and trust ogallala nebraska the monthly mortgage payment, total interest paid, breakout of principal and interest, and your mortgage payoff date.

Most of your mortgage loan payment will go toward interest in the early years of the loan, with a growing amount going toward the loan principal as the years go by - until finally almost all of your payment goes toward principal at the end. For instance, in the first year of a 30-year, $250,000 mortgage with a fixed 5% interest rate, $12,416.24 of your payments goes toward interest, and only $3,688.41 goes towards your principal. To see this, click on "Payment chart" and mouse usaa federal savings bank contact any year.

Clicking on "Amortization schedule" reveals a display table of the total principal and interest paid in each year of the mortgage and your remaining principal balance at the end of wfb healthcare calendar year. Clicking the "+" sign next to a year reveals a month-by-month breakdown of your costs.

Calculate

Click "calculate" to get your monthly payment amount and an amortization schedule.

The effect of prepayments

Now use the mortgage payment calculator to see how prepaying some of the principal saves money over time. The calculator allows you to enter a monthly, annual, bi-weekly or one-time amount for additional principal prepayment.To do so, click "+ Prepayment options."

Let's say, for example, you want to pay an extra $50 a month. Using the $250,000 example above, enter "50" in the monthly principal prepayment field, then either hit "tab" or scroll down to click "calculate." Initial results will be displayed under "Payment details," and you can see further details in either the "Payment chart" or "Amortization schedule" tabs.

You may also target a certain loan term or monthly payment by using our mortgage prepayment calculator. Of course you'll want to consult with your financial advisor about whether it's best to prepay your mortgage or put that money toward something else, such as retirement.

HSH.com has developed a host of other free mortgage calculators to help answer your other questions, such as, "Can I qualify for a mortgage," "Will prepaying my mortgage help me save money," "How large of a down payment do I really need," "What’s the best way to pay for my refinance," and "When will my home no longer be underwater?" See all of HSH.com's mortgage calculators.

Источник: https://www.hsh.com/mortgage-calculator.html
a) Us bank official app from Third Parties. Some of the Services involve advice from third parties and third party content. You agree that any such advice and content is provided for information, education, and entertainment purposes only, and does not constitute legal, financial, tax planning, medical, or other advice from Interest.com. You agree that Interest.com is not liable for any advice provided by third parties. You agree that you are responsible for your own financial research and financial decisions, and that Interest.com is not responsible or liable for any decisions or actions you take or authorize third parties to take on your behalf based on information you receive as a user of Interest.com. how mortgage monthly payments are calculated b) Sharing Information With Third Parties. To use some of the Services, you may need to provide information such as credit card numbers, bank account numbers, and other sensitive financial information, to third parties. By using the Services, you agree that Interest.com may collect, store, and transfer such information on your behalf, and at your sole request. More information is available in our Privacy Policy. You agree that your decision to make available how mortgage monthly payments are calculated sensitive or confidential information is your sole responsibility and at your sole risk. Interest.com has no control and makes no representations as to the use or disclosure of information provided to third parties. You agree that these third party services are not under Interest.com’s control, and that Interest.com is not responsible for any third party’s use of your information. c) Interest.com Does Not Endorse Third Parties. The Services may contain links to third party websites and services. Interest.com provides such links as a convenience, and does not control or endorse these websites and services. You acknowledge and agree that Interest.com has not reviewed the content, advertising, products, services, or other materials that appear on such third party websites or services, and is not responsible for the legality, accuracy, or appropriateness of any such content, and shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with the use of any such third party websites or services.
Advertiser Disclosure
Interest.com is an independent publisher and advertising-supported comparison service, not an investment advisor. Its articles, interactive tools and other content are provided to you for free, as self-help tools and for informational purposes only. They are not intended to provide investment advice. Interest.com.com does not and cannot guarantee the accuracy or applicability of any information in regard to your individual circumstances. Examples are hypothetical, and we encourage you to seek personalized advice from qualified professionals regarding specific investment issues. Our estimates are based on past market performance, and past performance is not a guarantee of future performance. The products and offers that appear on this site are from companies from which Interest.com.com receives compensation. This compensation may impact how, where and in what order products or offers appear on this site. Interest.com.com does not include the entire universe of available financial products or credit offers
Editorial Policy Disclosure
Interest.com adheres to stringent editorial policies that keep our writers and editors independent and honest. We rely on evidence-based editorial guidelines, regularly fact-check our content for accuracy, and keep our editorial staff completely siloed from our advertisers. We work hard to ensure our recommendations and advice are unbiased, empirical, and based on thorough research.
Источник: https://www.interest.com/calculator/mortgage-calculator/