union bank customer service number kerala

Contact your bank for more information. All participating banks and credit unions. YES BANK offers personal banking, corporate banking & internet banking services including accounts, deposits, credit cards, home loan, personal loans. All-India Toll Free number: 1800 22 22 44 / 1800 208 2244. Charged Numbers: 080-61817110. Dedicated number for NRI: +918061817110. Union Bank of India. union bank customer service number kerala

Union bank customer service number kerala -

Unified Payments Interface

Digital payment system for inter-bank transfers in India

Ambox current red Asia Australia.svg

This article needs to be updated. Please help update this article to reflect recent events or newly available information.(November 2020)

Unified Payments Interface (UPI) is an instant real-time payment system developed by National Payments Corporation of India (NPCI) facilitating inter-bank peer-to-peer (P2P) and person-to-merchant (P2M) transactions.[1] The interface is regulated by the Reserve Bank of India (RBI) and works by instantly transferring funds between two bank accounts on a mobile platform. As of December 2020, there are 207 banks available on UPI with a monthly volume of 2334.16 million transactions[2][3] and a value of ₹4,162 billion (US$55 billion) UPI witnessed 22102.3 million transactions till November 2020. The mobile-only payment system helped transact a total of ₹17.29 lakh crore (US$230 billion) during the 37 months of operation starting from 2016.[4] As of May 2021, the platform has 100 million monthly active users in India with plans to achieve 500 million by 2025. IIT Madras is also working to integrate voice command feature that can support English and Indian vernacular language in future.[5][6]

History[edit]

In April 2009 with the objective to integrate all the payment mechanism available in the country and make it uniform for retail payments, National Payment Corporation of India was formed. By March 2011, RBI found out that in India only six non-cash transactions happens every year per individual citizen while 10 million retailers accept card based payment. Around 145 million families have no access to any form of banking. There is also the problem to tackle black money and corruption that happens mostly in cash.[7]

RBI in 2012 released a vision statement for a period of four years that indicated commitment towards building a safe, efficient, accessible, inclusive, interoperable and authorized payment and settlement system in India. It is part of the Green Initiative to decrease the usage of paper in domestic payments market.[8] UPI was officially launched in 2016 for public use.[9]

Under RBI guidance, NPCI became the primary body with the task to develop a new payment system that is simple, secure and interoperable. UPI works on four pillar push pull interoperable model where there will be remitter/beneficiary front end PSP (payment service provider) and remitter/beneficiary back end bank that settles the monetary transaction for the users. As per CEO of Netmagic Solutions, UPI became one of the most successful deep tech innovation coming out of India.[7][10]

In December 2019, noting the success of UPI, Google suggested to the US Federal Reserve Board the development of FedNow, a real-time payment system for the United States.[11]

With exponential growth of UPI, India became the world's largest real-time payment market with 25.5 billion annual transactions in 2020 as per data from ACI Worldwide and GlobalData leaving behind China and the United States.[12]

As part of financial inclusion initiative, NPCI with fintechstart-up Ubona Technologies in 2021 started working on developing a voice-based payment service for feature phone users in low connectivity zones over UPI payment ecosystem under Interactive Voice Response project. The system will use Dual Tone Multi-Frequency (DTMF) signalling technology with two-factor authentication (2FA) flow for peer-to-peer (P2P) transaction. From September 2020 to June 2021, it is under beta testing and awaiting RBI approval for large scale deployment.[13] The beta testing and pilot experiment was completed by October 2021 and RBI started formulating guidelines for nationwide use.[14]

As per the Economist Intelligence Unit Report 2021, UPI made India a leader in global real-time payment market followed by China and South Korea.[15] After the decision of Ministry of Finance to nullify merchant discount rate (MDR) in 2019 on UPI, the number of low value transactions skyrocketed making huge gains on real-time transaction volume data.[16][17] Many nations such as Brazil, Bahrain, Saudi Arabia, Singapore, United States and European Union are now trying to emulate the success of UPI in their own market.[17][18]

UPI 2.0[edit]

On 16 August 2018, UPI 2.0 was launched which enabled users to link their Overdraft accounts to a UPI handle. Users were also able to pre-authorise transactions by issuing a mandate for specific merchant. 2.0 version included a feature to view and store the invoice for the transactions. There's also an added feature of AutoPay facility for recurring payments.[19][20][21] As of August 2021, State Bank of India (SBI), Bank of Baroda (BOB) and Paytm Payment Bank are live on UPI AutoPay each registering 660,000, 204,000, and 186,000 mandates, respectively.[22]

Internationalization[edit]

Main article: Internationalization

Around 777 million Indian consumers shop cross border in 2021. To make ease of payment, NPCI International Payments Limited (NIPL) signed memorandum of understanding (MoU) with UK based PPRO Financial on 17 November 2021 to expand the acceptance of UPI into foreign markets especially in China and United States which accounts for half of all international transaction coming from India.[23]

Service[edit]

Unified Payments Interface is a real time payment system that allows sending or requesting money from one bank account to another. Any UPI client app may be used and multiple bank accounts may be linked to single app. Money can be sent or requested by using user created Virtual Payment Address (VPA) or UPI ID that helps in sending or requesting money from bank account using the know your customer (KYC) linked mobile number. UPI also generate specific QR code for each user account for the purpose of contact-less payment.

Mobile apps[edit]

Any UPI app can use payment and transfer fund from and to UPI enabled banks. Apart from various third-party apps such as Google Pay (previously Tez), PhonePe, Paytm, MobiKwik, Amazon Pay, Samsung Pay, WhatsApp Pay,[24] NPCI manages its own app called BHIM.[25]

From 21 banks in April 2016, the total number of banks linked to UPI platform is 216 as of April 2020.[26]

In June 2021, NPCI removed the restriction placed on WhatsApp on UPI customer on-boarding which till now was limited to 20 million users. With 530 million registered users in Indian market, WhatsApp can now formally introduce UPI to all its customers.[27]

Supported banks[edit]

The website of National Payments Corporation of India (NPCI) lists the banks that facilitate UPI.[28] Banks here are termed as Payment Service Providers (PSP) – listed with their UPI application and handle – and issuers.[28] PSP includes those banks which have their own mobile application to facilitate transaction and issuers include banks which don't have their payments interface and rely on third-party software for transaction using UPI.

e-RUPI[edit]

e-RUPI or e₹UPI (portmanteau of electronic Rupee and UPI)[29][30] developed in collaboration with Department of Financial Services, Ministry of Health and Family Welfare and National Health Authority. It will be introduced from 2 August 2021. e-RUPI is to ensure leak proof delivery of welfare services and bypassing middle man to decrease corruption. Private sector can use the service for their own corporate social responsibility initiative (CSR). e-RUPI is basically e-voucher based on QR code or SMS string that can be delivered through mobile phone.[31] e-RUPI will act as a precursor for future Central Bank Digital Currency (CBDC) that will be launched by RBI as it will help in highlighting the gaps within the national digital payment infrastructure.[32][33]

Market share[edit]

From 93,000 transactions in August 2016 that valued ₹30 million, UPI generated 800 million transactions in March 2019 with a total value of ₹1.33 trillion.[10] In June 2021, UPI recorded 1.94 million initial public offering (IPO) mandates that increased to 7.66 million in July.[34] This is the highest ever since UPI was made mandatory by Securities and Exchange Board of India (SEBI) for domestic retail investors for IPO process.[35][36] With 18 billion of annual transactions, UPI surpassed American Express (AmEx) by late August 2020 in India. NITI Aayog predicted that UPI will also surpass Visa and Mastercard by 2023.[37] UPI took three years to reach 1.14 billion in October 2019 while by the end of October 2020, the payment system registered 2.07 billion transactions.[9] In 2020, $457 billion worth of value moved on UPI platform which was 15% of India's gross domestic product (GDP).[38]

As of July 2021, UPI registered 432.5 million transactions that accounted for ₹567.345 billion with highest average daily transaction of approximately 100 million that is double the amount from July 2020.[39][40] Till August 2021, UPI forms 10% of all retail payment in India.[41]PhonePe and Google Pay both recorded 1 billion transaction in August with a market share of 45.94% and 34.45% respectively in the UPI payment ecosystem while Paytm took 11.94% share with ₹387.85 million transaction.[42]

From financial year 2015–21, the domestic retail payment by value on UPI grew at 18% at compound annual growth rate (CAGR) while between 2017 and 2021, the collective payment on all forms of UPI grew at 400% CAGR. In financial year 2021, ₹41 trillion worth of money was exchanged on UPI platform that is 2.8 times the value of debit and credit card payment at point of sale (POS) terminals and 20 times the value of digital wallet and prepaid instruments in India.[41]

UPI registered 3.55 billion transactions in August 2021, showing 9.56% growth from previous month. In terms of value, ₹6.39 trillion worth of money was transacted on August alone. From ₹3.2 trillion to ₹6 trillion, the growth in value terms doubled between September 2020 to July 2021.[43] It had reached an all time high of 3.65 billion transactions worth ₹6.54 trillion in value since inception in the month of September. By now the total transaction for the year 2021, reached ₹50 trillion.[44]

UPI touched value of ₹7.71 trillion in October 2021 which is 56% jump from September. As per NPCI, daily UPI payment for the month of October is between ₹250 billion to ₹300 billion.[45]

Acceptance[edit]

Domestic[edit]

India[edit]

There are talks happening to operate UPI in United Arab Emirates and Singapore which has sizeable Indian expatriates and for ease of payment for Indian tourists travelling abroad. Committee on digital payments led by Nandan Nilekani had suggested that NPCI should internationalise payment services like UPI, RuPay and BHIM.[46] NPCI is planning to link UPI with standalone mobile wallets so that users can transfer money from one provider to another one which till now is restricted due to use of closed source technology. There is also provision for off-line UPI payment through the use of near field communication (NFC).[47]

On 20 April 2020, Google added support for UPI payment in India to buy membership of YouTube Premium and YouTube Music either directly through website or on mobile application. Now Indian users can also buy or rent movies from Google TV. UPI is also enabled for YouTube SuperChat feature.[48]

From July 2021, Apple iPhone, iPad, and iPod touch users in India can use UPI on App Store and iTunes Store.[49]NPCI International Payments Limited (NIPL) is planning to extend UPI to markets such as United States, West Asia and Europe.[50] On 4 August 2021, ICICI Prudential Life Insurance started supporting UPI AutoPay feature for insurance payment.[51][52]

In August 2021, Dish TV introduced UPI scan and pay feature for the first time in a nationwide rollout due to COVID-19 restriction and heavy demand for no contact digital payment solutions.[53] From 31 August 2021, Netflix integrated UPI AutoPay feature for Indian subscribers which was till now limited to credit and debit cards from Visa, Mastercard, American Express, and Diners Club International.[54] As per April 2021 RBI Monetary Policy Committee directive, after March 31, 2022, all the know you customer (KYC) complaint digital wallets will become interoperable by using UPI system.[55] In August 2021, Hotstar started supporting UPI AutoPay feature. The Hindu, Times Prime, PayU, Financial Software and Systems, Testbook Edu Solutions, Open Financial Technologies, Angel Broking and 5Paisa Capital moved to UPI AutoPay in September 2021.[56]

Due to high usage, Samsung Electronics integrated UPI barcode scanner directly into mobile camera application for faster payment.[57]

International[edit]

Cross border digital payment service provider Liquid Group signed memorandum of understanding (MoU) with NIPL in September 2021 to introduce UPI based QR code payment system in Singapore, Malaysia, Thailand, Philippines, Vietnam, Cambodia, Hong Kong, Taiwan, South Korea, and Japan from 2022.[58][59]

Singapore[edit]

UPI is accepted at merchant locations to ease transaction experience of Indian tourists.[60] The Reserve Bank of India (RBI) and Monetary Authority of Singapore (MAS) will operationalize interoperability between UPI and PayNow from July, 2022.[61]

Bhutan[edit]

On 13 July 2021, UPI made available to Bhutan through Royal Monetary Authority of Bhutan.[62] Bhutan became the first country to accept UPI transactions through the BHIM app.

Malaysia[edit]

In 2021, Malaysian company Merchantrade Asia partnered with NIPL to send remittance in India through UPI infrastructure.[63]

United Arab Emirates[edit]

LuLu Financial Holding, a subsidiary of LuLu Group International signed MoU with NIPL in August 2021, to offer real time remittance to India from United Arab Emirates (UAE) and the Middle Eastern region.The MoU will help LuLu Financial Holding and its affiliates to connect with the UPI infrastructure and help in validation, compliance checks and facilitate all the requisite protocols for a safer cross border monetary transaction.[64] NIPL tied up with Mashreq bank in 2021 to increase UPI person-to-person (P2P) and person to merchant (P2M) transactions in UAE.[1]

Network International on 18 November 2021 signed MoU with NIPL for acceptance of UPI in UAE through its network. Merchants under Network International will able to accept UPI payment from Q1 2022.[65]

See also[edit]

References[edit]

  1. ^ ab"UPI payments now available in UAE as NPCI's global arm partners Mashreq Bank". Mint. 20 August 2021. Retrieved 20 August 2021.
  2. ^"What is UPI". 15 December 2020.
  3. ^Nambisan, Byas (4 June 2021). "What Is UPI And How Does It Work?". Forbes Advisor INDIA. Retrieved 18 August 2021.
  4. ^Vinayak, A. J. (1 September 2020). "UPI completes 1,000 cr transactions". Business Line. Retrieved 5 September 2019.
  5. ^"IIT Madras Working on Voice-based Contact-less Payment Services Which Recognises Local Indian Languages". News18. 17 May 2021. Retrieved 17 May 2021.
  6. ^Khan, Aarzu (21 July 2021). "NPCI's Voice-Based Payment Solution Could Be a Game Changer". Dazeinfo. Retrieved 21 July 2021.
  7. ^ abDatta, Dhriti (13 September 2019). "The origins of UPI: Road to a cashless society Digit". Digit. Retrieved 19 May 2021.
  8. ^"Payment Systems in India: Vision 2012–15". Reserve Bank of India. 1 October 2012. Retrieved 19 May 2021.
  9. ^ abPanda, Subrata (2 November 2020). "UPI transactions surpass 2-billion mark in October on festive boost". Business Standard India. Retrieved 20 August 2021.
  10. ^ abPatnaik, Somya (18 July 2019). "UPI will push India over the digital payments finish line". American Banker. Retrieved 22 June 2021.
  11. ^"Google wants US Federal Reserve to follow India's UPI example and build 'FedNow'". Mint. 14 December 2019. Retrieved 19 August 2021.
  12. ^Singh, Abhinav (31 March 2021). "India retains top spot in real-time digital payment transactions: Report". The Week. Retrieved 19 August 2021.
  13. ^Bhalerao, Sheetal (22 July 2021). "Voice Based Payments Using UPI, Without Using Internet! NPCI's Latest Innovation For Feature Phones". Trak.in. Retrieved 18 August 2021.
  14. ^"Transfer Money Without Internet: RBI Announces Retail Digital Payments for Offline Users". News18. 8 October 2021. Retrieved 9 October 2021.
  15. ^"Going digital: payments in the post-Covid world". Economist Intelligence Unit. 4 August 2021. Retrieved 23 August 2021.
  16. ^"No MDR charges applicable on payment via RuPay, UPI from Jan 1: Sitharaman". The Economic Times. Retrieved 23 August 2021.
  17. ^ ab"India leads real-time payments market after China and South Korea". Tech Wire Asia. 23 August 2021. Retrieved 23 August 2021.
  18. ^Dethe, Amol (17 December 2019). "Not just Google, the world is watching India's UPI". ETBFSI.com. Retrieved 23 August 2021.
  19. ^"Experience Simplicity, Security & Seamlessness at the next level.

    Contact Union Bank customer service

    Resolver can help you send your complaints to Union Bank. It’s quick, easy and totally free.

    Contact Union Bank now
    MoneySavingExpert's founder Martin Lewis

    A completely free service recommended by Martin Lewis, founder of MoneySavingExpert.com. Why MSE rates us.


    Resolver is not affiliated to, linked with or otherwise endorsed by Union Bank.

    We are an entirely independent issue-resolution tool that enables the raising and handling of consumer issues, making complaining simpler for everyone.

    How does Resolver work?

    Free forever

    Resolver is free. No adverts, no hidden costs. Just raise a case and leave feedback after. Simple! We’ve helped millions of people find a resolution. Get started now and let’s get this sorted.

    Know your rights

    There’s no jargon in our rights guides. Instead, they’re full of the info you need to get things sorted. We’ll always be on hand with guidance and support to help you get the results you’re looking for.

    Get your voice heard

    You can be certain that you’re talking to the right person at the right time. We automatically connect you to contacts at thousands of household names, ombudsmen and regulators to find a resolution.

    How to complain about Union Bank customer service

    Resolver is a completely free complaint-resolution tool that puts the British consumer directly in touch with the customer service providers who can resolve their complaint.

    By providing you with all the tools and contact details needed to raise and manage your complaint, we put you firmly in control of your issue.

    Contact details

    Head Office address

    14–18 Copthall Avenue

    London

    EC2R 7BN

    Phone number: 020 7920 6100

    Please check with your phone provider if you are unsure about how much a call will cost.

    Email Union Bank

    Using Resolver you can:

    • Keep all your correspondence in one place
    • Go straight to the correct contact point within an organisation
    • Make use of a series of simple templates to help make raising your complaint as simple and quick as possible
    • Receive reminders when you get a response from a company or organisation
    • Get an automatic notification when it's appropriate to escalate your case to the next management level within a company
    • Package up and send off the whole history of your complaint to an ombudsman or other regulatory body if necessary

    Read more about how to complain here

    Need help complaining?

    Resolver is a totally free service that you can use to complain effectively.
    We are working with industry leaders, regulators and government to make your voice heard and improve customer service. However, if you'd rather complain directly, you can use the above address to contact Union Bank.

    Tell your friends about Resolver

    Want to help others get their issues sorted fast or see the latest updates about how Resolver can help you? Then like us on Facebook and follow us on Twitter.

    Facebook
    Twitter
    Источник: https://www.resolver.co.uk/companies/union-bank-complaints/contact-details
    Union Bank of India
    `

    Language:

    All-India Toll Free number

    1800 208 2244 / 1800 22 22 44

    The Latest

    • Customers are requested to note that old cheque books are being phased out with new ones having additional security features w.e.f. 01.07.2021. Please contact your branch manager for replacement of old cheque book with new cheque book well before the said date. If you have already issued cheque from old cheque book, please get it replaced with new cheque immeditely. On receipt of confirmation from you, Bank will delete the old cheque book records from Core Banking Solution (CBS) system.

    • You have registered for mandatory additional layer of security, by choosing 3 challenge questions and answering them. In case of providing incorrect answers to the such challenge questions your Internet Banking shall be blocked. In such case, please call our Customer Service at 1800-2222-44 & 1800-208-2244 and choose option no. 2 for further process.

    • PSB Alliance Doorstep Banking Services available

    • Bank has introduced 3 Factor Authentication (FA) to enhance the security features of your accounts, one time registration for the same is mandatory. Know more

    BEWARE OF FRAUD CALLS

    It has been observed that many fake and fraudulent contact numbers are circulated on web posting as ´Banks Customer Care Number´. One such number found in web search is 06206419089. Customers are hereby cautioned to conduct their own investigations and analysis and should check the accuracy, reliability of the contact numbers before using any contact number received by the customer other than through our official channels such as Bank´s Website/authentic literature/Advertisements etc. Bank accepts no responsibility towards any loss incurred by the customer incidental to usage of any unauthentic contact number/channel.

    [Phishing Do's and Dont's]

    Phishing is a fraudulent attempt, usually made through emails/calls/SMS to capture your confidential data like NetBanking Id/Password, mobile no, email Id/Password, Card no/PIN/CVV no, etc.

    SafeGuard [Beware of phishing]

    Avoid fraudulent communications asking for your UserId, Password, Card No, Account No. etc. Fraudulent emails contain links of look-alike websites to capture your financial data. Bank will never send such communications to you asking for your personal/confidential data. Always visit Bank's site instead of clicking on the links provided in emails/third party websites. Do not respond to pop-up windows asking for your financial or confidential information.

    "Site best viewed at 1024x768 resolution in I.E. 10 or above, Google Chrome 40 or above, Firefox 37 or above, Safari 8 or above."

    Copyright © Union Bank of India, All rights reserved.

    Источник: https://www.unionbankonline.co.in/
    BHIM". BHIM UPI. Retrieved 14 December 2018.
  20. ^"NPCI introduces UPI AutoPay facility for recurring payment

    Contact Union Bank customer service

    Resolver can help you send your complaints to Union Bank. It’s quick, easy and totally free.

    Contact Union Bank now
    MoneySavingExpert's founder Martin Lewis

    A completely free service recommended by Martin Lewis, founder of MoneySavingExpert.com. Why MSE rates us.


    Resolver is not affiliated to, linked with or otherwise endorsed by Union Bank.

    We are an entirely independent issue-resolution tool that enables the raising and handling of consumer issues, making complaining simpler for everyone.

    How does Resolver work?

    Free forever

    Resolver is free. No adverts, no hidden costs. Just raise a case and leave feedback after. Simple! We’ve helped millions of people find a resolution. Get started now and let’s get this sorted.

    Know your rights

    There’s no jargon in our rights guides. Instead, they’re full of the info you need to get things sorted. We’ll always be on hand with guidance and support to help you get the chase jp morgan bank near me you’re looking for.

    Get your voice heard

    You can be certain that you’re talking to the right person at the right time. We union bank customer service number kerala connect you to contacts at thousands of household names, ombudsmen and regulators to find a resolution.

    How to complain about Union Bank customer service

    Resolver is a completely free complaint-resolution tool that puts the British consumer directly in touch with the customer service providers who can resolve their complaint.

    By providing you with all the tools and contact details needed to raise and manage your complaint, we put you firmly in control of your issue.

    Contact details

    Head Office address

    14–18 Copthall Avenue

    London

    EC2R 7BN

    Phone number: 020 7920 6100

    Please check with your phone provider if you are unsure about how much a call will cost.

    Email Union Bank

    Using Resolver you can:

    • Keep all your correspondence in one place
    • Go straight to the correct contact point within an organisation
    • Make use of a series of simple templates to help make raising your complaint as simple and quick as possible
    • Receive reminders when you get a response from a company or organisation
    • Get an automatic notification when it's appropriate to escalate your case to the next management level seacoast utility authority a company
    • Package up and send off the whole history of your complaint to an ombudsman or other regulatory body if necessary

    Read more about how to complain here

    Need help complaining?

    Resolver is a totally free service that you can use to complain effectively.
    We are working with industry leaders, regulators and government to make your voice heard and improve customer service. However, if you'd rather complain directly, you can use the above address to contact Union Bank.

    Tell your friends about Resolver

    Want to help others get their issues sorted fast or see the latest updates about how Resolver can help you? Then like us on Facebook and follow us on Twitter.

    Facebook
    Twitter
    Источник: https://www.resolver.co.uk/companies/union-bank-complaints/contact-details
    NPCI"(PDF). National Payment Corporation of India. Retrieved 22 July 2020.
  21. ^"NPCI launches UPI 2.0 with overdraft facility". Business Line. 16 August 2018. Retrieved 14 December 2018.
  22. ^"UPI Auto-Pay Is A Big Hit: Netflix, Google Pay, SBI, BoB, Hotstar Join This New Payment Mode". Trak.in. 8 September 2021. Retrieved 8 September 2021.
  23. ^Shukla, Saloni (17 November 2021). "NPCI takes UPI global, ties up with leading payments provider PPRO". The Economic Times. Retrieved 18 November 2021.
  24. ^Sen, Meghna (6 November 2020). "WhatsApp Pay now live in India: Link these 5 bank accounts to use service". Mint. Retrieved 12 November 2020.
  25. ^UPI 3rd Party Apps NPCI
  26. ^Joseph, Anto T. (24 April 2021). "How UPI is making India's digital economy boom". Fortune India. Retrieved 22 August 2021.
  27. ^Upadhyay, Harsh (29 June 2021). "Exclusive: WhatsApp rolls out its UPI-based payments feature for more users". Entrackr. Retrieved 22 August 2021.
  28. ^ ab"UPI Live Members". NPCI. 2 November 2018. Retrieved 15 November 2018.
  29. ^Kumar, Ravi Kant (6 August 2021). "E-RUPI latest news! SBI takes lead to boost digital payment solutions- check other banks in the race?". Zee Business. Retrieved 7 August 2021.
  30. ^"India Launches Pre-Paid Voucher System". PYMNTS. 3 August 2021. Retrieved 7 Married at first sight season 9 episode 12 watch 2021.
  31. ^Punj, Vivek (31 July 2021). "PM Modi to launch e-RUPI digital payment solution on August 2". Mint. Retrieved 31 July 2021.
  32. ^Mukul, Pranav (7 August 2021). "e-RUPI: A voucher system ahead of digital currency". The Indian Express. Retrieved 7 August 2021.
  33. ^Thomas, K. Sunil (14 August 2021). "A quarter century later, internet's greatest achievements in India". The Week. Retrieved 15 August 2021.
  34. ^Panda, Subrata (13 August 2021). "Record 7.7 million IPO mandates created via UPI in July, shows data". Business Standard India. Retrieved 16 August 2021.
  35. ^Walavalkar, Nikhil (30 July 2019). "All You Need To Know About The New UPI-based IPO Application Process". Moneycontrol. Retrieved 16 August 2021.
  36. ^Ghosh, Sultana, Shayan, Nasrin (2 August 2021). "Investors prefer UPI route to join IPO frenzy". Hindustan Times. Retrieved 18 August 2021.
  37. ^"UPI will surpass Visa, MasterCard in next 3 years: NITI Aayog's Amitabh Kant". Business Today. Retrieved 20 August 2021.
  38. ^Smith, Tyler (24 August 2021). "UPI To Run In the UAE Market Following NPCI International Partnership With Mashreq". The Fintech Times. Retrieved 25 August 2021.
  39. ^Surabhi. "UPI sets new record in July". @businessline. Retrieved 1 August 2021.
  40. ^Sandeep Verma (3 August 2021). "UPI Transaction Value up by 2.1x to Rs 6.06 lakh crores in July 2021: NPCI Data". MediaNama. Retrieved 18 August 2021.
  41. ^ ab"UPI Now Forms 10% Of Retail Payments, Says Macquarie Report". BloombergQuint. Retrieved 16 August 2021.
  42. ^Upadhyay, Harsh (7 August 2021). "PhonePe clocks close to 1.5 Bn UPI transactions in July; G-Pay crosses 1 Bn mark for first time". Entrackr. Retrieved 18 August 2021.
  43. ^Iyer, Priyanka (1 September 2021). "UPI Logs 3.55 Billion Transactions In August Worth Rs 6.39 Lakh Crore". Moneycontrol. Retrieved 3 September 2021.
  44. ^Panda, Subrata (1 October 2021). "UPI records 3.65 bn transactions worth Rs 6.54 trillion in September". Business Standard India. Retrieved 3 October 2021.
  45. ^Surabhi (1 November 2021). "UPI hits new record with ₹7.71-lakh crore worth of transactions in October". Business Line. Retrieved 1 November 2021.
  46. ^"UPI payments to soon be available in UAE, Singapore". businesstoday.in. Retrieved 24 October 2019.
  47. ^Bhasin, Tinesh (9 August 2020). "UPI set to be more convenient, facilitate more interoperability". Livemint. Retrieved 10 August 2020.
  48. ^"YouTube adds UPI payment option for Premium membership: How to use". The Indian Express. 20 April 2020. Retrieved 18 August 2021.
  49. ^Akolawala, Tasneem (31 July 2021). "Apple's App Store Gets UPI, RuPay, Netbanking as Alternate Payment Options". Gadgets 360. Retrieved 6 August 2021.
  50. ^Gurung, Malvika (22 July 2021). "After Conquering 60% Market Share, RuPay, UPI Will Expand Internationally To Other Nations". Trak.in. Retrieved 22 July 2021.
  51. ^"ICICI Prudential Life ties up with NPCI for UPI Autopay". Business Line. 4 August 2021. Retrieved 18 August 2021.
  52. ^"UPI Union bank customer service number kerala. National Payment Corporation of India. Retrieved 18 August 2021.
  53. ^Jha, Lata (8 August 2021). "Dish TV introduces digital payment option for users". Mint. Retrieved 23 August 2021.
  54. ^Arora, Akhil (31 August 2021). "Netflix Now Supports UPI AutoPay Payments in India". NDTV Gadgets 360. Retrieved 1 September 2021.
  55. ^Majumdar, Romita (28 August 2021). "Wallet Interoperability To Be Enabled Via UPI: RBI Master Directions". Inc42. Retrieved 1 September 2021.
  56. ^Manikandan, Ashwin. "Third-party apps turn on UPI autopay mode". The Economic Times. Retrieved 7 September 2021.
  57. ^"Samsung Integrates Scan QR Feature with Camera & Quick Panel for First commonwealth federal credit union login & Easier Payments in India". Samsung. Retrieved 1 November 2021.
  58. ^"Pay via UPI in 10 more countries". The Times of India. 14 September 2021. Retrieved 14 September 2021.
  59. ^"Liquid Group to Power UPI QR acceptance in 10 Asian Markets"(PDF). National Payment Corporation of India. 13 September 2021. Retrieved 13 September 2021.
  60. ^"After Singapore, Bhutan adopts India's BHIM-UPI". Hindustan Times. 13 July 2021. Retrieved 22 July 2021.
  61. ^"India, Singapore announce linking of UPI and PayNow fast payment systems". Hindustan Times. 14 September 2021. Retrieved 14 September 2021.
  62. ^Sibal, Sidhant (13 July 2021). "Indian mobile payment App BHIM to be launched in Bhutan today". WION. Retrieved 13 July 2021.
  63. ^"Merchantrade Asia, NPCI offer real-time remittances to India". The Star. Retrieved 4 August 2021.
  64. ^"LuLu Financial Holdings and NPCI International ink deal". Gulf News. 18 August 2021. Retrieved 18 August 2021.
  65. ^"NPCI, Network International sign MoU for UPI payments missha bb cream 23 UAE". Mint. 18 November 2021. Retrieved 18 November 2021.
Источник: https://en.wikipedia.org/wiki/Unified_Payments_Interface

About Shriram

about shriram

For us at Shriram, credit-worthiness of the Small Truck Owner has always been an article of faith. This faith has guided our journey from our pioneering days in financing Small Truck Owners to the present day leadership. Today we are not only the leader in Truck Finance; we are also one of India’s largest asset financing Non-Banking Finance Company.

The inability of the economists to capture data relating to the economic activity of the informal sector has resulted in its neglect at the policy-making levels in the government.

The distribution of Capital one small personal loan Ownership being scattered among a large number of individuals has resulted in this very important group being missed by the institutional radar.

Know More

News & Updates

news updates
Union Budget 2020 Highlights

union budget 2020 highlights

The Budget 2020 was presented by our honorable Finance Minister.

Know More
EMI icon

New facility: Pay EMI online

Now you can pay your commercial vehicle loan EMI online in three simple steps through our Mobile App.

Know More
investor news

Investor News

Thinking to partner with Shriram? Read our latest investment update here.

Know More
empowering communities

Empowering Communities.

We at STFC are equally passionate about bringing positive and sustainable change for the communities which remain marginalized from schemes and initiatives for social and economic security.

STFC understands the success of an organization is deeply rooted in the progress of the society it is involved and the stakeholders. These include ipad mini 1st generation 64gb community that the organization caters to. Hence, at the crux of all our initiatives is partnerships and collaboration, we invest strongly in multi-stakeholder partnerships as a strategy to achieve sustainable socio-economic development of transport fraternity at large.

STFC in its endeavor to cater to the needs of socially and economically bottom of the pyramid, class of people in the society, is running various initiatives which include Education, Skill Development and Healthcare.

Know More
Источник: https://www.stfc.in/
Union Bank of India
`

Language:

All-India Toll Free number

1800 208 2244 / 1800 22 22 44

The Latest

  • Customers are requested to note that old cheque books are being phased out with new ones having cibo matto caffe mansfield ma security features w.e.f. 01.07.2021. Please contact your branch manager for replacement of old cheque book with new cheque book well before the said date. If you have already issued cheque from old cheque book, please get it replaced with new cheque immeditely. On receipt of confirmation from you, Bank will delete the old cheque book records from Core Banking Solution (CBS) system.

  • You have registered for mandatory additional layer of security, by choosing 3 challenge questions and answering them. In case of providing incorrect answers to the such challenge questions your Internet Banking shall be blocked. In such case, please call our Customer Service at 1800-2222-44 & 1800-208-2244 and choose option no. 2 for further process.

  • PSB Alliance Doorstep Banking Services available

  • Bank has introduced 3 Factor Authentication (FA) to enhance the security features of your accounts, one time registration for the same is mandatory. Know more

BEWARE OF FRAUD CALLS

It has been observed that many fake and fraudulent contact numbers are circulated on web posting as ´Banks Customer Care Number´. One such number found in web search is 06206419089. Customers are hereby cautioned to conduct their own investigations and analysis and should check the accuracy, reliability of the contact numbers before using any contact number received by the customer other than through our official channels such as Bank´s Website/authentic literature/Advertisements etc. Bank accepts no responsibility towards any loss incurred by the customer incidental to usage of any unauthentic contact number/channel.

[Phishing Do's and Dont's]

Phishing is a fraudulent attempt, usually made through emails/calls/SMS to capture your confidential data like NetBanking Id/Password, mobile no, email Id/Password, Card no/PIN/CVV no, etc.

SafeGuard [Beware of phishing]

Avoid fraudulent communications asking for your UserId, Password, Card No, Account No. etc. Fraudulent emails contain links of look-alike websites to capture your financial data. san jose tacos and tequila florence sc Bank will never send such communications to you asking for your personal/confidential data. union bank customer service number kerala Always visit Bank's site instead of clicking on the links rockland ford staff in emails/third party websites. Do not respond to pop-up windows asking for your financial or confidential information.

"Site best viewed at 1024x768 resolution in I.E. 10 or above, Google Chrome 40 or above, Firefox 37 or above, Safari 8 or above."

Copyright © Union Bank of India, All rights reserved.

Источник: https://www.unionbankonline.co.in/
BHIM". BHIM UPI. Retrieved 14 December 2018.
  • ^"NPCI introduces UPI AutoPay facility monterey san jose animal shelter recurring payment

    Unified Payments Interface

    Digital payment system for inter-bank transfers in India

    Ambox current red Asia Australia.svg

    This article needs to be updated. Please help update this article to reflect recent events or newly available information.(November 2020)

    Unified Payments Interface (UPI) is an instant real-time payment system developed by National Payments Corporation of India (NPCI) facilitating inter-bank peer-to-peer (P2P) and person-to-merchant (P2M) transactions.[1] The interface is regulated by the Reserve Bank of India (RBI) and works by instantly transferring funds between two bank accounts on a mobile platform. As of December 2020, there are 207 banks available on UPI with a monthly volume of 2334.16 million transactions[2][3] and a value of ₹4,162 billion (US$55 billion) UPI witnessed 22102.3 million transactions till November 2020. The mobile-only payment system helped transact a total of ₹17.29 lakh crore (US$230 billion) during the 37 months of operation starting from 2016.[4] As of May 2021, the platform has 100 million monthly active users in India with plans to achieve chase bank name for taxes by 2025. IIT Madras is also working to integrate voice command feature that can support English and Indian vernacular language in future.[5][6]

    History[edit]

    In April 2009 with the objective to integrate all the payment mechanism available in the country and make it uniform for retail payments, National Payment Corporation of India was formed. By March 2011, RBI found out that in India only six non-cash transactions happens every year per individual citizen while 10 million retailers accept card based payment. Around 145 million families have no access to any form of banking. There is also the problem to tackle black money and corruption that happens mostly in cash.[7]

    RBI in 2012 released a vision statement for a period of four years that indicated commitment towards building a safe, efficient, accessible, inclusive, interoperable and authorized payment and settlement system in India. It is part of the Green Initiative to decrease the usage of paper in domestic payments market.[8] UPI was officially launched in 2016 for public use.[9]

    Under RBI guidance, NPCI became the primary body with the task to develop a new payment system that is simple, secure and interoperable. UPI works on four pillar push pull interoperable model where there will be remitter/beneficiary front end PSP (payment service provider) and remitter/beneficiary back end bank that settles the monetary transaction for the users. As per CEO of Netmagic Solutions, UPI became one of the most successful deep tech innovation coming out of India.[7][10]

    In December 2019, noting the success of UPI, Google suggested to the US Federal Reserve Board the development of FedNow, a real-time payment system for the United States.[11]

    With exponential growth of UPI, India became the world's largest real-time payment market with 25.5 billion annual transactions in 2020 as per data from ACI Worldwide and GlobalData leaving behind China and the United States.[12]

    As part of financial inclusion initiative, NPCI with fintechstart-up Ubona Technologies in 2021 started working on developing a voice-based payment service for feature phone users in low connectivity zones over UPI payment ecosystem under Interactive Voice Response project. The system will use Dual Tone Multi-Frequency (DTMF) signalling technology with two-factor authentication (2FA) flow for peer-to-peer (P2P) transaction. From September 2020 to June 2021, it is under beta testing and awaiting RBI approval for large scale deployment.[13] The beta testing and pilot experiment was completed by October 2021 and RBI started formulating guidelines for nationwide use.[14]

    As per the Economist Intelligence Unit Report 2021, UPI made India a leader in global real-time payment market followed by China and South Korea.[15] After the decision of Ministry of Finance to nullify merchant discount rate (MDR) in 2019 on UPI, the number of low value transactions skyrocketed making huge gains on real-time transaction volume data.[16][17] Many nations such as Brazil, Bahrain, Saudi Arabia, Singapore, United States and European Union are now trying to emulate the success of UPI in their own market.[17][18]

    UPI 2.0[edit]

    On 16 August 2018, UPI 2.0 was launched which enabled users to link their Overdraft accounts to a UPI handle. Users were also able to pre-authorise transactions by issuing a mandate for specific merchant. 2.0 version included a feature to view and store the invoice for the transactions. There's also an added feature of AutoPay facility for recurring payments.[19][20][21] As of August 2021, State Bank of India (SBI), Bank of Baroda (BOB) and Paytm Payment Bank are live on UPI AutoPay each registering 660,000, 204,000, and 186,000 mandates, respectively.[22]

    Internationalization[edit]

    Main article: Internationalization

    Around 777 million Indian consumers shop cross border in 2021. To make ease of payment, NPCI International Payments Limited (NIPL) signed memorandum of understanding (MoU) with UK based PPRO Financial on 17 November 2021 to expand the acceptance of UPI into foreign markets especially in China and United States which accounts for half of all international transaction coming from India.[23]

    Service[edit]

    Unified Payments Interface is a real time payment system that allows sending or requesting money from one bank account to another. Any UPI client app may be used and multiple bank accounts may be linked to single app. Money can be sent or requested by using user created Virtual Payment Address (VPA) or UPI ID that helps in sending or requesting money from bank account using the know your customer (KYC) linked mobile number. UPI also generate specific QR code for each user account for the purpose union bank customer service number kerala contact-less payment.

    Mobile apps[edit]

    Any UPI app can use payment and transfer fund from and to UPI enabled banks. Apart from various third-party apps such as Google Pay (previously Tez), PhonePe, Paytm, MobiKwik, Amazon Pay, Samsung Pay, WhatsApp Pay,[24] NPCI manages its own app called BHIM.[25]

    From 21 banks in April 2016, the total number of banks linked to UPI platform is 216 as of April 2020.[26]

    In June 2021, NPCI removed the restriction placed on WhatsApp on UPI customer on-boarding which till now was limited to 20 million users. With 530 million registered users in Indian market, WhatsApp can now formally introduce UPI to all its customers.[27]

    Supported banks[edit]

    The website of National Payments Corporation of India (NPCI) lists the banks that facilitate UPI.[28] Banks here are termed as Payment Service Providers (PSP) – listed with their UPI application and handle – and issuers.[28] PSP includes those banks which have their own mobile application to facilitate transaction and issuers include banks which don't have their payments interface and rely on third-party software for transaction using UPI.

    e-RUPI[edit]

    e-RUPI or e₹UPI (portmanteau of electronic Rupee and UPI)[29][30] developed in collaboration with Department of Financial Services, Ministry of Health and Family Welfare and National Health Authority. It will be introduced from 2 August 2021. e-RUPI is to ensure optumhealthfinancial hsa login proof delivery of welfare services and bypassing middle man to decrease corruption. Private sector can use the service for their own corporate social responsibility initiative (CSR). e-RUPI is basically e-voucher based on QR code or SMS string that can be delivered through mobile phone.[31] e-RUPI will act as a precursor for future Central Bank Digital Currency (CBDC) that will be launched by RBI as it will help in highlighting the gaps within the national digital payment infrastructure.[32][33]

    Market share[edit]

    From 93,000 transactions in August 2016 that valued ₹30 million, UPI generated 800 million transactions in March 2019 with a total value of ₹1.33 trillion.[10] In June 2021, UPI recorded 1.94 million initial public offering (IPO) mandates that increased to 7.66 million in July.[34] This is the highest ever since UPI was made mandatory by Securities and Exchange Board of India (SEBI) for domestic retail investors for IPO process.[35][36] With 18 billion of annual transactions, UPI surpassed American Express (AmEx) by late August 2020 in India. NITI Aayog predicted that UPI will also surpass Visa and Mastercard by 2023.[37] UPI took three years to reach 1.14 billion in October 2019 while by the end of October 2020, the payment system registered 2.07 billion transactions.[9] In 2020, $457 billion worth of value moved on UPI platform which was 15% of India's gross domestic product (GDP).[38]

    As of July 2021, UPI registered 432.5 million transactions that accounted for ₹567.345 billion with highest average daily transaction of approximately 100 million that is double the amount from July 2020.[39][40] Till August 2021, UPI forms 10% of all retail payment in India.[41]PhonePe and Google Pay both recorded 1 billion transaction in August with a market share of 45.94% and 34.45% respectively in the UPI payment ecosystem while Paytm took 11.94% share with ₹387.85 million transaction.[42]

    From financial year 2015–21, the domestic retail payment union bank customer service number kerala value on UPI grew at 18% at compound annual growth rate (CAGR) while between 2017 and 2021, union bank customer service number kerala collective payment on all forms of UPI grew at 400% CAGR. In financial year 2021, ₹41 trillion worth of money was exchanged on UPI platform that is 2.8 times the value of debit and credit card payment at point of sale (POS) terminals and 20 times the value of digital wallet and prepaid instruments in India.[41]

    UPI registered 3.55 billion transactions in August 2021, showing 9.56% growth from previous month. In terms of value, ₹6.39 trillion worth of money was transacted on August alone. From ₹3.2 trillion to ₹6 trillion, the growth in value terms doubled between September 2020 to July 2021.[43] It had reached an all time high of 3.65 billion transactions worth ₹6.54 trillion in value since inception in the month of September. By now the total transaction for the year 2021, reached ₹50 trillion.[44]

    UPI touched value of ₹7.71 trillion in October 2021 which is 56% jump from September. As per NPCI, daily UPI payment for the month of October is between ₹250 billion to ₹300 billion.[45]

    Acceptance[edit]

    Domestic[edit]

    India[edit]

    There are talks happening to operate UPI in United Arab Emirates and Singapore which has sizeable Indian expatriates and for ease of payment for Indian tourists travelling abroad. Committee on digital payments led by Nandan Nilekani had suggested that NPCI should internationalise payment services like UPI, RuPay and BHIM.[46] NPCI is planning to link UPI with standalone mobile wallets so that users can transfer money from one provider to another one which till now is restricted due to use of closed source technology. There is also provision for off-line UPI payment through the use of near field communication (NFC).[47]

    On 20 April 2020, Google added support for UPI payment in India to buy membership of YouTube Premium and YouTube Music either directly through website or on mobile application. Now Indian users can also buy or rent movies from Google TV. UPI is also enabled for YouTube SuperChat feature.[48]

    From July 2021, Apple iPhone, iPad, and iPod touch users in India can use UPI on App Store and iTunes Store.[49]NPCI International Payments Limited (NIPL) is planning to extend UPI to markets such as United States, West Asia and Europe.[50] On 4 August 2021, ICICI Prudential Life Insurance started supporting Union bank customer service number kerala AutoPay feature for insurance payment.[51][52]

    In August 2021, Dish TV introduced UPI scan and pay feature for the first time in a nationwide rollout due to COVID-19 restriction and heavy demand for no contact digital payment solutions.[53] From 31 August 2021, Netflix integrated UPI AutoPay feature for Indian subscribers which was till now limited to credit and debit cards from Visa, Mastercard, American Express, and Diners Club International.[54] As per April 2021 RBI Monetary Policy Committee directive, after March 31, 2022, all the know you customer (KYC) complaint digital wallets will become interoperable by using UPI system.[55] In August 2021, Hotstar started supporting UPI AutoPay feature. The Hindu, Times Prime, PayU, Financial Software and Systems, Testbook Edu Solutions, Open Financial Technologies, Angel Broking and 5Paisa Capital moved to UPI AutoPay in September 2021.[56]

    Due to high usage, Samsung Electronics integrated UPI barcode scanner directly into mobile camera application for faster payment.[57]

    International[edit]

    Cross border digital payment service provider Liquid Group signed memorandum of understanding (MoU) with NIPL in September 2021 to introduce UPI based QR code payment system in Singapore, Malaysia, Thailand, Philippines, Vietnam, Cambodia, Hong Kong, Taiwan, South Korea, and Japan from 2022.[58][59]

    Singapore[edit]

    UPI is accepted at merchant locations to ease transaction experience of Indian tourists.[60] The Reserve Bank of India (RBI) and Monetary Authority of Singapore (MAS) will operationalize interoperability between UPI and PayNow from July, 2022.[61]

    Bhutan[edit]

    On 13 July 2021, UPI made available union bank customer service number kerala Bhutan through Royal Monetary Authority of Bhutan.[62] Bhutan became the first country to accept UPI transactions through the BHIM app.

    Malaysia[edit]

    In 2021, Malaysian company Merchantrade Asia partnered with NIPL to send remittance in India through UPI infrastructure.[63]

    United Arab Emirates[edit]

    LuLu Financial Holding, a subsidiary of LuLu Group International signed MoU with NIPL in August 2021, to offer real time remittance to India from United Arab Emirates (UAE) and the Middle Eastern region.The MoU will help LuLu Financial Holding and its affiliates to connect with the UPI infrastructure and help in validation, compliance checks and facilitate all the requisite protocols for a safer cross border monetary transaction.[64] NIPL tied up with Mashreq bank in 2021 to increase UPI person-to-person (P2P) and person to merchant (P2M) transactions in UAE.[1]

    Network International on 18 November 2021 signed MoU with NIPL for acceptance of UPI in UAE through its network. Merchants under Network International will able to accept UPI payment from Q1 2022.[65]

    See also[edit]

    References[edit]

    1. ^ ab"UPI payments now available in UAE as NPCI's global arm partners Mashreq Bank". Mint. 20 August 2021. Retrieved 20 August 2021.
    2. ^"What is UPI". 15 December 2020.
    3. ^Nambisan, Byas (4 June 2021). "What Is UPI And How Does It Work?". Forbes Advisor INDIA. Retrieved 18 August 2021.
    4. ^Vinayak, A. J. (1 September 2020). "UPI completes 1,000 cr transactions". Business Line. Retrieved 5 September 2019.
    5. ^"IIT Madras Working on Voice-based Contact-less Payment Services Which Recognises Local Indian Languages". News18. 17 May 2021. Retrieved 17 May 2021.
    6. ^Khan, Aarzu (21 July 2021). "NPCI's Voice-Based Payment Solution Could Be a Game Changer". Dazeinfo. Retrieved 21 July 2021.
    7. ^ abDatta, Dhriti which document will list your monthly mortgage payment at settlement September 2019). "The origins of UPI: Road to a cashless society

      Aarogya Setu App

      Keep your Family Safe
      Bluetooth-based COVID-19 Tracker
      #StayAlertStaySafe

      Download Now

      banner image

      Now you can set recurring payments on your BHIM UPI enabled app with UPI AutoPay
      Know More

      banner image

      Experience the next-gen of digital payments with the all new BHIM App

      Know More

      banner image

      Know more

      banner image

      Keep your Family Safe
      Bluetooth-based COVID-19 Tracker
      #StayAlertStaySafe

      Download Now

      banner image

      Now you can set recurring payments on your BHIM UPI enabled app with UPI AutoPay
      Know More

      banner image

      Experience the next-gen of digital payments with the all new BHIM App

      Know More

      banner image

      Know more

      banner image

      Now send and request money using just mobile number or UPI ID

      bhim

      Who can use BHIM?

      Anyone with a bank account + registered mobile number + debit card

      bhim

      Who can I send money using BHIM?

      Friends, relatives, online shopping, retailers or merchants (as long as they are on UPI). Transfer money to them using their VPA or via UPI QR

      bhim

      When can I use BHIM?

      BHIM is a 24x7 payment solution

      bhim

      Why should I use BHIM?

      Simple and secure transactions on the go in your preferred language

      bhim

      Download and install BHIM app

      bhim

      Select your preferred Language

      bhim

      Register your Mobile Number

      bhim

      Add your Bank  Account with the App

      bhim

      Set UPI PIN for Security

      bhim

      Andhra Pradesh Grameena Vikas Bank

      Chhattisgarh Rajya Gramin Bank

      Equitas  Small Finance Bank

      Gopinath Patil Parsik Janata Sahakari Bank Ltd.

      Gujarat State cooperative Bank

      Janata Sahakari Bank Ltd., Pune

      Kallappanna Awade Ichalkaranji Janata Sahakari Bank Ltd.

      Kalyan Janata Sahakari Bank

      Karnataka vikas Gramin Bank

      Mehasana Urban Co-operative Bank

      Oriental Bank of Commerce

      Pragathi Krishna Gramin Bank

      Punjab and Maharastra Co. Bank

      Rajasthan Marudhara Gramin Bank

      Rajkot Nagarik Sahakari Bank

      Saraswat Co-operative Bank Ltd.

      Thane Bharat Sahakari Bank

      The Hasti Co-operative Bank Ltd

      The Kalyan Janta Sahkari Bank

      The Lakshmi Vilas Bank Ltd

      The Mahanagar Co-Op. Bank Ltd

      The Mehsana Urban Co-Operative Bank

      The Ratnakar Bank Limited

      The Saraswat Co-Operative Bank

      The South Indian Bank Limited

      Vasai Vikas Sahakari Bank Ltd

      Ajmer Vidhyut Vitran Nigam

      Andhra Pradesh Eastern Power Distribution Company

      Andhra Pradesh Southern Power Distribution Company Ltd

      Apollo Munich Health Insurance Company

      Bajaj Allianz General Insurance

      Baroda Pioneer Mutual Fund

      Bharti AXA General Insurance

      Bharti AXA Life Insurance Co. Ltd.

      Birla Sun Life Mutual Funds

      Calcutta Electricity Supply Company Ltd

      Canara HSBC OBC Life Insurance

      Chhattisgarh State Power Distribution Company Ltd

      Chhindwara Municipal Corporation

      Chola MS General Insurance Limited

      Dakshinanchal Vidyut Vitran Nigam Ltd

      Daman what is usaa routing number Diu Electricity Board

      Edelweiss General Insurance Company Limited

      Edelwiess Tokio Life Insurance co Ltd

      Exide Life Insurance Company Limited

      Gujarat Gas Company Limited

      Gulbarga Electricity Supply Company Ltd.

      HDFC ERGO General Insurance Company Limited

      Himachal Pradesh State Electricity Board

      Holachef Hospitality Pvt. Ltd

      Hubli Electricity Supply Company Ltd.

      ICICI Prudential Mutual Fund

      IFFCO Tokio General Insurance

      India First Life Insurance Co Ltd

      Jaipur Vidyut Vitran Nigam Ltd.

      Jodhpur Vidyut Vitran Nigam Ltd.

      Kidzania (IMAGINATION EDUTAINMENT INDIA PRIVATE LIMITED)

      M.P.Madhya Kshetra Vidyut Vitran Co

      Madhyanchal Vidyut Vitran Nigam Ltd. 

      Mahanagar Telephone Nigam Ltd

      Maharashtra Natural Gas Limited

      Mangalore Electricity Supply Company Ltd.

      MP Paschim Kshetra Vidyut Vitaran Co Ltd

      Municipal Corporation of Faridabad

      New Delhi Municipal Corporation

      Paschimanchal Vidyut Vitran Nigam Ltd

      Pune Municipal Corporation

      Purvanchal Vidyut Vitran Region bank online my account Ltd.

      Ranchi Municipal Corporation

      Reliance Communications Ltd

      Reliance General Insurance

      Reliance Nippon Life Insurance

      Sabarmati Gas Company Ltd

      SBI Funds Management Pvt. Ltd (SBI Mutual Fund)

      South Bihar Power Distribution

      Star Union Dai-ichi Life Insurance

      Tata AIA Life Insurance Co. Ltd.

      Tata AIG General Insurance Company Limited

      Telangana Southern Power Distribution Company Limited

      Uttar Pradesh Power Corporation Ltd.

      Thank you very much for the upgraded version. Today I am able to use BHIM. It's just awesome!

      testinomials image

      Good progress on anti spam features. Very much needed.

      testinomials image

      I am quite pleasantly surprised by the interface and automation of the BHIM app!

      testinomials image

      Ultimately I convinced my father as well as father in law to leave behind feature phone and buy androids to use.

      testinomials image
      Источник: https://www.bhimupi.org.in/

  • 1 Replies to “Union bank customer service number kerala”

    Leave a Reply

    Your email address will not be published. Required fields are marked *