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Membership Eligibility Requirements

1. Employees of Ford Motor Company who work at the Buffalo Stamping Plant in Buffalo, New York, at sales offices or service centers in Buffalo, New York, or at the parts depot in Williamsville, New York; employees of A. R. A. Services of Western New York who work at the Buffalo Stamping Plant in Buffalo, New York;
   
   
2. Members of Blasdell Taxpayers' Association, Inc. in Blasdell, New York;
   
   
3. Employees of Taylor-Pohlman, Inc. who work in Orchard Park, New York;
   
   
4. Employees of the Amsco-Jamestown Division of American Sterilizer Company, Barmore-Sellstrom, Inc., Credit Bureau of Jamestown, Inc., Dowcraft Corporation, Ed Shults Chevrolet, Inc., Fenton Park Nursing Home, Sterlingworth Corporation, Journal Press, Inc., Anderson Western division federal credit union williamsville Products, Inc., Chautauqua Blind Association, Inc., WJBN, Maddox Table Company, fifth 3rd bank locations Crawford Furniture Manufacturing Corporation, Watson Manufacturing western division federal credit union williamsville Company, Inc., Jamestown Finishing Products, Inc., Prudential Insurance Corporation, Lodestro & Bailey, Attorneys and Counselors at Law, Cresent Tool Company, McFadden Ford, Inc. McFadden Chrysler Plymouth, Inc. Tanglewood Manor. Phoenix Metal Fabricating, Inc., Dawson Metal Co., Inc., Jamestown Boys Club, Inc., Lakewood Tops, Inc., Gierston Tool Company, Inc., Adanlock Jamestown Office Environments, Jamestown Plywood Corporation, NewSun Tool, Inc., Hildom Block Co., Inc., Chautauqua Hardware Corporation, Jamestown Division of S.M. Flickinger Co., Inc., a subsidiary of Scrivner, Inc., Jamestown Electro Plating Works, Inc., Ring and Pierce-All Division of Producto Machine Company, Jamestown Bronze Works, Inc., Eastern Plywood Corporation, or Tidy Car Total Appearance Center who work in Jamestown, New York; employees of Ellison Bronze Co., Inc., DeBell Vending Co, Inc., Total Trucks Sales & Service Jamestown, Inc., the Fancher Chair Co., Inc., & who work in Falconer, New York; employees of Firch Baking Company who work in Jamestown or Olean. New York; employees of Yorktown Industries, Inc. or Falconer Metal Specialties Co. a division of Blasius Industries, Inc. who work in Lakewood, New York; employees of Western division federal credit union williamsville Health Care and Medical Center who work in Greenhurst, New York; employees of Vac Air Alloys Corporation, Jamestown Industrial Trucks, Inc., who work in Frewsburg, New York; employees of the Chase order checks mobile app of Busti, or the Village of Celeron, New York; regular members of the American Association of Retired Persons, Jamestown Chapter No. 1334, or Jamestown Lodge No. 1681, Loyal Order of Moose, in Jamestown, New York; employees of the AVM Corporation, Bush Industries, Inc., Frames East, Inc. or The Resource Center who work in or are paid from Jamestown., New York;
   
   
5. Employees: of Ramsey's Restaurant who work in Bemus western division federal credit union williamsville Point, New York; employees of the W.L. Nuttall & Son, Inc. who work in Sherman, New York; employees of the Heritage Village Health Center of the Gerry Nursing Home Company, Inc., who work in Gerry, New York; members of the Chautauqua County Police Organizations Assn., Inc. in Mayville, New York; employees of the State of New York Department of Environmental Conservation who work in, or are supervised from Olean, New York; members of the I.L.S. Veterans Club, Inc. in Jamestown, New York; employees of the above I.L.S. Veterans Club, Inc., who work in Jamestown, New York; employees of the State of New York, Department of Transportation or who work in Mayville, New York; members of the Lakewood Area Chamber of Commerce, Inc., in Lakewood, New York; employees of the Truck-Lite Company who work in Falconer, or Jamestown, New York; employees of Dodson's Jewelers who work in Jamestown western division federal credit union williamsville Dunkirk, New York or Warren, Pennsylvania; employees of Chautauqua-Cattaraugus Library System who work in or are supervised from Jamestown, New York; employees of Choice Communications International, Inc. and Allegheny Council for Occupational Safety & Health (ALCOSH) who work in Jamestown, New York; employees and agents of Timeline Solutions, Inc. who work in Lakewood, New York; employees of Clark Laboratories, Inc. or Lake County Dodge, Inc. who work in Jamestown, New York; employees of Larry Dyke's Team Ford who work in Panama, New York; employees of Visu-Craft by H.B.S., Inc. who work in Jamestown New York;
   
   
6. Employees of the Edd state of california contact number Manufacturing Co., Inc., who work in Jamestown, New York;
   
   
7. Employees of Southern Tier Environments for Living, Inc. who work at
• Stel, Inc. in Gowanda or Jamestown, New York,
• Dunkirk Stel Residence in Dunkirk, New York,
• Jamestown Stel Residence in Jamestown, New York
• Jamestown ISA Stel in Jamestown, New York
• Perkins Hall Stel in Gowanda, New York,
• Gowanda Stel Residence in Gowanda, New York,
• Park Avenue Stel Residence in Dunkirk, New York or
• Prendergast Avenue Stel western division federal credit union williamsville Jamestown, New York;
• Members of Scranton - McKinley Taxpayers Association in Hamburg, New York;
  
  
8. Employees of Weber Knapp Company who work in Jamestown, New York;
   
   
9. Members of Herman Kent Post No. 777
   The American Legion in Celeron, New York;
   
   
10. Members of Lakewood Memorial Post No. 1286, The American Legion, Department of New York, Inc. in Lakewood, New York.
    
    
11. Employees of Jamestown Metal Corp. who work in Jamestown, New York; members of record of Jamestown Metal Employees Credit Union as of the effective date of merger.
    
    
12. Persons who live, work or attend school in and businesses and other legal entities located in the Towns of Chautauqua, Portland, Stockton and Western division federal credit union williamsville, New York, a local community which meets the underserved are definition of 109(c)(2) of the Federal Credit Union Act.
    
    
13. Persons who live, work or attend school in, and businesses and other legal entities located in the City of Dunkirk, New York and the portion of the town of Pomfret, New York that is defined by the following street boundaries:
    
    
    
14. Persons who live, work, worship or attend school in and business and other legal entities located in the portion of the Town of Hanover, New York that is defined by the following street boundaries:
    
    Bounded on the north by Lake Erie and Cattaraugus Creek beginning at the point where Interstate Route 90 (I-90) meets Cattaraugus Creek, proceeding southwest on I-90 to Gibbs Road, proceeding north on Gibbs Road to Lake Erie, a local community which meets the underserved area definition of 109(c)(2) of the Federal Credit Union Act.
    
    
15. Persons who live, work, or attend school in, and businesses and other legal entities located in the city of Jamestown, New York, a local community that meets the underserved area definition of 109(c)(2) of the Federal Credit Chase bank cd rates today Act.
    and, also included are spouses of persons who died while within the field of membership of this credit union, employees of this credit union, persons retired as pensioners or annuitants from the above employment, members of their immediate families or households, and organizations of such persons.
    
    
16. Employees of Buffalo Computer Graphics, Inc.
    
    
17. Employees of Ten Lives Club LLC

Members of Western Division Federal Credit Union in Williamsville, N.Y. will have a little extra holiday cheer this season thanks to a $500,000 special patronage dividend.

“Unlike most other financial institutions, Western Division doesn’t send our benefits away to stockholders,” President and CEO Robert Harms said in a western division federal credit union williamsville. “Instead, we return those benefits back to our members."

Harms said this is another way that the $142 million-asset credit union can ensure its members “keep more of their hard earned money.”

In order to qualify for the rebate, individuals must be active members in good standing who either paid interest or received dividends in a sufficient amount to warrant a payout. Those members will receive 15% of dividends received on savings and 30% of interest paid on loans as of Sept. 30.

The amount of each member's dividend depends on the depth of their relationship with the credit union, ranging from $10 to $500. Qualifying products include personal, vehicle, recreational, home equity and mortgage loans, along with deposit products such as savings, sub-savings and money market accounts, as well as IRAs and term certificates.

This year's return is down slightly from last year's $750,000 payout. NCUA call report data shows Western Division earned just over $1 million in net income during hte first three quarters of 2018, down from $1.2 million during the same period last year.

The credit union's largest ever patronage dividends came in 2007 and 2008 when it returned $1 million to members.

Management has returned more than $8 million in dividends to members since 2003.

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Western Division Federal Credit Union

Western Div Credit Union

Western Division Fcu

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http://www.westerndivision.org

https://www.westerndivision.org

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Amherst Federal Credit Union was founded in 1947. Tahiry jose sisters credit union has assets totaling $39.65 Million and provides banking services to more than 4,000 members.

• Tuesday

  9:00 am - 4:30 pm

• Wednesday

  western division federal credit union williamsville 9:00 am - 4:30 pm

• Thursday

  9:00 am - 6:00 pm

• Saturday

  9:00 am - 12:00 pm western division federal credit union williamsville

The credit union is a community-based financial institution. People living, working, or worshipping in the credit union's geographic area can become a member and access banking services. Membership is also open to immediate family of current members.

Nearby Credit Unions

jamaican food boston Would you like to find the credit unions around Amherst Federal Credit Union? View the list below to start exploring. Select a credit union to view the opening and closing hours of the place, phone, services and other information.

• 0.5 mi.Western Division Federal Credit Union6750 Main Street, Williamsville, NY, 14221
• 2.8 mi.Maryvale Schools Federal Credit Union1050 Maryvale Drive, Cheektowaga, NY, 14225
• 3.1 mi.Clarence Community & Schools Federal Credit Union9145 Sheridan Drive, Clarence, NY, 14031
• 4.0 mi.AFGM Enterprises Federal Credit Union132 Cayuga Road, Cheektowaga, NY, 14225
• 4.2 mi.Financial Trust Federal Credit Union3333 Harlem Road, Cheektowaga, NY, 14225
• 4.8 mi.Good Neighbors Federal Credit Union30 Brunswick Road, Depew, NY, 14043
• 4.9 mi.Town of Cheektowaga Federal Credit Union3251 Dollar savings bank, Cheektowaga, NY, 14227
• 5.0 mi.Cheektowaga Community Federal Credit Union3234 Union Road, Cheektowaga, NY, 14227

A short history of Western Division FCU

Since its inception in 1937 the Western Division Federal Credit Union has been serving its members in the WILLIAMSVILLE, New York area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Robert Harms, the Western Division FCU has grown its membership to over 8,588 with assets of more than $142,940,965. They have a main office and 2 branch offices. Please see the credit unions website or contact them by phone at (716) 632-9328 or email them at [email protected] to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in WILLIAMSVILLE, NY.

General Information For Western Division FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Compare Western Division Federal Credit Union To Other Local Credit Unions

Western Division Federal Credit Union Financial Performance Charts

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Financial Data

Western Division Federal Credit Union Lowest Loan Rates With State and USA Rankings

Western Division Federal Credit Union Highest Deposit Rates With State and USA Rankings

Western Division Federal Credit Union Loans and Leases

Western Division Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

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MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Western Division Federal Credit Union Member Offerings

Membership Eligibility Requirements

1. Employees of Ford Motor Company who work at the Buffalo Stamping Plant in Buffalo, New York, at sales offices or service centers in Buffalo, New York, or at the parts depot in Williamsville, New York; employees of A. R. A. Services of Western New York who work at the Buffalo Stamping Plant in Buffalo, New York;
   
   
2. Members of Blasdell Taxpayers' Association, Inc. in Blasdell, New York;
   
   
3. Employees of Taylor-Pohlman, Inc. who work in Orchard Park, New York;
   
   
4. Employees of the Amsco-Jamestown Division of American Sterilizer Company, Barmore-Sellstrom, Inc., Credit Bureau of Jamestown, Inc., Dowcraft Corporation, Ed Shults Chevrolet, Inc., Fenton Park Nursing Home, Sterlingworth Corporation, Journal Press, Inc., Anderson Screw Products, Inc., Chautauqua Blind Association, Inc., WJBN, Maddox Table Company, Crawford Furniture Manufacturing Corporation, Watson Manufacturing Company, Inc., Jamestown Finishing Products, Inc., Prudential Insurance Corporation, Lodestro & Bailey, Attorneys and Counselors at Law, Cresent Tool Company, McFadden Ford, Inc. McFadden Chrysler Plymouth, Inc. Tanglewood Manor. Phoenix Metal Fabricating, Inc., Dawson Metal Co., Inc., Jamestown Boys Club, Inc., Lakewood Tops, Inc., Gierston Tool Company, Inc., Adanlock Jamestown Office Environments, Jamestown Plywood Corporation, NewSun Tool, Inc., Hildom Block Co., Inc., Chautauqua Hardware Corporation, Jamestown Division of S.M. Flickinger Co., Inc., a subsidiary of Scrivner, Inc., Jamestown Electro Plating Works, Inc., Ring and Pierce-All Division of Producto Machine Company, Jamestown Bronze Works, Inc., Eastern Plywood Corporation, or Tidy Car Total Appearance Center who work in Jamestown, New York; employees of Ellison Bronze Co., Inc., DeBell Vending Co, Inc., Total Trucks Sales & Service Jamestown, Inc., the Fancher Chair Co., Inc., & who work in Falconer, New York; employees of Firch Baking Company who work in Jamestown or Olean. New York; employees of Yorktown Industries, Inc. or Falconer Metal Specialties Co. a division of Blasius Industries, Inc. who work in Lakewood, New York; employees of Greenhurst Health Care and Medical Center who work in Greenhurst, New York; employees of Vac Air Alloys Corporation, Jamestown Industrial Trucks, Inc., who work in Frewsburg, New York; employees of the Town of Busti, or the Village of Celeron, New York; regular members of the American Association of Retired Persons, Jamestown Chapter No. 1334, or Jamestown Lodge No. 1681, Loyal Order of Moose, in Jamestown, New York; employees of the AVM Corporation, Bush Industries, Inc., Frames East, Inc. or The Resource Center who work in or are paid from Jamestown., New York;
   
   
5. Employees: of Ramsey's Restaurant who work in Bemus Point, New York; employees of the W.L. Nuttall & Son, Inc. who work in Sherman, New York; employees of the Heritage Village Health Center of the Gerry Nursing Home Company, Inc., who work in Gerry, New York; members of the Chautauqua County Police Organizations Assn., Inc. in Mayville, New York; employees of the State of New York Department of Environmental Conservation who work in, or are supervised from Olean, New York; members of the I.L.S. Veterans Club, Inc. in Jamestown, New York; employees of the above I.L.S. Veterans Club, Inc., who work in Jamestown, New York; employees of the State of New York, Department of Transportation or who work in Mayville, New York; members of the Lakewood Area Chamber of Commerce, Inc., in Lakewood, New York; employees of the Truck-Lite Company who work in Falconer, or Jamestown, New York; employees of Dodson's Jewelers who work in Jamestown or Dunkirk, New York or Warren, Pennsylvania; employees of Chautauqua-Cattaraugus Library System who work in or are supervised from Jamestown, New York; employees of Choice Communications International, Inc. and Allegheny Council for Occupational Safety & Health (ALCOSH) who work in Jamestown, New York; employees and agents of Timeline Solutions, Inc. who work in Lakewood, New York; employees of Clark Laboratories, Inc. or Lake County Dodge, Inc. who work in Jamestown, New York; employees of Larry Dyke's Team Ford who work in Panama, New York; employees of Visu-Craft by H.B.S., Inc. who work in Jamestown New York;
   
   
6. Employees of the Dahlstrom Manufacturing Co., Inc., who work in Jamestown, New York;
   
   
7. Employees of Southern Tier Environments for Living, Inc. who work at
• Stel, Inc. in Gowanda or Jamestown, New York,
• Dunkirk Stel Residence in Dunkirk, New York,
• Jamestown Stel Residence in Jamestown, New York
• Jamestown ISA Stel in Jamestown, New York
• Perkins Hall Stel in Gowanda, New York,
• Gowanda Stel Residence in Gowanda, New York,
• Park Avenue Stel Residence in Dunkirk, New York or
• Prendergast Avenue Stel in Jamestown, New York;
• Members of Scranton - McKinley Taxpayers Association in Hamburg, New York;
  
  
8. Employees of Weber Knapp Company who work in Jamestown, New York;
   
   
9. Members of Herman Kent Post No. 777
   The American Legion in Celeron, New York;
   
   
10. Members of Lakewood Memorial Post No. 1286, The American Legion, Department of New York, Inc. in Lakewood, New York.
    
    
11. Employees of Jamestown Metal Corp. who work in Jamestown, New York; members of record of Jamestown Metal Employees Credit Union as of the effective date of merger.
    
    
12. Persons who live, work or attend school in and businesses and other legal entities located in the Towns of Chautauqua, Portland, Stockton and Westfield, New York, a local community which meets the underserved are definition of 109(c)(2) of the Federal Credit Union Act.
    
    
13. Persons who live, work or attend school in, and businesses and other legal entities located in the City of Dunkirk, New York and the portion of the town of Pomfret, New York that is defined by the following street boundaries:
    
    
    
14. Persons who live, work, worship or attend school in and business and other legal entities located in the portion of the Town of Hanover, New York that is defined by the following street boundaries:
    
    Bounded on the north by Lake Erie and Cattaraugus Creek beginning at the point where Interstate Route 90 (I-90) meets Cattaraugus Creek, proceeding southwest on I-90 to Gibbs Road, proceeding north on Gibbs Road to Lake Erie, a local community which meets the underserved area definition of 109(c)(2) of the Federal Credit Union Act.
    
    
15. Persons who live, work, or attend school in, and businesses and other legal entities located in the city of Jamestown, New York, a local community that meets the underserved area definition of 109(c)(2) of the Federal Credit Union Act.
    and, also included are spouses of persons who died while within the field of membership of this credit union, employees of this credit union, persons retired as pensioners or annuitants from the above employment, members of their immediate families or households, and organizations of such persons.
    
    
16. Employees of Buffalo Computer Graphics, Inc.
    
    
17. Employees of Ten Lives Club LLC

September Community Cornerstone Recipient

Cornerstone Community Federal Credit Union & Country 106.5 WYRK are proud to recognize Olivia Gonyea of North Tonawanda as September’s Community Cornerstone!

Cancer-free for eleven years, Olivia courageously battled Ewings Sarcoma, a form of bone cancer that she was diagnosed with at the age of eight.  Inspired by her own experience, she started the nonprofit “Olivia’s Bears” to support other children struggling with health conditions.  As a sign of hope, a symbol of love and support, Olivia’s Bears have donated over 100 build-a-bears to Oishei Children’s Hospital each year.  She hopes that the gifted bears remind the children that they are loved and cared for by many.  In addition, her foundation has grown to offer more to Oishei Children’s Hospital by donating storage units, toys for the playroom and offering an annual scholarship.  This nonprofit truly demonstrates Olivia’s sincereness and genuine approach to supporting those in need and makes her the perfect candidate and winner as this month’s Community Cornerstone!  Learn more about Oliva’s Bears here.

We are honored to donate $500 on your behalf to Olivia’s Bears!

In partnership with Country 106.5 WYRK and Russell’s Steaks, Chops & More, we are seeking nominations to reward an individual’s passion for our community.  Our monthly winner will receive a $500 donation to the winner’s favorite cause, and  $100 dinner gift certificate to celebrate!  Think of a worthy recipient and nominate them for the Community Cornerstone! 

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Members of Western Division Federal Credit Union in Williamsville, N.Y. will have a little extra holiday cheer this season thanks to a $500,000 special patronage dividend.

“Unlike most other financial institutions, Western Division doesn’t send our benefits away to stockholders,” President and CEO Robert Harms said in a release. “Instead, we return those benefits back to our members."

Harms said this is another way that the $142 million-asset credit union can ensure its members “keep more of their hard earned money.”

In order to qualify for the rebate, individuals must be active members in good standing who either paid interest or received dividends in a sufficient amount to warrant a payout. Those members will receive 15% of dividends received on savings and 30% of interest paid on loans as of Sept. 30.

The amount of each member's dividend depends on the depth of their relationship with the credit union, ranging from $10 to $500. Qualifying products include personal, vehicle, recreational, home equity and mortgage loans, along with deposit products such as savings, sub-savings and money market accounts, as well as IRAs and term certificates.

This year's return is down slightly from last year's $750,000 payout. NCUA call report data shows Western Division earned just over $1 million in net income during hte first three quarters of 2018, down from $1.2 million during the same period last year.

The credit union's largest ever patronage dividends came in 2007 and 2008 when it returned $1 million to members.

Management has returned more than $8 million in dividends to members since 2003.